We previously reported on the Chase Freedom and Freedom Flex 5x categories for the final quarter of 2026. Surprisingly, in activation emails, Chase is revealing the 5x categories for the first quarter of 2027 as well: Grocery Top... Read More →
Tag - quarterly categories
Q4 2026 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the third quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Citi Dividend 5% Categories For Q4 2026: Dining, Citi Travel
Citi has announced the 5% categories on their Dividend card for Q4 2026. Already available to enroll (since 9/10/26): Restaurants – Dining is always a favorite category. Citi Travel – Eligible purchases include hotels... Read More →
Chase Freedom 5% Categories For Q4 2026: Grocery, Dining, Red Cross (Up To 17x at Paze Restaurants)
The 5%/5x categories on the Chase Freedom and Freedom Flex cards for Q4 2026 will be: Grocery – Always an easy one to use. Can also buy gift cards at grocery stores to maximize. (Note: Walmart and Target are excluded in the terms... Read More →
Discover Q4 2026 5% Categories: Utilities, Restaurants, Entertainment
Discover announced their quarterly categories for the fourth quarter of 2026. Earn 5% cashback on up to $1,500 in purchases at: Utilities – Should work for things like electric, gas, and water bills. I like this category as these... Read More →
Q3 2026 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the third quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Citi Dividend Q3 2026 Categories 5%: Gas Stations & Home Improvement Stores
Citi Dividend 5% categories for Q3 2026: Gas Stations and Home Improvement stores Read More →
Q2 2026 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the second quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Citi Dividend Q2 2026 Categories 5%: Grocery Stores & Citi Travel
Citi has announced the 5% categories on their Dividend card for Q2 2026. Grocery Stores – always a welcome category Citi Travel Citi is different than the other cards in that you have a $6,000 annual cap... Read More →
Discover Q2 2026 5% Categories: Restaurants & Home Improvement Stores
Discover announced for the second quarter of 2026. Read More →
Q1 2026 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the first quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Chase Freedom/Flex Q1 2026 Categories For 5%: Dining, Norwegian, Heart Association (Potential 7x On Dining)
Q1 2026 Categories: Chase Freedom and Freedom Flex will earn 5% on Dining, Norwegian Cruise Line American Heart Association. Flex card will earn 7x on Dining, gift cards from Doordash and more Read More →
(Update: Paypal Live) Chase Freedom 5x Categories For Q4 2025: Department Stores, Chase Travel, Old Navy + Paypal in December
(Update 12/1/25: Reminder that Paypal category is now active. No need to activate this specially – as long as you activated the original 5x it will work for the Paypal category too. Related note: people are having cash advance... Read More →
Discover Q1 2026 5% Categories: Grocery, Wholesale, Streaming
Discover announced for the first quarter of 2026. Earn 5% cashback on up to $1,500 in purchases at: Grocery stores; Wholesale clubs; Select streaming services (including Netflix, Apple TV, Spotify and more) Read More →
Q4 2025 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the third quarter of 2025, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
