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mark
mark (@guest_1696502)
September 18, 2023 10:55

Just opened a new checking account. During sign up, it’s asking for the membership number and PIN. I have copied the membership number. But what is the PIN number?

mark
mark (@guest_1696546)
September 18, 2023 11:48

answer my question: the PIN is the last four of the SSN.

L T
L T (@guest_1672718)
August 15, 2023 14:17

Just FYI, this month’s cash app transactions posted as withdrawal rather than POS for me, may just be time to move on to a different bank since rate isn’t competitive anymore.

Mayor Humdinger
Mayor Humdinger (@guest_1670443)
August 11, 2023 10:27

Ever since the transfer this account has turned to doo doo.

mothman69
mothman69 (@guest_1670537)
August 11, 2023 12:55

Mayor Humdinger Nothing has changed except for the name. Is their rate competitive anymore? No. Is that what you’re referring to?

Otto
Otto (@guest_1663696)
August 1, 2023 07:45

mothman69
Are your penny Paypal subscriptions working? I tried to start one this morning and got an error message from Paypal.

Otto
Otto (@guest_1663764)
August 1, 2023 10:01

mothman69 Tried again and it’s working now. Must have been a temporary outage or something.

mothman69
mothman69 (@guest_1663851)
August 1, 2023 11:58

Good to hear. I hadn’t done any recently.

Lefty
Lefty (@guest_1641511)
June 25, 2023 13:47

 Chuck  William Charles I’ve had various accounts since 2020 which helped to easily meet SUBs on credit cards. I mostly used the Vertical Checking at the $20k cap when the interest rate was better than alternatives are now. Anyway, please update the $1200 maximum credit card funding for this institution with the following credit cards since I’ve confirmed that they do not incur cash advance fees and all post transactions as purchases:

CapitalOne Quiksilver
Wells Fargo Active Cash
Chase Ink Unlimited and Chase Ink Cash
Bank of America Premium Rewards

Kimmy
Kimmy (@guest_1593188)
April 7, 2023 12:46

How is everyone taking out their money quickly? Seems like there is only a $1k limit per day..

Otto
Otto (@guest_1593210)
April 7, 2023 13:40

Push/pull from other side.

Ashley
Ashley (@guest_1634077)
June 14, 2023 03:30

I asked them to raise my limits. I’m now at $5k per day, $10k per week and $20k per month

Milo
Milo (@guest_1567145)
March 2, 2023 11:01

Anyone know if there is a limit to the number of external banks one can have linked here? I’ve tried to link Wells Fargo and Chase recently and both were denied by Plaid… Have 29 banks connected currently, have had others in the past (in case there are lifetime limits I’m not aware of….) TIA!

Blue Ghost
Blue Ghost (@guest_1567152)
March 2, 2023 11:07

I think there may be some problems with plaid. I wasn’t able to link my Chase either recently though was able to a while ago. But I was able to link to other accounts after it refused to link Chase.

Milo
Milo (@guest_1573481)
March 9, 2023 21:35

Thanks! Blue Ghost

As a DP for others, went well north of 30 accounts this past week but had to enter them manually.

Otto
Otto (@guest_1573487)
March 9, 2023 21:39

Do you just use this for small transfers or were you able to get a permanent increase of transfer limits? I would like a hub account that can automate transfers and allow for a ton of external links like this, but the Liberty transfer limits are quite limiting. When I asked for an increase before it was only temporary.

John
John (@guest_1560752)
February 21, 2023 07:55

Can anyone let me know if any DD methods work apart from payroll or SS? I was planning to move my money out around Feb 2-3 but I didn’t get around to it. I still plan to close shortly after March 1 but would like to get the Feb interest. I stopped my payroll DD in mid-Jan.

Otto
Otto (@guest_1560755)
February 21, 2023 08:20

They’re super lax about DD requirement. Every kind of ACH transfer in I’ve seen works. Even doing a pull using their external transfer system works.

Crowderd
Crowderd (@guest_1562207)
February 23, 2023 08:21

I’ve been using $10 push from Ally savings for close to 2 years. Never a problem. Also Amazon reloads of $.50 work for debit transactions.

J
J (@guest_1536329)
January 17, 2023 22:23
Sam
Sam (@guest_1534764)
January 16, 2023 00:16

For people moving money out of Liberty to other banks/CU’s, are you closing the account here after $0 balance or keeping it open by having a non zero small balance?

Gadget - BankBonusGeek dot com
Gadget - BankBonusGeek dot com (@guest_1534788)
January 16, 2023 01:31

I’d leave it open. If interest rates go down in the future, it will be a soft spot to land. Why? Because I value not taking yet another Chex hit.

Others… might enjoy CC funding more, and would be willing to take another Chex hit for some more funding.

If you are worried about getting charged inactivity fees, set up an auto transfer of a $1 every so often.

Sam
Sam (@guest_1535030)
January 16, 2023 11:26

Thank you.