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BA
BA (@guest_1563647)
February 25, 2023 00:11

Is this card still available? Can’t find a working link to application

Credit Card Offers
Credit Card Offers (@guest_1446417)
September 16, 2022 05:11

anyone got this card lately i wonder if it can be churned

I’m not like other bankers, I’m a cool banker
I’m not like other bankers, I’m a cool banker (@guest_750452)
April 20, 2019 02:31

They are now offering bonus on all of their credit cards now through 05/31/19
Cash Rewards: $100 bonus if you spend $1000 in first 3 billing cycles
Core Visa: $100 bonus if you spend $1000 in first 3 billing cycles
Points Visa: 50,000 points if you spend $750 in first 3 billing cycles
Travel Rewards: same offer as above

The offer is good online, phone or branch but go throw your local banker an easy application.

Yes PNC is very conservative when it comes to lending but they are loosening that SLIGHTLY.
They use Experian as 1st attempt and if they can’t pull Experian they use TransUnion.

Miles Ahead
Miles Ahead (@guest_731472)
March 6, 2019 17:41

Same ? as Avi, does anyone know if this card is churnable or what the rules are re. getting sign-up bonus after closing the acct? Thx

gloobnib
gloobnib (@guest_451597)
August 2, 2017 09:48

Got this in-branch early July at the same time I signed up for the $300 checking account promo. I was taking a long trip to Europe in late July, this card doesn’t have forex fee, and I didn’t have a card waiting for a signup bonus. Figured $360 in exchange for $3k of spending I’d be doing anyway was a good trade.

A few things that the review doesn’t point out:
– Points post as soon as the transaction posts, no need to wait until the statement closes
– The bonus will post as soon as you hit the $3k spend, even if that is mid-cycle
– The redemption posts same-day as a statement credit

I really like their interface for redemption. I basically gives you a list of all eligible charges and lets you pick/choose the ones you want to redeem. It helpfully keeps a running tally for you at the bottom, so you can play around toggling different combinations on/off until you get the ‘just right’ redemption amount assuming you have a wide enough variety of charges. I was able to redeem all but 23 of my points!

I know it isn’t a whole lot of money if you leave 500ish points stranded, but I am just philosophically against stranded points. The other cards (I’m looking at YOU Arrival+) put up so many barriers that you are practically guaranteed to leave some points stranded.

John K
John K (@guest_476862)
September 14, 2017 11:06

+1; I agree/verify.

To access the rewards, log in to your account, if you have multiple accounts with PNC, click on the PNC Premier Traveler Visa hyperlink.

Center right of screen, box labelled “Rewards Balance.” Bottom of box, click “Show Card Benefits and Rewards >”, a drop down will appear with four “>” bullet options.

Click the fourth bullet: “>PNC Rewards Center.” this will open a new screen with your PNC Premier Traveler Visa Rewards.

Click the “> Redeem” buttom to the center right. This will open a drop down where you can select how you want to use your rewards (4 options, 2×2 box): Travel Purchased, Book Travel, Travel Gift Cards, & Cash.

As stated above, you can get 1cent=1point redemption value on Travel Purchased (I recommend using this redemption option). If you have any eligible travel purchases, you will be able to click the “Redeem Now” button here. If you don’t have any eligible purchases, the “Redeem Now” button will be grayed out. Refer to gloobnib’s comment above for redemption interface.

Cheers!

T
T (@guest_477067)
September 14, 2017 16:53

I like the sound of that a lot, actually. Is there a minimum redemption count? Or is it just limited to your travel expenses?

John K
John K (@guest_449902)
July 31, 2017 11:28

7/24/17 – applied online, immediately went to pending
7/31/17 – received phone call from 844-554-9255 to cell which was used on application. Asked for my name, stated they were from PNC and recently received an application from me, wanted to verify I actually applied for the card. I verified (but didn’t provide any other info, just my name). I asked about the status, they said verifying I was the actual applicant was the last thing they needed before it went to underwriting. They then volunteered that it looked like it was going to be approved.
Hung up, nearly instantaneously received confirmation email that my account was approved.

Experian pulled on date of application (I live in IL). My experian.com info reports 15 open cc, 9 installment (student loans), 2 residential (home and rental), 26 total, no negatives, AAoA 4 yrs 2 mos, 9 closed CCs in last 24 mos, oldest account 14 yrs, 2% usage, 13 inquiries (before PNC inquiry).

avi
avi (@guest_424192)
June 20, 2017 16:23

how often can you churn this account?

Conner
Conner (@guest_415224)
June 5, 2017 18:36

MPX doesn’t count as a “travel” purchase, so you can’t redeem points towards MPX charges.

John
John (@guest_395478)
April 24, 2017 23:54

Maybe dumb question from Newbie. Got this card with my new Performance Select Virtual Wallet account simultaneously. I need to spend 3k to get 30K mile bonus. I see that 2k visa or MC credit card spend can go to this account. Bad idea to try to fund 2k from PNC visa to a PNC checking account? Has anyone tried?

Nit
Nit (@guest_309007)
October 25, 2016 09:17

FYI, PNC does not count NW Buxx transactions towards minimum spend.