It’s now possible to activate all 5% category credit cards for the third quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Tag - quarterly categories
Citi Dividend Q3 2026 Categories 5%: Gas Stations & Home Improvement Stores
Citi Dividend 5% categories for Q3 2026: Gas Stations and Home Improvement stores Read More →
Q2 2026 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the second quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Citi Dividend Q2 2026 Categories 5%: Grocery Stores & Citi Travel
Citi has announced the 5% categories on their Dividend card for Q2 2026. Grocery Stores – always a welcome category Citi Travel Citi is different than the other cards in that you have a $6,000 annual cap... Read More →
Discover Q2 2026 5% Categories: Restaurants & Home Improvement Stores
Discover announced for the second quarter of 2026. Read More →
Q1 2026 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the first quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Chase Freedom/Flex Q1 2026 Categories For 5%: Dining, Norwegian, Heart Association (Potential 7x On Dining)
Q1 2026 Categories: Chase Freedom and Freedom Flex will earn 5% on Dining, Norwegian Cruise Line American Heart Association. Flex card will earn 7x on Dining, gift cards from Doordash and more Read More →
(Update: Paypal Live) Chase Freedom 5x Categories For Q4 2025: Department Stores, Chase Travel, Old Navy + Paypal in December
(Update 12/1/25: Reminder that Paypal category is now active. No need to activate this specially – as long as you activated the original 5x it will work for the Paypal category too. Related note: people are having cash advance... Read More →
Discover Q1 2026 5% Categories: Grocery, Wholesale, Streaming
Discover announced for the first quarter of 2026. Earn 5% cashback on up to $1,500 in purchases at: Grocery stores; Wholesale clubs; Select streaming services (including Netflix, Apple TV, Spotify and more) Read More →
Q4 2025 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the third quarter of 2025, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Discover Q4 2025 Categories 5%: Amazon, Drugstores
Discover has released the 5% categories on the Discover IT card for the fourth quarter of 2025, October through December: Drugstores Amazon Amazon is the category they’ve always done in Q4. Drugstores is a nice second option, and... Read More →
Q3 2025 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the third quarter of 2025, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Citi Dividend 5% Categories For Q3 2025: Gas, Home Improvement
The Citi Dividend 5% categories have been released for the third quarter of 2025: Gas Stations Home Improvement Stores – Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper... Read More →
Discover 5% Categories For Q3 2025: Gas & EV, Public Transit, Utilities
The rotating 5% quarterly categories on the Discover IT card for the third quarter, valid from July 1st through September 30, 2025, on up to $1,500 in purchases: Gas and EV Charging Public Transit Utilities I like the Utilities category... Read More →
Q2 2025 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the second quarter of 2025, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →

