[YMMV, Referral Offer] American Express Gold 90,000 Points

Update 11/27/22: Offer is again/still showing for some via referral link

Update 8/1/22: Some people are now seeing the 90,000 offer via referral links. YMMV as most others see 60,000 there. Trying multiple times or a varying browsers/IP/VPN can sometimes can produce the offer. Do not post or solicit referrals in the comments. Some are finding this without needing a referral link as well.

The Offer

Direct Link to offer

  • American Express is offering a sign up bonus of 90,000 points after $4,000 on the Gold card

Card Details

Our Verdict

Previous best offer was 75k points + 20% on restaurants up to $250. This is offer is better depending on how highly you value Membership Rewards points. We would add this to our list of the best credit card bonuses.

View Comments (88)

  • Date 03/04/2023 I finally was able to see the referral link for 90k points and had my wife open a gold card.
    Problem is my annual fee posted on 02/12 , and have just a few days left , is it possible to receive the bonus before i close my card?

  • Hey everyone. Have a situation. I already know I effed up. But I am just now learning I did not receive the 90k MR points after spending $4k in 6 months. I made more than that but apparently some purchases, like for gc, were invalidated. Yeah, I did not read the terms lol I know this game is cuthroat so I will let it go. Any chance anyone been on the same boat and got lucky getting the points after all?

    • I opened a business account and misread the terms of 5k within 20 days for 60k points , and did it in 22 days, they would not bother even if i close the account so i did yesterday. but no exceptions.

  • I received a referral from a friend for the AMEX Gold 90,000 recently. I received an email saying that the application went depending, and there was no pop-up when I applied. A little while later, I received an email saying that it was approved. I previously had the premier rewards gold card right before it switched over to the new gold card. That was about 4 or 5 years ago. Last year, I received an offer to upgrade that gold card to a vanilla platinum (which I also had previously but was eligible for the upgrade bonus), and I just recently closed it when the annual fee came around. I called in to ask if I was eligible and they weren’t able to determine it. What is the general consensus here about this situation? Based on the fact that there was no pop-up when I applied and it went to pending, is it safe? Thanks.

  • Would it be OK to post the person's referral link of 90,000 offer for the community to use if someone wants to apply for a AMEX Gold card? Kind of win-win

  • Damn, used my friend's referral and got the 90k but says I'm not eligible right before I hit apply.

  • Just checked and I have it via referral but it's an interesting decision whether to do this or have P2 do 75k + $250. Basically do you value MR more or go for the cash if can you hit the restaurant spend for the extra 250

  • Have an add an authorized user and get 10K MR points on my gold. If I add P2 as as AU now, will they still receive SUB when they apply for their own card in few months?

  • DP: i think its worth mentioning the welcome offer shows on my referral link page for 90k amex gold, but when I actually apply, it says I am not eligible for the welcome offer so it's pretty misleading