Below is a list of banks, along with what they’ll count as a direct deposit. This is useful information because a lot of bank sign up bonuses require you to make direct deposits to receive the sign up bonus. Changing where your paycheck is deposited can be frustrating and time consuming. We’ve included the source(s) in brackets next to each method. Note: If Bluebird or Serve show as working/not working then this will be the case for Redcard/Redbird as well. They all run on the same platform (the same is true in reverse as well).
Contents
- 1 Big Banks/Banks With Regular Sign Up Bonuses
- 2 Credit Unions/Small Banks
- 2.1 121 Financial Credit Union
- 2.2 7 17 Credit Union
- 2.3 1st Advantage Federal Credit Union
- 2.4 1st Colonial Community Bank
- 2.5 1st Community Credit Union
- 2.6 1st Constitution Bank
- 2.7 1st Financial Federal Credit Union
- 2.8 1st Mariner Bank
- 2.9 1st Security Bank
- 2.10 1st Source Bank
- 2.11 1st United Credit Union
- 2.12 3Rivers Federal Credit Union
- 2.13 AAC Credit Union
- 2.14 Abington Bank
- 2.15 ACNB Bank
- 2.16 Acorns
- 2.17 Addition Financial
- 2.18 Adirondack Bank
- 2.19 Advance Financial Federal Credit Union (AFFCU)
- 2.20 Advantage Bank
- 2.21 Advantis Credit Union
- 2.22 Adventure Credit Union
- 2.23 Advia Credit Union
- 2.24 Aero Federal Credit Union
- 2.25 AFFCU
- 2.26 Affiliated Bank
- 2.27 Affinity Federal Credit Union
- 2.28 Air Academy Federal Credit Union
- 2.29 Albert Neobank
- 2.30 Alcoa Tenn Federal Credit Union
- 2.31 Allegiance Credit Union
- 2.32 Allegius Credit Union
- 2.33 Allied First Bank
- 2.34 AllTru Credit Union
- 2.35 Aloha Pacific Federal Credit Union
- 2.36 Amalgamated Bank
- 2.37 Amboy Direct
- 2.38 Amerant Bank
- 2.39 American Bank
- 2.40 American Bank Center
- 2.41 American Bank & Trust
- 2.42 American Bank & Trust SD & MN
- 2.43 American Commerce Bank
- 2.44 American Eagle Financial Credit Union
- 2.45 America First Credit Union
- 2.46 American Eagle Credit Union
- 2.47 American Enterprise Bank
- 2.48 American Investors Bank & Mortgage (AIBM)
- 2.49 American Heritage Credit Union
- 2.50 American Pride Bank
- 2.51 American Trust & Savings Bank
- 2.52 American United Federal Credit Union
- 2.53 America’s Christian Credit Union
- 2.54 AmeriCU Credit Union
- 2.55 Ameriprise Financial
- 2.56 Ameris Bank
- 2.57 ANB Bank
- 2.58 Anchor Bank
- 2.59 Andigo Credit Union
- 2.60 Andrews Federal Credit Union
- 2.61 Anoka Hennepin Credit Union
- 2.62 APGFCU
- 2.63 Apple Bank
- 2.64 Apple Federal Credit Union
- 2.65 Ardent Credit Union
- 2.66 Arizona Central Credit Union
- 2.67 Arizona Federal Credit Union
- 2.68 Arizona Financial Credit Union
- 2.69 Arkansas Federal Credit Union
- 2.70 Armed Forces Bank
- 2.71 Arrha Credit Union
- 2.72 Arsenal Credit Union
- 2.73 Arundel Federal Savings Bank
- 2.74 Arvest Bank
- 2.75 Ascend Federal Credit Union
- 2.76 Ascent Credit Union
- 2.77 Ashland Credit Union
- 2.78 Aspiration
- 2.79 Associated Bank
- 2.80 Associated Credit Union
- 2.81 Associated Credit Union of Texas (ACUTX)
- 2.82 Avidia Bank
- 2.83 Axos Bank
- 2.84 Ballston Spa National Bank (BSNB)
- 2.85 BancorpSouth
- 2.86 Bank7
- 2.87 Bank & Trust
- 2.88 Bank Direct
- 2.89 Bankers Trust
- 2.90 BankFinancial
- 2.91 BankHometown
- 2.92 Bank of Canton
- 2.93 Bank of Maine
- 2.94 Bank Midwest
- 2.95 Bank Mutual
- 2.96 Bank of Blue Valley
- 2.97 Bank of Elk River
- 2.98 Bank Five Nine
- 2.99 Bank Independent
- 2.100 BankNewport
- 2.101 Bank Novo
- 2.102 Bank of Greene County
- 2.103 Bank of Hope
- 2.104 Bank of Montgomery (BOM)
- 2.105 Bank of New York
- 2.106 Bank Of Sun Prairie
- 2.107 Bank of Tennessee
- 2.108 Bank of The Blue Grass
- 2.109 Bank Of The West
- 2.110 BankPlus
- 2.111 Bank OZK
- 2.112 BankWell
- 2.113 Banner Bank
- 2.114 Banterra
- 2.115 Barclays
- 2.116 Bar Harbor Bank & Trust
- 2.117 Baselane
- 2.118 Baton Rouge Telco Federal Credit Union
- 2.119 BayCoast Bank
- 2.120 BB&T
- 2.121 BBVA
- 2.122 Beacon Credit Union
- 2.123 Beartooth Bank
- 2.124 BECU
- 2.125 Belco Community Bank
- 2.126 Bell Bank
- 2.127 Bellco Credit Union
- 2.128 Beneficial Bank
- 2.129 Berkshire Bank
- 2.130 BethPage Credit Union
- 2.131 Better Banks
- 2.132 Beverly Hill Bank
- 2.133 BHCU
- 2.134 BiddefordSavings
- 2.135 Blackhawk Bank & Trust
- 2.136 Blaze Credit Union
- 2.137 Blue Federal Credit Union
- 2.138 Blue Foundry Bank
- 2.139 Blue Hills Bank
- 2.140 BluPeak Credit Union
- 2.141 BMO Harris
- 2.142 BMI Federal Credit Union
- 2.143 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 2.144 Bravera Bank
- 2.145 Brentwood Bank
- 2.146 Bridge Credit Union
- 2.147 Bridgeview Bank Group
- 2.148 Broadway Bank
- 2.149 Broadview Federal Credit Union
- 2.150 Bryn Mawr Trust (BMT)
- 2.151 Bryon Bank
- 2.152 Byline Bank
- 2.153 Buckeye State Bank
- 2.154 Bull’s Eye Credit Union
- 2.155 Busey Bank
- 2.156 California Bank & Trust
- 2.157 California Coast Credit Union
- 2.158 California Credit Union
- 2.159 Callaway Bank
- 2.160 Cambridge Savings Bank
- 2.161 Cambridge Trust Company
- 2.162 Camden National Bank
- 2.163 Campus USA Credit Union
- 2.164 Cape Cod 5
- 2.165 Cap Ed Credit Union
- 2.166 Capital Bank
- 2.167 Capital City Bank
- 2.168 Capital Credit Union
- 2.169 Capitol Bank
- 2.170 Carver Federal Savings Bank
- 2.171 Cash App
- 2.172 CCFBank
- 2.173 CBT Bank
- 2.174 Cedar Rapids Bank & Trust
- 2.175 CEFCU
- 2.176 CenterBank
- 2.177 Center Parc
- 2.178 Centier
- 2.179 Centra Credit Union
- 2.180 Central Illinois Bank
- 2.181 Central Pacific Bank
- 2.182 Central Willamette Credit Union
- 2.183 Century Bank
- 2.184 Central Bank
- 2.185 Central Minnesota Credit Union
- 2.186 Charles Schwab
- 2.187 Charter One
- 2.188 Chartway Federal Credit Union
- 2.189 Cheese
- 2.190 Chesapeake Bank
- 2.191 Chief Financial Credit Union
- 2.192 Chime
- 2.193 Cincinnatus Savings & Loan
- 2.194 Civista Bank
- 2.195 Christian Community Credit Union
- 2.196 CIBC US
- 2.197 Cincinnati Federal
- 2.198 CinFed Credit Union
- 2.199 Citadel Bank
- 2.200 The Citizens Bank
- 2.201 Citizens Bank
- 2.202 Citizens First Bank
- 2.203 City Mark Federal Credit Union
- 2.204 City National Bank (Bankatcity)
- 2.205 Clearview Federal Credit Union
- 2.206 Clifton Savings Bank (CSBK)
- 2.207 Clinton Savings Bank
- 2.208 C&N Bank
- 2.209 CNB Bank & Trust
- 2.210 Coastal Credit Union
- 2.211 Cobalt Credit Union
- 2.212 CODE Credit Union
- 2.213 Collins Community Credit Union
- 2.214 Columbia Bank (NJ)
- 2.215 Columbia Bank (WA, OR, ID)
- 2.216 Columbia Bank Online
- 2.217 Comerica Bank
- 2.218 Commonwealth Central Credit Union
- 2.219 Community Resource Credit Union
- 2.220 Compass Bank
- 2.221 Compass Credit Union
- 2.222 Commerce Bank (MA)
- 2.223 Commerce Bank (MO, KS, IL, OK & CO)
- 2.224 Communication Federal Credit Union
- 2.225 CommunityAmerica Credit Union
- 2.226 Community Bank & Trust
- 2.227 Community Choice Credit Union
- 2.228 Community Credit Union Florida
- 2.229 Community Financial Credit Union
- 2.230 Community First Credit Union – CA
- 2.231 Community First Credit Union of Florida
- 2.232 Community State Bank
- 2.233 Community West Credit Union
- 2.234 Compass Federal Credit Union
- 2.235 ConnectOne Bank
- 2.236 Connex Credit Union
- 2.237 ConnexUs Credit Union
- 2.238 Consolidated Community Credit Union
- 2.239 Consumers Credit Union
- 2.240 Consumers Credit Union (MI)
- 2.241 Cooperative Bank of Cape Cod
- 2.242 Coors Credit Union
- 2.243 Cornerstone Bank
- 2.244 Cornerstone Financial Credit Union
- 2.245 Country Bank
- 2.246 Crane Credit Union
- 2.247 Credit Human
- 2.248 Credit Union 1
- 2.249 Credit Union of America
- 2.250 Credit Union of Ohio
- 2.251 Credit Union of Southern California
- 2.252 Credit Union One
- 2.253 Credit Union of the Rockies
- 2.254 Credit Union of Texas
- 2.255 Credit Union West
- 2.256 CrossPoint Federal Credit Union
- 2.257 Crystal Lake Bank
- 2.258 CSE Federal Credit Union
- 2.259 Current
- 2.260 Dearborn Savings Bank (DSB)
- 2.261 Dedham Savings Bank
- 2.262 Delta Community Credit Union
- 2.263 Denmark State Bank
- 2.264 Desert Financial Credit Union
- 2.265 Desert Schools Federal Credit Union
- 2.266 Devon Bank
- 2.267 Diamond Valley Federal Credit Union
- 2.268 Digital Credit Union (DCU)
- 2.269 Dollar Bank
- 2.270 Dort Federal Credit Union
- 2.271 DuGood Federal Credit Union
- 2.272 Dundee Bank
- 2.273 Dupaco Credit Union
- 2.274 East Boston Savings Bank
- 2.275 Eastern Bank
- 2.276 Eastern Savings Bank
- 2.277 Eastman Credit Union
- 2.278 East Idaho Credit Union
- 2.279 East Wisconsin Savings Bank
- 2.280 EBSB Direct
- 2.281 ECCU
- 2.282 Educational Systems Federal Credit Union
- 2.283 Educators Credit Union (ECU)
- 2.284 Edwards Federal Credit Union
- 2.285 Elements Financial
- 2.286 Elite Community Credit Union
- 2.287 Elko Federal Credit Union
- 2.288 Empire State Bank
- 2.289 Emprise Bank
- 2.290 Energy Federal Credit Union
- 2.291 ENT Credit Union
- 2.292 Equity Bank
- 2.293 ESSA Bank & Trust
- 2.294 Essex Bank
- 2.295 Eureka Savings Bank
- 2.296 E*Trade
- 2.297 Evansville Teachers Federal Credit Union
- 2.298 Exchange Bank
- 2.299 Excite Credit Union
- 2.300 Expedition Credit Union
- 2.301 Experian
- 2.302 Extraco Banks
- 2.303 Fairwinds Credit Union
- 2.304 Family Trust Federal Credit Union
- 2.305 Farm Bureau Bank
- 2.306 Farmers Insurance Federal Credit Union
- 2.307 Farmers & Merchants Bank
- 2.308 Farmers & Merchants State Bank
- 2.309 Farmington Bank
- 2.310 FAST Credit Union
- 2.311 FCB Banks
- 2.312 FCNB Bank
- 2.313 FCB South County Bank
- 2.314 FEDCOM Credit Union
- 2.315 Fidelity Bank (PA)
- 2.316 Fidelity Bank (Online, MA)
- 2.317 Fierce Finance
- 2.318 Fifth Third Bank
- 2.319 Figure Pay
- 2.320 Financial Builders
- 2.321 Financial Partners Credit Union
- 2.322 Financial Plus Credit Union
- 2.323 Financial Resources Credit Union
- 2.324 Finex Credit Union
- 2.325 Firefly Credit Union
- 2.326 First Advantage Bank
- 2.327 First American Bank
- 2.328 First Bank (VA)
- 2.329 First Bank (CA, IL & MO)
- 2.330 First Bank and Trust
- 2.331 First Bank of Manhattan
- 2.332 First Bank & Trust Company Illinois
- 2.333 First Bank Financial Centre (FBFC)
- 2.334 FirstBank
- 2.335 FirstBank [TN, GA, AL]
- 2.336 First Basin Credit Union Checking
- 2.337 First Citrus Bank
- 2.338 First Commerce Credit Union
- 2.339 First Commonwealth Bank
- 2.340 First Community Bank (AR/MO)
- 2.341 First Entertainment Credit Union
- 2.342 First Federal Bank (FL)
- 2.343 First Federal Bank of Kansas City
- 2.344 First Federal Bank of Wisconsin
- 2.345 First Federal Credit Union
- 2.346 First Fidelity Bank
- 2.347 First Financial Bank (AR/MS)
- 2.348 First Financial Bank (TX)
- 2.349 First Financial Bank (IL, IN, KY, OH)
- 2.350 First Financial Federal Credit Union
- 2.351 First Financial Federal Credit Union (MD only)
- 2.352 First Financial Northwest Bank
- 2.353 First Flight Credit Union
- 2.354 First Florida Credit Union
- 2.355 First General Credit Union
- 2.356 First Hawaiian Bank
- 2.357 First Internet Bank
- 2.358 First Merchants Bank
- 2.359 First Jersey Credit Union
- 2.360 FirstLight Federal Credit Union
- 2.361 First-Lockhart National Bank
- 2.362 First Mark Credit Union
- 2.363 First MidWest Bank
- 2.364 First National 1870
- 2.365 First National Bank (IA)
- 2.366 First National Bank of Long Island
- 2.367 First National Bank in Staunton
- 2.368 First National Bank and Trust Company
- 2.369 First National Bank of Waterloo
- 2.370 First Nebraska Credit Union
- 2.371 First Northern Credit Union
- 2.372 First Tennessee Bank
- 2.373 First Citizen’s Bank
- 2.374 First Federal Bank
- 2.375 First Green Bank
- 2.376 First Home Bank
- 2.377 First Horizon Bank
- 2.378 First Merit Bank
- 2.379 First National Bank (FNB)
- 2.380 First National Bank [UT]
- 2.381 First National Bank [NE]
- 2.382 Firstrust Bank
- 2.383 First Savings Bank of Hegewisch
- 2.384 First Service Credit Union
- 2.385 First Southern Bank
- 2.386 First South Financial
- 2.387 First State Bank Of Illinois
- 2.388 First Tech Credit Union
- 2.389 First Trade Union Bank (FTUB)
- 2.390 First Niagara Bank
- 2.391 First Republic Bank
- 2.392 First United Bank
- 2.393 First United Credit Union
- 2.394 First US Community Credit Union
- 2.395 Fitness Bank
- 2.396 Fitzsimmons Credit Union
- 2.397 Five Star Bank
- 2.398 Flagship Bank
- 2.399 Flagstar
- 2.400 Florence Bank
- 2.401 Florida Community Bank
- 2.402 Florida Credit Union
- 2.403 Flushing Bank
- 2.404 F&M Bank
- 2.405 F&M Bank (VA Only)
- 2.406 F&M Bank (IN, OH)
- 2.407 FNBO
- 2.408 FNCB
- 2.409 Focus Bank
- 2.410 Focus Federal Credit Union
- 2.411 Forcht Bank
- 2.412 Fort Bragg Federal Credit Union
- 2.413 Fort Financial Credit Union
- 2.414 Fort Worth Community Credit Union
- 2.415 Four Points Federal Credit Union
- 2.416 Freedom Credit Union
- 2.417 Freedom Federal Credit Union
- 2.418 Freedom First Credit Union
- 2.419 Fremont Bank
- 2.420 Frontier Bank
- 2.421 Frontwave Credit Union
- 2.422 FSB Bank
- 2.423 Fulton Bank
- 2.424 Gain Federal Credit Union
- 2.425 Garden Savings FCU
- 2.426 Gate City Bank
- 2.427 Gateway First Bank
- 2.428 Gateway Metro Federal Credit Union
- 2.429 Genisys Credit Union
- 2.430 Georgia Banking Company (GBC)
- 2.431 Georgia’s Own Credit Union
- 2.432 Gesa Credit Union
- 2.433 Global Credit Union
- 2.434 GNO Federal Credit Union
- 2.435 GoBank
- 2.436 GO Federal Credit Union
- 2.437 GOLD Credit Union
- 2.438 Go2Bank
- 2.439 Greater Iowa Credit Union
- 2.440 Great Lakes Credit Union
- 2.441 Great River Federal Credit Union
- 2.442 Great Southern Bank
- 2.443 Greater Nevada Credit Union
- 2.444 Green State Credit Union
- 2.445 Grove City Area Federal Credit Union
- 2.446 Grow Financial Federal Credit Union
- 2.447 GTE Financial
- 2.448 Guardian Credit Union
- 2.449 Gulf Coast Bank & Trust Company
- 2.450 Gulf Coast Federal Credit Union
- 2.451 Hancock Whitney
- 2.452 Hanmi Bank
- 2.453 Hanscom Federal Credit Union
- 2.454 HarborOne Bank
- 2.455 Harborstone Credit Union
- 2.456 Harford Bank
- 2.457 Hawthorn Bank
- 2.458 Heartland Bank
- 2.459 Heartland Credit Union
- 2.460 Heritage Credit Union
- 2.461 Heritage Bank NW
- 2.462 Heritage Bank of St. Tammany
- 2.463 HeritageWest Credit Union
- 2.464 Hibernia Bank
- 2.465 Highmark Federal Credit Union
- 2.466 Hiway Federal Credit Union
- 2.467 Holyoke Credit Union
- 2.468 Home National Bank
- 2.469 Home Federal Savings Bank
- 2.470 Home Savings Bank
- 2.471 Home State Bank
- 2.472 HomeStreet Bank
- 2.473 HomeTrust Bank
- 2.474 Honor Credit Union
- 2.475 Horizon Bank
- 2.476 Horizon Credit Union (WA, ID, MT)
- 2.477 Houston Metropolitan Federal Credit Union
- 2.478 Hudson River Community Credit Union (HRCCU)
- 2.479 Hudson Valley Federal
- 2.480 IBERIABANK
- 2.481 ICBC USA
- 2.482 IC Federal Credit Union
- 2.483 Idaho Central Credit Union (ICCU)
- 2.484 Ideal Credit Union
- 2.485 Illinois State Credit Union
- 2.486 Incredible Bank
- 2.487 Independent Bank
- 2.488 InRoads Credit Union
- 2.489 Inspire Federal Credit Union
- 2.490 Integrity Bank
- 2.491 Interior Federal Credit Union
- 2.492 Interra Credit Union
- 2.493 InTouch Credit Union
- 2.494 Investors Bank
- 2.495 Jovia Financial Credit Union
- 2.496 JSC Federal Credit Union
- 2.497 Juno
- 2.498 Kalsee Credit Union
- 2.499 Katahdin Trust Company
- 2.500 Kearny Bank
- 2.501 Keesler Federal Credit Union
- 2.502 Kemba Financial Credit Union
- 2.503 Kentucky Bank
- 2.504 KeyPoint Credit Union
- 2.505 Kinderhook Bank
- 2.506 Kinecta
- 2.507 Kitsap Credit Union
- 2.508 La Capitol Federal Credit Union
- 2.509 Lafayette Federal Credit Union
- 2.510 Lakeland Bank
- 2.511 Lake Michigan Credit Union
- 2.512 Lake Ridge Bank
- 2.513 Lake Shore Savings
- 2.514 Landmark Credit Union
- 2.515 Land of Lincoln Credit Union
- 2.516 Las Colinas Federal Credit Union
- 2.517 Laurel Road
- 2.518 LBS Financial Credit Union
- 2.519 Ledyard Bank
- 2.520 LegacyTexas
- 2.521 Level One Bank
- 2.522 Liberty Bank (CT, MA, RI)
- 2.523 Liberty Bank For Savings
- 2.524 Liberty First Credit Union
- 2.525 Liberty Savings Bank
- 2.526 Lili Bank
- 2.527 Linn Area Credit Union
- 2.528 Live Oak Bank
- 2.529 LM Federal Credit Union
- 2.530 Lone Star National Bank
- 2.531 Long Game
- 2.532 LorMet Community Federal Credit Union
- 2.533 Los Angeles Federal Credit Union
- 2.534 Lyons National Bank
- 2.535 Mars Bank
- 2.536 Magnolia Federal Credit Union
- 2.537 Mango
- 2.538 Main Street Bank [of Virginia]
- 2.539 Mainstreet Credit Union
- 2.540 MainSource Bank
- 2.541 Marcus Bank
- 2.542 Marine Bank
- 2.543 MarketUSA Federal Credit Union
- 2.544 Mazuma Credit Union
- 2.545 MAX Credit Union
- 2.546 Mcfarland State Bank
- 2.547 MECU Credit Union
- 2.548 Melrose Bank
- 2.549 Member One Federal Credit Union
- 2.550 Members Choice Credit Union
- 2.551 Members Cooperative Credit Union
- 2.552 Members Source Credit Union
- 2.553 Meridian Bank
- 2.554 Meridian Trust Federal Credit Union
- 2.555 Meritrust Credit Union
- 2.556 Meriwest Credit Union
- 2.557 Metro Credit Union
- 2.558 Metro Credit Union (MA)
- 2.559 Metro Credit Union (NE)
- 2.560 Michigan Schools and Government Credit Union
- 2.561 Middlesex Federal
- 2.562 MidFirst Bank
- 2.563 MIDFLORIDA CU
- 2.564 Midland States Bank
- 2.565 Mid-Hudson Valley Federal Credit Union
- 2.566 Mid Minnesota Federal Credit Union
- 2.567 Mid Penn Bank
- 2.568 MidWestOne Bank
- 2.569 Midwest Regional Bank
- 2.570 MB Financial Bank
- 2.571 Macatawa Bank
- 2.572 Memphis City ECU (MCECU)
- 2.573 Meadows Credit Union
- 2.574 Memory Bank
- 2.575 Mercer Savings Bank
- 2.576 Mercury
- 2.577 Meriwest Credit Union
- 2.578 MidUSA Credit Union
- 2.579 Midwest Bank
- 2.580 Mint Valley Federal Credit Union
- 2.581 Mission Federal Credit Union
- 2.582 MoneyLion
- 2.583 Monifi
- 2.584 Monona Bank
- 2.585 Monroe Bank & Trust (MBT)
- 2.586 Monson Savings
- 2.587 Montgomery County EFCU
- 2.588 MountainOne Bank
- 2.589 Mountain America Credit Union
- 2.590 mph.bank
- 2.591 MSUFCU
- 2.592 My Banking Direct
- 2.593 My eBanc
- 2.594 Mutual Bank
- 2.595 Mutual Security Credit Union
- 2.596 MVB Bank
- 2.597 MyUSA Credit Union
- 2.598 M&F Bank
- 2.599 M&T Bank
- 2.600 M1 Finance
- 2.601 NASA Federal Credit Union
- 2.602 Nassau Financial Federal Credit Union
- 2.603 Nationwide Bank
- 2.604 Navy Federal Credit Union (NFCU)
- 2.605 NBC Oklahoma
- 2.606 Nearside
- 2.607 Neighborhood Credit Union
- 2.608 Neighbors Credit Union
- 2.609 Nevada State Bank
- 2.610 New Buffalo Savings Bank
- 2.611 Newton Federal Bank
- 2.612 Newtown Savings Bank (NSB)
- 2.613 Nexus
- 2.614 North Brookfield Savings Bank
- 2.615 North Community Bank
- 2.616 Northern Paper Milles (NPM)
- 2.617 NorthOne Bank
- 2.618 Northern Skies FCU
- 2.619 Northfield Bank
- 2.620 North Shore Bank
- 2.621 North Shore Bank (MA)
- 2.622 North Shore Bank of Commerce
- 2.623 North Shore Community Bank
- 2.624 North Star Credit Union
- 2.625 North State Bank
- 2.626 Northwest Bank
- 2.627 Northwest Bank (PA)
- 2.628 Northwest Bank of Rockford
- 2.629 Northwest Federal Credit Union
- 2.630 NorthWest Savings Bank
- 2.631 Notre Dame Federal Credit Union
- 2.632 NWSB Bank
- 2.633 Numerica Credit Union
- 2.634 NuVision Federal
- 2.635 NVE Bank
- 2.636 NYCB Family Of Banks
- 2.637 Oakland University Credit Union
- 2.638 Ocean First Bank
- 2.639 Old Hickory Credit Union
- 2.640 Old Missouri Bank
- 2.641 Old National Bank
- 2.642 Old Second Bank
- 2.643 Oklahoma’s Credit Union
- 2.644 OMNI Community Credit Union
- 2.645 OneAZ Credit Union
- 2.646 One Finance
- 2.647 One Nevada Credit Union
- 2.648 OneWest Bank
- 2.649 OnPath Credit Union
- 2.650 OnPoint Community Credit Union
- 2.651 On Tap Credit Union
- 2.652 Orange County’s Credit Union
- 2.653 Origin Bank
- 2.654 Orion Federal Credit Union
- 2.655 Orlando Credit Union
- 2.656 OUR Credit Union
- 2.657 Oxygen
- 2.658 P1FCU
- 2.659 Palisades Credit Union
- 2.660 Paradise Valley Federal Credit Union
- 2.661 Parke Bank
- 2.662 Partner Colorado Credit Union
- 2.663 Pathfinder Bank
- 2.664 Pelican State Credit Union
- 2.665 Penn Community Bank
- 2.666 Pentucket Bank
- 2.667 People First Federal Credit Union
- 2.668 PeoplesBank (Bankatpeoples)
- 2.669 PeoplesBank (MD & PA)
- 2.670 Peoples Bank
- 2.671 Peoples Bank (LA)
- 2.672 Peoples Bank (WA)
- 2.673 Peoples Bank (ibankpeoples IL, IN)
- 2.674 People’s United Bank
- 2.675 Philadelphia Federal Credit Union
- 2.676 Picatinny Credit Union
- 2.677 Pikes Peak Credit Union
- 2.678 Pinnacle Financial Partners
- 2.679 Pinnacle Titans Bank
- 2.680 Pioneer Valley Credit Union
- 2.681 Point Breeze Credit Union
- 2.682 Polam Federal Credit Union
- 2.683 Polish American Credit Union
- 2.684 Polish National Credit Union
- 2.685 Ponce Bank
- 2.686 Popular Community Bank
- 2.687 Porte Bank
- 2.688 Power Financial Credit Union
- 2.689 Premier America Credit Union
- 2.690 Premier Bank – OH
- 2.691 Premier Members Credit Union
- 2.692 Presidential Bank
- 2.693 Prestige Community Credit Union
- 2.694 Principal Bank
- 2.695 PriorityONE Credit Union of Florida
- 2.696 Progressive Bank
- 2.697 Progessions Credit Union
- 2.698 Provident Bank
- 2.699 Provident Credit Union
- 2.700 Proviso Community Bank
- 2.701 PSE Credit Union
- 2.702 PSECU
- 2.703 Public Employees Credit Union (PECU)
- 2.704 Public Service Credit Union
- 2.705 Public Service Credit Union (IN)
- 2.706 Purdue Federal Credit Union
- 2.707 Putnam Bank
- 2.708 PyraMax Bank
- 2.709 Quad City Bank & Trust
- 2.710 Quontic Bank
- 2.711 Randolf Savings Bank
- 2.712 Reading Cooperative Bank
- 2.713 Red Rocks Credit Union
- 2.714 Redstone Federal Credit Union
- 2.715 Redwood Credit Union
- 2.716 Regions Bank
- 2.717 Reliabank
- 2.718 Reliance Bank
- 2.719 Reliant Bank
- 2.720 Reliant Community Credit Union
- 2.721 Republic Bank (IL only)
- 2.722 Republic Bank (IN/KY)
- 2.723 Republic Bank (NY)
- 2.724 Resource One Credit Union
- 2.725 Ridgewood Credit Union
- 2.726 Rivermark Community Credit
- 2.727 River Valley Credit Union
- 2.728 Riverview Bank
- 2.729 RPT Federal Credit Union
- 2.730 Rockland Trust Bank
- 2.731 Rollstone Bank & Trust
- 2.732 Rosedale Federal Savings & Loan Association
- 2.733 Royal Credit Union
- 2.734 Sacramento Credit Union
- 2.735 SAFE Credit Union
- 2.736 Salal Credit Union
- 2.737 Salem Bank
- 2.738 Salem Five Direct
- 2.739 Sandy Spring Bank
- 2.740 Saratoga National Bank
- 2.741 Sauk Valley Bank
- 2.742 Savings Bank of Danbury
- 2.743 Sawyer Savings Bank
- 2.744 SB1 Federal Credit Union
- 2.745 SchoolsFirstCU
- 2.746 Scient Federal Credit Union
- 2.747 Scott Credit Union
- 2.748 Seacoast Bank
- 2.749 SECNY Federal Credit Union
- 2.750 SECU
- 2.751 Security Bank of Crawford
- 2.752 Security Service FCU
- 2.753 Selco Community Credit Union
- 2.754 Select Bank & Trust
- 2.755 SENB Bank
- 2.756 Service 1st Federal Credit Union
- 2.757 Service Credit Union
- 2.758 SF Fire Credit Union
- 2.759 Sharepoint Credit Union
- 2.760 Signature Bank of Georgia
- 2.761 Simmons Bank
- 2.762 Simple Finance
- 2.763 Simsbury Bank
- 2.764 SIS Bank
- 2.765 SkyOne Federal Credit Union
- 2.766 SoFi Invest
- 2.767 Solvay Bank
- 2.768 Sound Credit Union
- 2.769 SouthEast Bank
- 2.770 Southeastern Credit Union
- 2.771 South East National Bank
- 2.772 Southern Bank
- 2.773 South Shore Bank
- 2.774 Southland Credit Union
- 2.775 Southside Bank
- 2.776 SouthStar Bank
- 2.777 South State Bank
- 2.778 Southwest 66 Credit Union
- 2.779 Space Age Federal Credit Union
- 2.780 Space Coast Credit Union
- 2.781 Spartan Federal Credit Union
- 2.782 SPCO Credit Union
- 2.783 Spiral
- 2.784 Spire Credit Union
- 2.785 Spokane City Credit Union
- 2.786 Stanford Federal Credit Union
- 2.787 St. Anne’s Credit Union
- 2.788 Star Financial Bank
- 2.789 Star Bank
- 2.790 Starion Bank
- 2.791 Stark Federal Credit Union
- 2.792 Star One Credit Union
- 2.793 State Bank of Bement
- 2.794 State Bank Of Cross Plains
- 2.795 State Bank Of India (California)
- 2.796 STCU (Spokane Teachers Credit Union)
- 2.797 Sterling National Bank
- 2.798 Streator Onized Credit Union (SOCU)
- 2.799 Sturdy Savings Bank
- 2.800 St. Mary’s Bank
- 2.801 St Mary’s Credit Union
- 2.802 Stoneham Bank
- 2.803 St Paul Federal Credit Union
- 2.804 S&T Bank
- 2.805 State Security Bank
- 2.806 Suffolk Credit Union
- 2.807 Suffolk Federal Credit Union
- 2.808 Summit Credit Union
- 2.809 Summit Federal Credit Union
- 2.810 Suncoast Credit Union
- 2.811 Sun Commnity Federal Credit Union
- 2.812 Sun East Federal Credit Union
- 2.813 Sunflower Bank
- 2.814 Sunmark Credit Union
- 2.815 Sun National Bank
- 2.816 SunTrust
- 2.817 SunWest Credit Union
- 2.818 Synovus Bank
- 2.819 Sweet Home Federal Credit Union
- 2.820 TAB Bank
- 2.821 Talmer Bank & Trust
- 2.822 Taunton Federal Credit Union
- 2.823 TBK Bank
- 2.824 TCF Bank
- 2.825 TD Bank
- 2.826 TDECU
- 2.827 Teachers Credit Union
- 2.828 Tech CU
- 2.829 TEG Federal Credit Union
- 2.830 Telco Community Credit Union
- 2.831 Texas Capital Bank
- 2.832 Texas Trust Credit Union
- 2.833 Texell Credit Union
- 2.834 The Bank Of Denver
- 2.835 The Bank of Princeton
- 2.836 The Columbia Bank
- 2.837 The Cooperative Bank
- 2.838 The County Federal Credit Union
- 2.839 The First State Bank
- 2.840 The State Bank Group
- 2.841 Thomaston Savings Bank
- 2.842 Thrivent Federal Credit Union
- 2.843 TIAA Direct
- 2.844 TLC Community Credit Union
- 2.845 Tobyhana
- 2.846 Tompkins VIST Bank
- 2.847 Toro Credit Union
- 2.848 Torrington Savings Bank
- 2.849 Tower Federal Credit Union
- 2.850 Town Bank
- 2.851 Town and Country Bank
- 2.852 Trademark Federal Credit Union
- 2.853 Traditional Bank
- 2.854 Transcend Credit Union
- 2.855 TruChoice Federal Credit Union
- 2.856 Travis Credit Union
- 2.857 TrueCore Federal Credit Union
- 2.858 Truity Credit Union
- 2.859 Truliant Federal Credit Union
- 2.860 TrustCo Bank
- 2.861 TruMark Financial
- 2.862 TruStone Financial
- 2.863 TruWest Credit Union
- 2.864 TTCU (Formerly Tulsa Teachers Credit Union)
- 2.865 Tulsa Federal Credit Union
- 2.866 UFB Direct
- 2.867 UFirst Credit Union
- 2.868 Ulster Savings Bank
- 2.869 UMB Bank
- 2.870 Umpqua Bank
- 2.871 UniBank
- 2.872 Unify Financial Credit Union
- 2.873 Union Bank
- 2.874 Union Bank & Trust (NE & KS)
- 2.875 Union Bank & Trust (VA, MD, NC)
- 2.876 Union Community Bank
- 2.877 Union Savings Bank
- 2.878 Union Square Credit Union
- 2.879 United Community Bank (UCB)
- 2.880 United Community Bank (NC, TN, SC, GA)
- 2.881 United Federal Credit Union
- 2.882 United Financial Credit Union
- 2.883 United Heritage Credit Union
- 2.884 United Roosevelt Savings Bank
- 2.885 United States Senate Federal Credit Union
- 2.886 Unitus Community Credit Union
- 2.887 Unity Bank
- 2.888 Unity One Credit Union
- 2.889 University Credit Union
- 2.890 University Federal Credit Union
- 2.891 Univest
- 2.892 U of I Community Credit Union
- 2.893 Upgrade
- 2.894 USAA
- 2.895 US Alliance Financial
- 2.896 US Community Credit Union
- 2.897 USE Credit Union
- 2.898 USF Federal Credit Union
- 2.899 US #1364 Federal Credit Union
- 2.900 U$X Federal Credit Union
- 2.901 Utah First Credit Union
- 2.902 Wakefield Co-operative Bank
- 2.903 Wallet by Boss Money
- 2.904 Washington Savings Bank
- 2.905 Washington Trust
- 2.906 Water And Power Community Credit Union (WPCU)
- 2.907 WaterStone Bank
- 2.908 Watertown Savings Bank
- 2.909 Waukesha State Bank
- 2.910 Wealthfront
- 2.911 Webster Bank
- 2.912 WECU
- 2.913 We Florida Financial
- 2.914 Wellesley Bank
- 2.915 Weokie Federal Credit Union
- 2.916 Wesbanco
- 2.917 Wescom Credit Union
- 2.918 Westbury Bank
- 2.919 Western State Bank
- 2.920 Western Vista Credit Union
- 2.921 Westerra Credit Union
- 2.922 WestField Bank (MA)
- 2.923 Westfield Bank (OH)
- 2.924 WestTown Bank & Trust
- 2.925 Widget Financial
- 2.926 Wilson Bank & Trust
- 2.927 Winden
- 2.928 Wings Financial Credit Union
- 2.929 WinTrust
- 2.930 Woori America Bank
- 2.931 WyHy FCU
- 2.932 Valley Bank
- 2.933 Valley First Credit Union
- 2.934 Valley National Bank
- 2.935 ValleyStar Credit Union
- 2.936 Valley Strong Credit Union
- 2.937 VantageWest
- 2.938 Varo Money
- 2.939 Vectra Bank
- 2.940 Venmo
- 2.941 Verity Credit Union
- 2.942 Vibrant Credit Union
- 2.943 Virginia Credit Union
- 2.944 Visions Federal Credit Union
- 2.945 Vista Bank
- 2.946 VyStar Credit Union
- 2.947 Xceed Financial Credit Union
- 2.948 Yolo Federal Credit Union
- 2.949 Zeal Credit Union
Big Banks/Banks With Regular Sign Up Bonuses
Ally
American Express
American Express has three different products, Bluebird & Serve & Checking. We’ve split the information below but if it works for one it should work for the other.
Checking
- Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
- Charles Schwab: 1, 2,
- Chase business: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Merill Edge: 1,
- Robinhood: 1,
Bluebird:
The following count as a direct deposit
- Amazon payments: 1
Serve:
Bank of America
The following count as a direct deposit:
- ACH Transfer (1, 2)
- Airbnb payout: 1,
- Alliant: 1, 2 (didn’t work)
- Ally: 1, 2, 3,
- American Express:
- Astra: 1,
- Baxter Credit Union: 1, 2,
- Capital One: 1, 2,
- Chase: 1, 2, 3, 4, 5, 6, 7,
- Coinbase: 1, 2, 3, 4, 5 (DIDN’T WORK), 6 (didn’t work), 7 (didn’t work)
- Connexus: 1
- Emigrant (1)
- E*Trade (1, 2, 3, 4 (didn’t work)
Fidelity Money Line (1, 2)- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19,
- Fifth Third: 1,
- Guilford Bank: 1,
HSBC (1)ING Direct/Capital One 360 (1, 2), this may not work anymore from December 2013 onwards (1, 2) Update: November 2014 it’s working again (not working again?)- One Finance: 1,
- PenFed: 1, 2, 3, 4, 5, 6,
- PurePoint Financial: 1
- Robinhood: 1, 2, 3, 4 (didn’t work)
- Serve: 1, 2, 3,
- SoFi: 1, 2 (didn’t work),3, 4,
- Transferwise: 1, 2, 3, 4, 5, 6,
- Treasury Direct: 1,
- Wealthfront: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
- Wise: 1, 2,
The following no longer count as direct deposit:
- ACH Transfer: 1
- Ally ACH: 1, 2 (via e-mail in March, 2015), 3,
- Amazon Marketplace: 1 (via e-mail on February 11th, 2018)
- American Express:
- Bluebird: 1
- Capital One: 1
- Chase: 1 (does work to waive fee, not for bonus), 2,
- Charles Schwab: 1, 2, 3 (did work)
- Discover: 1 (does work to waive fee, not for bonus), 2,
- Fidelity: 1, 2,
- HSBC: 1
- Paypal (1, 2), there is evidence of it working previously (1, 2, 3) but this has now been shut down.
- PurePoint financial: 1,
- BofA user to user transfers (1)
- Robinhood: 1, 2, 3,
- USAA: 1,
- Vanguard: 1
Capital One 360
The following count as a direct deposit:
- Affinity: 1,
- Alliant (1), 2 , 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10,
- ACH (1)
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
- Ameritrade: 1,
- Bank of America: 1,
- BECU: 1,
- BMO Harris: 1,
- Cash app: 1, 2,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
- CIT: 1
- Clearview: 1
Discover: 1- e trade: 1, 2,
- Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41,
- Fifth Third: 1, 2, 3,
- First Tennessee: 1
- Goldman Sachs: 1, 2, 3, 4, 5, 6,
- ING Direct/Capital One 360 (1)
- Marcus: 1, 2, 3,
- NFCU: 1, 2, 3,
- Novo: 1,
- ONE: 1,
- PayPal: 1, 2, 3 (business)
- PNC: 1, 2, (maybe didn’t work?)
- PenFed: 1,
- Robinhood: 1,
- Santander: 1, 2,
- SoFi: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
- Synchrony: 1,
- TD Ameritrade: 1, 2, 3,
- T-Mobile Money: 1,
- Unify: 1,
- U.S. Bank: 1, 2, 3,
- USAA: 1,
- Wealthfront: 1,
Wells Fargo: 1, 2- Wise: 1, 2, 3, 4,
- Vanguard: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
- Zelle: 1,
- Venmo: 1,
The following didn’t work:
- Ally: 1
- Chase: 1
- Discover: 1, 2, 3,
- Elements: 1
- Santander: 1
- Stripe: 1
- TIAA Direct: 1
- Wells Fargo: 1
- USAA: 1, 2, 3
Chase
It seems as if any transfer that codes as P2P will no longer work for Chase.
New data points as of September, 2016. The following work to trigger the requirement:
- ABC Giftcards payout: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work?), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work)
- Acorns: 1, 2 (didn’t work)
- Affinity: 1,
- AirBnB: 1, 2 (didn’t work), 3 (did work)
Alliant: 1, 2, 3 (did work), 4 (didn’t work)- Amazon Payments: 1, 2, 3, 4, 5, 6 (didn’t work), 7,
- America First Credit Union: 1 (in branch)
- American Express:
- Ameritrade: 1,
- Apple Cash: 1,
- Aspiration: 1, 2 (didn’t work)
- BeFrugal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work)
Barclays Online Saving: 1, 2, 3, 4, 5, 6, 7, 8- Barclays cash back: 1, 2,
- Capital One: 1 ,2 (worked), 3 (didn’t work),
- CardCash: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work)
- Cash app: 1, 2 (didn’t work)
- CBC Federal Credit Union: 1,
- CCUIL ACH: 1,
- Central Credit Union: 1,
Charles Schwab: 1 (brokerage)- Chime: 1, 2 (didn’t work)
- Chrome river: 1,
- Circle Pay: 1, 2, 3,
- CIT Bank (not Citi): 1,
- Connexus FCU: 1, 2,
- Consumers Credit Union: 1, 2, 3, 4, 5,
- Discover Savings: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work), 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work) 17 (didn’t work)
- DoorDash: 1, 2,
- Dosh: 1, 2, 3, 4 (didn’t work)
- Dwolla: 1,
- eBay: 1, 2 (didn’t work) 3,
- Elements Financial: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- E*Trade: 1, 2, 3 (didn’t work), 4 (did work), 5 (did work), 6, 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work)
- Etsy: 1,
- Fidelity EFT: 1 (via e-mail on October 5th, 2016), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, (didn’t work), 38, 39, 40 (didn’t work), 41, 42 (didn’t work), 43, 44 (didn’t work), 45 (didn’t work) 46 (didn’t work), 47 (didn’t work)
- Fidelity CMA: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
- First Green Bank: 1 (via e-mail on 04/18/2018)
- First Technology Credit Union: 1, 2, 3, 4, 5, 6 (didn’t work)
- Firstrade: 1,
- Freshbooks WePay: 1, 2,
- Goldman Sachs: 1
- Goat: 1,
- Google Adsense: 1
- Gulf Winds Federal Credit Union: 1,
- Gusto: 1
- Invstr: 1,
- Keesler Federal: 1,
- Langley Federal Credit Union: 1,
- MarketForce Payroll: 1,
- Mercari: 1, 2,
- Merrill Edge: 1, 2 (didn’t work), 3 (didn’t work)
- M1Finance: 1, 2,
- Motif Investing: 1, 2,
- Mountain America Credit Union: 1
- mph.bank: 1, 2,
- M&T Bank: 1, 2, 3, 4, 5, 6, 7,8 (didn’t work)
- M1 Finance: 1,
- Nearside: 1,
- Northern Bank: 1,
- NorthOne: 1, 2 (didn’t work)
- Orion: 1,
- Payooner: 1
- PenFed: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
- Poshmark: 1, 2,
- Provident Credit Union: 1, 2, 3, 4,
- Raise: 1, 2,
- Relay: 1,
- Robinhood: 1, 2, 3, 4, 5 (e-mail on 06/21/17)s, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
- Schools First: 1
Robinhood: 1, 2, 3, 4, 5 (no longer working) 6 (worked) 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work)- Santander: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work)
- SchoolFirst: 1, 2, 3, 4 (didn’t work)
- SoFi Invest: 1,
- SoFi Money: 1, 2, 3, 4 (didn’t work), 5,
- Square: 1, 2, 3, 4, 5, 6, 7,
- Stanford FCU: 1,
- Suncoast: 1,
- TD Ameritrade: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14, 15 (didn’t work)
- Tech Credit Union: 1, 2, 3 (didn’t work)
- The Knot (wedding registry): 1,
- T-Mobile Money: 1, 2, 3, 4, 5, 6 (didn’t trigger it)
Topcashback Payout: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (didn’t work), 16 (didn’t work), 17 (didn’t work), 18 (didn’t work), 19 (didn’t work)- Transferwise: 1, 2, 3 (didn’t work), 4 (did work), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22 (didn’t work)
- TreausryDirect: 1, 2, 3,
- Uber: 1, 2, 3 (eats), 4,
- University Federal Credit Union: 1, 2,
- Upwork: 1, 2 (via e-mail on 2/12/19),
USAA: 12, (didn’t work)- Vanguard Brokerage: 1, 2, 3, 4, 5 (didn’t work), 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
- WealthFront: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work)
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, not working for some?, 15 (not working), 16 (not working), 17 (not working), 18 (not working), 19 (not working), 20 (not working), 21 (not working), 22 (not working), 23 (not working), 24, 25 (not working), 26 (not working)- Wisebanyan: 1, 2,
The following do not work:
- Alliant: 1, 2, 3, 4, 5, 6, 7,
- Ally: 1, 2, 3, 4, 5,
- America First Credit Union: 1 (online)
- American Express Savings: 1,
- American Express Business: 1,
- Apple Pay Cash: 1,
- Barclaycard Savings: 1, 2, 3
- Bank of America: 1, 2
- Betterment: 1,
- BMO Harris: 1,
- Boeing Employees Credit Union: 1,
- Capital One: 1, 2,
- Capital One 360: 1, 2 (savings), 3, 4,
- Cardcash: 1, 2,
- Charles Schwab: 1 (checking), 2, 3 (brokerage), 4, 5 (brokerage), 6, 7, 8,
- Chase Business: 1
- Chase credit card cash back: 1,
- Citi ACH: 1
- Citizens Bank: 1,
- Coinbase: 1, 2,
- Comerica Bank: 1,
- DoorDash: 1,
- Discover: 1, 2, 3, 4,
- Savings: 1
- Excite Credit Union: 1,
- Fidelity: 1,
- FNBO: 1
- Hancock Whitney: 1,
- Huntington: 1
- Ibotta: 1,
- Inspirus: 1,
- Investor Bank: 1,
- IRS: 1, 2, 3, 4,
- Kabbage: 1,
- Keybank: 1,
- Marcus Bank: 1,
- Mercari: 1,
- Moomoo: 1,
- NFCU: 1,
- Optum Bank: 1,
- Orange County’s: 1,
- Paypal: 1, 2, 3, 4, 5,
- PNC: 1, 2
- Quorum FCU: 1
- Raise: 1, 2,
- Santander: 1
- Square Cash.me: 1
- Signature FCU: 1,
- Tax refund: 1,
- TD Ameritrade: 1, 2,
- TD Bank: 1,
- Thrivent: 1,
- Topcashback: 1,
- Upgrade: 1, 2,
- U.S. Bank: 1
- USAA: 1 (1 does work), 2, 3,
- VantageWest: 1
- Venmo: 1, 2, 3, 4,
- Wise: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6,
- Wells Fargo Business: 1
- Western Vista Federal Credit Union: 1,
[View current Chase sign up bonuses]
The following count as a direct deposit:
Ally ACH: 1, 2, 3, 4, 5, 6 (may no longer work: 1), 7 looks like it is working (via e-mail February 10th, 2015), 8, 9, 10 (via e-mail July 15th, 2015)American Express Serve: 1, 2, 3, 4, 5, 6, 7 (via email January 23rd, 2015), 8 (via email March 3rd, 2015), 9, 10, 11, 12, 13, 14, 15, 16, 17American Express Bluebird: 1, 2, 3American Express Redcard: 1, 2American Express OneVIP: 1Ameritrade: 1ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15Barclays Online Saving: 1, 2, 3, 4Capital One Savings: 1, 2CCU ACH: 1Discover Checking: 1, 2, 3, 4, 5https://www.doctorofcredit.com/chase-checking-300-savings-200-bonus/#comment-226214E*Trade: 1 (may no longer work)Fifth Third: 1Fidelity Online Transfer: 1, 2Fidelity Cash Management: 1Google Wallet: 1Huntington Bank ACH: 1, 2 (no longer works: 1NFCU ACH: 1PenFed ACH: 1, 2Santander: 1, 2Tech CU: 1 (No longer works: 1)Topcashback: 1 (via e-mail on July 27th, 2016)Venmo: 1 (No longer works: 1)Wells Fargo: 1, 2, 3Barclays Online Savings: 1, 2
The following no longer count as direct deposits:
Alliant: 1, 2, 3 (used to work 1)Ally: 1Amazon Payments (1)American Express Savings: 1, 2Capital One 360/ING Direct, this used to work (1 , 2 , 3, 4 and 1, 2, 3, 4) but it’s now no longer working unfortunately (1, 2, 3, 4, 5). Reports of this working again (1 via e-mail on April 22nd, 2015), 2, 3, 4Charles Schwab Brokerage: used to work 1, 2, 3 but now no longer works: 1, 2, 3Citi Bank ACH: 1, 2Discover: 1, 2First Tennessee: 1Google Wallet: 1HSBC (1, 2, 3)Mango (1)Paypal used to work (1, 2, 3) and now no longer works (1 2, 4, 5, 6, 7, 8, 9, 10)PNC ACH: 1, 2SDFCU: 1TD Bank: 1USAA: 1
Citibank
The following count as a direct deposit:
- ACH: 1, 2
- Alliant: 1,
- Ally: 1, 2, 3, 4, 5, 6,
- Amazon payments: 1
- Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Charles Schwab: 1,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
- Discover: 1, 2, 3, 4, 5, 6, 7,
- Emigrant direct: 1
- Fidelity ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
- INGdirect: 1, 2, 3
- M&T: 1,
- Paypal: 1, 2, 3, 4,
- PNC: 1,
- SoFi: 1,
- USAA: 1,
- Wells Fargo: 1, 2, 3,
- Venmo: 1, 2,
- Zelle: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
The following don’t count as direct deposit:
- Barclaycard:
- Wyndham: 1
- Google Pay: 1 (via e-mail on 5/27/19)
- Paypal: 1 (somebody let me know via e-mail it no longer works) (used to work: 1, 2, 3), 4 (didn’t work via e-mail on 5/27/19)
- Schwab Brokerage money link transfers (1)
- TD Ameritrade: 1
- USAA: 1 (via e-mail on 5/27/19)
Discover
The following did work:
- Ally: 1 (may no longer work: 1)
- Amazon Seller Disbursements: 1
- Bank of America Business ACH: 1
- Capital One 360: 1, 2, 3
- Fidelity: 1
- Paypal: 1, 2, 3, 4
- Serve: 1
- TD Ameritrade: 1
HSBC
The following code as a direct deposit:
- Ally: 1, 2, 3, 4 (Checking), 5, 6, 7, 8, 9, 10, 11, 12, 13,
- American Express Bluebird: 1
- Capital One 360: 1, 2 (Money Market), 3, 4 (didn’t work), 5, 6, 7,
- Charles Schwab: 1, 2, 3 (didn’t work), 4,
- Chase: 1, 2, 3, 4 (Instant Transfer), 5, 6, 7, 8,
- Citi: 1,
- Discover: 1 (Checking), 2 (Savings), 3 (Savings), 4, 5 (savings), 6, 7, 8,
- PNC Checking: 1, 2, 3,
- Robinhood: 1,
- Santander: 1, 2,
- Schwab Brokerage: 1
- SoFi Money: 1, 2, 3,
- Wells Fargo: 1, 2, 3, 4, 5
The following don’t code as a direct deposit:
- Orion: 1,
Huntington Bank
The following count as a direct deposit:
- Alliant: 1,
- Ally: 1, 2, 3, 4, 5, 6,
- Amazon Payments (1)
- ACH Transfers: 1, 2, 3
- Bluebird: 1
- Capital One: 1
- Charles Schwab: 1,
- Chase: 1, 2, 3,
- PNC: 1, 2, 3,
- SoFi: 1,
Key Bank
The following count as a direct deposit:
- ACH (1)
Ally ACH: 1, 2 (did work), 3, 4, 5, 6, 7 (didn’t work)- Alliant: 1, 2 (didn’t work), 3,
- American Express:
- Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work)
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (instant transfer did not work), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26 (didn’t work), 27,
- Discover: 1, 2 (savings, didn’t work), 3, 4, 5, 6, 7,
- ECCU: 1,
- E*Trade: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4,
- Huntington: 1, 2,
- LMCU: 1,
- Mountain America Credit Union: 1,
- NFCU: 1, 2,
- Orgeon Community Credit Union: 1
- Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Robinhood: 1,
- Santander: 1, 2 (didn’t work), 3,
- Stripe Transfer: 1
- TD Ameritrade: 1
- T-Mobile: 1,
- Transferwise: 1,
- USAA: 1, 2, 3, 4, 5,
- Wells Fargo ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
- Vanguard: 1,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
The following didn’t count as a direct deposit:
PenFed
- No data points
PNC
The following count as a direct deposit:
- Alliant: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work), 20 (didn’t work), 21,
- Ally: 1, 2, 3, 4 (didn’t work), 5, 6, 7, 8, 9 (didn’t work), 10, 11,
- AmEx serve: 1, 2, 3, 4, 5, 6,
- AmEx Redbird: 1
- AmEx Bluebird: 1,
- American Express HYSA: 1,
- Astra: 1,
- Bank of America: 1, 2 (didn’t work)
- Barclays: 1, 2 (didn’t work)
- BB&T: 1,
- Cash app: 1,
- Capital One 360: 1, 2, 3 (1 may no longer work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56 (didn’t work), 57, 58, 59, 60, 61,
- Charles Schwab: 1 (brokerage), 2, 3, 4 (didn’t work), 5, 6, 7 (brokerage), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54. 55, 56, 57, 58 (didn’t work), 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110 (didn’t work), 111, 112, 113, 114, 115, 116, 117 (didn’t work), 118, 119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138,
- Chase Business: 1, 2,
- Citibank: 1,
- Discover ACH: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work), 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
- FCB South County Bank: 1
- Fidelity: 1, 1, 2, 4,5,6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26,
- Fifth Third: 1, 2 (didn’t work)
- Huntington: 1,
- Merrill Lynch: 1,
- M&T: 1, 2, 3,
- Navy Federal: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
- Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 1o, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, (didn’t work), 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, (didn’t work), 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46 (didn’t work)
- Pentagon Federal Credit Union: 1
- Fidelity: 1, 2, 3
- Schwab: 1, 2
- Tax refund: 1,
- Transferwise: 1,
- TreasuryDirect: 1,
- USAA: 1, 2, 3 (doesn’t work)
- Vanguard: 1, 2, 3, 4,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
- Wells Fargo: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19,
- Wise: 1,
The following do not count as a direct deposit:
- Ally ACH: 1, 2 (used to work: 1
- American Express Savings: 1
- Charles Schwab: 1 (checking)
- Citi: 1,
- eTrade: 1,
- Liberty Bank: 1,
- Tech CU: 1,
Santander Bank
Works (from August 2016 onwards)
- Alliant: 1, 2, 3, 4, 5 (didn’t work), 6,
- American Express
- BMO Harris: 1,
Capital One 360: 1, 2, 3, 4, 5,6 (didn’t work), 7 (didn’t work), 8 (worked), 9 (worked) 10 (didn’t work), 11 (worked)- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20,
- Charles Schwab: 1 (brokerage only), 2, 3, 4, 5, 6, 7, 8, 9,
- Fidelity: 1, 2, 3, 4, 5, 6,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Venmo: 1,
Doesn’t work:
- Charles Schwab Checking: 1 (via Twitter on 06/01/2017)
- Discover: 1, 2,
- PNC: 1,
- TD Ameritrade: 1
- USAA: 1
Truist
The following code as a direct deposit:
- Affinity: 1,
- Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (business), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
- Public.com: 1,
- TD Ameritrade: 1,
- Vanguard: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8,
The following don’t code as a direct deposit:
U.S. Bank
The following count as a direct deposit:
- ACH (1)
- All America Bank: 1, 2,
- Alliant (1), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77 (didn’t work), 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120, 121, 122, 123,
- American Express:
- Apple Cash: 1, 2, 3,
- Capital One; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37,
- Cash app: 1, 2, 3,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (checking), 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 32, 33, 34, 35, 36, 37, 38, 39 (didn’t work) 40, 41, 42, 43, 44, 45, 46, 47, 48, 49,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58,a, 59, gr, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104,
- Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52,
- DFCU: 1, 2,
- Elements: 1, 2 (didn’t work), 3, 4,
- E*Trade: 1,
- Fidelity: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23,
- Goldman Sachs: 1,
- Incredible Bank: 1, 2,
- Marcus: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
- NFCU: 1, 2, 3, 4, 5, 6,
