Which Credit Bureau Does Chase Pull?

which credit bureaus does chase pull fromThe credit bureau that chase will pull your credit from depends on your location. Below we have a complete list of the 51 states in the USA (including Washington DC) and the credit bureau chase has pulled from.

You can view other posts in this series below:

Charts

In these charts we’ve provided you with the state and the credit bureaus that Chase has pulled from in that state. The number next to some of the credit bureaus indicates the number of people who have reported this information. In some cases you’ll see some in abbreviations, this happens when Chase pulls from multiple credit bureaus.

EX = Experian
EQ = Equifax
TU = TransUnion

Combined Chart

This chart contains information for all cards issued by Chase. You can scroll down further to find information for specific credit cards.

Abbrevation State Name Credit Bureau Pulled
AL Alabama TransUnion, Equifax
AK Alaska
AZ Arizona Equifax, Experian 6
AR Arkansas Experian, Equifax
CA California (CA) Experian 44 (EX + TU 1), TransUnion 1, Equifax 11, (EX + EQ),  (EX + EQ + TU)
CO Colorado Experian 6 (EX + TU), TransUnion 2, Experian
CT Connecticut Experian 4
DE Delaware Experian
FL Florida Equifax 15, Experian 11 (EQ + EX), TransUnion
GA Georgia Experian 3, Equifax 12, TransUnion, (EQ + EX)
HI Hawaii
ID Idaho
IL Illinois (TU + EX 2), TU 12, EX 4,
IN Indiana TransUnion 4
IA Iowa (EX + EQ), TransUnion
KS Kansas Equifax 2
KY Kentucky TransUnion, Equifax
LA Louisiana (EQ + EX 1), Equifax 3, TransUnion
ME Maine (EX + TU)
MD Maryland (EQ + TU), Equifax 6, TransUnion 2, Experian
MA Massachusetts Experian 7, TransUnion 2, Equifax 2
MI Michigan TransUnion 14, Experian 2 (EX + TU), Equifax, TransUnion
MN Minnesota Experian, Equifax 3
MS Mississippi TransUnion
MO Missouri Equifax 2, TransUnion 2, Experian 2
MT Montana TransUnion
NE Nebraska TransUnion
NV Nevada Experian 5, TransUnion, Equifax
NH New Hampshire TransUnion 2, Equifax 2
NJ New Jersey (EX + TU 1), Experian 14, TransUnion 3, Equifax 2
NM New Mexico
NY New York TransUnion 8, Experian 15  (EX + EQ), (EX + TU 2), Equifax
NC North Carolina Equifax 10, (EX + EQ), Equifax 2
ND North Dakota
OH Ohio (EX + EQ 1) , TransUnion 4,  (EX + TU 1), EQ 3, EX 4
OK Oklahoma TransUnion
OR Oregon Equifax 5, Experian,
PA Pennsylvania TransUnion 6 (EX + TU 3), Experian 6, (EX + EQ)
RI Rhode Island
SC South Carolina Equifax 4, TransUnion
SD South Dakota
TN Tennessee (EQ+EX 2), Experian, Equifax 2, TransUnion
TX Texas Experian 18, Equifax 11, (TU, EX, EQ), (EX + EQ), TransUnion 5
UT Utah Experian 3
VT Vermont TransUnion
VA Virginia Equifax 9,  (EX + EQ 1), TransUnion
WA Washington Experian 2, (TU + EX)
WV West Virginia Experian
WI Wisconsin TransUnion 3, Equifax
WY Wyoming
DC Capital Experian 2, Equifax 3, TransUnion

Chase Sapphire Preferred

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona Equifax, Experian
AR Arkansas
CA California (CA) Experian 10, (EX + TU)
CO Colorado Experian
CT Connecticut
DE Delaware
FL Florida Equifax 2, Experian
GA Georgia Experian, Equifax
HI Hawaii
ID Idaho
IL Illinois TransUnion 2, (TU + EX),
IN Indiana
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana (EQ + EX 1)
ME Maine
MD Maryland
MA Massachusetts Experian 3, TransUnion
MI Michigan TransUnion 3
MN Minnesota
MS Mississippi
MO Missouri Equifax
MT Montana
NE Nebraska
NV Nevada Experian 2
NH New Hampshire
NJ New Jersey Experian 2 (EX + TU)
NM New Mexico
NY New York TransUnion 2, Experian
NC North Carolina Equifax
ND North Dakota
OH Ohio TransUnion, Equifax, (EX + EQ) ,   (EX + TU )
OK Oklahoma
OR Oregon Equifax
PA Pennsylvania TransUnion 2 (EX + TU 2)
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee (EQ+EX 1)
TX Texas Experian 3, Equifax 2
UT Utah
VT Vermont
VA Virginia Equifax 4
WA Washington
WV West Virginia
WI Wisconsin TransUnion
WY Wyoming
DC Capital Experian, Equifax

