Personal Capital: $50 For Linking An Investment Account Referral Bonus

There is now an offer for $100 available. Post locked, do the better deal instead.

The Offer

  • Personal Capital is offering a referral bonus of a $50 for both parties when you use a referral link and link a qualified investment account

Share Your Referrals

Feel free to share your referral links in the comments if you have this offer. Just please follow these directions:

  • Retweet this tweet from your Twitter account
  • Post a comment with your referral link and your Twitter handle (so we can confirm it was retweeted). Please don’t add more information in the comment as it clogs things up.

The comment should look like this:

<referral link here>
@johndoe

Our Verdict

Personal Capital is similar to Mint.com but focuses on investment accounts more than Mint. Previously they have offered a $20 Amazon gift card, now it’s $50. It’s not clear how you get the $50, as the fine print still mentions the Amazon deal. It also looks like you need to generate a new link, as all the old links are showing the $20 Amazon gift card deal. If for some reason only some people are targeted for the $50 deal, DO NOT POST YOUR LINK FOR A WORSE DEAL. If readers do that, they will banned from posting links in this and future referral link posts.

Hat tip to reader Kuyan, their link here

33 Comments
newest
oldest most voted

JR
JR (@guest_656821)
October 13, 2018 22:41

Referred someone some time ago, never received the bonus.

FM
FM (@guest_656827)
October 13, 2018 23:00
  JR

Not sure if you know but it’s a two step referral process…just signing up doesn’t do anything; they still have to link a qualified investment account worth more than $1000. Only then does each party receive the referral bonus.

jcb
jcb (@guest_656765)
October 13, 2018 19:57

[link removed. Read the rules]
@its_jcb

Sara Logan
Sara Logan (@guest_656793)
October 13, 2018 21:39

$20 offer when others are posting $100. hmm lol

Ben
Ben (@guest_656797)
October 13, 2018 21:42

Especially when the post says “DO NOT POST YOUR LINK FOR A WORSE DEAL” (emphasis in original)

MM
MM (@guest_656806)
October 13, 2018 22:04

@Mods should delete this post. it’s only a $20 link when William clearly states above not to post any worse offers than the $50 we started off with

FM
FM (@guest_656756)
October 13, 2018 18:39

I’m a paid financial advisory customer for PC and love these guys! Although my referral link gets us each $100 Amazon versus the $50 in the post. Only requirement is to link a qualifying investment account with more than a $1000 balance. Most any brokerage or retirement accounts should qualify. And as an added bonus, if anybody decides to take the next step and become an advisory customer, the referral link also qualifies each of us to receive 3 free months of advisory (valued at .89% of assets under management)

I also retweeted – my account is @farhadmerchant1

https://share.personalcapital.com/x/YV8qap

Jess
Jess (@guest_656761)
October 13, 2018 19:32
  FM

I used your link and signed up….

Sam
Sam (@guest_656764)
October 13, 2018 19:43
  FM

I used your link as well. Hopefully we will get $100 Amazon soon.

Skippy
Skippy (@guest_656833)
October 13, 2018 23:09
  FM

I have a couple small accounts with individual mutual fund companies. Do you think one of those would work with this offer?

farcraw
farcraw (@guest_656732)
October 13, 2018 16:42

How quickly do you get a gift card?

arl16
arl16 (@guest_656731)
October 13, 2018 16:32

Where do I find the referral link in my account on Personal Capital?

Vince
Vince (@guest_656738)
October 13, 2018 17:05

I couldn’t find it either on site nor app. Messaged their Twitter for support.

lenin1991
lenin1991 (@guest_656791)
October 13, 2018 21:34

So, did they respond with what your ref link is? Or still awaiting response?

Gadget
Gadget (@guest_656753)
October 13, 2018 18:32

I believe it’s targeted too. If you signed up and did almost nothing with Personal Capital like me, you don’t get rewarded apparently.

Steve
Steve (@guest_656805)
October 13, 2018 21:57

I periodically get emails from them with subject “Share Personal Capital and you’ll each get $20, on us”, which has a link to get my referral link. (But I haven’t seen anything about a higher bonus.)

Andy
Andy (@guest_656727)
October 13, 2018 15:55

Darn, should’ve held out for the $100! Oh well, still got $50. Btw, my account shows $20 if I refer, so there is definitely some targeting going on here.

Svy
Svy (@guest_656726)
October 13, 2018 15:46

https://share.personalcapital.com/x/hfxD9U
@svytraveler
The referral link above is for $100 [based on full T&Cs, I believe it will be an Amazon GC, but it could be cash.]
Within 30 days of signup, you must link a qualified investment account (e.g. taxable brokerage, 401k, IRA, 529, etc) and that account must have at least $1,000 balance.

Robert
Robert (@guest_656733)
October 13, 2018 16:47

I just signed up and linked my accounts using your referral link. I hope we get the $100 gift card! Thanks!
Robert Edmonson

Lo
Lo (@guest_656735)
October 13, 2018 16:52

Just used your link. Thanks!

Colleen
Colleen (@guest_656739)
October 13, 2018 17:17

Used your link! Hope it works

Sara Logan
Sara Logan (@guest_656740)
October 13, 2018 17:21

Used yours. Thank you

HLT
HLT (@guest_656746)
October 13, 2018 18:03

I have one already so I signed up using this link for my wife. I can see a $20 referral link in mine constantly but not in hers. Suspecting that if you are referred via a $100 link you lose the eligibility of referral.

dean
dean (@guest_656759)
October 13, 2018 19:07

Just used your link. Thanks,

Sara Logan
Sara Logan (@guest_656799)
October 13, 2018 21:42

your lucky day. signing up me and my 3 family members under your link.

OHAnon
OHAnon (@guest_656840)
October 13, 2018 23:48

I also signed up, here is hoping on $100. Already linked qualifying accounts

Svy
Svy (@guest_656722)
October 13, 2018 15:21

My Fall Promo Offer is “Share Personal Capital and you’ll each get $100 [Amazon gift card] on us. I think the key to receipt of the bonus, which I missed before is that “Offer valid only for new customers who link [within 30 days of signing up] a qualified investment account (e.g. taxable brokerage, 401k, IRA, 529, etc) [and that account must have at least $1k balance].” I was disappointed when my referral did not receive the gift card as promised. So I went back and looked at the full T&Cs, which required the linking of a specific type of account within a certain amount of time. Let me know if you want the full terms and conditions for the $100 Amazon GC offer, without which referrals [and the referree] will not receive this signup offer.

Ben
Ben (@guest_656724)
October 13, 2018 15:35

Does the account have to stay linked, or can one change the password afterward (plugging the security hole of providing a third-party with login information as opposed to authorization to access information)?

If the offer works on logging in once, not keeping credentials up to date, it seems like a really easy $100.

lilurbanachiever
lilurbanachiever (@guest_656717)
October 13, 2018 15:08

Did not get the amazon GC last time, and did not like giving them my info. Also they will harass you for a while via phone.

Dian
Dian (@guest_656694)
October 13, 2018 13:45

I think it is targeted because I can’t even find a link for the normal $20 that usually appear on my account!