Update 6/26/23: Code YAYSUMMER is also working now, through 9/29, and it’s showing on Rakuten portal as well.
Update 6/24/23: Code SUMMER is working again.
Update 6/13/23: Code is working now
The Offer
Direct Link to offer (contains our affiliate – you might want to use a shopping portal instead)
- Giftcards.com is offering a 10% discount in virtual Visa gift cards when you use promo code SUMMER23 or SUMMER or YAYSUMMER.
The Fine Print
- Valid 06/09/2023 – 06/17/2023 for 10% off the purchase of up to $1500 worth of Visa Virtual Gift Accounts from Giftcards.com while supplies last maximum value $60.00.
- Excludes Giftcards.com for Business orders.
- Promo code SUMMER23 is a one-time use code and can not be combined with other offers.
Our Verdict
This is the same deal as what we saw last week, and they’ve now increased the discount from 5% off to 10% off. I’m still seeing the same $100 denomination limit. You can get up to $60 off in single checkout which would be six $100 virtual Visa gift cards. (I’m not sure what the $1,500 limit in the fine print refers to.)
At 5% this wasn’t too interesting since it didn’t fully offset the $5.95 fee. Now that it’s 10% it can make more sense for someone with a liquidation method. You’ll earn $4.05 per Visa card purchased, or $24.30 for six.
Stack with a shopping portal for up to 2.1% back. Always check Capital One Shopping separately in the app and online since different people see differing numbers with them. I’m seeing the SUMMER promo code mentioned on shopping portals. It’s only showing 5% at time of this writing, and it will presumably update to 10% soon. And check your Citi Merchant Offers for an additional 1.5% back offer.
Hat tip to reader Bryan
View Comments (220)
I just tried to use 1 of these to pay part of my Fios bill and it was declined. I called to complain and was directed to the terms that show that it's not allowed to be "used for purchases where recurring payments may occur, such as subscriptions, memberships, rentals, etc."
I countered that this was a "one time" payment and not "recurring" but they claimed that "recurring" and "bill" means the same thing.
Anyway, have any of you tried to use these to make an insurance payment? My insurance is not currently due so I am unable to test it myself.
What are you all using these gc for?
I've used them for health (Kaiser Permanente) and auto (GEICO) insurance.
Hit or miss, some insurance companies won't accept it at all.
That's good to know that it works for Geico as I figured that it would. BTW, I tried the same eGC this morning to pay part of my Fios bill and the payment went through fine. It's always worth it to try things multiple times.
Several of my cards from a couple years ago got hit with a couple $4.95 dormancy fees. Keep track of old cards. Make sure you use all the balance.
It looks like the SUMMER, SUMMER23, and YAYSUMMER promo codes expired on June 30.
all three codes ended.
Do these gift cards work to reload Amazon balance?
Has anyone tried using PayPal to check out at giftcards.com, with a BofA Cash Rewards card? I'm wondering if it counts as Online Shopping when going through PayPal (even if it doesn't when not going through PayPal; though, has anyone tried that recently? possibly it codes differently now).
Gotta say I REALLY like the ability to pay using PayPal; it’s niCely expanded the options.
In my experience PayPal doesn't change the merchant code, so it would still be POI Funding Transactions (as are all Blackhawk Network gift cards now, I believe) which are excluded from BofA's Online Shopping category. But I'd love to be proven wrong.
Paypal absolutely does.
Long but not too long ago when there was paypal key, I purchased giftcard (not giftcards.com but a retailer gift card) which I have purchased previously too. Using paypal key, the gift card purchase was categorized as cash advance which never did before using same Chase credit card. Got charged cash advace fee too, which got waived at end.
The example I was thinking of where it codes differently through PayPal is mygiftcardsplus.
I was not aware of that. I've used PayPal a lot and have never seen it change the MCC.
is anyone able to actually use these to purchase gift cards elsewhere? i've tried every avenue possible (including raise which worked in the past) and it's declining left and right. did giftcards.com change what they allow to be purchased with these cards?! (i have $2k worth of these cards that i'm trying to convert to pretty much anything else at this point...advice would be appreciated)
Amazon worked for me on 1 of 6 cards. Not sure what the deal is.
I can hardly ever get them to even work on legitimate purchases, let alone gift card purchases. Maybe 50% of the time. I've given up on gift cards.com
yea i just tried adding money on my ezpass and even that got declined :(
where can i even use these giftcards?
if there is anyone spying for giftcards.com in this forum,express my greatest condolences to company for killing 10% on 250$.
please corporate profit
$100 too much work to turn it into something physical like Walmart/Costco GC. I guess you can use them online to pay bills, but there is only so much bill I have to pay.
I haven't done this since MSing status on AA this summer. Obviously AA portal is out. Does Rakuten actually pay out 2% for this as the portal shows ? Any gotchas?
I haven't had problems with TopCashback tracking.
It tracked on two purchases I made on June 9 and June 10 earlier this month.
The 'gotcha' is that it's technically only 1.876% back since you don't get 2% for the activation fee.
0.02 x ($100 - $10) / ($100 - $10 + $5.95) = 0.01876
And as always been the case, you cannot cash out right away; Rakuten pays out once every quarter so the next payout is in August. Still better than other cash back portals that have trouble tracking and/or lower payouts imo.
$250 was annoying. Now $100 is more annoying. I love free $ but I not sure I will do it. Probably but will sleep on it.