Subscribe
Notify of
guest

127 Comments
newest
oldest most voted

Klad
Klad (@guest_365332)
March 6, 2017 14:56

Just a DP for everyone..
Went to nearby branch and was approved for 29K. I am 6/24 as of today.

Ken
Ken (@guest_365335)
March 6, 2017 15:01

Did you have a pre-approval or you just applied to the public offering. AFAIK pre-approvals have been gone for a while for the CSR. Are you CPC?

Klad
Klad (@guest_365336)
March 6, 2017 15:06

No I was not pre-approved, and you mentioned CSR has been removed from pre-approvals.. I am not CPC either, still approved without recon
The banker did tell me, that I have been pre-approved for all the cards Chase offers, so CSR should also go through..

Ken
Ken (@guest_365342)
March 6, 2017 15:19

Interesting, thanks for the DP.

Klad
Klad (@guest_365349)
March 6, 2017 15:30

You are welcome, Ken!
Well, as far as accounts in last 24 months here are the details – 03/24/2015 (AMEX BCE), 04/03/2015 (BOA Cash Rewards), 06/12/2015 (Macys), 07/04/2015(Citi TYP), 06/27/2016 (Chase FU), Barclay Arrival+(09/18/2016)
This is what EQ shows and my actual account open dates, EX however shows the first date of that month for all accounts.

Matthew
Matthew (@guest_365389)
March 6, 2017 17:24

Good details. Is Macy’s an Amex or store only card? Chase may now automatically not look at certain store cards. One could hope… Or at least forgive one.

Klad
Klad (@guest_365561)
March 6, 2017 23:24

Macys was store version, not the AMEX one.. And I think that may have been in my favor and they might have taken account open date from EX

Rick
Rick (@guest_367746)
March 9, 2017 23:26

I applied at a branch today and was approved. The 100k bonus ends March 11 according to the Chase rep. He also said the preapprovals were removed from their online site for the Chase Sapphire cards. When he pulled up my information I was preapproved for a number of their services. I’m outside the 5/24 otherwise I might not have applied.

Ken
Ken (@guest_362511)
March 1, 2017 14:12

Opened a checking account yesterday. Had zero pre-qual offers for any Chase cards when a few months ago I had several. Same for my wife.

XC
XC (@guest_360229)
February 25, 2017 13:53

Just checked with my local branch. My wife and I both have the reserve pre-approved offer. My wife applied in branch, agent called to the back office to reconfirm her identity. Approved with 10K limit. Took less than 10 min.

J
J (@guest_360234)
February 25, 2017 13:59
  XC

Were either of you over 5/24??

Klad
Klad (@guest_360415)
February 26, 2017 00:15
  XC

And were you over 5/24? Wondering how pre approval was available for banker?

XC
XC (@guest_360544)
February 26, 2017 11:29

4/24 for me and 2/24 for my wife.

William Charles
Admin
February 26, 2017 20:47
  XC

Are you over the Chase 5/24 rule? Just trying to make sure this is an actual in branch pre-approval…

XC
XC (@guest_360928)
February 26, 2017 23:41

No, neither of us.

William Charles
Admin
February 26, 2017 23:48
  XC

Ah ok, probably not a real pre-approval then glad to see you still got approved

Matthew
Matthew (@guest_359289)
February 23, 2017 21:04

With 2.5 weeks to go, I really hope Chase gets pre-approvals back for the CSR before the 100k ends! 🙁

William Charles
Admin
February 23, 2017 21:51

They probably removed them because of the 100k offer.

TravelingAlong
TravelingAlong (@guest_357006)
February 20, 2017 06:48

APR wasn’t shown with on-screen approval — banker discussed it with me beforehand; but I don’t remember what it was at the time (I pay off in full each month so APR wasn’t a sticking point). Screen was bare minimum of info — showed total credit line available ($34K), and that’s about it I think.

dice140
dice140 (@guest_357078)
February 20, 2017 12:42

Thanks for the quick reply. I was asking if the pre-approval screen they showed you had a fixed APR rate as that’s usually (if not always) indicative of a true pre-approved offer. It’s been reported by many people that they’re told they’re “pre-approved” when they really aren’t. More accurately, they’re “invited to apply”.

