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Bobo
Bobo (@guest_1814373)
March 15, 2024 15:19

First timer here. I have a decent amount of money saved into a Fifth Third Savings account that I can easily move around. Zelle is an option through the banking app as well. Is there a list of bonuses that Fifth Third will qualify for as a verified DD? I would prefer to take this route and not have to update my employee DD more than I have to.

Gadget - Bank Bonus Geek 🔗
March 17, 2024 01:36

You might want to check out this page: https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/

Fifth Third is probably only going to work at a select few bonuses… Citi, PNC, Wells Fargo, etc.

You will need to step up your game to achieve more success.

An
An (@guest_1802983)
February 25, 2024 19:17

Is there a guide on best practices for linking external accounts, moving funds, etc.? Trial deposits vs login verification, how long to wait between adding accounts, etc. I’m reading DP’s about accounts getting locked up etc. in relation to this.

fdic
fdic (@guest_1790052)
January 31, 2024 20:41

Did something happened to the daily email? Havent received any in the last few days..

Gadget - Bank Bonus Geek 🔗
January 31, 2024 20:46

Per Will, it was because of the DDoS attack on their website… but should be working tomorrow. Source: https://www.doctorofcredit.com/contact-us/#comment-1790035

Do hackers not work in February?  William Charles

ljviss
ljviss (@guest_1790050)
January 31, 2024 20:39

how can I subscribe to the latest blogposts from the last 24 hours that were posted to Doctor of Credit so I will get the daily email?

Gadget - Bank Bonus Geek 🔗
January 31, 2024 20:44

Lower right hand corner of the front page of the DoC website…

Look for: Get A Once A Day E-mail With All Our Posts

Enter your Email address…

fdic
fdic (@guest_1790059)
January 31, 2024 20:47

Thanks. May I ask have you been getting the daily email for the last few days?
The last “Doctor of Credit Daily Update” I got was on 1/25
Gadget - Bank Bonus Geek 🔗

Gadget - Bank Bonus Geek 🔗
January 31, 2024 20:51

No… sounds like the hiatus was due to security measures taken. Should be back tomorrow… fdic

fdic
fdic (@guest_1790081)
January 31, 2024 21:13

thank you!

Char
Char (@guest_1710702)
October 7, 2023 10:19

Capital One Bonus received today!
9/26 – $252 transferred from PayPal (Capital One shows as “transfer”)
9/28 – $255 transferred from PayPal
10/6 – $350 BONUS is in my account!

Thank you, Doctor of Credit! I’m so grateful for this website and for all you do. 🙂

Jack Maldonado
Jack Maldonado (@guest_1709284)
October 5, 2023 06:39

After completing a direct deposit, do you need to leave the funds in the account for any amount of time? Is there a downside to pulling the money right back out?

L
L (@guest_1709300)
October 5, 2023 07:47

Each bank’s terms are different and you must read them and follow them. If the bank says you have to keep a certain balance for a checking account bonus (such as Citi), then keep the money in. If not, then spend it (withdraw by debit card, ATM, check, ACH, Zelle, etc.). Checking accounts are spending accounts not savings accounts!

Jay
Jay (@guest_1435372)
August 31, 2022 09:42

After completing a direct deposit, do you need to leave the funds in the account for any amount of time? Is there a downside to pulling the money right back out?

Lesley
Lesley (@guest_1353285)
March 25, 2022 12:36

The 500$ US bank bonus from Jan 2022 did not accept Schwab transfers as DD. Just want you to know.

Ken
Ken (@guest_1248807)
September 4, 2021 23:43

How strict are banks with redeeming the promotional code in a mailer when it’s in someone else’s name but my current address? I’m a renter in a townhome and received a checking bonus mailer that was sent to my residence but is addressed to a tenant from years ago. The fine print says “This offer is available only to the recipient of this mailer and only one offer is available per address.” Could I use this myself or would this be a waste of time?

Dee
Dee (@guest_1218102)
July 6, 2021 05:07

I used Key Bank 3 times for their bank bonus. This time my account was flagged for a fraud alert. Online banking wouldn’t let me sign on even though they have my $10 opening deposit and they’re asking me to come in to show ID. It may also be because I opened 2 other bank accts. for bonuses in the past year & its showing on Chex systems. I may be walking into a confrontation but I can’t let that $ sit there forever. Technically, I adhered to their promo terms every time and they did have use of my $ so I did nothing illegal. Worst case I’m thinking they’ll brow beat me on how I used ​their bonus system to make $ and that was not what it was for and tell me to never open an account with them again. When their terms say You can’t open new account with bonus if you had an account in the past year, they’re really not probiting the re-opening of accounts. I’m curious how many other bonus shoppers exerienced this.

vc
vc (@guest_1790097)
January 31, 2024 21:28

“It may also be because I opened 2 other bank accts. for bonuses in the past year” so innocent 👼

I misread his post and I know that this is old, but was this a loophole that has now been closed?

Gadget - Bank Bonus Geek 🔗
January 31, 2024 21:55
  vc

I like this line: “It may also be because I opened 2 other bank accts. for bonuses in the past year & its showing on Chex systems.” That’s nothing. Says to me they are very much a beginner.

It’s fairly well known KeyBank is fairly Chex-inquiry sensitive, though. 3 times they collected the bonus, but how much time in between? I’ve done Citi over an over and they don’t care.

Seems they are implying that you can just keep the account open or “reopen” and collect bonuses, I highly doubt that works, and it’s been a really well kept secret. I can’t think of ANY bank that allows someone to reopen a closed account. (I’m not in KeyBank footprint, and the one time I tried to apply in branch, was denied for Chex) vc

Edit: To clarify, I have heard of reopening a CC, but not a deposit account.