- Novo: 1, 2,
- Paypal: 1, 2, 3,
- Pentagon FCU: 1,
- PNC: 1, 2,
- School’s First Credit Union: 1, 2, 3,
- Simple: 1,
- SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
- Square cash: 1,
- Tech CU: 1, 2
- T-Mobile Money: 1, 2,
- Unify FCU: 1,
- USAA: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Vanguard: 1, 2,
- Venmo: 1, 2 (didn’t work), 3,
- Wealthfront: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
- Western Vista Federal Credit Union: 1,
Wells Fargo
The following triggers the direct deposit requirement:
- Affinity: 1,
Alliant: 1, 23 (didn’t work), 4 (did work), 5 (did work), 6 (did work), 7, 8, 9, 10,Ally: 1, 2, 3, 4, 5, 67 (didn’t work), 8 (did work), 9, 10, 11, 12, 13, 14, , 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40,- American Express:
- Bank of America: 1, 2, 3, 4, 5, 6,
- BECU ACH: 1, 2, 3, 4,
- Brex: 1,
- Cash app: 1,
- Capital One 360: 1, 2, Didn’t work: 1, 2, 3, (did work), 4, 5, 6, 7, 8, 9,
- Charles Schwab Didn’t work: 1, 2, 3 (brokerage did work),4(didwork),5(didn’twork),6, 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20,
Checking: 1
Money Link: 1
- Chase: 1 (didn’t work), 2 (did work), 3 (did work), 4, 5 (did work), 6 (did work business), 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
- Citibank: 1
- Coinbase: 1,
- Discover: 1, 2 Didn’t work: 1,did:1,2 (did work)3 (did work),4,5,6,7,8, 9, 10,
- DraftKing: 1,
- Dwolla: 1
- Elements: 1,
- E-Trade: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4 (did not work), 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
- First National Bank (FNB): 1,
- HSBC: 1, 2, 3, 4,
- Huntington: 1,
- Keybank: 1
- Marcus: 1,
- Meritrust: 1,
- Monifi: 1,
- M&T Bank: 1,
- NFCU: 1,
Paypal: 1, 2, 3, 4, 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23, 24,- PenFed Trial Deposits: 1, 2, 3,
- PNC: 1, 2, 3, 4, 5, 6,
- Robinhood: 1, 2, 3, 4, 5, 6, 7, 8,
- Santander: 1, 2, 3, 4, 5, 6, 7, 8,
- Schwab: 1
- Schools First: 1,
- Sky One: 1,
- Simple: 1,
- SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- SunTrust: 1,
- Tax refund: 1,
- USAA: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12,
- Vanguard: 1, 2,
- Varo: 1,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
The following didn’t work:
Credit Unions/Small Banks
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Community Credit Union
- No data points
1st Constitution Bank
The following did not work as direct deposit:
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
- No data points
1st Security Bank
- No data points
1st Source Bank
The following worked as a direct deposit:
1st United Credit Union
The following code as a direct deposit:
3Rivers Federal Credit Union
The following count as a direct deposit:
- Keybank: 1,
AAC Credit Union
- No data points
Abington Bank
- No data points
ACNB Bank
- No data points
Acorns
- No data points
Addition Financial
The following code as a direct deposit:
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
We don’t have any data points on what will trigger the bonus, but be warned that the fine print states you must deposit your full pay check. In some cases credit unions will manually check this (e.g you’ll be required to show your pay stub). The following worked:
- Charles Schwab: 1,
Advantage Bank
- No data points
Advantis Credit Union
- No data points
Adventure Credit Union
The following code as a direct deposit:
- Capital One 360: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- No data points
Affinity Federal Credit Union
The following code as a direct deposit:
- Ally: 1, 2 (didn’t work)
- Brex: 1,
- Charles Schwab: 1, 2, 3, 4 (didn’t work)
- Chase: 1,
- Coinbase: 1, 2 (didn’t work)
- Discover: 1, 2 (didn’t work)
- Fidelity cash: 1,
- IRS: 1,
- Kabbage: 1,
- Treasury direct: 1,
- Wise: 1,
The following didn’t work:
Air Academy Federal Credit Union
Albert Neobank
The following worked as a direct deposit:
The following didn’t work as a direct deposit:
- Ally: 1,
- American Express Business: 1,
- Astra: 1,
- Cash app: 1,
- Chime: 1,
- Charles Schwab: 1, 2,
- Discover: 1,
- M1: 1,
- SoFi: 1,
- Wells Fargo: 1,
Alcoa Tenn Federal Credit Union
- No data points
Allegiance Credit Union
- No data points
Allegius Credit Union
- No data points
Allied First Bank
- No data points
AllTru Credit Union
- Fidelity: 1,
Aloha Pacific Federal Credit Union
- No data points
Amalgamated Bank
- BMO Harris: 1
Amboy Direct
- No data points
Amerant Bank
The following code as a direct deposit:
- Public.com: 1,
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- No data points
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
The following code as a direct deposit:
- Charles Schwab: 1,
America First Credit Union
- No data points
American Eagle Credit Union
The following did work:
- No data points
The following didn’t work:
American Enterprise Bank
- No data points
American Investors Bank & Mortgage (AIBM)
- No data points
American Heritage Credit Union
- No data points
American Pride Bank
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- No data points
America’s Christian Credit Union
- No data points
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
The following coded as a direct deposit:
ANB Bank
- No data points
Anchor Bank
The following trigger the bonus:
- Discover ACH: 1
Andigo Credit Union
The following triggered the bonus
- Ally: 1,
- American Express:
- Bluebird: 1
- Charles Schwab: 1 (brokerage), 2 (didn’t work)
- Fidelity: 1, 2,
- PayPal: 1,
- Venmo: 1,
The following didn’t count:
Andrews Federal Credit Union
Anoka Hennepin Credit Union
- No data points
APGFCU
- No data points
Apple Bank
The following do count as a direct deposit:
The following didn’t count as a direct deposit:
- Chase ACH: 1
Apple Federal Credit Union
- No data points
Ardent Credit Union
The following worked as a direct deposit:
Arizona Central Credit Union
No data points
Arizona Federal Credit Union
- No data points
Arizona Financial Credit Union
- No data points
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Chase: 1,
Arrha Credit Union
- No data points
Arsenal Credit Union
- No data points
Arundel Federal Savings Bank
- No data points
Arvest Bank
- No data points
Ascend Federal Credit Union
- No data points
Ascent Credit Union
- No data points
Ashland Credit Union
- No data points
Aspiration
The following code as a direct deposit:
The following didn’t code as a direct deposit:
Associated Bank
The following did not work as a direct deposit:
- Charles Schwab: 1,
Associated Credit Union
- No data points
Associated Credit Union of Texas (ACUTX)
- No data points
Avidia Bank
The following count:
- Capital One 360 ACH: 1
Axos Bank
The following worked as a direct deposit:
- Ally: 1, 2, 3, 4, 5,
- Brex payroll: 1,
- Capital One: 1, 2 3, 4, 5, 6, 7, 8, 9,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
- Chase: 1,
- SoFi: 1, 2, 3, 4, 5,
- USAA: 1,
- T-Mobile: 1, 2,
- Vanguard: 1,
Ballston Spa National Bank (BSNB)
- No data points
BancorpSouth
- No data points
Bank7
- No data points
Bank & Trust
- Alliant: 1, 2, 3,
- Ally: 1, 2, 3,
- American Express:
- Serve: 1,
- Capital One: 1, 2, 3,
- Charles Schwab: 1 (checking), 2 (pull)
- Chase:
- Fidelity: 1,
The following did not work:
- Discover: 1,
Bank Direct
These guys are extremely strict and it seems they do a manual review on all direct deposits to ensure that they are from an employer. You also need to be depositing your full paycheck rather than a partial deposit, they check this by verifying it against your stated yearly income. Source(s): 1
Bankers Trust
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Canton
- No data points
Bank of Maine
We don’t currently know of anything other than a regular employer payment that will trigger the direct deposit requirement that Bank of Maine requires.
Bank Midwest
- No data points
Bank Mutual
The following don’t count as a direct deposit
- Ally ACH: 1
- Paypal
Bank of Blue Valley
- No data points
Bank of Elk River
- No data points
Bank Five Nine
- No data points
Bank Independent
- No data points
BankNewport
- No data points
Bank Novo
- No data points
Bank of Greene County
- No data points
Bank of Hope
- No data points
Bank of Montgomery (BOM)
- No data points
Bank of New York
The following count as a direct deposit:
- HSBC (1)
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank Of The West
The following count as a direct deposit:
- BMO Harris: 1, 2,
- Capital One: 1,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8,
- Discover: 1, 2, 3, 4, 5, 6 (didn’t work)
- Emigrant (1)
- ING Direct/Capital One 360 (1)
- Discover ACH: 1, 2,
- Midfirst Bank: 1, 2,
- Paypal (1, 2, 3, 4, 5, 6, 7, 8, 9,
- Schwab ACH: 1
- USAA: 1, 2,
- Venmo: 1,
The following did not work:
- Ally: 1,
BankPlus
- No data points
Bank OZK
- No data points
BankWell
- Charles Schwab: 1,
Banner Bank
- No data points
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- No data points
Baselane
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- No data points
BB&T
The following does count as a direct deposit:
- Alliant: 1, 2, 3 (didn’t work)
- Ally: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
- Charles Schwab Brokerage: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Chase: 1, 2 (didn’t work)
- E*Trade: 1,
- Treasury direct: 1,
- Wealthfront: 1,
The following doesn’t count as a direct deposit:
BBVA
The following codes as a direct deposit:
- Alliant: 1, 2 (didn’t work)
- Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 (didn’t work), 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
- Chase: 1, 2, 3, 4,
- Charles Schwab: 1 (brokerage), 2 (brokerage), 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work), 17,
- Fidelity: 1, 2 (didn’t work), 3, 4, 5,
- First Tech Federal Credit Union: 1
- Merrill Edge: 1
- Paypal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
- Provident Credit Union: 1
- TD Ameritrade: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,
The following did not work:
Beacon Credit Union
- No data points
Beartooth Bank
- No data points
BECU
- No data points
Belco Community Bank
- No data points
Bell Bank
- No data points
Bellco Credit Union
- No data points
Beneficial Bank
- No data points
Berkshire Bank
- No data points
BethPage Credit Union
Better Banks
- No data points
Beverly Hill Bank
- No data points
BHCU
- No data points
BiddefordSavings
No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
- No data points
Blue Federal Credit Union
The following count as a direct deposit:
- BMO Harris: 1,
Blue Foundry Bank
- No data points
Blue Hills Bank
The following counted as a direct deposit:
- Discover: 1
The following did not count as a direct deposit:
- Discover: 1 (savings)
BluPeak Credit Union
BMO Harris
The following do count as a direct deposit:
Alliant ACH: 1, 2(1 no longer counts), 3 (worked again)- Ally: 1
- American Express:
Capital One 360: 1, 2, 3, 4- Chase: 1 (business checking), 2, 3 (business checking), 4, 5 (didn’t work), 6 (didn’t work)
Discover ACH: 1, 2, 3(didn’t count: 1), 4 (did count), 5 (did count), 6 (didn’t work), 7 (didn’t work)Fidelity: 1 (brokerage)- Novo: 1,
- Robinhood: 1
- Schwab Transfer: 1, 2, 3
Vanguard: 1 (brokerage)- UFCU: 1
- Wise: 1, 2,
The following did not count as a direct deposit:
- Ally: 1
- Capital One 360: 1 (1 – did work), 2, 3 (did work), 4 (did work), 5 (didn’t work), 6 (didn’t work), 7 (did work), 8 (did work)
- Charles Schwab: 1 (brokerage), 2 (did work), 3 (didn’t work), 4
- Fidelity: 1
- JP Morgan: 1,
- Paypal: 1, 2, 3 (did work)
- Taxes:
- Federal & State: 1
- USAA: 1
- Vanguard: 1,
- Wells Fargo: 1,
BMI Federal Credit Union
The following works:
- American Express:
- Bluebird: 1,
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
The following worked:
- Chase: 1
Below is what worked for specific banks within BOKF
Bravera Bank
- No data points
Brentwood Bank
- No data poits
Bridge Credit Union
- No data points
Bridgeview Bank Group
The following code as a direct deposit:
The following didn’t work as a direct deposit:
- Charles Schwab: 1
The following doesn’t code as a direct deposit:
- Capital One 360: 1
Broadway Bank
- University Federal: 1,
The following doesn’t work:
Broadview Federal Credit Union
- No data points
Bryn Mawr Trust (BMT)
- No data points
Bryon Bank
- No data points
Byline Bank
- Capital One: 1,
Buckeye State Bank
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- No data points
California Bank & Trust
- No data points
California Coast Credit Union
- No data points
California Credit Union
The following code as a direct deposit:
Callaway Bank
- No data points
Cambridge Savings Bank
The following codes as a direct depsoit
- No data points
The following does not code as a direct deposit:
- Capital One 360: 1,
Cambridge Trust Company
The following code as a direct deposit:
- Charles Schwab: 1,
Camden National Bank
The following worked as a direct deposit:
- Capital One: 1
Campus USA Credit Union
- No data points
Cape Cod 5
- No data points
Cap Ed Credit Union
- No data points
Capital Bank
The following did work:
- Alliant: 1,
- Ally: 1, 2,
- Capital One: 1, 2, 3,
- Charles Schwab: 1,
- Chase: 1,
- Discover: 1, 2,
- Fidelity; 1,
- Paypal: 1, 2, 3,
- Wealthfront: 1,
The following did not work:
Capital City Bank
- No data points
Capital Credit Union
- No data points
Capitol Bank
- No data points
Carver Federal Savings Bank
- No data points
Cash App
The following code as a direct deposit:
- Alliant: 1,
- Charles Schwab: 1, 2,
- Fidelity: 1,
- First horizon: 1,
- First Republic: 1,
- NorthOne: 1,
- Orion: 1,
- T-Mobile: 1,
The following didn’t work:
CCFBank
The following do work:
- No data points
The following don’t work:
CBT Bank
- No data points
Cedar Rapids Bank & Trust
- No data points
CEFCU
- Investors Bank: 1,
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Illinois Bank
- No data points
Central Pacific Bank
- No data points
Central Willamette Credit Union
- No data points
Century Bank
The following code as a direct deposit:
- Fidelity: 1,
Central Bank
- No data points
Central Minnesota Credit Union
- No data points
Charles Schwab
- Wells Fargo Business: 1
Charter One
The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
Chartway Federal Credit Union
We’re unsure what counts as a direct deposit, but we’d recommend using a real employer deposit or government benefit as it looks like they manually check this part of the bonus is completed in good faith. We will update this if this is not the case.
