The Offer
- Select GAP/Banana Republic/Old Navy cardholders are receiving an offer for 5x points on groceries, dining and travel with no cap between October 1st & December 31st, 2017
The Fine Print
- Targeted offer
- No cap
- Redeem 500 points for $5 in rewards (can only be used on GAP brands/stores)
Our Verdict
This is why this card is listed as one of the best store cards available.
Hat tip to reader Paola C
Can the points be used towards the purchase of a GAP gift card that could then be resold?
I got a different offer for my Gap Visa Card.
5x POINTS on GROCERIES, TRAVEL and at RESTAURANTS
+ 1 POINT on all other purchases made outside our brands
+ 100 POINTS EACH DAY [when] you use your Gap Visa Card outside our brands
Was this offer from an email, or snail mail? Thx
Snail mail. I also got one of these in the spring. However, I didn’t get that mailer right away because I was travelling. I saw a post about this offer online and decided to try a few small purchases anyway and realized I was getting 100 pts each day in my account.
I wonder what % of cardholders get these targeted offers. I’ve yet to get one since I got my card 1 year ago.
I used to be the same way. I noticed that if you don’t use your card outside of their brands or hardly use it at all, you’re more likely to get them. I only use the card when I get an offer, and have had one constantly for nearly a year now.
people need to understand this isnt 5% UR or 5% Discover CC. this is in the GAP ecosystem. very niche use. but if u love GAP/Banana Republic/Old Navy, then its good.
C’mon man, can’t you eat cheap t-shirts or Moreno sweaters?
Don’t forget you can use them on Gap Home products too. That’s flexibility! Hahaha.
It’s a good deal, but definitely not “same as cash!”
You should mention that the rewards points are for future purchases at Gap brand stores.
Made this clearer
for which card is this? DO SPECIFY
I got it for Old Navy credit card.
The offer I saw was on Old Navy but I assume people got it for the other cards as well. It’s also listed in the picture of the post.
Jesus Christ!!! 5% no cap!!!! I need this so bad! Going to get it! Must have! MS in 3 months for millions! But wait, targeted…
I have the card with a $3.6K credit limit. It is not much, but for 3 months, I can do it 🙂 And I was targeted.
The problem I had a few years ago is that you basically lose out on GAP points in returns — it seems like you don’t really get it back, IIRC, especially on partial returns.
I stopped using the card. Would be good if they offer statement credit towards purchases.