TravelingAlong
TravelingAlong (@guest_356210)
February 18, 2017 10:00

FYI
DP as of 2/13/17
* Went in branch to get CSR for 100K bonus.
* Was pre-approved — banker showed me on-screen pre-approval. Took about 10-15 minutes total.
* 1/24 with 800+ credit.
* Received card via UPS on 2/15/17 (2 days later!).
* Applied for 70K United MileagePlus Explorer card online same day (2/13) — got 30-day wait email. Don’t know if combined inquiries.

dice140
dice140 (@guest_356903)
February 19, 2017 23:11

Hi, was there a fixed APR when he showed you the screen?

If anyone else has seen pre-approvals lately, please post here 🙂

TravelingAlong
TravelingAlong (@guest_357007)
February 20, 2017 06:50

APR wasn’t shown with on-screen approval — banker discussed it with me beforehand; but I don’t remember what it was at the time (I pay off in full each month so APR wasn’t a sticking point). Screen was bare minimum of info — showed total credit line available ($34K), and that’s about it I think.

Pradeep
Pradeep (@guest_347289)
February 1, 2017 15:06

Hi, Both me and my wife went in branch to check on Preapprovals. We were told by the banker that we had an ‘invitation to apply’ on this card.
Could someone help me out on what ‘invitation to apply’ would mean ? It was on both me and my wife’s account.

Pradeep
Pradeep (@guest_347315)
February 1, 2017 15:57

Never mind ..found the answer here ..
https://www.doctorofcredit.com/chase-pre-approval-branch-frequently-asked-questions/

Doesnt look like good news but asked my wife to go ahead and apply. Will report back on data point. So far :
1) She also got an range 16.xx to 23.xx on the APR rate
2) She has 760 score

Thanks

William Charles
Admin
February 1, 2017 19:53

Not the same as pre-approval AFAIK

Pradeep Patil
Pradeep Patil (@guest_347543)
February 2, 2017 00:38

Thanks William. I went ahead and applied for her and she got the card approved.
DP for everyone. Applied for Sapphire reserve for spouse.
0) No preapproval. Just ‘Invitation to Apply’
1) 1/24. AU on another Chase freedom card.
2) 750 -770 credit score range
3) Chase banker#2 was really helpful. We had applied last week (with another banker #1) but somehow that application didnt go through which was totally weird. I was told they had some connectivity issues
3) Chase banker #2 somehow maybe revived that application so as to not have two credit inquiries and applied today
4) She then personally called up the underwriting dept rep and asked them verify about this application
5) The underwriting dept rep verified and approved it on the spot
6) Wooohooo !!!

Now excited to wait for the card !

William Charles
Admin
February 2, 2017 02:22

Awesome, great news! Enjoy the bonus and the card 🙂

blah blah
blah blah (@guest_347207)
February 1, 2017 12:29

went into branch today to try to get the CSR knowing im over 5/24. didn’t realize they removed the pre-approval. apparently the only way even for the banker to apply is using the online platform which only offers 50K. in the wiki above it says that a banker in branch can still apply with the 100k offer?how? maybe the banker didn’t know what they were doing?

William Charles
Admin
February 1, 2017 20:00

Should still be possible to apply with the 100k offer in branch, just a bad banker I’d guess.

Z
Z (@guest_346216)
January 30, 2017 19:39

DP – Tried to apply for the CSR in branch and wasn’t allowed due to already being an authorized user on a CSR. They even called someone to confirm this was the case. Has anyone else had this issue? Should I try at a different branch? Thanks!

Z
Z (@guest_347461)
February 1, 2017 20:27
  Z

Called customer service and they told me that what the banker said was “false”. They told me to apply online and they would escalate the issue to match the 100k. I’m not sure I understand what the issue was in branch then… Maybe the same issue as blah blah below me?

Mike
Mike (@guest_344471)
January 26, 2017 20:55

I’m relatively new to the CC bonus game, I hit my 5/24 a few months ago, didn’t dawn on me until recently to have my wife start applying for cards, but too late for CSR 100,000 point bonus. I don’t live anywhere remotely close to a Chase branch, any chance my wife can call one and apply over the phone? 🙂