Chase Sapphire

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California (CA)
CO Colorado
CT Connecticut Experian
DE Delaware
FL Florida Experian 2, Equifax
GA Georgia Equifax 2
HI Hawaii
ID Idaho Experian
IL Illinois TransUnion
IN Indiana
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana
ME Maine
MD Maryland
MA Massachusetts
MI Michigan TransUnion
MN Minnesota
MS Mississippi
MO Missouri
MT Montana
NE Nebraska
NV Nevada
NH New Hampshire
NJ New Jersey
NM New Mexico
NY New York
NC North Carolina
ND North Dakota
OH Ohio Experian, Equifax
OK Oklahoma
OR Oregon
PA Pennsylvania Experian 2, TransUnion 2
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee
TX Texas
UT Utah
VT Vermont
VA Virginia Experian
WA Washington
WV West Virginia
WI Wisconsin Equifax
WY Wyoming
DC Capital

Chase Freedom

Abbrevation State Name Credit Bureau Pulled
AL Alabama TransUnion, Equifax
AK Alaska
AZ Arizona  Experian 2
AR Arkansas Experian, Equifax
CA California (CA) Experian 18, TransUnion 2
CO Colorado Experian 3 (EX + TU), TransUnion
CT Connecticut Experian 2
DE Delaware Experian
FL Florida Equifax 6, Experian 6 (EQ + EX), TransUnion
GA Georgia Experian, Equifax 6
HI Hawaii
ID Idaho
IL Illinois (TU + EX), TU 5, EX 3,
IN Indiana TransUnion
IA Iowa (EX + EQ)
KS Kansas
KY Kentucky TransUnion
LA Louisiana Equifax 2
ME Maine
MD Maryland Equifax 3, TransUnion 2
MA Massachusetts Experian 2, TransUnion
MI Michigan TransUnion 6, Experian 2 (EX + TU)
MN Minnesota Experian, Equifax 2
MS Mississippi
MO Missouri Equifax, TransUnion, Experian
MT Montana
NE Nebraska TransUnion
NV Nevada  TransUnion
NH New Hampshire TransUnion, Equifax
NJ New Jersey EX 4, TransUnion 2
NM New Mexico
NY New York TransUnion 3, Experian 10  (EX + EQ), (EX + TU),
NC North Carolina Equifax 6, (EX + EQ),
ND North Dakota
OH Ohio TransUnion,  EQ 2, EX 3
OK Oklahoma
OR Oregon Equifax 2, Experian,
PA Pennsylvania TransUnion 2, Experian 3, (EX + EQ)
RI Rhode Island
SC South Carolina Equifax 2, TransUnion
SD South Dakota
TN Tennessee
TX Texas Experian 7, Equifax 4 (TU, EX, EQ), (EX + EQ), TransUnion 2
UT Utah Experian
VT Vermont TransUnion
VA Virginia Equifax 1, (EX + EQ 1)
WA Washington (TU + EX)
WV West Virginia
WI Wisconsin Equifax
WY Wyoming
DC Capital Experian, Equifax

Chase Slate

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California (CA) Experian 2
CO Colorado Experian
CT Connecticut
DE Delaware
FL Florida Experian, Equifax
GA Georgia Equifax
HI Hawaii
ID Idaho
IL Illinois TransUnion 4
IN Indiana
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana Equifax
ME Maine
MD Maryland
MA Massachusetts Experian 2
MI Michigan
MN Minnesota
MS Mississippi
MO Missouri
MT Montana TransUnion
NE Nebraska
NV Nevada
NH New Hampshire
NJ New Jersey
NM New Mexico
NY New York Experian, TransUnion
NC North Carolina Experian, Equifax 2
ND North Dakota
OH Ohio
OK Oklahoma
OR Oregon
PA Pennsylvania Experian
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee Experian
TX Texas Equifax 2, Experian
UT Utah
VT Vermont
VA Virginia Experian
WA Washington
WV West Virginia
WI Wisconsin
WY Wyoming
DC Capital

Chase Southwest Cards

We combined both the premier and plus cards as very few people identified which one they applied for.

