U.S. Bank Spend Offers (5-20% Bonus)

U.S. Bank sent out via email (1800USBanks@email.usbank.com) various spend offers on both personal and business cards. The ones I’ve seen end up in the 5-7% range as the bonus, on top of regular rewards. However, they are somewhat cumbersome to complete.

The following offer seems to have been sent out widely on many U.S. Bank business cards:

• Make 10 transactions of $75 or more each and earn a $50 statement credit.
• Make 20 transactions of $75 or more each and earn a $100 statement credit.
• Make 30 transactions of $75 or more each and earn a $150 statement credit.

The following offer someone mentions receiving on the Altitude Go personal card:

• Make 10 or more transactions of $10 or more, get $20.
• Make 25 or more transactions of $10 or more, get $50.
• Make 50 or more transactions of $10 or more, get $100. (Others need to make 100 transactions to get $100.)

When done in precise increments, the first offer ends up 6.67% back, on top of regular rewards. The second offer ends up 20% back, on top of regular rewards.

The 20% offer I’d find worthwhile. The 7% offer is more borderline. I’d do it if I had easy spend, but will probably skip since I don’t. Self checkout at the grocery, pumping gas, utility bills, charity, insurance payments can all be options for manually making a bunch of $10/$75 payments.