[Targeted] 4x Total Rewards Credits Per $1 Spent

The Offer

Direct link to offer (note you might not get 4x everywhere, but a different offer)

  • Earn 4x Total Rewards Credits per $1 spent on all purchases outside Total Reward destinations from November 1st, through December 31st, 2016.

The Fine Print

  • Valid until December 31st, 2016

Our Verdict

We just did our review of this card and it was better than I originally expected. If you regularly get 4x everywhere bonuses like this then it’s even better, you still really need to be going to Total Rewards destinations to be able to cash out your points though. Bright side is that there is no annual fee.

Hat tip to reader Mark C

View Comments (7)

  • Just signed up my husbands card and my mom's card and got the congrats message. Thanks.

    According to the fine print the bonus is capped at 10,000 points and will be credited 30 days after 12/31. We are going to Vegas for New Years so the bonus won't help this trip but we go enough to make it worth doing.

  • they also had one where use the card 5x outside of total reward destinations get 2500 points. no min $ amount

  • CONGRATULATIONS, YOU HAVE SUCCESSFULLY REGISTERED FOR THIS PROMOTION!
    You are now eligible to earn 4X Reward Credits on restaurant purchases* made on the Total Rewards® Visa® Card from November 1 through December 31, 2016**. Enjoy and happy shopping!

    • The intro text says 4x on holiday shopping, dinner or groceries but the confirmation says restaurant purchases. Wondering what the actual results will be. As far as I know my husband didn't get the email (or hasn't forwarded to me yet) to see what it originally said.