[Targeted] U.S. Bank Spend Offers: Get $25/2,500 With Two Bill Payments

The Offer

Check your emails for the following offer on U.S. Bank personal or business card:

  • Earn an additional $25 cash back or 2,500 points when you set up and pay two or more recurring bills, like cell phone, utilities or internet, with your U.S. Bank Card by September 30, 2025.
  • Other versions offer $10/1,000 points.
  • Enroll by July 31, 2025 and pay the recurring bills by September 30, 2025.

The Fine Print

  • This offer runs July 1 – September 30, 2025 (promotion period), and you need to enroll by July 31, 2025. To be eligible for the offer, you must set up and pay two recurring bills with the same qualifying provider twice or two different qualifying providers by September 30, 2025. If you qualify, the $25 cash back award will be applied to your account 2-3 billing cycles after the end of the promotion period. The maximum number of cash back awards is one. This offer is not transferable. Your account must remain open and be in good standing (not past due or overlimit) to qualify. This offer may not apply if your credit card has changed to a different type of card within the last 12 weeks or changes before the cash back award is applied. U.S. Bank cannot control how merchants choose to identify their business and/or classify purchases and reserves the right to determine which purchases qualify. Contact your billers to learn what types of payments they accept; not all billers accept credit card payments. If you have any questions, call Cardmember Service at 866-485-4545.

Our Verdict

We’re hearing about this offer on various U.S. Bank personal and business cards. The fine print implies that you can either pay two separate bills once or you can pay the same bill twice. It might even work to simply make two $1 payments with your internet or gas provider in quick succession.

View Comments (11)

  • What is a " qualifying provider?" Don't see any criteria listed in the fine print

  • To follow up my previous complaints about U.S. Bank failing to pay out cash back, I got a letter today from them informing me that "actually we calculated it correctly" but didn't offer any math to rebut my (correct) math lmao.

  • P2 got offered $10 cash back for two recurring payments using her USBank Cash+ card which she doesn't use much. Not sure if this $10 cash back falls under the $25-minimum redemption rule.

      • Thanks. I will use it for our Internet bills of $30/month. We're using her new Discover card during 3rd qtr for the higher utility bills to get 5% (doubled to 10%).

  • I received the offer on my Altitude Go which is not being used.
    Don't plan on participating in this offer.

    • How long do they take to pay out? Wondering if I can do two $1 payments to my internet provider on the same day.

  • I was just about to search DOC for this. Received targeted email on my U.S. Bank Triple Cash Rewards card. I am going to try $1 payments to two different providers.

    Earn an additional $25 cash back when you set up and pay two or more recurring bills, like cell phone, utilities or internet, with your U.S. Bank Triple Cash Rewards Visa® Business Card by September 30, 2025.¹

    This offer runs July 1 – September 30, 2025 (promotion period), and you need to enroll by July 31, 2025. To be eligible for the offer, you must set up and pay two recurring bills with the same qualifying provider twice or two different qualifying providers by September 30, 2025. If you qualify, the $25 cash back award will be applied to your account 2-3 billing cycles after the end of the promotion period. The maximum number of cash back awards is one. This offer is not transferable. Your account must remain open and be in good standing (not past due or overlimit) to qualify. This offer may not apply if your credit card has changed to a different type of card within the last 12 weeks or changes before the cash back award is applied. U.S. Bank cannot control how merchants choose to identify their business and/or classify purchases and reserves the right to determine which purchases qualify. Contact your billers to learn what types of payments they accept; not all billers accept credit card payments. If you have any questions, call Cardmember Service at 866-485-4545