[Rumor] Details Of New Walmart Credit Cards

Recently a reddit user shared a rumor regarding details of the new Walmart credit cards that will be issued by Synchrony.

  • Card names:
    • Spark Rewards Credit Card
    • Spark Rewards World Mastercard
    • Spark Rewards+ Credit Card
    • Spark Rewards+ World Elite Mastercard
  • Cards will earn Spark Rewards and are equivalent of Walmart cash or Sam’s Club cash
  • Earning rates:
    • Rewards card:
      • 3x on Walmart and Sam’s Club Private Label Brands When Using One Pay, Walmart Pay, Scan and Go, or Shopping on Walmart or Sam’s Club app
      • 1.5x on all other Walmart and Sam’s Club Purchases (includes Gas) -Access to Sam’s Club Gas Station
      • 1.5x on Dining
      • 1x on all other purchases
    • Rewards+ card:
      • 5x on Walmart and Sam’s Club Private Label Brands When Using One Pay, Walmart Pay, Scan and Go, or Shopping on Walmart or Sam’s Club app
      • 3x on all other Walmart and Sam’s Club Purchases (includes Gas)
      • Access to Sam’s Club Gas Station
      • 5x on BK purchases (LTO)
      • 3x on Dining
  • Annual fees:
    • Rewards card: $0
    • Rewards+ card: $149

Walmart has to be the messiest cobrand partner ever. First they sued Synchrony for breach of contract, then left that partnership. Then they partnered with Capital One, only to sue Capital One for breach of contract and then ended that deal. Then signed this new deal with Synchrony (remember they sued them before) and are now using ‘Spark’ branding despite Capital One (the last card issuer for Walmart) already using Spark branding for business cards. I suspect we won’t see that Spark branding when the cards actually go live and that’s only an internal name but maybe this is a slight against Capital One.
    William Charles
  • On June 20, 2025, 09:00
Tags: rumorwalmart

View Comments (45)

  • A bit unrelated but I'm planning on buying an apple watch from Walmart the next coming days. Any tips on maximizing my return on this purchase? I'm planning on using $15 off using OnePay, but all the cash back shopping portals exclude apple products from Walmart deals.

  • am i the only one reading the comments thinking that the people who think that sams+ and walmart+ is worth it for the $150 AF alone are delusional?

    Half of us here have walmart+ as a CC benefit. $0 value gained from that AF for wm+.
    There's perma offers at sams club for memberships at discount. Swags 50%. Capitaloneshopping will probably offer you a boat to sign up for a membership, and then not track the purchase.

    I'm not seeing the value.

  • I like this one - much better than stuff that was revealed this week. Especially if we get sams plus membership and walmart+ membership too for the rewards+ card as indicated in the reddit post. Can anyone help me figure out what "5x on BK purchases (LTO)" means?

  • Any rumors on if they are bring back the 2-liter pop for Sign up bonus? I know it was usually two 2-liters but I’ve been holding out for four 2-liters or maybe a king size candy bar with it.

  • Hard pass. Let me know when the 5% rewards comes back for simply buying online groceries. In the interim, shopping elsewhere.

  • Does your Walmart+ and Sam’s Club membership get waved if you have this card? Seems like a no brainer considering the annual fee for this card is about $50 less than a membership for each.

    • The rumor posted on Reddit says they are - I think William didn't notice and left it out of this article.

      I agree.

  • Don't know what happened to my last post but the rumor says the Rewards+ card includes both Walmart plus and Sam's club plus memberships (not included in this article) which would make it worth it for me.

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