Offer extended to June 7th, 2024.
Update 1/28/24: $800 bonus no longer available.
Update 10/26/23: $600 bonus has been increased to $800 with this link.
Update 10/2/23: Extended to 02/07/2024
Update 6/4/23: Extended until October 7, 2023.
Update 5/8/23: Extended until June 7, 2023.
Update 2/8/23: Extended until May 7, 2023.
Update 12/15/22: $400/$600 bonuses available again. Available in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $400 bonus requires direct deposit.
Update 11/17/22: Deal is back and has been increased to $400/$600. Hat tip to reader AA
Offer at a glance
- Maximum bonus amount: $200
- Availability: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia (Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia for the $500 bonus)
- Direct deposit required: Yes for $400 bonus
- Additional requirements: Must be a U.S. Citizen
- Hard/soft pull: Soft
- Credit card funding: None
- Monthly fees: $5, waivable
- Early account termination fee: None
- Household limit: None
- U.S. Citizenship Required: Yes
- Expiration date:
March 31st, 2016June 30, 2016September 30th, 2016January 31st, 2017April 30th, 2017 July 31st, 2017October 31st, 2017 January 7th, 2018 March 31st, 2018 June 30th, 2018 September 30th, 2018 December 31st, 2018 June 30th, 2019October 7th, 2019January 7th, 2020 April 7, 2021February 7, 2023
Contents
The Offer
- Open a Perks Checking account and receive a $400 sign up bonus when you receive a qualifying direct deposit within 90 days of account opening
- Open a Platinum Perks checking account and receive a $600 sign up bonus when you make at least $25,000 in total deposits within 60 days
The Fine Print
- $200/$500 bonus will be deposited within 14 days of meeting the requirements
- Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment.
- Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships
- This offer is not available to existing checking customers, including fiduciaries, or those with checking accounts closed within the last six months
- Bank reserves the right to limit each customer to one new account related gift incentive per calendar year
- This offer is only available to online applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Huntington Perks Checking Checking Account ($200 Bonus)
This account has a $10 monthly fee, this is waived:
- with $1,000 in total monthly deposits or
- with $5,000 in relationship balances from checking and savings
Huntington Platinum Perks Checking Checking Account ($300 Bonus)
The $25 monthly maintenance fee waived with $25,000 in relationship balances from checking and savings
Early Account Termination Fee
They used to charge an early account termination fee but that is no longer charged. Account does need to be kept open for 90 days and then within 14 days of that the bonus will post
Bonus History
- Update 1/26/19: Deal is back and valid until June 30th, 2019. Hat tip to reader Pat
- Update 10/14/18: Deal is back but only the $200 offer is available and a direct deposit is required. I wouldn’t recommend this bonus. Hat tip to YAR.
- Update: When you click through it says the $15,000 in deposits must be maintained for 90 days. This makes the deal considerably worse.
Our Verdict
It’s sometimes possible to receive $350 targeted bonuses with no direct deposit requirement (and sometimes these are also sold on eBay) but this is the best public bonus they offer. We don’t usually see the $600 bonus and it looks like you just need make $25,000 in total deposits rather than having $25,000 deposited at one time. Keep in mind the $25 monthly fee, but it might make sense to go for the $600 bonus and just pay a few months of $25 in fees. If I lived within the target area I’d definitely go for this bonus as no direct deposit is required. It’s kind of a hassle to keep the account fee free even on the $200 bonus, but you could just suck up the $5/$25 monthly fee or close the account (after bonus posts, minimum of 90 days) if you didn’t want to park $5,000/$25,000 (you’d be better off putting that money into a high interest account in my opinion).
We’ve added this bonus to our list of the best bank bonuses. You can view people’s experience with this bonus last time it was available here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Post history:
- Update 10/8/22: Extended until February 7, 2023.
- Update 6/8/22: Extended until October 7, 2022.
- Update 2/6/22: Extended until June 7, 2022
- Update 10/8/21: Extended until February 7, 2022.
- Update 9/6/21: The $500 bonus is back and requires a $15,000 deposit instead of $25,000. Unfortunately you need to use an affiliate link to get this offer (we don’t use those). You can find one in the comments below. As long as the website is https://www.huntington.com/xxxxx then it’s legitimate. Looks like this promo is only available in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- Update 7/10/21: Extended until October 7, 2021.
- Update 6/21/21: When I open the link I see ‘llinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia’ when others open the link they see ‘Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin’ Seems to have been extended to CO, MN, SD, WI. Make sure to check the terms on your offer to ensure your link says the same. It also says ‘If you live in Colorado, Minnesota, South Dakota or Wisconsin, please use the Huntington Mobile app or Online Banking on huntington.com to access your new checking account. Your account will be digital-only until TCF officially joins Huntington in June. If you live in any other state previously mentioned, you can also bank in person at any Huntington branch.’ Hat tip to Brian W
- Update 4/8/21: Extended until July 7, 2021.
