A Spreadsheet of Current & Recent Credit Card Signup Bonuses for Major Issuers

Update, March 13, 2017: I have created several filter views that you can use with the view-only link to the spreadsheet: “Personal Only”, “Business Only”, “No AF”, “No AF or AF Waived”, “Minimum Spend < $500”, “Minimum Spend < $1,000”, “Minimum Spend < $2,000”, “Minimum Spend < $4,000”, and “Minimum Spend > $3,000”. They can be accessed by clicking the “Filter views…” button to the left of “View Only”, or by going to Data > Filter views… > {select filter}. You can also create your own temporary filters using those menus.

Direct link to spreadsheet.

Piggybacking on Will’s post about the actual best offer on the American Express Platinum, I’d like to present an item I’ve been working on for a little while: a spreadsheet with current & recent credit card signup bonuses. It’s based off the “Current credit card offers” spreadsheet linked in the r/churning sidebar, which is a fantastic resource, but something that I felt needed a serious reworking.

The purpose of this spreadsheet is purely to record signup bonus information (defined loosely to include almost any item with a time limit stemming from card approval, but not recurring). As such, the intention is for it to be but one component of deciding what card to apply for—with particular focus on whether or not you are applying for the best offer once you’ve decided on a card.

Direct link to spreadsheet.

The spreadsheet is mostly self-explanatory. “Current Public Offer” is the current offer you would see if you went to an issuer’s website. Whether it is the “Best Publicly Available” is indicated by a conditionally formatted Y/N cell, which – if no – will contain a note pointing out what the best publicly available offer is and how to get to it. “Best Offer #1” & “Best Offer #2” are the recent best signup bonuses on the cards (last ~2 years); within these two headers is a “Code” indicating the channel by which the signup bonus was offered (explained in full using a note). Notes are used in many places to indicate useful information (for example, the fact that the $50 bonus on the Gold Delta is a statement credit after a Delta purchase in the first 3 months).

a sneak peek of the first few rows & columns

Suggestions, corrections, and anything else can be dropped in the comments below!

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