- Chase: 1,
Cheese
- No data points
Chesapeake Bank
- No data points
Chief Financial Credit Union
- No data points
Chime
The following counts as direct deposit:
- Ally: 1, 2, 3, 4, 5, 6, 7, 8,
- American Express
- Serve: 1 (personal experience)
- Apple Cash: 1, 2,
- Axos Bank: 1,
- Bank of America: 1,
- Cash app: 1, 2,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7,
- Chase: 1, 2, 3, 4, 5, 6,
- Circle Pay: 1,
- Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Fidelity: 1, 2, 3, 4, 5, 6,
- One Finance: 1,
- PayPal: 1,
- Santander: 1,
- SoFi Money: 1,
- TD Bank: 1,
- T-Mobile Money: 1,
- Wells Fargo: 1, 2, 3,
- USAA: 1,
- U.S. Bank: 1,
The following don’t work:
Cincinnatus Savings & Loan
- No data points
Civista Bank
- No data points
Christian Community Credit Union
The following counts as a direct deposit:
- Vanguard: 1,
The following doesn’t count as a direct deposit:
CIBC US
The following coded as a direct deposit
- Venmo: 1,
Cincinnati Federal
- No data points
CinFed Credit Union
- No data points
Citadel Bank
The Citizens Bank
- No data points
Citizens Bank
The following count as a direct deposit:
- ACH (1, 2)
- Alliant: 1, 2, 3, 4,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- American Express Savings: 1,
- Bank of Guam: 1,
- Capital One 360: 1, 2, 3, 4, 5,
- CardCash: 1,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33,
- Discover: 1, 2, 3, 4, 5, 6,
- eTrade: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work)
- HSBC: 1, 2,
- Huntington Bank: 1
ING Direct/Capital One 360 (1)- IRS refund: 1
- Paypal: 1,
- Santander: 1, 2, 3,
- TD Bank: 1,
- Topcashback: 1
- Wells Fargo: 1, 2,
- Wise: 1,
- Vanguard: 1, 2, 3, 4,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
The following did not count as a direct deposit:
- Capital One 360: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- No data points
Clearview Federal Credit Union
The following did count as a direct deposit:
- Discover trial deposits: 1 (via e-mail on July 31st, 2016)
- PNC: 1,
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- No data points
C&N Bank
- No data points
CNB Bank & Trust
- No data points
Coastal Credit Union
- No data points
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- No data points
Columbia Bank (NJ)
The following worked:
- Bank of America: 1,
- Capital One 360: 1, 2, 3, 4, 5, 6,
- Chase: 1, 2, 3, 4,
- Citizens Bank: 1, 2,
- Discover: 1,
- Fidelity: 1
- Robinhood: 1,
- Santander: 1,
- TD Bank: 1, 2,
- Vanguard: 1
- Venmo: 1,
Columbia Bank (WA, OR, ID)
The following work as a direct deposit
Columbia Bank Online
No data points
Comerica Bank
The following worked as a direct deposit:
The following didn’t work (note these might not have worked due to out of state or other issues):
Commonwealth Central Credit Union
- No data points
Community Resource Credit Union
- No data points
Compass Bank
The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
Compass Credit Union
- No data points
Commerce Bank (MA)
The following count as a direct deposit:
Commerce Bank (MO, KS, IL, OK & CO)
- No data points
Communication Federal Credit Union
- No data points
CommunityAmerica Credit Union
- No data points
Community Bank & Trust
- No data points
Community Choice Credit Union
- No data points
Community Credit Union Florida
- No data points
Community Financial Credit Union
- No data points
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
- No data points
Community State Bank
- No data points
Community West Credit Union
The following count as a direct deposit:
- ACH counts for the interest rate bonus, but no the cash bonus (1)
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- No data points
ConnexUs Credit Union
The following count as a direct deposit:
Consolidated Community Credit Union
- No data points
Consumers Credit Union
The following counted as direct deposit:
Consumers Credit Union (MI)
- No data points
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Cornerstone Bank
- No data points
Cornerstone Financial Credit Union
- No data points
Country Bank
- No data points
Crane Credit Union
- Soft pull: 1
Credit Human
- No data points
Credit Union 1
Credit Union of America
- No data points
Credit Union of Ohio
- No data points
Credit Union of Southern California
- No data points
Credit Union One
The following count as a direct deposit:
Credit Union of the Rockies
- No data points
Credit Union of Texas
The following code as a direct deposit:
- Charles Schwab: 1,
Credit Union West
- No data points
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
The following worked:
- Ally: 1, 2, 3, 4, 5 (didn’t work)
- Charles Schwab: 1, 2, 3, 4, 5 (didn’t work)
- Chase: 1,
- Discover: 1,
- Fidelity: 1,
The following didn’t work:
Dearborn Savings Bank (DSB)
- No data points
Dedham Savings Bank
The following code as a direct deposit:
- Chase; 1,
Delta Community Credit Union
- Charles Schwab: 1,
Denmark State Bank
- No data points
Desert Financial Credit Union
- No data points
Desert Schools Federal Credit Union
- No data points
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Digital Credit Union (DCU)
- No data points
Dollar Bank
The following counted as a direct deposit:
- American Express:
- Serve: 1,
- Capital One: 1,
- Chase: 1,
- Fidelity: 1,
- Robinhood: 1,
- Thrivent FCU: 1,
- Wells Fargo: 1, 2, 3,
The following didn’t work:
- Charles Schwab: 1,
Dort Federal Credit Union
- No data points
DuGood Federal Credit Union
- No data points
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
East Boston Savings Bank
- No data points
Eastern Bank
The following code as a direct deposit:
Eastern Savings Bank
- No data points
Eastman Credit Union
- No data points
East Idaho Credit Union
- No data points
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
- No data points
Educational Systems Federal Credit Union
- No data points
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
Elements Financial
- Alliant: 1, 2, 3, 4, 5 (did not work)
- Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
- American Express:
- Capital One 360: 1, 2, 3, 4 (didn’t work)
- Chase:
- Discover: 1
- Goldman Sachs savings: 1
- Incredible Bank: 1,
- Treasury: 1,
- Wealthfront: 1,
- Wells Fargo: 1,
- Wise: 1,
- Vanguard: 1, 2 (didn’t work)
The following didn’t work:
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- No data points
Energy Federal Credit Union
- No data points
ENT Credit Union
- No data points
Equity Bank
- No data points
ESSA Bank & Trust
- No data points
Essex Bank
- No data points
Eureka Savings Bank
- No data points
E*Trade
The following count as a direct deposit:
Evansville Teachers Federal Credit Union
The following worked:
- Alliant: 1,
- Initial credit card funding worked: 1
- Capital One: 1,
- Chase: 1
- Marcus: 1,
- PayPal: 1,
- Wells Fargo: 1,
Exchange Bank
- No data points
Excite Credit Union
The following code as a direct deposit:
- Astra: 1,
Expedition Credit Union
- No data points
Experian
Extraco Banks
- No data points
Fairwinds Credit Union
The following code as a direct deposit:
The following did not code as a direct deposit:
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- No data points
Farmers Insurance Federal Credit Union
- No data points
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- No data points
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- No data points
FEDCOM Credit Union
We currently don’t have any data points, please share yours in the comments.
Fidelity Bank (PA)
The following code as a direct deposit:
- Discover: 1,
Fidelity Bank (Online, MA)
- No data points
Fierce Finance
- No data points
Fifth Third Bank
The following count as a direct deposit:
Ally: 1, 2(no longer working: 1), 3 (worked again), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20,- Alliant: 1, 2,
- American Express:
- Serve: 1
- Bank of America: 1
- Capital One: 1, 2, 3, 4, 5, 6 (via e-mail 1/1/2021), 7, 8, 9,
- Charles Schwab: 1, 2, 3, 4, 5,
- Chase; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26,
- Chase business: 1, 2,
- Citizens: 1
- Citi: 1,
- Discover ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- eTrade: 1, 2,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
- First Tech Credit Union: 1, 2,
- Huntington: 1
- USAA ACH (1), 2
- ING Direct/Capital One 360 (1, 2, 3, 4, 5 via email on November 8th)
- Liberty Financial: 1,
- Marcus: 1, 2,
- NFCU: 1, 2,
- Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
- PNC: 1, 2,
- Serve: 1
- Skyla: 1,
- SoFi: 1,
- TransferWise: 1,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Wesbanco: 1,
- USAA: 1,
- U.S. Bank: 1,
The following did not work:
Figure Pay
Financial Builders
- No data points
Financial Partners Credit Union
- No data points
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase
- Citi:
- Double cash: 1 (via e-mail 11/22/19), 2,
First Advantage Bank
- No data points
First American Bank
The following code as a direct deposit:
- MyPay: 1,
First Bank (VA)
The following don’t work as a direct deposit:
- Ally: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- No data points
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC)
- No data points
FirstBank
The following worked:
The following didn’t work:
- Capital One 360: 1
FirstBank [TN, GA, AL]
- No data points
First Basin Credit Union Checking
- No data points
First Citrus Bank
- No data points
First Commerce Credit Union
- No data points
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- NO data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
- No data points
First Federal Credit Union
- No data points
First Fidelity Bank
- No data points
First Financial Bank (AR/MS)
- No data points
First Financial Bank (TX)
- No data points
First Financial Bank (IL, IN, KY, OH)
The following have counted as a direct deposit in the past:
First Financial Federal Credit Union
- No data points
First Financial Federal Credit Union (MD only)
- No data points
First Financial Northwest Bank
- No data points
First Flight Credit Union
- No data points
First Florida Credit Union
- No data points
First General Credit Union
- No data points
First Hawaiian Bank
- No data points
First Internet Bank
- No data points
First Merchants Bank
The following code as a direct deposit:
- Alliant: 1, 2, 3,
- Ally: 1, 2,
- American Express:
- Bluebird: 1,
- Astra Finance: 1,
- Capital One: 1, 2,
- Charles Schwab: 1, 2 (didn’t work), 3,
- Chase: 1,
- Goldman Sachs: 1
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
The following count as a direct deposit:
First MidWest Bank
- No data points
First National 1870
- No data points
First National Bank (IA)
- No data points
First National Bank of Long Island
- No data points
First National Bank in Staunton
- No data points
First National Bank and Trust Company
- No data points
First National Bank of Waterloo
- No data points
First Nebraska Credit Union
We’re not sure what counts as a direct deposit, but they require you to deposit your full pay check according to the fine print so they might require paystub verification.
First Northern Credit Union
- No data points
First Tennessee Bank
The following count as a direct deposit:
- ACH: 1
- Alliant: 1
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9- Capital One: 1, 2, 3
- Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8
- Capital One Savings: 1
- Charles Schwab: 1, 2
Chase: 1, 2, 3, 4. 5- Discover: 1, 2, 3
- First Citizens Bank: 1
- Paypal: 1, 2, 3, 4, 5, 6,
- Santander: 1
- Schwab Brokerage: 1, 2
- USAA: 1, 2, 3
- Wells Fargo: 1, 2, 3, 4, 5,
- Venmo: 1, 2, 3,
The following didn’t work:
First Citizen’s Bank
We don’t know of any methods that do or don’t count as a direct deposit. Contact us if you know of any.
First Federal Bank
- No data points
First Green Bank
- No data points
First Home Bank
- No data points
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change. The following code as a direct deposit:
First Merit Bank
- We have no data points, please share yours in the comments section.
First National Bank (FNB)
The following worked:
- Alliant: 1,
- Ally: 1,
- Capital One: 1, 2, 3, 4, 5, 6,
- Charles Schwab: 1, 2, 3, 4,
- Chase: 1, 2, 3,
- Santander: 1,
First National Bank [UT]
- No data points
First National Bank [NE]
The following worked:
- Charles Schwab:
- Trial deposits: 1
Firstrust Bank
The following coded as a direct deposit:
First Savings Bank of Hegewisch
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
- No data points
First State Bank Of Illinois
- No data points
First Tech Credit Union
The following code as a direct deposit:
First Trade Union Bank (FTUB)
FTUB is a small bank and as such it looks like they manually check to see if you’ve received an employer direct deposit or not. Apart from Capital One 360 there is no record of any regular ACH transfers triggering the bonus (and ING/CapOne 360 is from long ago). The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
The following don’t count as a direct deposit:
First Niagara Bank
The following count as a direct deposit:
- Alliant ACH: 1
- Ally ACH: 1, 2
- AmEx FSB ACH: 1
- Bank of America ACH: 1,
- Capital One ACH: 1
- Capital One 360 ACH: 1, 2, 3, 4
- Charles Schwab: 1,
- Chase ACH: 1, 2
- Discover: 1
- HSBC ACH: 1
- Paypal 1, 2, 3, 4
- State Farm ACH: 1
Amazon gift cards also work for meeting the minimum debit card transactions required: 1
First Republic Bank
- No data points
First United Bank
- KickFurther: 1
First United Credit Union
- Ally: 1,
First US Community Credit Union
- No data points
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
The following counted as a direct deposit:
- Wells Fargo: 1
Flagship Bank
- No data points
Flagstar
The following do count as a direct deposit:
- Alliant: 1,
The following don’t count as a direct deposit:
Florence Bank
- Wells Fargo: 1,
Florida Community Bank
- No data points
Florida Credit Union
- No data points
Flushing Bank
The following worked as a direct deposit:
F&M Bank
- No data points
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
FNBO
The following don’t count as a direct deposit:
- Fidelity: 1,
FNCB
- No data points
Focus Bank
No data points, please share your experiences in the comments at the end of this post.
Focus Federal Credit Union
- No data points
Forcht Bank
- No data points
Fort Bragg Federal Credit Union
- No data points
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
- No data points
Four Points Federal Credit Union
- No data points
Freedom Credit Union
No data points.
Freedom Federal Credit Union
No data points.
Freedom First Credit Union
- No data points
Fremont Bank
The following code as a direct deposit:
- Chase: 1 (waived the monthly fee)
Frontier Bank
- No data points
Frontwave Credit Union
The following coded as a direct deposit:
- Fidelity: 1 (via e-mail on 11/17)
FSB Bank
- No data points
Fulton Bank
The following have not worked for direct deposit:
Gain Federal Credit Union
- No data points
Garden Savings FCU
No data points, please share your experiences in the comments at the end of this post.
Gate City Bank
- No data points
Gateway First Bank
The following code as a direct deposit:
The following didn’t work:
Gateway Metro Federal Credit Union
- No data points
Genisys Credit Union
- No data points
Georgia Banking Company (GBC)
- No data points
Georgia’s Own Credit Union
- No data points
Gesa Credit Union
- No data points
Global Credit Union
- No data points
GNO Federal Credit Union
- No data points
GoBank
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
The following code as a direct deposit:
Greater Iowa Credit Union
- No data points
Great Lakes Credit Union
The following are considered a direct deposit:
Great River Federal Credit Union
- No data points
Great Southern Bank
- No data points
Greater Nevada Credit Union
- No data points
Green State Credit Union
- No data points
Grove City Area Federal Credit Union
- No data points
Grow Financial Federal Credit Union
- No data points
GTE Financial
The following worked:
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- No data points
Hancock Whitney
The following worked:
Hanmi Bank
- No data points
Hanscom Federal Credit Union
- No data points
HarborOne Bank
- No data points
The following didn’t work as a direct deposit:
- Vanguard brokerage: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- No data points
Heritage Credit Union
- No data points
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
HeritageWest Credit Union
- No data points
Hibernia Bank
- Treasury direct: 1,
Highmark Federal Credit Union
- No data points
Hiway Federal Credit Union
- No data points
Holyoke Credit Union
- No data points
Home National Bank
- No data points
Home Federal Savings Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet Bank
Following count as a direct deposit:
HomeTrust Bank
The following triggered the direct deposit requirement:
- Ally: 1,
Honor Credit Union
Horizon Bank
- Chase: 1,
Horizon Credit Union (WA, ID, MT)
- No data points
Houston Metropolitan Federal Credit Union
- No data points
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Fidelity: 1,
IBERIABANK
The following code as a direct deposit:
ICBC USA
- Unknown
IC Federal Credit Union
The following count as a direct deposit:
- Santander: 1,
Idaho Central Credit Union (ICCU)
- No data points
Ideal Credit Union
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
The following worked as a direct deposit:
Independent Bank
- No data points
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- No data points
Integrity Bank
- No data points
Interior Federal Credit Union
- No data points
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investors Bank
The following worked:
The following didn’t work:
- Ally: 1,
Jovia Financial Credit Union
JSC Federal Credit Union
The following code as a direct deposit:
- Fidelity: 1,
Juno
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keesler Federal Credit Union
- No data points
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
The following coded as a direct deposit:
- Ally: 1,
- Charles Schwab: 1,
- Discover savings: 1, 2, 3, 4, 5,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
- Venmo: 1, 2,
- Venture X: 1,
The following didn’t work:
Kinderhook Bank
- No data points
Kinecta
- No data points
Kitsap Credit Union
- No data points
La Capitol Federal Credit Union
- No data points
Lafayette Federal Credit Union
- No data points
Lakeland Bank
- No data points
Lake Michigan Credit Union
The following count as a direct deposit:
Lake Ridge Bank
- No data points
Lake Shore Savings
- No data points
Landmark Credit Union
The following code as a direct deposit:
Land of Lincoln Credit Union
- No data points
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Alliant: 1, 2, 3, 4,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8,
- Axos: 1,
- BluPeak: 1,
- Brex: 1,
- Capital One: 1, 2, 3, 4, 5, 6, 7, 8,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
- Business: 1,
- Discover: 1, 2, 3, 4, 5, 6, 7, 8,
- Etrade: 1,
- Fidelity: 1, 2, 3, 4,
- HM Bradley: 1,
- Liberty Federal Credit Union: 1,
- SoFi: 1,
- TD Ameritrade: 1,
- T-Mobile Money: 1,
- Wealthfront: 1,
- Wells Fargo: 1, 2, 3, 4,
- USAA: 1,
LBS Financial Credit Union
- No data points
Ledyard Bank
- No data points
LegacyTexas
The following worked:
- Capital One 360: 1,
Level One Bank
- No data points
Liberty Bank (CT, MA, RI)
The following coded as a direct deposit:
Liberty Bank For Savings
- No data points
Liberty First Credit Union
- No data points
Liberty Savings Bank
- No data points
Lili Bank
The following code as a direct deposit:
- Venmo: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- No data points
LM Federal Credit Union
- No data points
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- No data points
Lyons National Bank
- No data points
Mars Bank
- No data points
Magnolia Federal Credit Union
- No data points
Mango
The following count as a direct deposit:
- Alliant: 1, 2
- Amazon Payments: 1, 2
- Bluebird: 1
- Fidelity: 1
- ING Direct/Capital One 360 (1) (Warning: One reader has reported Capital One 360 locking their account with a fraud warning for linking Mango because it is a prepaid product and only personal checking accounts can be used).
