Is There An Age Requirement For Credit Cards?
Question: I'm currently 20 years old and I'd like to apply for a credit card. I heard that if you're…
Questions & Answers
Are There Any Drawbacks To Applying For As Many Credit Cards As Possible?
Question: I read your introduction to credit card churning and I want to make the most of those sign up…
How Much Will My Credit Score Drop If I Apply For A New Credit Card?
Question: I'm wondering how much my credit score will drop if I apply for a new credit card. I've currently…
True Or False, FICO Is The Most Commonly Used Credit Score In The United States?
Question: Hi, Doctor. We are a group of students in North Dakota and we have a question for you. It's…
Does Removing A Negative Item With One Agency Force The Other Two To Remove It Also?
Question: I recently found a negative item on my Equifax credit report (bill marked as unpaid & delinquent even though…
TransUnion FICO Score Vs Equifax FICO Score Vs Experian FICO Score – What’s The Difference?
Question: I went to purchase a FICO score from myFICO.com I noticed I could purchase a TransUnion FICO score, an…
How Does Credit Card Churning Effect Your Credit Score?
Question: I read your introduction to credit card churning and I'd like to take advantage of some of the sign…
Who Can Access My Credit Report?
Question: I have terrible credit history and I am worried that future employers might not hire me because of it.…
How Many FICO Scores Are There?
Question: I've heard that everybody has more than one FICO score, is this true? If so how many are there?…