[Targeted] Citi Sears (SYWR): Spending Offers For July – December

The Offer

  • Citi has sent out targeted spending bonuses on the Citi Sears card.
    • Earn $75 in statement credits when you spend $750 – $1,499.99 each month or earn $150 in statement credits when you spend $1,500 or more each month on eligible gas station, grocery store and restaurant purchases

Our Verdict

This is why this is our #1 store card. Will also stack with the other offers that are good for 2025 and for offers through December, 2025.

Hat tip to Senior_Reading_224

View Comments (22)

  • I got spend $1000+ for groceries, gas, restaurants and get back $100

    Spend over $2000 and get $250

    It's a new card.

    On my older card I get only $200 for spending over $2000.

    I buy giftcards at my big box grocer. Never misses.

  • Does anyone know whether purchases outside the US meet the criteria for the GGR bonus? It would be worth eating the FTF if they do.

  • SYWR is still alive!? I thought it's already converted to some sort of vanilla 1x TYP card.

  • The last three offers I completed have not paid out. You never know what they will count in a category and what they won't. One of these offers was for 150,000 SYW points on $1,500 in normal spending. No bonus after three months, and customer service is useless. Citi literally told me to contact Shop Your Way, who redirected me back to Citi... who referred me back to Shop Your Way. Tread lightly with these clowns.

    • I have also noticed a change in the past 2-3 months. I track my spending amounts, and one month I spent over $2k and received neither $200 nor $100 (I doubt I was off by over a grand!).

      Like many others, I wish they had some way to verify or understand what counts or not. An online spend tracker would be amazing, though I'm sure they would lose even more money.

    • I thought I didn’t get a bonus but they have recently switched to statement credits instead of points.

    • I never had any problems with this card with multiple simultaneous offers over several years, and now the last 2-3 months they dont seem to be tracking or triggering correctly and theres literally nobody at Citi capable of speaking to it

    • Did you read the exclusion list? A LOT of charges are excluded. Tripped me up my first time.

    • Odd. I've gotten every offer paid out, been working on the 50/100 monthly spend. I've also had a couple online spends without issues. The thread that people post their DPs on what counts as online was really helpful.

      • I received three offers last month; $100 back on $1K in home improvement, $100 back on $1K in online purchases, and $40 on 5 transactions of $75+. I had some large Home Depot purchases to make last month and did them all online, which made three offers stackable. All three paid out.

  • is this just the Sears SYW card? I already have the "spend 2k in grocery stores and get $200.00 credit going on for the next 6 months. Already did this same offer for 12 months in 2024. I have the SYW Master card, not Sears. TIA

  • I received a mailer that is $100 credit when you spend $500-$999.99 each month, or $150 when you spend $1000 each month thru December. Up to a total of $900 in credits

  • I received a mailer with: 150 for 1000-1999.99 and 250 for >2000 spend; same offer.

  • I got Earn $150 in statement credits when you spend $1,000 – $1,999.99 each month or earn $250 in statement credits when you spend $2,000 or more each month on eligible gas station, grocery store and restaurant purchases. Activation required. Offer ends 12/31/2025. I may have said this starts Aug 1, but it starts Jul 1.