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona Experian 2, Equifax
AR Arkansas
CA California (CA) Experian 8, TransUnion 3, Equifax 2
CO Colorado Experian
CT Connecticut Experian
DE Delaware
FL Florida Equifax 2
GA Georgia Experian, TransUnion
HI Hawaii
ID Idaho Experian 2, Equifax
IL Illinois TransUnion 4
IN Indiana
IA Iowa Experian
KS Kansas (EX + EQ), Equifax
KY Kentucky
LA Louisiana
ME Maine
MD Maryland Equifax 2
MA Massachusetts
MI Michigan
MN Minnesota
MS Mississippi
MO Missouri
MT Montana
NE Nebraska
NV Nevada Equifax
NH New Hampshire
NJ New Jersey Experian
NM New Mexico Experian
NY New York Experian
NC North Carolina
ND North Dakota
OH Ohio
OK Oklahoma Equifax
OR Oregon Equifax
PA Pennsylvania Experian 2, TransUnion 2
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee Experian
TX Texas Equifax 2 (TU & EX), TransUnion
UT Utah Experian, TransUnion
VT Vermont
VA Virginia
WA Washington Equifax 2
WV West Virginia
WI Wisconsin TransUnion
WY Wyoming
DC Capital

Chase United

This contains information for both the Explorer and Club version of this card.

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California (CA) Equifax 3, (EX + EQ), Experian 3, TransUnion
CO Colorado Experian
CT Connecticut
DE Delaware
FL Florida
GA Georgia
HI Hawaii
ID Idaho
IL Illinois TransUnion 3, Experian, (TU+EX)
IN Indiana
IA Iowa TransUnion
KS Kansas
KY Kentucky Equifax
LA Louisiana
ME Maine
MD Maryland Experian 2, Equifax
MA Massachusetts
MI Michigan TransUnion
MN Minnesota Equifax
MS Mississippi
MO Missouri Experian
MT Montana
NE Nebraska
NV Nevada Experian 2, Equifax
NH New Hampshire
NJ New Jersey Experian 2
NM New Mexico
NY New York Experian, Equifax , TransUnion
NC North Carolina Equifax
ND North Dakota
OH Ohio Experian
OK Oklahoma
OR Oregon Equifax
PA Pennsylvania Equifax 2
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee Equifax
TX Texas Experian, TransUnion 2, Equifax
UT Utah
VT Vermont
VA Virginia Equifax
WA Washington Experian
WV West Virginia
WI Wisconsin TransUnion
WY Wyoming
DC Capital

Chase British Airways

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona Experian
AR Arkansas
CA California (CA) Equifax, Experian
CO Colorado
CT Connecticut Experian
DE Delaware
FL Florida Experian 2
GA Georgia
HI Hawaii
ID Idaho
IL Illinois
IN Indiana
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana
ME Maine
MD Maryland
MA Massachusetts
MI Michigan
MN Minnesota
MS Mississippi
MO Missouri
MT Montana
NE Nebraska
NV Nevada
NH New Hampshire
NJ New Jersey Experian 5
NM New Mexico
NY New York Experian 2, TransUnion
NC North Carolina Equifax
ND North Dakota
OH Ohio
OK Oklahoma
OR Oregon
PA Pennsylvania
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee
TX Texas
UT Utah
VT Vermont
VA Virginia
WA Washington
WV West Virginia Experian
WI Wisconsin
WY Wyoming
DC Capital

Chase Marriott

This includes both the premier and regular version of this card.

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California Experian 4, Equifax 3
CO Colorado
CT Connecticut
DE Delaware
FL Florida
GA Georgia
HI Hawaii
ID Idaho
IL Illinois Marriott
IN Indiana TransUnion
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana
ME Maine (EX + TU)
MD Maryland
MA Massachusetts
MI Michigan TransUnion 2
MN Minnesota
MS Mississippi
MO Missouri
MT Montana
NE Nebraska
NV Nevada Experian
NH New Hampshire
NJ New Jersey Experian
NM New Mexico
NY New York
NC North Carolina
ND North Dakota
OH Ohio
OK Oklahoma
OR Oregon
PA Pennsylvania TransUnion
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee Equifax
TX Texas
UT Utah Experian
VT Vermont
VA Virginia Equifax
WA Washington Experian
WV West Virginia
WI Wisconsin TransUnion
WY Wyoming
DC Capital