- Update 2/18/21: $500 bonus is now $300. Requires a $25,000 deposit instead of $15,000.
- Update 1/4/21: Extended until April 7, 2021. Hat tip to reader Mrs. Gee
- Update 10/4/20: Extended until January 7, 2021. Hat tip to reader Kyle
- Update 7/6/20: Deal has been extended until October 7th, 2020.
- Update 5/7/20: $500 bonus is available again
- Update 4/3/20: Extended until 7/7/20.
- Update 1/4/20: Deal has been extended until April 7th, 2020. Hat tip to reader DP719
- Update 10/17/19: Deal is back and valid until January 7th, 2020. Hat tip to reader Three Monks
Hoping someone can help me here just trying to figure out timeline stuff.
Opened an account on 1/2. Received the disclosure via PDF including the $400 cash bonus addendum.
1/5: $500 direct deposit from USAA
1/26: $1,200 direct deposit from Chase
Have had several since too.
Still have not received the bonus. Should I wait until April to call Huntington?
You’re not even at the end of your 90 day qualification period so sit tight. They have an additional 14 days after that to pay, so 4/15 at the latest.
For Platinum Perks, do I need to keep the 25k in the checking account the entire time? Or can I deposit it, then transfer to a CD? I want to take advantage of their 5.05%, 7 month promo. But I don’t want to jeopardize the$600 bonus
There’s no requirement to keep $25k in the account other than to waive the monthly fee. It should be automatically waived the first 2 months, and then you can request a one-time waiver if you get hit with it the 3rd month. I would recommend keeping at least $26 in the account for that reason.
Thanks. I went to the branch yesterday and they confirmed the same
Erik Both P1 and P2 signed up for this $600 bonus last year:
P1 used the method detailed by mothman69, received bonus and monthly fee reversed.
P2 did something similar to your plan: (a) opened checking with $25 and deposited $25k; (b) opened a 14-month CD in branch by transferring $25k from checking; (c) received $600 checking bonus without issue.
Opened 12/13/23
Dd $1000 Jan, Feb Fidelity
Dd March to keep free
3/19 $400 bonus posted
DP:
12/21 Perks checking
Opened
Some checks and ACH pushes from US Bank
3/20 Bonus posted
Seems like they take their sweet time, really going for that 90-days
I signed up online, but forgot to write down the account number before creating the online login. I also selected paperless. Will I still receive the account information by mail, or do I have to call customer service or go into a branch to get the information?
You might receive a welcome letter in the mail but I cannot remember if it includes your account number. Your best course is to call first and then maybe go into a branch if absolutely necessary.
d The welcome letter would only show the last four digits of your account number. Like mothman69 said, best to call.
for anyone in a similar situation: they do not share account numbers by phone, they said I need to go in a branch
Opened on 10/30/23, ACH push from CapOne 11/8 and then payroll dd on 1/12/24 and as of 3/13/24, still no bonus. any advice? would like to close it since I’m getting the $10 fee applied as of last month. 🙁
Sam I’m assuming you were going for the $400 offer that required a direct deposit? Since you did a legit DD within the 90 day time-frame, you have grounds to submit a CFPB complaint. I would try contacting Huntington first, and then file the complaint if they can’t resolve it.
Eligible again, but not sure I want to play the ‘avoid the fee’ game again.
Not a great bank either as I recall. No branches close either.
I went through the process of the online application got to the end and it wanted to send a code to my cell phone number, unfortunately the cell phones numbers (2 of them old numbers over 3 years no longer mine). Visit the branch and of course it’s a couple hours drive time. Where do these outdated cell numbers originate from?
$600 DP:
The new rolling 12-month language does not appear to have been enforced in my case. I hadn’t read the terms close enough when I signed up again and probably would have held off
Interesting. I might try opening my next account at the 6 month post-closure mark instead of waiting the full 12 months since previous bonus. Thanks for the DP!
“Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.”
Based on earlier comments, it seems like me getting a Huntington business checking bonus on 2024/01/23 has no bearing on this personal checking account bonus.
Given that I received my last Huntington personal checking account bonus on 2023/02/28 (and closed that account on 2023/03/15), it seems like I should be good to open this account in a few days on 2024/03/01 or after, correct?
Yes you can open on 2/29 if you want.
Thank you!
I wonder if you would’ve been able to open it earlier than that? The terms don’t say that you need to wait 12 months from the bonus to “open” the account, they just say you need to wait 12 months to get another bonus.You were talking about opening the account on 3/1, but you wouldn’t get the bonus for another 3+ months after that anyways.
I guess I’ll find out soon, because these are my most recent dates:
Opened: 1/7/23
Bonus: 4/11/23
Closed: 6/7/23
Opened: 1/26/24
I would receive the bonus on 4/25/24 at the earliest, which is more than 12 months from my last bonus. In hindsight I should’ve just waited a couple more months to be safe, but we’ll see what happens.
I’ve been too chicken to try this. Hope it works!