fThat depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 A+ Federal Credit Union (A+FCU)
- 14 AAA
- 15 AAC Credit Union
- 16 Abington Bank
- 17 Achieva
- 18 ACNB
- 19 Acorns Bank
- 20 Addition Financial
- 21 Adirondack Bank
- 22 Advance Financial Federal Credit Union (AFFCU)
- 23 Advantage Bank
- 24 Advantage Credit Union
- 25 Advantis Credit Union
- 26 Adventure Credit Union
- 27 Advia Credit Union
- 28 Aero Federal Credit Union
- 29 AFFCU
- 30 Affiliated Bank
- 31 Affinity Federal Credit Union
- 32 Air Academy Federal Credit Union
- 33 Albert Neobank
- 34 Alcoa Tenn Federal Credit Union
- 35 Alden Credit Union
- 36 All America Bank
- 37 Allegiance Credit Union
- 38 Allegius Credit Union
- 39 Alliant
- 40 Allied First Bank
- 41 AllTru Credit Union
- 42 Ally
- 43 Aloha Pacific Federal Credit Union
- 44 Altra Federal Credit Union
- 45 Amalgamated Bank
- 46 Amboy Direct
- 47 Amerant Bank
- 48 American Bank
- 49 American Bank Center
- 50 American Bank & Trust
- 51 American Bank & Trust SD & MN
- 52 American Commerce Bank
- 53 American Eagle Financial Credit Union
- 54 American Enterprise Bank
- 55 American Express
- 56 American Express Bluebird
- 57 American Express Serve
- 58 America First Credit Union
- 59 American Hertiage FCU
- 60 American Investors Bank & Mortgage (AIBM)
- 61 American Pride Bank
- 62 American Savings Bank (ASB) Hawaii
- 63 American Trust & Savings Bank
- 64 American United Federal Credit Union
- 65 America’s Christian Credit Union
- 66 America’s Credit Union
- 67 AmeriCU Credit Union
- 68 Ameriprise Financial
- 69 Ameris Bank
- 70 ANB Bank
- 71 Anchor Bank
- 72 Andrews Federal Credit Union
- 73 Andigo Credit Union
- 74 ANECA Credit Union
- 75 Anoka Hennepin Credit Union
- 76 APGFCU
- 77 Apple Bank
- 78 Apple Federal Credit Union
- 79 Arbor Financial Credit Union
- 80 Ardent Credit Union
- 81 Arizona Central Credit Union
- 82 Arizona Federal Credit Union
- 83 Arizona Financial Credit Union
- 84 Arizona State Credit Union (now OneAZ Credit Union)
- 85 Arkansas Federal Credit Union
- 86 Armed Forces Bank
- 87 Arrha Credit Union
- 88 Arsenal Credit Union
- 89 Arundel Federal Savings Bank
- 90 Arvest Bank
- 91 Ascend Federal Credit Union
- 92 Ascent Credit Union
- 93 Ashland Credit Union
- 94 Aspiration
- 95 Aspire Credit Union
- 96 Astoria Bank
- 97 Associated Bank
- 98 Associated Credit Union of Texas (ACUTX)
- 99 Associated Credit Union
- 100 Austin Bank
- 101 Avidia Bank
- 102 Axos Bank
- 103 Ballston Spa National Bank (BSNB)
- 104 BancorpSouth
- 105 Bank7
- 106 Bank & Trust
- 107 Bankers Trust
- 108 bankESB (East Hampton Savings Bank)
- 109 Bank of America
- 110 Bank Direct
- 111 Bank of Blue Valley
- 112 Bank of Elk River
- 113 Bank Five Nine
- 114 BankFinancial
- 115 BankHometown
- 116 Bank of Hawaii
- 117 Bank of Hope
- 118 BankNewport
- 119 Bank Novo
- 120 Bank Independent
- 121 Bank of Canton
