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Michael
Michael (@guest_805732)
September 3, 2019 12:00

9/3/19 Opened Easy Checking and funded $50 with Chase Freedom Unlimited, coded as purchase

Kurt
Kurt (@guest_568422)
March 9, 2018 23:15

Maybe I did something wrong, but I applied online for the Easy Checking account with my targeted mailer and didn’t get an option to fund with a credit card online?

Grant
Grant (@guest_568415)
March 9, 2018 22:10

My data points:

02/02/18 – account opened, funded $500 with Citi Double Cash CC
02/26/18 – $500 direct deposit posted
03/06/18 – $500 direct deposit posted
03/06/18 – $200 bonus posted

I’m going to wait 3 months and close this account.

JohnnyBoyJr
JohnnyBoyJr (@guest_561924)
February 19, 2018 19:25

DP:
Just closed my checking account that had been opened back in 2006. At the time, the regular bonus was $50, but for a brief while it was increased to a juicy $75.
Right after I hung up, I figured it would’ve been wise to log in to view my final transactions to ensure everything was on the level. *Within 90 seconds of closing the account, everything from the checking account had already been removed!* I felt like I told them, “I quit.” and they said, “You can’t quit — you’re fired!”
I closed it under the assumption they’re going to do another $200+ bonus this summer. (and because I was starting to incur fees)
Hoping for an excellent summer of bonuses this year!

mandingo1
mandingo1 (@guest_512941)
November 10, 2017 14:36

DP follow up:

8/11/17 – Opened Silver Checking & Savings package in person at a branch.

8/15/17 – $30 Bill Pay to Chase CC

8/17/17 – $30 Bill Pay to Sprint Cell bill

9/6/17 – $30 Bill Pay to Chase CC

9/8/17 – $200 bonus deposited as Adjusted Interest.

11/9/17 – Withdrew and left $0 balances.

11/10/17 – Had to wait 1 business day for withdrawals to post. Called customer service number to speak to rep. After some verification questions, he asked reason for closing accounts. I said I had to consolidate funds with my fiance’s account. He said ok and that was it. Easy peasy. Thanks DOC.

radar
radar (@guest_504734)
November 1, 2017 01:05

Ok. i recently received address specific targetted mailer for 200 checking bonus on sep 23rd. The requirement is just 500 direct deposit with in 60 days, no bill pay or anything. I signed up .
Their system was buggy and was timing out so i accidently applied twice and approved twice after the review after 2 days . each time i funded 500 with QS. So i call them immediately and the rep confirms that he can close the second account and move the 500 to the first account. i repeatedly confirm with him to keep the correct account which has the bonus code attached first time.

I check credit card prequalifications. and i am now prequalified with 100$ bonus for spending 500 for two cards. cash+ and 365 amex. I took the screen shot and applied for the credit cards, after initial system denial , the underwriting approves me for both cards with the prequalified APR of 19.99% and extra 0.5% rewards etc etc,, I call back to make sure the bonus is attached to my credit card accounts, and lo behold! they say they cant find the offer attached to my account.
I faxed them the screen shot. And have not heard back.

IF they cheat me of 200 checking bonus and 100, 100 credit card bonuses i am going to write a very thorough CFPB complaint with solid proof .

As for checking account , after the credit card approval i upgraded my easy checking to gold checking and i also got a package savings account. no maintainance fee. i have done 500 dd.

Radar
Radar (@guest_519375)
November 20, 2017 00:57

Got my 200 checking Bonus on 11/15/17. Posted as adjusted interest. Still waiting for credit card bonuses

Radar
Radar (@guest_528814)
December 2, 2017 14:58

Finally after CFPB complaint got my 200$ credit card bonuses as well for two of the credit cards i was prequalified and approved for :). I upgraded my checking to gold checking fee free. I will contonue to do business with US bank as i love their credit card benefits a lot.

Joe
Joe (@guest_534128)
December 12, 2017 00:49

did you get the checking bonus without a CFPB complaint? same thing for me, I applied twice due to a glitch, she said both had promos attached, she closed the first account and kept the second with the promo code attached (supposedly) and my funding was on the second one as well. My offer was targeted for DD of $500 only, no BillPay and I may not have access to employer DD in time, so I’d to have to CFPB it since I would lose as its not a valid DD. TIA for an update

howard
howard (@guest_502741)
October 28, 2017 11:04

is there anyone who is still waiting on their bonus? I applied for the account before expiration date but only got approved after the expiration date. Should I try calling? Thanks!

Ferris
Ferris (@guest_502747)
October 28, 2017 11:31

These situations happen with all banks. You should call, but only if you have done a REAL Payroll or two bill Payments. Do not call for an ACH transfer. Read the PSA – Don’t call the bank link. Only call unless you have actually done the required things for the bonus by the conditions of the offer – if you have done something else, do not call.

My bonus and spouses bonus posted within a week or so I believe.

kirk
kirk (@guest_502780)
October 28, 2017 14:11

+1 @Ferris

when did you ‘complete’ the requirements for the bonus? if you’ve just completed it this month (october), expect the bonus then somewhere around the first 10 days of november.

*per DPs, the bonus seems to post within the first 10 days of the following month after completion.

howard
howard (@guest_502785)
October 28, 2017 14:25

thank you guys! it was real payroll, and I think I completed quite a while ago. just lazy to call them and god knows how long it will take them to get through all these. I do have the promo code saved in my email though, so I think I should be able to get it eventually.

kirk
kirk (@guest_502788)
October 28, 2017 14:29

60 days at the most. contact if more than that already. goodluck!

“The checking account bonus will be deposited into your new consumer checking account within 60 days of direct deposit or Bill Pay verification, as long as your account is open.”

JJ
JJ (@guest_501855)
October 26, 2017 20:05

Does anyone know how long I need to keep the account open? I didn’t see it on the the fine print and I’d like to close it. I’ve opened for two month now and got $200 bonus in the first month. Can i close it now?

OC JJ

Freddy
Freddy (@guest_502749)
October 28, 2017 11:39
  JJ

I just called yesterday to close after three months without any problems.

CruwL
CruwL (@guest_493846)
October 14, 2017 11:49

Got my bonus 10/10 as well.
opened on the last day, initial 500 deposit.
1x 100 payment 9/13
1x 300 payment 9/15
both payments to same credit card.
checking fee posted and was waived 9/19.
Bonus posted 10/10

Scott
Scott (@guest_492646)
October 12, 2017 06:03

Got my bonus 10/10. Listed as “Adjusted Interest” like DanV’s comment.
Account opened – 8/14
$25 Credit Card Bill Pay – 8/23
$25 Credit Card Bill Pay – 8/29
$40 Credit Card Bill Pay – 9/27
$40 Different Credit Card Bill Pay – 9/27
Not sure if it just took a little long for me or the bill pay on 2 different credit card triggered the bonus.