Questions & Answers

I Spend $50,000 A Year On My Credit Card – What’s The Best Card For Me?

Today's question comes from BenBaril from reddit.com/r/churning         Question: Last year I had about 50k spend on my Amex…

I’m About To Be Charged My Chase Sapphire Preferred Annual Fee, What Should I Do?

Question: I got my Chase Sapphire Preferred almost twelve months ago, I'm almost due to pay my annual fee and…

[Outdated] Which Barclays Card Is Better? Frontier Vs Arrival

This post is now out of date, information contained therein is no longer accurate. This question comes from reddit.com/r/churning user Camarda. I thought…

How Do Secured Credit Cards Work?

Question: I have really bad credit history with a lot of late payments. I'm making all of my payments on…

What’s The Best Secured Credit Card To Rebuild Credit?

Question: I lost my job and wasn't able to find a new one for nearly a year. Because of that…

How To Upgrade A Secured U.S Bank Credit Card To An Unsecured Card

Question: I've had a U.S. Bank Secured Visa Card for more than a year now. I have perfect payment history (paid…

What Is A Secured Credit Card?

Question: I have no credit history and I want to apply for a credit card. I spoke to a manager…

How Do I Get A FICO Score Of 720+?

Question: A lot of sites claim that I need a FICO score of 720+ to be eligible for the better…

How Long Do Hard Inquiries Stay On A Credit Report?

Question: I've made a number of hard inquiries recently (applying for new credit cards and an auto loan) and my…

Where Can I Buy A Vanilla Reload Card From?

Question: I'm struggling to meet the minimum spending requirement for the Chase Sapphire Preferred Card ($3,000 in 3 months). I…