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Saf
Saf (@guest_441968)
July 18, 2017 17:35

Just got email for my gift. Used 3x employer DD and 1 Wells Fargo ACH.

Shawn
Shawn (@guest_418860)
June 11, 2017 13:08

Received same email as Jason, gift card is on way.

Unlike Saf, bankers knew full well my intention of only opening for bonus, and did not mind at all my many accounts on chex.

Nopers
Nopers (@guest_420148)
June 13, 2017 16:33

Which branch had the friendly people? This is not worth wasting a bunch of time being grilled by managers.

Zachek
Zachek (@guest_426245)
June 23, 2017 12:53

I opened at the branch across from Cedars-Sinai (think it’s Beverly and San Vicente?) A nice tall Romanian guy helped me open the account.

Jason
Jason (@guest_413926)
June 3, 2017 00:39

June.2 got email said:Congratulations, your reward from OneWest Bank is waiting for you . I transfer 650 in Apr.28 and second trnasfer 650 in May.5 from chase.pick up visa reward card said will send me in 2-4cweeks.

Saf
Saf (@guest_412747)
May 31, 2017 15:12

Similar experience as some readers above. Waited quite a while to get to a banker to open account. Banker was frankly quite slow. After account open he brought over the manager and let me know there were quite a few recent inquires on Chex. Still allowed me to open the account, because this seems like a difficult place to get the bonus from I’m going to be on the cautious side and just do actual Payroll DD (plus no ACH DP’s) since I went through the trouble of wasting 1.5 hours of my life to open this account in branch.

Jason
Jason (@guest_410095)
May 24, 2017 15:23

Hi, Is there any Friends already got bonus. Can you share your experience?

KC
KC (@guest_407706)
May 18, 2017 03:31

Does OneWest really count ACH in lieu of direct deposit? It says “no data points” for OneWest on the corresponding ACH article.

Matt
Matt (@guest_405956)
May 13, 2017 15:33

Despite many chex inquiries, decided to go take a chance and was approved. I found my experience a bit weird though. I knew I’d be grilled but it wasn’t by the banker. The banker actually brought over the manager. The manager did not even ask me about the accounts she knew I had, but asked me WHAT accounts she had. Definitely more off putting than other reports on here.

DD
DD (@guest_393342)
April 21, 2017 13:27

On the OneWest Bank $200 new accounts offer:
1. For visitors to CA: Out of State applications are fine.
2. Credit Card funding, per se, is NOT acceptable as a DD – unless it is a Debit Card-type.
3. Bank-to-Bank or ACH’s are fine (set it up at your primary bank), and
4. Online apps are not accepted; you must come to a branch in person.
They accept appointments. For example, at one branch, the banker who processes these is not available today (if I understood them correctly).
I don’t think I will be applying if they are monitoring who we bank with and why, as Roman S explained. Or if I decide to go, I will first explain that, frankly, I am applying mainly for the $reward, but obviously if I enjoy my experience I will stay with OneWest.

DD
DD (@guest_393886)
April 22, 2017 13:15

No; definitely not. I decided to ask them a few of the questions I’d seen online since I had them on the phone anyway.

Roman S
Roman S (@guest_392311)
April 19, 2017 23:17

Let me share some data point for some of you who thinks to apply for it.
I went to a local branch in los Angeles and after waiting for 25 minutes was finally be able to start opening a checking account. After banker filled out all the information and printed some papers she got back to me and said following – Mister X your report shows that you opened very recently new account online with BMO ( which I did last week) and my question to you is why do you want to bank with them and us and the same time?
I was lost and didn’t know what to respond – after few second I told her that I would like to use BMO to pay my bills online and OneWest Bank as a bank where I would keep my funds to get an annual interest on them. After my response she went to a manager and few minutes later came back to me and said “we can’t approve you due to too many inquires on your credit report, thank you for stopping by and have a great day”
Hope this information will help you.

Shawn
Shawn (@guest_389876)
April 14, 2017 19:59

Applied in branch just now. $1,000 is required to open and keep fee free, but rep seemed to think I could downgrade after bonus posts.

Matt
Matt (@guest_389995)
April 15, 2017 01:59

Anything about credit card funding?

Grant
Grant (@guest_390003)
April 15, 2017 02:26

Maybe possible for over the phone applications. Anyone try opening an account via phone?