This bonus has expired, click here for other Advantis bank bonuses or here for the best current checking bonuses.
Offer at a glance
- Maximum bonus amount:Â $150
- Availability: To be eligible you must live/work/worship/attend school in the state of Washington or one of these Oregon counties: Multnomah, Marion, Benton, Clackamas, Clatsops, Columbia, Coos, Crook, Curry, Yamhill, Washngton, Wasco, Tillamook, Polk, Linn, Lincoln, Lane Klamath, Josephine, Jefferson, Jackson, Douglas, Deschutes, Hood River
- Direct deposit required:Â No
- Additional requirements:Â Open other qualifying account and use promo code WS150
- Hard/soft pull:Â Hard pull
- ChexSystems: Unknown
- Credit card funding:Â Up to $2,550. Can fund with Visa, Mastercard & Discover
- Monthly fees:Â None
- Early account termination fee:
- Household limit:Â None listed
- Expiration date:Â March 31st, 2018
The Offer
- Advantis Credit Union is offering a bonus of $150 when you open a new checking account and complete the following requirements:
- Use promo code WS150 if opening online
- Open an additional qualifying advantis product:
- Certificate of deposit
- Money Market
- IRA
- Any loan – including refinancing a loan from another bank
- Any credit card – including transferring a balance from another bank
- Mortgage
The Fine Print
- Offer only valid for new Advantis Credit Union members (i.e. who have not had an account with Advantis in the previous 6 months) who are designated as the primary owner on the qualifying checking account and additional product.
- Limit one $150 bonus per person.
- Bonus will be paid within 15 business days after the 90-day qualification period.
- $150 bonus will be treated as interest for tax reporting purposes.
- The account and qualifying product must be open at the 90 day period after joining to receive the $150 bonus.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
The fusion checking and cash back checking accounts have no monthly fee. The money market account also has no monthly fees.There is also no mention of any early account termination fee in the fee schedule, but account must be kept open for 90 days to get the bonus.
Our Verdict
Money market account is probably the easiest account to open to qualify for this bonus. Unfortunately the hard pull makes it less of an attractive deal, but the credit card funding is nice. I still won’t be adding it to our best checking bonus page due to that hard pull though. Please share your experiences in the comments below.
Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
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Credit card funding up to $2550 on Visa, MC, and Discover. Will report back if it counts as cash back.
Edit: Applied for me and the wife. Did funding of $5100 total and since the cash adv limit on that card is only $4k, I’m going to say it’s counting as a purchase because both charges already show on the card.
I was approved, says they’ll contact me in a couple days. My wife went pending, also says they’ll contact her in a couple days.
interesting…I was looking for a new account to use to MS my new BoA Premium Rewards card. This will do nicely!
any idea if it is a hard or soft pull? I’d rather save my HPs for >$500 in value
I can confirm, that they do Hard pulls on all new accounts, even without overdraft protection, they are an extremely conservative instution. But you can combine the hard pulls when applying for a credit product. I called two different locations, planning on turning wife’s Visa into a joint account that is well aged, and also bypass 5/24 rule, as the account is well beyond 24 months.
Wife an in-laws have several accounts, Advantis just opened a new branch in East Moreland area not far from our house, they use to have a branch a block from the wife’s work, I’m with a different CU I use with my business as they only hold check deposits amounts over $1,500, and are much more liberal with CL and rates on Visa Rewards, under 10% for when reciveables don’t arrive before the statement date.
But that is intresting if you can fund with a CC and if it’s coded as a purchase and not an Advance, in theory it could be worth a domestic airline ticket from miles, but this risk of getting an account review or flagged and the purchase examined closer for 20k+, not sure risk of losing CL would be worth the airline ticket.
That bonus is nice and opening a CD is a decent return on $500-1k to meet conditions if denied.
ok…i’ll be giving this one a pass then i think. $150 for a HP just isn’t worth it, even if I could get another CC.
Thanks for the info, fellow PDX churner 😀
may I ask, what credit card did you fund with?
Cathay Pacific. Needed another 5k points to hit an award ticket. Also note the fusion checking gets 1.75 apy on balances up to $25k
This deal appears to not expire now:
https://www.advantiscu.org/welcome-to-advantis
I tried opening both checking and CD simultaneously and it was pending on my CC for over a week and then disappeared. No communication from the credit union at all. ???? Will try again with P2 perhaps.
Only $100 now
DP
2/20/2018: Opened the account and funded a few days later
6/12/2018: bonus of $150 posted
Will transfer funds out and close within the next few days
Very easy promotion. Thanks Doc!
Successfully funded with Chase BA as purchase.
Additional DP, opened a 13Mo Cd @ 1.5% as the qualifier, it looks like they have updated funding with CC, attempted to the cash off a MC Debit Card, Associate informed me that funding with plastic are subject Cash advance fee’s the card reader even was displaying ‘Cash Advance” (The MC gift card doesn’t allow ATM cash W/D ) and was declined) so I funded with cash instead. Going to park $25K in the Fusion for the 1.75%
Updated DP – Looks like you can fund with CC – but you have to open it online and not in branch.
Awesome! glad you posted this….theres one literally across the street from me!
Anybody know if hard/soft pull from those who applied already?
yes, we need to know this.
Soft pull. I use this credit union and I applied for a checking and savings account in August 2017, and there’s no inquiries on my credit reports.
Got a notification from CreditKarma that they did indeed pull my credit so it appears to be a hard pull. Oh well.
Thanks, updating post now.
Justin, did they pull Transunion or Equifax?
It was Equifax for me
Just got a notice from CreditKarma that Advantis did a hard inquiry as well.
Thanks, added DP
Funded with Bank of American Premium Rewards Card. Looks to be processing as a purchase.
nice! this is the DP I was looking for
so a purchase and likely no HP…looking tastier and tastier
Applied and approved. Went with a CC for funding after zeroing my Cash Advance limit on my Discover. AMEX came back with an error that the card wasn’t accepted. VISA did not produce any such error.
What was the credit card funding limit? Soft/hard pull?
Unsure on soft/hard. Would I use ChexSystems to look that one up? None of my alerts (CreditKarma, CreditSesame, LastPass, etc detected a hard pull on credit).
CC Funding limit was the $5 opening deposit for the savings account (required), $30 for the Fusion Checking opening, and $2500 for the MMA (total: $2535).
When I called and asked two different people late 2017, they said that they do hard pulls, and if I recall they pull EQ for most credit except they do a tri-merge on mortgage products..
hmmm…this is disconcerting
Looks to me like the money market requires 2,500 parked for 90 days if I’m reading everything correctly.
That’s what I read as well
a 24% annualized ROI isn’t bad at all…i think i’ll go for it
Where does it say that sorry?
I see $2.5K minimum requirement but i dont see for how long. It says that an additional qualifying Advantis product such as MMA must be opened within 90 days.
It looks like you could also just open a 6 Mo. CD with as little as $500 (0.20% APR for that term) to meet the Second req, possibly fund with a CC as well.