- Paypal: 1
Main Street Bank [of Virginia]
- No data points
Mainstreet Credit Union
- No data points
MainSource Bank
- No data points
Marcus Bank
- No data points
Marine Bank
The following worked:
- No data points
The following didn’t work:
- Charles Schwab: 1,
MarketUSA Federal Credit Union
- No data points
Mazuma Credit Union
- No data points
MAX Credit Union
- No data points
Mcfarland State Bank
- No data points
MECU Credit Union
- No data points
Melrose Bank
- No data points
Member One Federal Credit Union
- No data points
Members Choice Credit Union
- No data points
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
No data points
Middlesex Federal
- No data points
MidFirst Bank
MIDFLORIDA CU
- No datapoints
Midland States Bank
- Ally: 1,
- Capital One: 1,
- Cash app: 1,
- Chase: 1, 2, 3, 4,
- Credit card funding worked: 1,
- Discover: 1,
- Fidelity: 1,
- SoFi: 1, 2,
- Wise: 1, 2,
Mid-Hudson Valley Federal Credit Union
- Fidelity: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
- No data points
MidWestOne Bank
No data points
Midwest Regional Bank
- No data points
MB Financial Bank
The following counted as a direct deposit:
Macatawa Bank
- No data points
Memphis City ECU (MCECU)
- No data points
Meadows Credit Union
There are no working methods for meadows credit union at the moment. The following count as a direct deposit:
- HSBC (1)
Memory Bank
- Discover: 1,
Mercer Savings Bank
- No data points
Mercury
- No data points
Meriwest Credit Union
- Charles Schwab: 1,
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
- No data points
MoneyLion
- No data points
Monifi
The following worked as a direct deposit:
- Alliant: 1, 2, 3,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
- Capital One: 1, 2, 3, 4, 5,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (business), 15 (didn’t work)
- Discover: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4,
- First Bank: 1,
- First Tech: 1,
- Marcus: 1,
- PenFed: 1, 2,
- PNC: 1, 2,
- Robinhood: 1,
- SoFi: 1,
- TD Bank: 1,
- T-Mobile: 1,
- USAA: 1, 2 (didn’t work)
- U.S. bank: 1, 2,
- Wells Fargo: 1, 2, 3,
The following didn’t work:
- American Express: 1,
Monona Bank
- No data points
Monroe Bank & Trust (MBT)
- No data points
Monson Savings
- No data points
Montgomery County EFCU
- No data points
MountainOne Bank
- No data points
Mountain America Credit Union
The following count as a direct deposit:
- Charles Schwab: 1,
mph.bank
The following works as a direct deposit:
- American Express:
- Business: 1,
- Chase: 1, 2, 3, 4,
- Business: 1,
- Discover: 1,
- Fidelity: 1, 2,
- Wells Fargo: 1,
- Wise: 1,
MSUFCU
- No data points
My Banking Direct
The following count as a direct deposit:
My eBanc
- No data points
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- No data points
The following did not work:
- Wells Fargo: 1,
MyUSA Credit Union
- No data points
M&F Bank
- No data points
M&T Bank
Basically everything coded as a direct deposit before. Seems they have cracked down so we are creating a new list. Here’s what has worked:
- Alliant: 1, 2, 3, 4, 5, 6, 7, 8,
- American Express Savings: 1,
- American Express
- Ameritrade: 1, 2, 3,
- BBVA: 1, 2, 3, 4, 5, 6,
- Cash app: 1, 2,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
- Citadel Bank: 1,
- Coinbase: 1,
- Denizen: 1,
- E*Trade: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
- Incredible Bank: 1, 2, 3, 4, 5,
- Kabbage: 1,
- Key Bank: 1, 2, 3, 4, 5,
- Laurel Road: 1,
- PenFed: 1, 2, 3,
- Robinhood: 1,
- Santander: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
- SoFi Invest: 1 (sent via e-mail on 11/9), 2, 3, 4,
- Square Bank: 1,
- Stanford Credit Union: 1,
- TD Ameritrade: 1, 2,
- TIAA: 1,
- USAA: 1, 2, 3, 4, 5, 6,
- Wealthfront: 1,
- Vanguard: 1,
And what hasn’t worked:
- Ally: 1, 2,
- American Express:
- Bluebird: 1,
- Astra: 1,
- Chase: 1, 2,
- Columbia Bank: 1,
- Discover: 1, 2, 3 (worked), 4,
- NFCU: 1,
- PNC: 1,
- Wells Fargo: 1,
The following count as a direct deposit:
ACH (1)ABC Giftcards: 1,ACH trial deposits: 1, 2Alliant: 1, 2Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 Didn’t work: 1 (recent DP say it does though), 16, 17, another dp of it not working,American Express Savings: 1, 2American Express Serve: 1, 2,Ameritrade: 1Barclays Savings: 1Capital One ACH trial deposits: 1Capital One 360: 1, 2, 3, 4, 5, 6, 7Charles Schwab: 1 (brokerage)Chase trial Deposits: 1Chase ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9CitiDiscover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12ETrade: 1Fidelity cash management: 1First Tennessee: 1HSBC (1)Huntington: 1, 2Paypal (1, 2) (didn’t work)Paypal trial deposits: 1PNC test deposits: 1PNC ACH: 1, 2, 3, 4, 5, 6 (didn’t work)Santander: 1, 2, 3, 4, 5, 6,Schwab: 1, 2, 3SunTrust: 1TD Bank: 1USAA: 1, 2, 3, 4Vanguard Brokerage: 1, 2Venmo: 1, 2, 3, 4Wells Fargo: 1, 2, 3, 4, 5, 6
The following don’t code as a direct deposit:
M1 Finance
- No data points
NASA Federal Credit Union
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
The following count as a direct deposit:
The following don’t count as a direct deposit:
- No data points
NBC Oklahoma
- No data points
Nearside
- No data points
Neighborhood Credit Union
- No data points
Neighbors Credit Union
- No data points
Nevada State Bank
- No data points
New Buffalo Savings Bank
- No data points
Newton Federal Bank
- No data points
Newtown Savings Bank (NSB)
The following code as a direct deposit:
- USAA: 1,
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
No data points, if you know of any please share in comments.
Northern Paper Milles (NPM)
- No data points
NorthOne Bank
- No data points
Northern Skies FCU
- No data points
Northfield Bank
- No data points
North Shore Bank
- Chase: 1,
North Shore Bank (MA)
The following didn’t work:
- Capital One: 1,
North Shore Bank of Commerce
- No data points
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
The following code as a direct deposit:
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
The following works as a direct deposit:
- Affinity: 1,
- Ally: 1,
- Capital One: 1,
- Charles Schwab: 1,
- Chase: 1, 2, 3,
- Fidelity: 1,
- Wells Fargo: 1, 2,
- Wise: 1,
The following didn’t work:
- Treasury: 1,
NorthWest Savings Bank
The following count as a direct deposit:
- ACH: 1, 2
- Ally: 1, 2,
- Capital One: 1,
- Charles Schwab: 1,
- Chase: 1,
- Discover: 1, 2,
- Paypal: 1, 2, 3,
- PNC: 1,
- Schwab One: 1, 2
- USAA: 1
- Wells Fargo: 1,
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- No data points
NuVision Federal
The following count as a direct deposit:
NVE Bank
- No data points
NYCB Family Of Banks
Oakland University Credit Union
- No data pints
Ocean First Bank
The following did count as a direct deposit:
- Charles Schwab: 1,
The following didn’t count as a direct deposit:
- Chase: 1
Old Hickory Credit Union
- No data points
Old Missouri Bank
The following did count as a direct deposit:
- BMO Harris: 1,
The following did NOT code as a direct deposit:
- Ally: 1
Old National Bank
The following do work:
- Chase: 1, 2 (didn’t work)
- Initial credit card funding: 1, 2, 3,
- Fidelity: 1, 2,
- PNC ACH: 1, 2,
- Wells Fargo: 1
The following didn’t work:
- Elements: 1,
Old Second Bank
The following codes as a direct deposit:
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
- No data points
OneAZ Credit Union
The following code as a direct deposit:
One Finance
The following did not work:
One Nevada Credit Union
- No data points
OneWest Bank
The following count as a direct deposit:
OnPath Credit Union
- Wise: 1,
OnPoint Community Credit Union
- No data points
On Tap Credit Union
- No data points
Orange County’s Credit Union
- Brex: 1,
Origin Bank
- No data points
Orion Federal Credit Union
- No data point
Orlando Credit Union
- No data points
OUR Credit Union
- No data points
Oxygen
- SoFi: 1,
P1FCU
- E*Trade: 1,
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Parke Bank
- No data points
Partner Colorado Credit Union
- No data points
Pathfinder Bank
- No data points
Pelican State Credit Union
- No data points
Penn Community Bank
- No data points
Pentucket Bank
- No data points
People First Federal Credit Union
- No data points
PeoplesBank (Bankatpeoples)
- Unknown
PeoplesBank (MD & PA)
The following works:
Peoples Bank
We’re currently unsure what will trigger the bonus.
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
People’s United Bank
The following did code as a direct deposit:
The following didn’t code as a direct deposit:
- Fidelity; 1,
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- No data points
Pikes Peak Credit Union
- No data points
Pinnacle Financial Partners
The following count as a direct deposit:
Pinnacle Titans Bank
The following count as a direct deposit:
- Paypal or Discover triggered the bonus: 1
Pioneer Valley Credit Union
- No data points
Point Breeze Credit Union
- No data point
Polam Federal Credit Union
- No data points
Polish American Credit Union
- No data points
Polish National Credit Union
- No data points
Ponce Bank
- No data points
Popular Community Bank
The following count as a direct deposit:
- Capital One 360: 1, 2, 3,
- Chase ACH: 1, 2, 3, 4, 5, 6,
- Citibank: 1
- Discover: 1
- Wells Fargo: 1,
- Business: 1 (worked to waive monthly fee)
Porte Bank
The following coded as a direct deposit:
- Alliant: 1, 2, 3, 4, 5, 6, 7,
- All America Bank: 1,
- Ally: 1, 2, 3, 4,
- Brex: 1,
- Chase: 1 (via e-mail on 9/22/20)
- Discover: 1, 2, 3,
- Elements: 1, 2, 3,
- NFCU: 1,
- T-Mobile: 1,
- Wells Fargo: 1 (via e-mail on 9/22/20)
The following didn’t work:
Power Financial Credit Union
- No data points
Premier America Credit Union
The following worked as a direct deposit:
- Charles Schwab: 1,
Premier Bank – OH
Premier Members Credit Union
- No data points
Presidential Bank
The following count as a direct deposit:
Prestige Community Credit Union
- No data points
Principal Bank
The following count as a direct deposit:
PriorityONE Credit Union of Florida
- No data points
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
- No data points
Provident Credit Union
The following code as a direct deposit:
- Chase: 1,
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
- Ally: 1, 2, 3, 4,
- American Express: 1,
- Capital One: 1 2, , 3, 4, 5, 6, 7,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8,
- Discover: 1, 2, 3,
- Elements: 1,
- Fidelity: 1, 2, 3 (didn’t work), 4,
- NFCU: 1,
- SchoolsFirst: 1,
- SoFi: 1,
- Venmo: 1,
Public Employees Credit Union (PECU)
- No data points
Public Service Credit Union
They require you to deposit your full paycheck to be qualified for this promotion (Source).
Public Service Credit Union (IN)
- No data points
Purdue Federal Credit Union
- No data points
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- No data points
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Red Rocks Credit Union
- No data points
Redstone Federal Credit Union
- No data points
Redwood Credit Union
- No data points
Regions Bank
The following count as a direct deposit:
- ACH: 1
- Alliant: 1, 2, 3,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Amazon payments: 1
- American Express:
- Serve: 1
- Ally: 1
- Bank of America: 1
- Capital One 360: 1, 2, 3, 4, 5, 6, 7,
- Charles Schwab: 1, 2, 3,
- Chase: 1, 2, 3, 4, 5, 6, 7,
- Discover: 1,
- Fidelity: 1, 2, 3,
- First Tennessee: 1
- ING Direct/Capital One 360 (1, 2, 3, 4)
- Marcus: 1,
- PenFed: 1
- SoFi: 1,
- USAA: 1,
- Wells Fargo: 1,
- Wilson Bank: 1,
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- No data points
Reliant Community Credit Union
- No data points
Republic Bank (IL only)
- Capital One: 1,
Republic Bank (IN/KY)
The following count as a direct deposit:
Republic Bank (NY)
- No data points
Resource One Credit Union
- No data points
Ridgewood Credit Union
The following did work:
- Charles Schwab: 1,
The following didn’t work:
- Santander: 1,
Rivermark Community Credit
- No data points
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
The following worked as a direct deposit:
- No data points
The following did not work:
- Fidelity: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Credit Union
Sacramento Credit Union
- No data points
SAFE Credit Union
- Discover: 1,
Salal Credit Union
- No data points
Salem Bank
The following count as a direct deposit:
Salem Five Direct
Sandy Spring Bank
The following works:
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- No data points
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
No data points, please share your experiences in the comments.