Chase Disney

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona Experian 2
AR Arkansas
CA California Experian 3, (EX + EQ + TU)
CO Colorado Experian
CT Connecticut
DE Delaware
FL Florida Equifax 2
GA Georgia Equifax 3
HI Hawaii
ID Idaho
IL Illinois
IN Indiana
IA Iowa
KS Kansas Equifax 2
KY Kentucky
LA Louisiana TransUnion
ME Maine
MD Maryland
MA Massachusetts Equifax
MI Michigan Equifax, TransUnion
MN Minnesota
MS Mississippi
MO Missouri TransUnion
MT Montana
NE Nebraska
NV Nevada
NH New Hampshire TransUnion, Equifax
NJ New Jersey TransUnion
NM New Mexico
NY New York (TU + EX)
NC North Carolina Equifax
ND North Dakota
OH Ohio
OK Oklahoma
OR Oregon Equifax
PA Pennsylvania TransUnion
RI Rhode Island
SC South Carolina Equifax
SD South Dakota
TN Tennessee
TX Texas TransUnion, Experian 2
UT Utah
VT Vermont
VA Virginia TransUnion
WA Washington
WV West Virginia
WI Wisconsin
WY Wyoming
DC Capital TransUnion

Chase Hyatt

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California
CO Colorado
CT Connecticut
DE Delaware
FL Florida
GA Georgia
HI Hawaii
ID Idaho
IL Illinois Equifax
IN Indiana TransUnion
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana
ME Maine
MD Maryland
MA Massachusetts Equifax
MI Michigan
MN Minnesota
MS Mississippi
MO Missouri
MT Montana
NE Nebraska
NV Nevada
NH New Hampshire
NJ New Jersey Equifax
NM New Mexico
NY New York
NC North Carolina
ND North Dakota
OH Ohio TransUnion, Experian,
OK Oklahoma TransUnion
OR Oregon
PA Pennsylvania
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee
TX Texas Equifax
UT Utah
VT Vermont
VA Virginia
WA Washington
WV West Virginia
WI Wisconsin
WY Wyoming
DC Capital

Chase Amazon

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California Experian, Equifax
CO Colorado
CT Connecticut
DE Delaware
FL Florida
GA Georgia Equifax
HI Hawaii
ID Idaho
IL Illinois
IN Indiana
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana
ME Maine
MD Maryland
MA Massachusetts
MI Michigan
MN Minnesota
MS Mississippi TransUnion
MO Missouri
MT Montana
NE Nebraska
NV Nevada
NH New Hampshire
NJ New Jersey
NM New Mexico
NY New York
NC North Carolina
ND North Dakota
OH Ohio
OK Oklahoma
OR Oregon
PA Pennsylvania
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee TransUnion
TX Texas Equifax
UT Utah
VT Vermont
VA Virginia Equifax
WA Washington
WV West Virginia
WI Wisconsin
WY Wyoming
DC Capital

Chase BP

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California
CO Colorado
CT Connecticut
DE Delaware
FL Florida Equifax 2
GA Georgia
HI Hawaii
ID Idaho
IL Illinois
IN Indiana
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana
ME Maine
MD Maryland Equifax 2
MA Massachusetts
MI Michigan TransUnion 2
MN Minnesota
MS Mississippi
MO Missouri
MT Montana
NE Nebraska
NV Nevada
NH New Hampshire
NJ New Jersey
NM New Mexico
NY New York
NC North Carolina Experian, Equifax 2
ND North Dakota
OH Ohio TransUnion
OK Oklahoma
OR Oregon
PA Pennsylvania
RI Rhode Island
SC South Carolina Equifax
SD South Dakota
TN Tennessee
TX Texas
UT Utah
VT Vermont
VA Virginia Equifax
WA Washington
WV West Virginia
WI Wisconsin
WY Wyoming
DC Capital

Chase Ink

We had to combine the data for Ink Plus® Business Credit CardInk Bold® Business Charge Card and Ink Cash®  Business Credit Card because there wasn’t enough data to do it separately.

