Update 8/2/26/25: As per reddit user OGvon supervisors are saying as of July 26, 2025 this card is no longer accepting new applications.
Update 7/10/25: Application link on SYWR homepage have been removed as well.
Citi has removed the Shop Your Way Rewards (SYWR) card from it’s retail store page card. You can still apply for the card on the SYWR homepage (until at least 7/9/25 when the current offer ends). Earlier this year the Citi Sears card was converted to the Citi ThankYou Mastercard. It’s unclear if this removal actually means anything, but if you’re interested in this card I’d recommend soon.
Hat tip to shiti
View Comments (114)
good bye old pal
dont think its goodbye yet. TBD.
Can't believe p2 and I didn't get this card till last year. Just thinking of all those offers we missed out on over the years. Hope this bad boy has some miles left in it
im gonna assume the SYW card will be forced PC into TYP which is wat pple want. if citi is bothering to remove the sears IP on the TYP version, there is no reason to keep sears on the SYW version either. but will see how long these crazy offers are subsidized. the economics never made sense to me.
but also, i dont remember any citi retail card ever being sold off to citi core consumer credit business cuz citi retail services is totally separate. SYW is the first i see become a TYP card.
for example, wawa cut ties w/ citi. then citi closed the card. i assume FNBO didnt wanna buy. but wawa cards didnt PC to TYP. so im curious whats happening here.
I dont think anyone wants the card to be PC into the TYP, the SYW is still a superior card considering you get 3-5%CB categories on top of the offers. Of course if you have to choose the conversion is what everyone would prefer instead of the card disappearing
everything depends on how you play the game. if sears SYW works for u and ur team CB and love the SYW pts then i can see why u dont want TYP. thats cool.
but i dont play the CB game. and will never waste my time w/ a strategy that has capped limits on profits. ur definition of "superior" is different from mine. and thats OK. but pple who travel should want TYP and any currency that has the potential to deliver asynchronous outsized arbitrage value. thats why we play team travel. altho some do MS or legit spend at such huge volumes, they dont need anymore travel pts.
but in this case, everybody wants PC into TYP. why? cuz the alternative is closed account. citi sears partnership is done. so why would anyone want a closed card vs TYP?
my expectation is citi will announce something soon by end of year. sears TYP already changed. SYW should be next.
also, pple prob dont remember that citi retail actually owns the sears CC portfolio business. the sears IP is just a marketing agreement. sears was trying to raise capital. this is not a BILT structure where WF was just the underwriting bank. citi actually has full control which is prob why OG SYW could PC into TYP version.
The goal is to get the special offers in TYP instead of cash where the value is way more than some extra SYW points on gas purchases.
I don't mind the syw points honestly. Extra bonus missions help plus they always offer a 5% rebate on redemption options like the visa gift card. Effectively earning 5% back as well on redemptions. Then throw those gift cards at utilities and ur earning 5% back on utilities.
Hmm! I never noticed a 5% rebate on the visa gift cards. I guess I don't redeem on the right day.
5% rebate only when it is offered
Yeah I typed that horribly. I meant every year they consistently offer 5% rebate for a certain time period. I pool up my points until I get a notification, then cash out. Nice thing is the bonus points normally get added pretty quick so u can then redeem those points for another card. Then I throw all of them at my utilities.
...unless your utility company charges a fee to pay with a credit/debit card. :(
this will either be going the way the thank you version went or the way the rewards + card went by the beginning of 2026 when all the existing offers from the beginning of the year exprie
If this is truly the end of the road it’s been a glorious run. P2 and I enjoyed $10,000s of special offers over the years. Thank you, SYW.
RIP. I think I got $3k in cash back last year just working the bonuses…
Just posted on the aug-oct spend offer thread, but called yesterday and was told there are some changes coming to the SYW card, but rep wasn't able to tell me what they were
Any idea when these changes will be coming?
Just said by the end if the year.
I didn't get the spending offer for July.
Log in and check onlline for offers. They are not always emailing them out.
I've literally never seen any offer show up online. The circle just spins indefinitely.
Anyone get targeted offers for July? Or are the offers dead on this card now?
Edit: As I sent this message, got a SYW email for another online spending offer ($100/$1000). Offers are still alive!
I used to get offers routinely almost every month but since January, not a single offer. Anyone else having this issue? I wonder what it might be?
Offers are still alive for me as well—although P2’s continuous streak of offers was interrupted in July (but resumed in August).
I got the same offer today.
Till now I would say this is the best credit card I have ever had.I would be greatly depressed if this card and its offers go away.
easily the best credit card ever, and people don't even know about it..
Believe me many of us know or knew about it, the question always was if people should kept quiet about it or make it more popular in order for the average consumer to subsidize these great offers
The reality is that the average consumer doesnt put the kind of spending necessary for most offers on a monthly basis, outside maybe GGR offers and even then it probably rules out a lot of single people