[IL/IA only] Vibrant Credit Union Rewards Mastercard 3% Cashback First Six Months

In this quick review we will look at the Vibrant Credit Union Rewards Mastercard

Card Basics

• $50 annual fee waived first year
• 3% cash back on all purchases for the first six months, then 1.5% cashback thereafter
• Not sure if only available in IL/IA

Our Verdict

This would only really be interesting for people that could spend a large amount in the first six months, it’s also not clear how tolerant they would be to high spend like that and also what sort of credit limits they offer. Still might be worth looking into for some people. As always a full list of the best credit cards for every day purchases can be found here. Vibrant also offers a high yield savings account that earns 2.5% APY, but you need a balance of $100,000. There are much better high yield options out there.