[Expired] Capital One $150 Checking Bonus With Promo Code BONUS150

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: Nationwide
  • Direct deposit required: Yes, two direct deposits of $250+
  • Additional requirements: See below
  • Hard/soft pull: Soft (overdraft protection no longer being offered)
  • ChexSystems: Mixed. EWS sensitive according to the comments
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration date: 8/17/2021

The Offer

Direct link to offer

  • Capital One is offering a bonus of $150 when you open a new checking account with promo code BONUS150 and complete the following requirements:
    • Set up and receive at least 2 direct deposits each of $250 or more within 75 days of account opening

The Fine Print

  • Open a 360 Checking account between 12:00 a.m. ET on June 16, 2021, and 11:59 p.m. ET on August 17, 2021. When you open your account, ensure you enter in promotional code BONUS150 in the Promo Code box at the bottom of the page.
  • Set up and receive at least 2 direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.
  • This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

There is no early account termination fee

Our Verdict

Awful deal considering they sometimes offer $400 with similar requirements. Do not do this deal, wait for the better offer to return. We obviously won’t add this to the best checking promotion page.

Hat tip to reader William Q

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    William Charles
  • On June 19, 2021, 15:00
Tags: direct deposit requirednationwide bank bonusesno credit card fundingsoft pull

View Comments (20)

  • If I have a 360 Money Market account does that mean I am ineligible for this bonus? I was constantly getting ads for it when I logged into Capital One where I have the 360 Money Market and a credit card so I assumed I was eligible. I don’t have any real DD so I’m trying Ally. Any insight?

  • The Capital One 360 Checking account account bonus is only valid for new 360 Checking account customers. If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

  • Be sure to take a screenshot, lots of people had to call in to get the previous round of Capital One bonuses

  • crap deal compared to the 400 bonus one i got earlier this year - - - also not great for people who are self employed and don't have any sort of direct deposit - i had PUA deposits going to it that allowed me to qualify but that's done now

  • I called several times because they never gave me the $400 bonus although I totally qualified. Finally I told them in a nice way that they leave me no choice but to file a complaint. Didn't care. Filed complaint got bonus.

    Cap1 is dead to me.

  • " If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus "

    Wouldn't most people not qualify if they already opened up the recent $250/400 promo that they launched last year?

    Cap1-360 is a great ACH-Hub tho. There's many DP's on it working on a lot of institutions. I've just kept mine open for that reason

  • Last Cap1 bonuses were gradually increased from 100$ too 200$ to 400$. So don't do this deal. I waited and did the $400 deal.

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