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Cole
Cole

Does anyone know if Chase will skirt around 5/24 if your close to becoming eligible? Heard a guy get approved in January and Chase told him his 5/24 was up in March and that was close enough. Reason i ask is my 5/24 will be up in April. Thought about applying and then stringing it along hoping it drops off before a final no verdict.

Moe
Moe

Recently closed a Citi business card. Also applied for 2 personal cards recently (w/o 24 month language) and got approved. Now applied for this business card and was denied because I didn’t establish my credit usage of the new personal cards yet…..

David
David

Data point FWIW – CSR approved in branch today for 100k offer. Initially declined because of 6/24 – however 2 of those are AU’s on wife’s cards. After confirming the AU’s Chase approved me for $20k CL moved from Hyatt card. About 15 minutes total. Thanks for keeping us up to date on deadlines and possible ways round 4/24

James
James

Is there anyone who wants this card, who hasn’t applied for it yet? At this point, I assume only people who either aren’t interested in the card, even with the 100k bonus or people who want the card, but can’t get approved for it are left.

calwatch
calwatch

I’m seriously considering the card given that it is highly unlikely it is coming again, at least in a public fashion, but with a mid six figure UR balance find it hard to justify accumulating more points before spending it down. On the other hand, the ability to use UR points through their portal at 1.5X, compared with 1.25X with the Ink that I currently have, is significant, except that I rarely if ever use the Chase portal given that I have travel expenses that need to be offset with the Bank of America Travel Rewards card, or I use hotel web sites in order to earn points/get premium benefits (as an OTA you don’t earn points through the UR portal). So the main thing would be getting a discount on flights (which I can already through the Citi portal, and need to spend that down before cancelling my Citi Premier) and rental cars.

Katherine
Katherine

Sure, those who are waiting to get to 4/24 and wondering what would happen on 3/12. I am private client and applied in the Fall when I thought the private client could get me past 5/24 rule, but I was declined. So I waited until I was down to 4/24 after authorized user accounts were removed. That alone took more time/hassle in branch on the phone with recon, but knowing the 3/12 magic date for the 100k going away, it was definitely worth doing instead of waiting until those auth user accounts aged past the 24 months (April).

HK
HK

I’m planning on applying for this card. I don’t have a chase branch directly in my area and that is the main reason I haven’t applied in branch yet. I’m planning a trip to New York the weekend of 3/10 and I will apply for the CSR and my wife will apply for the Chase Ink 100K in branch offer……

J
J

I’m a college student with 3 credit cards (ranging from 2-10 months) and 3 AU on chase cards (ranging from 8-30 months), but my AAoA is 10 months. Should I try to apply? I feel like it’s worth a shot because of the 100k bonus.

Gabriel
Gabriel

how sure are we that 5/24 is can’t be bypassed.. One of my friend was not preapproved and 8/24 got approved in Jan when 100K offer was still available online.. pls give some data points.

Batastil
Batastil

Apply and find out. The worst that can happen is they say no. I know I plan to apply after March 1st in branch even though I’m way over 5/24. At this point, another inquiry is fairly insignificant.

jason
jason

would a credit score of 740 suffice if i apply in branch? thanks

icemule1
icemule1

Interesting that they’re removing the Chase Private Client verbiage from the CSP but they are leaving it on the CPC debit card.

Henry
Henry

I have a cpc debit card, but neither my CSP nor CSR say anything about private client on it. I’ve never even seen one of these cards with that denotation. Anyone have an image link?

Peter
Peter

Can we expect the CSP to periodically go up to 100 K or get targeted 100 K offers? My 5/24 will not be cured until the end of the year.

Jay
Jay

I presume you meant CSR, not CSP. The CSP hasn’t seen a 100k offer since 2011 🙂

I wouldn’t be surprised if the CSR 100k returns in the form of targeting. It was conceived as a direct competitor to the Amex Plat, which sends out targeted 100k offers pretty regularly (though Chase probably won’t screw up as often as Amex does with regards to leaked public 100k links, lol…).

Peter
Peter

Whoops, yes, I meant CSR!

William Charles

No idea at this stage, Chase will probably evaluate the # of sign ups they get at the 50k level and also see how many people keep the card year two onwards.

esdot
esdot

Inconsistency should be corrected: “bonus will no longer be available in Chase branches after March [11 not] 12.”