Discover Q4 2025 Categories 5%: Amazon, Drugstores

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• This is the first time I recall a card I have offering 5% at drugstores, at least since the Chase Freedom Flex, which offers a year-round 3% at drugstores, debuted.

  • Discover usually has a quarter with drugstores. Last year it was Q1.

• Darn, got spoiled by the rotating Walmart/Target/Paypal/Apple Pay categories. 2025 has been a bust for rotating cards. Was it last year when Discover did the 6% at Walmart quarter? That may have been targeted, I forget.

  • Targeted

• As someone who finds more value milking the 30day free trials then actually subscribing to Prime for the card. 5% Amazon is always welcome, use Discover throughout the quarter at Amazon, and when it's about to end, buy a big gift card to max it out. Balance itself is easily spent before the next card offers a 5% Amazon category.

• No target 🤷🏻‍♀️. So much for the 10% off gift cards + discover 5%

• 5% CVS = 5% Walmart

  • plus cvs has an eb gift card offer almost every week, can get $10-$15 in extrabucks with a $50-$100 gc purchase plus 5% discover category cash back

    • Really? CVS gives EB for gift card purchases? I have not seen it before, will look out for it.

  • ...AND WHAT DOES THAT MEAN?

    • Presumably that you can buy a Walmart gift card at CVS at 5% CB and thus get effectively 5% CB when you use that g/c at Walmart ?

      • Yes, I have been doing that.

    • Means CVS has Walmart gift cards.

• They’ve also done Walmart the past couple of years, hopefully this means it’s going back to Chase this year.

  • Chase - "5% on flower shops and Rolls Royce purchases 4th quarter." lol

    • Damn! I was going to buy a Bentley with my Chase Freedom Flex. But this Rolls Royce quarter sucks. Hopefully they will bring Bentley next quarter.

      • I'm sorry to say this, but you just don't fit the Chase lifestyle. You're just not what Chase is looking for in a relationship. Chase is a RR type bank. If you want a Bentley, then go on over to idk maybe OCBC?

        PS: You definitely won't fit the Amex lifestyle either, with your Bentley. Amex is a Mercedes-Benz type bank.

    • Even by Chase standards the Norwegian Cruise Lines category in Q1 was something else. Genuinely what the hell was that

      • It's called "product placement".

    • Been waiting on this.

• I am seeing activation fees of $8.95 on VISA and MasterCard gift cards at CVS and Walgreens now

  If you buy 3 of them, you end up with $75 - ($8.95 x 3) + ($8.95 x 3 x 1%) = $48.4185 which is approximately 4.8%

  Not as nice as when the fees were $5.95, but it is still a nice gain.

  • Why not buy one card of value $225 (some variable visa gift cards have $8 charge) instead of 3 $75 cards?

    • @guest_2133249 be very wary about buying Visa cards at CVS. At least in every CVS I’ve been to, their flavor of vanilla is run by InComm which have become absolutely almost impossible to use online. (Won’t work at Amazon, etc). Unless you have a surefire way to liquidate these, I’d recommend a different Discover 5% strategy….

      • Pretty much all vanillas are like this

    • I think they are buying 3 x $500 cards. The $75 is the cash back they get ($1500 x 5%)

  • How did you calculate?! It’s 3.29% not 4.8!!

  • Isn’t that more like 3.2%?

• No Target this year means the annual Target holiday gift card sale will be pretty meh.

• "It could still be useful..." ... to those of us who think Prime is a ripoff and therefore don't have the Prime Visa. ;-)

  --anonymous

  • There’s always the sad (mostly nerfed) Affinity FCU 5% Amazon card. I guess it’s not the worst thing in the world though with 0% FTF on a no AF card plus a bunch of 2% categories.

    • @Trevor I’m jealous you actually got the Affinity card, when I applied several years back they requested I send in paystubs (to verify income) and later, utility bills to verify (assumedly) my address. Never had that happen to me for any other card issuer, big or small! Needless to say, I don’t have that card. 😀

  • :) I am with you!