All Four American Express Hilton Cards Compared

Update 05/17/18: All of these cards apart from the Aspire are offering increased bonuses. We’ve updated the table to reflect this.

Now that all of the American Express Hilton cards have been released and are available for sign up, I thought I’d create an easy to navigate spreadsheet that compares the four different cards. For reference the cards and our individual reviews are:

Comparison Table

No AFAscendBusinessAspire
Annual Fee$0.00$95.00$95.00$450.00
Sign up bonus75,000 points after $1,000 spend + $50 after first purchase100,000 points after $3,000 in spend within three months + free weekend night certificate after card anniversary125,000 points after $5,000 in spend within the first 3 months + $50 after first purchase100,000 points after $4,000 in spend within 3 months
Earning rate at Hilton properties7x12x12x14x
Earning rate for travel3x3x6x (airlines & car rental agencies booked directly and amextravel.com)7x (airlines & car rental agencies booked directly and amextravel.com)
Earning rate at U.S restaurants5x6x6x7x
Earning rates on U.S gas stations5x6x6x3x
Earning rates on U.S super markets5x6x3x3x
Earning rate on wireless telephone & shipping3x3x6x3x
Earning rate on all other purchases3x3x3x3x
Elite statusSilverGoldGoldDiamond
Elite status with spendGold with $20,000 per yearDiamond with $40,000 per yearDiamond with $40,000 per yearN/A
Annual Free Night(s)N/AOne weekend night with $15,000 in spendOne weekend night with $15,000 in spend. Second night with $60,000 in spendOne weekend night at any property with no spend. Additional free weekend night with $60,000 spend in calendar year
Priority Pass MembershipNone10 complimentary passes10 complimentary passesUnlimited complimentary access for you + two guests
Airline incidental creditNoneNone$250 calendar year
Hilton resort creditNoneNoneNone$250 card member year
Foreign transaction feesNoneNoneNoneNone

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78 Comments
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Alex
Alex (@guest_899999)
February 5, 2020 23:13

I don’t see any mention of the $250 Hilton resort credit in the upgrade offer, but it’s listed on Amex’s website. Does anyone know if it’s included in the upgrade offer?

luke
luke (@guest_831189)
October 26, 2019 19:46

should update this to reflect the surpass over the accend name as the product was renamed

Ken
Ken (@guest_767489)
June 6, 2019 01:09

i just worry if i upgrade, it going to list current date as account opened? I’ll be 4/24 in Jan 2020. i really wanted the Chase Hyatt card. 🙂

Pat S
Pat S (@guest_801346)
August 21, 2019 18:35

Would hope you get more than just one card out of chase!

Alexis
Alexis (@guest_709580)
January 21, 2019 20:17

I have the Ascend and no af version and I got offers from both for 150k upgrade bonus to Aspire. At this moment, should I apply for Aspire directly and take the upgrade offer then? Will that yield 300k? Thanks!

Tricia
Tricia (@guest_655435)
October 10, 2018 18:40

In my email today, I got a welcome-bonus offer for 80,000 points after spending $1,000 in 3 months for the no annual fee card. I’ve been reading daily, but this is my first comment because I feel i never have anything useful to share. Thanks for all the great information your provide on this site!

Rahul
Rahul (@guest_655061)
October 10, 2018 01:36

on my Hilton ascend card (converted from former Hilton surpass), i got the free weekend night well before annual card anniversary and 2nd annual fee due…..pleasantly surprised though!!!!!!

can i now just cancel it even though card anniversary is not due soon? will the free weekend night get clawed back/cancelled?

Tyler
Tyler (@guest_597297)
May 21, 2018 07:33

I just received an upgrade offer for my standard Hilton card for 75K points after $2K spend, but no waived AF. Worth the upgrade?

zalmy
zalmy (@guest_597863)
May 22, 2018 15:04

Good question, because AMEX doesn’t usually Hard Pull, so it’s not really saving a pull..

zalmy
zalmy (@guest_597865)
May 22, 2018 15:05

Are you 5/24?

Peter
Peter (@guest_596764)
May 18, 2018 16:50

Out of all the cards the Hilton Aspire would be the best bet imo. The Annual fee is the biggest drawback, but with the all the benefits and statement credit it pays itself. There is the $250 hilton credit if you stay at a hilton portfolio, there $250 travel credit which you get twice for the first year. And you get a complimentary weekend.

Mike
Mike (@guest_596567)
May 18, 2018 09:48

GREAT

MarcoPolo
MarcoPolo (@guest_596757)
May 18, 2018 16:40

I have Amex Blue Cash, Blue Cash Everyday, Starwood, Blue Business Plus & Simply Cash.
Which one should I close ?
Thanks

iahphx
iahphx (@guest_596556)
May 18, 2018 09:17

I noted in January that I thought AMEX’s Hilton card portfolio had gotten too complicated, and I still think that’s the case. I myself still have a hard time remembering which card is “Ascend” and which is “Aspire.” This is the most moronic loyalty naming since Hyatt went to names like “Globalist” and “Discoverist” in their loyalty program. And the complexity in the offerings is reminding me of the over-complexity of airline frequent flyer programs. That said, for gamers who are frequent hotel guests, there is definitely value in sorting through all of this, and taking advantage of the various AMEX cards. I signed up for the Aspire card, and I think I’m getting more than my money’s worth from it.