Reader Tanya sent in an e-mail saying that she opened a U.S. Business checking account for the sign up bonus earlier this year. When she was doing a routine inspection of her account she noticed a fee for $5, the description of which is ‘Analysis Service Charge’. Tanya was told that this fee is being charged for the paper statements, I would have thought it would have made sense to change the description to ‘paper statements’ or something similar but apparently not. Others have run into a similar issue before and despite contacting U.S. Bank they have been unable to get a clear answer as to what this fee is charged for, thus this post.
Absolutly hottible expirince. i did not check my mail for 6 months and -40 bucks. i did not get any benefits by opening account so it just 100% loos. never again
I was charged the “analysis services charge” even though all my documents are set to “Paperless” so mine wasn’t for receiving statements. I just did 10 debits to my phone bill, made 10 ACH withdrawals and 10 ACH deposits, and made a cash deposit for $500 and a check deposit of $1500 to get the bonus.
They also charge $3 for an ACH outbound “push” transfer, so you will save money if you “pull” from another bank.
I have well over $100.00 in service analysis charges lately. Half the time I try t6o log in I get a system is temporarily not available notice. They just closed their bank I use on Ogen AQvenue, As soon as I get the chance, I am out of there.
I just closed my accounts with US bank, they have been charging me fees that even my banker can tell me why.
us bank charged me $20 for this fee on a gold checking biz acct i received a targeted maielr for $500 bonus.i downgraded 2days ago to silver, they refunded me the $20 fee, and the 3 $15 savings acct monthly charges. i closed the savings.
When I first started my business, I opened up a small US Bank business account, and I started receiving payments via wires when I noticed “Analysis Service Charge”. I inquired about what it was, and they said it was for wire fees. As soon as I got them reversed, I took my account to another bank that doesn’t hide fees beside some bs description.
Us bank sucks. Fees fees and more fees. Terrible unstable app to top it off. Who uses this bank?
Same with real estate syndication…..lol.
Mine was 34$ Lol. But i scored 500$ off them so it is what it is.
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I’m not complaining, even with the hassle, $400 biz bonus, $300 x 2 on Personal accts bonus and $1K+ for airline for the USB AR SUB @ 1.5cpp using to booked two F seats on Emirates A380 – its only 3.5 hours but enough time to give the Emirates suites, shower and lounge in the sky a whirl and check-off curiosity bucket list CHC – SYD plus a nice chunk of AS miles.
call in, downgrade to silver, they will refund the fees. the point of this game is never to settle for any fees.
Yea they refunded 14$ of the fees, but i guess it depends on the customer service rep you get some will help you and some just hate there job LOL.
I got my $500 bonus from them. I was in and out in 2 months. F–k ’em.
Banner outside my nearby USB reads– “US Bank has been named one of the 2019 World’s Most Ethical Companies by the Ethisphere Institute, a global leader in defining and advancing the standards of ethical business practices.”
Kind of makes you wonder where the bar is when they obfuscate a line item fee on a statement.
Duh, they shut down unethical people who buy gift cards.
“Ethisphere Institute” — probably a division of US Bank! 😉