Abbrevation State Name Credit Bureau Pulled
AL Alabama
AK Alaska
AZ Arizona
AR Arkansas
CA California Experian 2, Equifax 3
CO Colorado TransUnion
CT Connecticut
DE Delaware
FL Florida
GA Georgia TransUnion, Experian, (EQ + TU)
HI Hawaii
ID Idaho
IL Illinois
IN Indiana TransUnion
IA Iowa
KS Kansas
KY Kentucky
LA Louisiana
ME Maine
MD Maryland Equifax
MA Massachusetts
MI Michigan
MN Minnesota
MS Mississippi
MO Missouri
MT Montana
NE Nebraska
NV Nevada
NH New Hampshire
NJ New Jersey Experian
NM New Mexico
NY New York Experian 2
NC North Carolina
ND North Dakota
OH Ohio Equifax
OK Oklahoma
OR Oregon
PA Pennsylvania (TU+EX), TransUnion
RI Rhode Island
SC South Carolina
SD South Dakota
TN Tennessee
TX Texas Experian 4
UT Utah Experian
VT Vermont
VA Virginia
WA Washington
WV West Virginia
WI Wisconsin
WY Wyoming
DC Capital Equifax

We compiled these lists by looking at data found in the credit boards credit pull database (make sure you add in your own information to help it grow). We only included data from the start of 2008 onwards and have removed duplicated listings where possible. You can also add to this list by commentating, just make sure you state whether you also added this data into the database so we don’t count it twice. We also haven’t count applications where the user has had one or more reports frozen.

We look at data on the following cards only (alphabetical order):

We weren’t able to find data for the following cards:

  • The Ritz-Carlton Rewards®  Credit Card
  • IHG®  Rewards Club Select Visa®
  • Fairmont Visa Signature®  Credit Card
  • Amtrak Guest Rewards®  MasterCard®
  • Southwest Airlines® Rapid Rewards® Premier Business Card
  • Southwest Airlines® Rapid Rewards® Plus Business Card
  • United MileagePlus®   Explorer Business Card
  • GM Business Card

This page was last updated on the 17th of February, 2014. We will update it next on 17th May, 2014. 

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169 Comments
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Ashish
Ashish (@guest_1810967)
March 9, 2024 02:51

Chase Marriott WA – TransUnion

Free Me
Free Me (@guest_1794328)
February 7, 2024 11:59

Applied for CFF today in PA and only TU was pulled.

Tommy Vee
Tommy Vee (@guest_1783383)
January 22, 2024 18:06

Myself and P2 have been approved for 3 ink cards (Unlimited, Cash, and Preferred, Oct-Dec2023). We live in Florida, and all 3 times Chase pull Experian and TransUnion.

Bo
Bo (@guest_1779797)
January 17, 2024 14:45

DP: Applied for the Ink Cash today in NY and Experian was pulled.

Jill
Jill (@guest_1779287)
January 16, 2024 21:03

Applied for the United card in KS. Chase pulled TU.

Srb
Srb (@guest_1759941)
December 17, 2023 06:09

I’m not sure about the Sapphire Preferred, since I didn’t pay attention when I opened it in 2019, but for the Frredom Unlimited that I opened in March and the Freedom Flex I opened in June, Chase pulled Experian here in IN.

sad
sad (@guest_1736108)
November 13, 2023 15:45

4/24 on Experian, 3/24 in TU.

Applied Chase SW Personal. Pulled EXP + TU; rejected as the combined > 5/24.

Lived under a rock for a few years I guess, never realized they did dual pulls + combo for 5/24. Reconsideration line rejected; sad and salty 🙁

K.M.
K.M. (@guest_1714580)
October 13, 2023 04:56

hello. i just applied for the chase ink business unlimited card and was approved. i live in HI and the pull was from experian.

Hammer
Hammer (@guest_1702897)
September 26, 2023 16:13

I applied for a few credit cards yesterday in NC. Here are the results:

U.S. Bank Shopper Rewards: EQF
BofA credit line increase (over the phone) on existing personal Custom Cash Rewards: TRU
BofA business custom rewards: TRU
Chase Ink Cash: EXP
PayPal Business Mastercard: None. Soft pull

Inquiries might be batched since I shotgunned them on the same day.

Some more results from earlier this year:

AmEx Blue Business Cash (February): Soft pull
Chase Ink Unlimited (February): EXP
Capital One Quicksilver (April): EQF, TRU, EXP
AmEx Business Gold (July): Soft pull

I won’t be applying for a Capital One business card not just because they HP all 3 bureaus, but because utilization will go on my personal report for every card that isn’t pay-in-full.

Based on these inquiry results, I will keep getting more AmEx and Chase cards.

John
John (@guest_1685514)
September 4, 2023 10:21

Applied Chase SW Premier Business in WA. Pulled EX + TU.