Expired again, sorry guys!
Reposting because this is live again, thanks to churner.co for pointing it out.
The Offer
Direct link to offers: NEA (or this one) either link will work but the organizations will likely receive some sort of incentive if you use their link.
- Receive a signup bonus of $200 when you spend at least $500 within the first 90 days of account opening on the Bank of America Cash Rewards NEA card
Card Details
- No annual fee
- Card earns at the following rate:
- 1% cash back on purchases
- 2% at grocery stores and wholesale clubs*
- 3% on gas*
- 10% customer bonus when you redeem into a Bank of America checking account
*for the first $2,500 in combined grocery, wholesale, and gas purchases each quarter
With the relationship bonus, this card can get you up to 5.25% cash back on gas and 3.5% at wholesale clubs like Costco.
What Link To Use?
You can choose what organizations link to use. The main reason you might care is because the affinity partner receives payment for card sign up’s and spend. Other than that, they are all the exact same.
See Everything You Ever Wanted To Know About Credit Card Partners (How Much They Make & More) for more information on affinity partners.
Our Verdict
This offer comes and goes, recently it’s been on the MLB cards but now it’s on the NEA card. There are a few things to keep in mind with this card:
- Bank of America combines multiple applications into a single hard inquiry, so you could pair it with an Alaska card for example
- If you have a Bank of America checking account, you’ll receive a 10% bonus on the sign up bonus and on spend if you redeem your cash back into the checking account
- It’s one of the better cash sign up bonuses
Before applying or asking basic questions, make sure you’ve read our detailed post on Bank of America credit cards.
Hat tip to StuxnetKaos on /r/churning
View Comments (80)
@Doc, @Chuck - Emailed you link, details with an active/available offer.
Useful commentary . I Appreciate the details . Does anyone know where my assistant can obtain a sample IRS 1099-MISC form to fill in ?
Follow up - my $200 bonus showed up as soon as I hit the $500 spending mark - no waiting for statement to close.
I've met the spend, my first statement closed, and I have not received the bonus yet. Should I be concerned?
Applied on 10/13, went to review. Never called recon but would randomly check status, checked status today and was approved. Thanks.
I applied for the NEA card. Got all the way through the application and got an error message saying the system wasn't available. Waited a few hours then applied for the MTA card and was instantly approved. A few days later I got both cards in the mail as new accounts with different account numbers and credit lines, and both had a flyer touting the $200 bonus when spending $500.
I'll take a 40% bonus any day.
$125K income
800+ credit score
Declined
Links are dead. But for future reference, can anyone please answer my question? I currently have the BankAmericard Visa Platinum Plus, my first ever credit card but I haven't used in years. Is it possible to product change to the Cash Rewards credit card and still get the bonus? Any experience? Thanks
Product change = no bonus.
At 1 pm ET, I cannot get either of the two NEA $200 credit cards from Bank of America.
Links are dead
New links don't work.