[Expired] Rakuten: Get $100/10,000 With Personal Capital Signup (Requires Linking $100k)

Back down to $50.

Update 9/15/22: Up to $100/10,000 now (ht Jay)

Update 7/11/22: Up from $50 to $70 now (sorry to those who signed up recently with the $50 link!)

The Offer

Direct Link to offer

  • Rakuten is offering $50/5,000 for signing up with Personal Capital and linking $100,000 in assets to their aggregation software.

Our Verdict

Could be an easy win, especially if you have $100k in a single account (e.g. 401k/IRA) for a quick $50/5,000. Or if you wanted to try out the free Personal Capital aggregation service.

Hat tip to MtM

Subscribe
Notify of
guest

139 Comments
newest
oldest most voted

Sunshine
Sunshine (@guest_1497813)
November 29, 2022 03:23

Anyone know if Personal Capital cashback is still going on on Drop app?

sg77
sg77 (@guest_1497004)
November 27, 2022 21:17

The signup process now seems to force me to select a date & time for them to call me? I selected a time; hopefully I can cancel the appointment.

Fred
Fred (@guest_1497171)
November 28, 2022 06:32

I just opened PersonalCapital dot com in a new tab and proceeded to linking the accounts. We’ll see if affects the bonus.

sg77
sg77 (@guest_1497351)
November 28, 2022 12:28

The email about the appointment had a link to reschedule, and that also let me cancel the appointment.

jd
jd (@guest_1497360)
November 28, 2022 12:48

when/how did you close your previous account? did you try churning other portals or just Rakuten?

sg77
sg77 (@guest_1497503)
November 28, 2022 16:23
  jd

I didn’t close my previous account, though I used different email address & phone number, and linked a different brokerage account (don’t know if these things matter). I haven’t tried other portals.

A while ago I had another account, which I closed. In the Settings page there’s a “Delete User Account” button (I also unlinked bank accounts from it before closing, to be safer).

Fred
Fred (@guest_1496162)
November 25, 2022 23:03

 Chuck $75 on Rakuten.

Fred
Fred (@guest_1497178)
November 28, 2022 06:54

@chuck back at $75.

Kris
Kris (@guest_1468881)
October 19, 2022 13:24

$100 on drop, same terms as the prior rakuten deals I believe.  Chuck

Davis
Davis (@guest_1481717)
November 7, 2022 14:37

Signed up with dummy email address and phone number through Drop and once the accounts I linked it passed 100K, got pending points in the next few days

Sunshine
Sunshine (@guest_1482861)
November 7, 2022 23:46

Davis how many times did you do this? I tried it several times on Rakuten and wasn’t sure whether it’s worth trying with Drop more than once?

Davis
Davis (@guest_1482865)
November 7, 2022 23:49

I’ve done personal capital many times. 3 that I can remember. Usually it doesn’t track and then they call me all the time but now I use dummy numbers or block it so it’s not too bad

Sunshine
Sunshine (@guest_1482956)
November 8, 2022 02:26

Davis do you think it’s safer to do only 1 Drop account per device? I’ve only got 2 devices at the moment.. so I stopped at two.. but wondering if it’s worth the risk to try uninstalling and reinstalling

Rakuten actually shut down most of my multiple accounts… I probably could have been more cautious.

Fred
Fred (@guest_1496745)
November 27, 2022 10:37

Davis Do you delete your old accounts after getting the bonus? Any idea if there’s a cooldown period?

Davis
Davis (@guest_1496746)
November 27, 2022 10:38

No they live on but are never accessed.

Sunshine
Sunshine (@guest_1497812)
November 29, 2022 03:22

Davis Rakuten shut all of my accounts down.. 🙁 no payment from any of them.

Davis
Davis (@guest_1490318)
November 17, 2022 12:06

Points posted yesterday

Andy
Andy (@guest_1445818)
September 15, 2022 10:53

Created an account yesterday and can now see the $100 credit pending

stingerzing
stingerzing (@guest_1446082)
September 15, 2022 17:44

You see it in Rakuten?

Jack
Jack (@guest_1445706)
September 15, 2022 08:04

They thought you have 100k in pesos

snailrock
snailrock (@guest_1445910)
September 15, 2022 12:54

Whoa okay…there’s really no need for all that…

TB
TB (@guest_1446001)
September 15, 2022 15:25

Its the same guy, he’s responding to himself. Must have a sad life.

Saint4210
Saint4210 (@guest_1445648)
September 15, 2022 04:54

My Rakuten offer is still $50. Personal Capital is running their own $100 offer additionally.

MARYANN
MARYANN (@guest_1467851)
October 18, 2022 01:36

May you share the link to the $100 Personal Capital offer please? I don’t see anything on their homepage. Thank you.

Cate the MSer
Cate the MSer (@guest_1445551)
September 15, 2022 00:22

Be aware: They’ll keep calling you from Denver area code even if you opt-out all the advertisements.

john
john (@guest_1445710)
September 15, 2022 08:05

I’ve never received a singe cal from them in the over 5 years I have had it

Dave
Dave (@guest_1445753)
September 15, 2022 09:38

(I was actually somewhat interested in what they had to say initially, but) I found that they did back off after I told them I wasn’t interested.

Jay
Jay (@guest_1445835)
September 15, 2022 11:20

You need to email to get off the call list: [email protected]

ShawntheShawn
ShawntheShawn (@guest_1445549)
September 15, 2022 00:19

Targeted. Only $50 for me…Rakuten does not think I have $100K ☹

snailrock
snailrock (@guest_1445595)
September 15, 2022 02:10

I think it’s just over. Mine was at $100 a few days ago and now it’s $50 too. Drop is $70 though

Jay
Jay (@guest_1445445)
September 14, 2022 20:58

 Chuck I see $100 now on Rakuten

Jay
Jay (@guest_1445545)
September 15, 2022 00:10

 Chuck And now… seeing it back at $50. Maybe at midnight ET. And HT to everyone who mentioned it prior but didn’t tag you 😁.