SchoolsFirstCU
The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
Scient Federal Credit Union
- No data points
Scott Credit Union
- No data points
Seacoast Bank
The following count as a direct deposit:
SECNY Federal Credit Union
- No data points
SECU
Security Bank of Crawford
- No data points
Security Service FCU
The following count as a direct deposit:
- Paypal: 1
Selco Community Credit Union
- No data points
Select Bank & Trust
- No data points
SENB Bank
- No data points
Service 1st Federal Credit Union
- No data point
Service Credit Union
The following codes as a direct deposit:
SF Fire Credit Union
- No data points
- No data points
Signature Bank of Georgia
No data points, please let us know in the comments.
Simmons Bank
- No data points
Simple Finance
- No data points
Simsbury Bank
- No data points
SIS Bank
- No data points
SkyOne Federal Credit Union
The following worked:
The following didn’t work:
- Discover: 1,
SoFi Invest
The following did trigger the direct deposit requirement:
- Ally: 1,
- Altra: 1,
- Astra: 1, 2, 3, 4 (didn’t work)
- Brex: 1,
- Chase:
- Business: 1,
- eBay managed payments: 1, 2 (didn’t work)
- PNC: 1,
- Revolut: 1,
- Treasury Direct: 1, 2 (didn’t work via e-mail 11/14/22)
- Wealthfront: 1, 2 (didn’t work)
- Wells Fargo: 1, 2 (didn’t work)
- Business Direct: 1,
- Wise: 1, 2, 3, 4 (didn’t work)
The following didn’t trigger the direct deposit requirement:
- Alliant: 1,
- Ally: 1, 2 (did work after manually requesting)
- American Express Business: 1,
- America First Credit Union: 1,
- Capital One: 1,
- Charles Schwab: 1,
- Chase: 1, 2,
- Discover: 1,
- eTrade: 1,
- Fidelity: 1,
- PenFed: 1,
- Robinhod: 1,
- U.S. Bank: 1,
Solvay Bank
- No data points
Sound Credit Union
We’re unsure what does and doesn’t count as a direct deposit with sound credit union, let us know your experiences in the comments.
SouthEast Bank
- No data points
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
South Shore Bank
- No data points
Southland Credit Union
- No data points
Southside Bank
The following code as a direct deposit:
- Charles Schwab: 1,
SouthStar Bank
- No data points
South State Bank
The following code as a direct deposit:
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
No data points
SPCO Credit Union
- No data points
Spiral
The following code as a direct deposit:
Spire Credit Union
No data, please share your experiences in the comments.
Spokane City Credit Union
- No data points
Stanford Federal Credit Union
The following worked as a direct deposit:
- No data
The following didn’t work as a direct deposit:
St. Anne’s Credit Union
- No data point
Star Financial Bank
- No data points
Star Bank
- No data points
Starion Bank
The following do not count as a direct deposit:
- Fidelity: 1,
Stark Federal Credit Union
- No data points
Star One Credit Union
The following coded as a direct deposit:
- Alliant: 1,
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- No data points
STCU (Spokane Teachers Credit Union)
- No data points
Sterling National Bank
- No data points
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
St. Mary’s Bank
- No data points
St Mary’s Credit Union
- No data points
Stoneham Bank
The following code as a direct deposit:
St Paul Federal Credit Union
- No data points
S&T Bank
- No data points
State Security Bank
- No data points
Suffolk Credit Union
- Fidelity: 1,
Suffolk Federal Credit Union
- No data points
Summit Credit Union
- No data points
Summit Federal Credit Union
- No data points
Suncoast Credit Union
- No data points
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
No data
Sunflower Bank
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
SunTrust
The following count as a direct deposit:
- ADP : 1,
- Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work), 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
- Alliant: 1, 2, 3,
- Adventure Credit: 1
- ACH: 1
- Capital One 360: 1, 2, 3,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9,
- Chase: 1, 2, 3, 4, 5,
- CIT Bank: 1,
- Discover: 1, 2, 3, 4, 5, 6,
- Fidelity: 1, 2,
- Goldman Sachs: 1
- Navy Federal Credit Union: 1, 2,
Paypal: 1, 2, 3, 4, 5(1 report of it not working, 2)- ING: 1
- TCF:
- Vanguard: 1,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
The following didn’t work:
- PNC: 1,
Suntrust requires you to bring in a pay stub to confirm that the amount you’re direct depositing is the full amount of your pay check. Update: it looks like SunTrust is no longer asking for paystub verification.
SunWest Credit Union
- No data points
Synovus Bank
Sweet Home Federal Credit Union
- No data points
TAB Bank
- None data points
Talmer Bank & Trust
The following did not trigger the direct deposit requirement:
Taunton Federal Credit Union
- No data points
TBK Bank
The following code as a direct deposit:
TCF Bank
- Alliant: 1, 2,
- Ally: 1, 2, 3,
- Capital One 360: 1, 2,
- Charles Schwab: 1,
- Chase: 1,
- First Tech: 1 (via e-mail on 04/24/18)
- Discover:
- Fidelity: 1
TD Bank
The following count as a direct deposit:
- ACH (1)
- Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35,
- Alliant: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
- American Express Savings: 1
- Bank of America: 1, 2, 3, 4, 5, 6, 7, 8,
- Barclays Saving: 1, 2,
- Capital One: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work) 9, 10 (savings), 11, 12, 13, 14, 15,
- Charles Schwab ACH: 1, 2 (didn’t work)
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23,
Discover: 1, 2,3 (didn’t work), 4 (didn’t work),5(didwork), 6 (didn’t work), 7 (didn’t work) 8,- E*trade: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4,
- Marcus: 1,
- Paypal: 1,
- PNC: 1, 2, 3,
- Suntrust: 1,
- Tax refund: 1
- USAA: 1,
- Vanguard: 1 (brokerage)
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
The following do not count as a direct deposit:
TDECU
- No data points
Teachers Credit Union
The following code as a direct deposit:
Tech CU
The following count as a direct deposit:
- Ally: 1, 2, 3
- Capital One 360: 1, 2, 3
- Charles Schwab: 1
- Chase: 1
- Citi: 1, 2
- Discover: 1, 2, 3
- PNC: 1
- Schwab: 1, 2
- Synchrony: 1
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Texas Capital Bank
- No data points
Texas Trust Credit Union
- No data points
Texell Credit Union
- No data points
The Bank Of Denver
- No data points
The Bank of Princeton
- No data points
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
- No data points
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
The following code as a direct deposit:
TIAA Direct
Everbank took TIAA direct over, so it looks like the old data points are no longer accurate. The following are new datapoints:
The following coded as a direct deposit:
The following did not:
The following coded as a direct deposit:
Capital One ACH: 1Capital One 360: 1, 2, 3 (didn’t work)Chase ACH: 1, 2Chase business ACH: 1Discover ACH: 1, 2, 3, 4, 5, 6Fidelity ACH: 1Fidelity CMA: 1Fidelity (FID-Moneyline): 1
The following did not count:
Ally ACH: 1
TLC Community Credit Union
- No data points
Tobyhana
We have no data points currently.
Tompkins VIST Bank
- No data points
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- Charles Schwab: 1,
Town Bank
The following code as a direct deposit:
- Capital One: 1,
Town and Country Bank
- No data points
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Transcend Credit Union
- No data points
TruChoice Federal Credit Union
- Square: 1,
Travis Credit Union
TrueCore Federal Credit Union
- No data points
Truity Credit Union
- No data points
Truliant Federal Credit Union
- No data points
TrustCo Bank
- No data points, but they say full paycheck/benefits must be deposited.
TruMark Financial
Counts as a direct deposit:
- Paypal: 1
TruStone Financial
The following worked:
The following didn’t work:
- Ally: 1,
TruWest Credit Union
The following have counted as a direct deposit in the past:
- Vanguard: 1
TTCU (Formerly Tulsa Teachers Credit Union)
- No data points
Tulsa Federal Credit Union
- No data points
UFB Direct
- No data points
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
The following code as a direct deposit:
- Alliant: 1, 2, 3,
- Ally: 1,
- American Express:
- Serve: 1,
- Capital One: 1,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7,
- Chase: 1 (business)
- Fidelity: 1, 2, 3,
- Marcus: 1,
- PenFed: 1,
- Treasury Direct: 1,
- Wells Fargo: 1,
Umpqua Bank
- No data points
UniBank
- No data points
Unify Financial Credit Union
- Alliant: 1, 2, 3,
- American Express:
- Capital One: 1, 2, 3, 4,
- Charles Schwab: 1 (brokerage), 2, 3, 4, 5, 6, 7,
- Chase: 1, 2, 3, 4,
- Discover checking: 1, 2, 3 (didn’t work)
- Fidelity: 1, 2 (CMA), 3, 4, 5, 6, 7, 8, 9, 10,
- HSBC: 1,
- Ticketmaster: 1,
- Wells Fargo: 1,
Union Bank
The following code as a direct deposit:
- Chase: 1,
Union Bank & Trust (NE & KS)
The following code as a direct deposit:
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Union Credit Union
- Alliant: 1, 2,
- Ally: 1, 2, 3, 4,
- American Express:
- Business Plus: 1
- Capital One 360: 1 (trial deposits)
- Charles Schwab: 1
- Chase: 1
- Discover: 1
- Merill Edge: 1,
Union Community Bank
- No data points
Union Savings Bank
- No data points
Union Square Credit Union
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- Fidelity: 1,
United Federal Credit Union
- No data points
United Financial Credit Union
- No data points
United Heritage Credit Union
- No data points
United Roosevelt Savings Bank
- No data points
United States Senate Federal Credit Union
Unitus Community Credit Union
- No data points
Unity Bank
- No data points
Unity One Credit Union
- No data points
University Credit Union
- No data points
University Federal Credit Union
- No data points
Univest
- No data points
U of I Community Credit Union
- No data points
Upgrade
The following worked:
- Charles Schwab: 1,
- Chase: 1, 2, 3,
- Discover: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
The following didn’t work:
USAA
The following did count as a direct deposit:
The following didn’t count as a direct deposit:
US Alliance Financial
The following did code as a direct deposit:
The following did not code as a direct deposit:
US Community Credit Union
- No data points
USE Credit Union
- No data points
USF Federal Credit Union
- No data points
US #1364 Federal Credit Union
- No data points
U$X Federal Credit Union
- No data points
Utah First Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Wallet by Boss Money
- No data points
Washington Savings Bank
- No data points
Washington Trust
- No data points
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Unknown
Watertown Savings Bank
Fineprint specifically states that it must be government benefit or payroll, but we’re not sure if this is enforced or not.
Waukesha State Bank
- No data points
Wealthfront
- Unknown
Webster Bank
- No data points, but usually optional anyway
WECU
- Wise: 1,
We Florida Financial
Wellesley Bank
- No data points
Weokie Federal Credit Union
- No data points
Wesbanco
The following work:
The following don’t work:
- Paypal: 1,
Wescom Credit Union
Westbury Bank
- No data points
Western State Bank
- No data points
Western Vista Credit Union
- No data points
Westerra Credit Union
- No data points
WestField Bank (MA)
The following code as a purchase:
- No data points
Westfield Bank (OH)
- Ally: 1,
WestTown Bank & Trust
- No data points
Widget Financial
- No data points
Wilson Bank & Trust
The following code as a direct deposit:
Winden
- No data points
Wings Financial Credit Union
The following code as a direct deposit:
- Brex: 1,
- Capital One: 1, 2,
- Charles Schwab Brokerage: 1, 2, 3 (didn’t work)
- Fidelity: 1, 2, 3 (didn’t work)
WinTrust
The following code as a direct deposit:
The following did not code as a direct deposit:
Woori America Bank
- No data points
WyHy FCU
- No data points
Valley Bank
We currently don’t have any data points, but the fine print specifically says that a direct deposit or automatic ACH debit/credit would work so any ACH transfer should work.
Valley First Credit Union
- No data points
Valley National Bank
The following work:
The following don’t work:
- Ally: 1,
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- No data points
VantageWest
The following code as a direct deposit:
Varo Money
The following worked:
- Alliant: 1, 2, 3, 4,
- Ally: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
- Bank of America: 1, 2 (didn’t work)
- Capital One: 1, 2 (didn’t work)
- Charles Schwab: 1,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 (didn’t work), 12,
- Discover: 1, 2 (savings), 3, 4, 5, 6, 7,
- M&T: 1, 2, 3, 4, 5,
- Santander: 1, 2 (didn’t work)
- Square cash: 1, 2 (didn’t work)
- Unify: 1,
- USAA: 1, 2,
- Wealthfront: 1, 2, 3,
- Wise: 1,
The following didn’t work:
Vectra Bank
- No data points
Venmo
- No data points
Verity Credit Union
The following code as a direct deposit:
Vibrant Credit Union
- No data points
Virginia Credit Union
- No data points
Visions Federal Credit Union
- No data points
Vista Bank
The following works:
- Charles Schwab: 1,
The following doesn’t work:
- Chase: 1,
VyStar Credit Union
Xceed Financial Credit Union
- No data points
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- No data points
DP Fifth Third
No fees or min, but I had to Zelle myself $1 to get the account to work. Multiple unsolicited calls from local branch after opening online encouraging me to switch and keep the account open for 6 months.
3/7/24 open account
3/27/24 real DD $500 (Early Pay: Payroll)
3/28/24 $325 bonus (Rewards from Fifth Third Bank)
3/28/24 $500 push Wells Fargo posted (Wells Fargo Deposit)
^ got fired and they didn’t tell me how I was getting paid. Requires trial deposits then ACH took 2 days to post.
DP for Affinity Federal Credit Union
3/18 – Opened account
3/18 – Coinbase deposit (didn’t work)
3/27 – Treasury direct deposit (worked)
3/28 – Bonus payment $100 posted to account.
William Charles FYI – Coinbase didn’t work. Perhaps update on the Affinity CU list? Thanks.
Data point for Chase Total Checking and Treasury Direct:
3/8: opened account
3/8: “purchased” Treasury Direct Certificate of Indebtedness with funds at another bank
3/11-3/18: C of I in 5 business day holding period. Added Chase as bank in Treasury Direct.
3/18: Redeemed C of I to Chase, cleared by 3/20. “APA Treas Misc Pay PPD.”
3/26: “$300 for new checking” pending.
DP for RBFCU -> USAA
Applied & approved for USAA Classic Checking account on 3/7/24
$100 ACH from RBFCU (coded as income) -> USAA to fund account on 3/7/24
$150 ACH from RBFCU (coded as Transfer) -> USAA on 3/15/24
$200 promotional credit/bonus hit on 3/19/24
$48 Federal Tax deducted on 3/19/24
William Charles
For air academy federal credit union, NFCU and Chase biz code as DD.
US Alliance push triggered DD req at Wells Fargo to waive monthly fee
Both Capital One and Discover count as DD for Regions Bank, at least for the purposes of keeping the account fee-free.
CapOne oddly showed as “Capital One Credit Card” online
Question, do you just perform External Transfer from Capital One to Regions Bank? I am new and not sure how to do this
A Beginners Guide To Bank Account Bonuses [2024 Update]
Kelvin
Mercari payout work for sofi bank account
Datapoint (DP)
Made a Schwab Brokerage push in March 2024 to Chime, received $100 direct deposit bonus two days later.
Nothing new, but Ally and Fidelity still don’t work for Chase.