Topcashback 5% Bonus by Selecting Payout with Amex Gift Card

Topcashback is now offering a 5% bonus on all cash back if you select to be paid in the form of an Amex gift card. You can also get a bonus for choosing an Amazon gift card, but the Amazon bonus is just 3%.

The terms indicate that the 5% offer is for a limited time only. Seems like it will continue through the month of August.

Direct Link

I have $98.30 in my Topcashback account, and the system gives me the option to redeem for cash via ACH/Paypal or to get a 5% bonus by getting paid in the form of Amex or 3% in the form of Amazon.

 

The standard Topcashback offer is to get a 3% bonus in the form of an Amex gift card. Personally, 3% isn’t worth it for me since these Amex gift cards have to be spent down, but 5% is much more enticing, especially when getting a high-dollar payout.

Terms:

  • You must have a U.S. address to be able to request your cashback by via Amex gift card.
  • For a limited time only, there will be a 5% payout bonus, which is the highest payout bonus on the site.
  • There is a $20 minimum load to the Amex gift card, and a $1,000 maximum.
  • The Amex gift card does not expire but has a $3 per month service fee after 12 months if there’s still credit/balance on it – so ideally you should spend your credit within 12 months to avoid the charges. (Some states in the U.S. prohibit cards with service fees, so these ones will receive a different card with no service fee.)
  • You can’t reload the card, so once you’ve spent the credit on it you simply throw it away and request another one.
  • The card will arrive with the credit already on it, so you don’t need to confirm you’ve received it before it is loaded.
  • The card should arrive approximately 7-10 days after you make your payout request.

 

Hat tip to Alvin

View Comments (14)

  • Are other people not using TCB to purchase Visa GC at a 1.25% CB rate? I found this to be successful but have found very few postings regarding this method of MS.

      • I've been successful with Serve VIP. I hear there have been shut downs but I just got a new account and it has been going well for 2 months now. I feel like I'm doing something wrong bc this process has worked so well. Not much being written about it but I can see why...

        Thanks Chuck. I really love this site.

  • I have some serious reservations with this website. I made a purchase on 11/21/2015. I am still waiting for it to be payable... and the estimate is another 27 weeks. Who would use this site after waiting a whole year to get paid. There is no person you can actually speak to. only canned emails in return.

    • The bulk of that time is waiting for the merchant to report the purchase, confirm the purchase, and then pay TCB for that referral.

    • I feel your frustration. Several of my purchases did not track, and after putting in a Customer Care ticket, it took nearly a year before being paid. The good news is that I WAS paid, so if you are patient, it should work.....hopefully.

    • I've had good luck with TCB, I want to say payout usually takes 8 weeks. A large part of time to payout is the merchant confirming the charges.

  • Nice perk, was in a similar situation and requested one... will just pay the cable/internet bill with it, which is what I usually do with any prepaid rebate cards.