- 122 Bank of Greene County
- 123 Bank Of Lee’s Summit
- 124 Bank of Maine
- 125 Bank Midwest
- 126 Bank of Montgomery (BOM)
- 127 BankMutual
- 128 Bank of Elk River
- 129 Bank of Ruston
- 130 Bank Of Sun Prairie
- 131 Bank of Tennessee
- 132 Bank of The Blue Grass
- 133 Bank of the West
- 134 BankORION
- 135 Bank OZK
- 136 BankPlus
- 137 BankPurely
- 138 BankWell
- 139 Banner Bank
- 140 Banterra
- 141 Barclays
- 142 Bar Harbor Bank & Trust
- 143 Baselane
- 144 Baton Rouge Telco Federal Credit Union
- 145 BayCoast Bank
- 146 BB&T
- 147 BBVA
- 148 Beacon Credit Union
- 149 Beartooth Bank
- 150 BECU
- 151 Belco Community Bank
- 152 Bell Bank
- 153 Bellco Credit Union
- 154 Belmont Savings Bank
- 155 Benchmark Federal Credit Union
- 156 Beneficial Bank
- 157 Berkshire Bank
- 158 Beverly Hill Bank
- 159 BethPage Credit Union
- 160 Better Banks
- 161 BHCU
- 162 BiddefordSavings
- 163 Blackhawk Bank & Trust
- 164 Blaze Credit Union
- 165 Blue Hills Bank
- 166 Blue Federal Credit Union
- 167 Blue Foundry Bank
- 168 BlueVine
- 169 BluPeak Credit Union
- 170 BMI Federal Credit Union
- 171 BMO Harris
- 172 BMT (Bryn Mawr Trust)
- 173 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 174 Bravera Bank
- 175 Brentwood Bank
- 176 Bridge Credit Union
- 177 Bridgeview Bank Group
- 178 Brightpeak Financial
- 179 BrightStar Credit Union
- 180 Brio Direct Bank
- 181 Broadway Bank
- 182 Broadview Federal Credit Union
- 183 Bryon Bank
- 184 Byline Bank
- 185 Buckeye State Bank
- 186 Bull’s Eye Credit Union
- 187 Busey Bank
- 188 California Bank & Trust
- 189 California Coast Credit Union
- 190 California Credit Union
- 191 Callaway Bank
- 192 Cambridge Savings Bank
- 193 Camden National Bank
- 194 Capital Bank
- 195 Capital City Bank
- 196 Carver Federal Savings Bank
- 197 Cambridge Trust Company
- 198 Campus USA Credit Union
- 199 Cape Cod 5
- 200 Cap Ed Credit Union
- 201 Capital Credit Union
- 202 Capital One
- 203 Capital One 360
- 204 Capitol Bank
- 205 CBT Bank
- 206 CCFBank
- 207 Cedar Rapids Bank & Trust
- 208 CEFCU
- 209 CenterBank
- 210 Center Parc
- 211 Centier
- 212 Centra Credit Union
- 213 Central Florida Educators Credit Union
- 214 Central Illinois Bank
- 215 Central Pacific Bank
- 216 Central Willamette Credit Union
- 217 Century Bank
- 218 Central Bank
- 219 Central Minnesota Credit Union
- 220 CFG Bank
- 221 Charter Oak
- 222 Charles Schwab
- 223 Chartway Credit Union
- 224 Charter One
- 225 Chase
- 226 Cheese
- 227 Chesapeake Bank
- 228 Chief Financial Credit Union
- 229 Christian Community Credit Union
- 230 CIBC US
- 231 Cincinnatus Savings & Loan
- 232 Cincinnati Federal
- 233 CinFed Credit Union
- 234 Citadel Credit Union
- 235 CIT Bank
- 236 Citibank
- 237 The Citizens Bank
- 238 Citizens Bank
- 239 Citizens First Bank
- 240 City Mark Federal Credit Union
- 241 City National Bank (Bankatcity)
- 242 Civista Bank
- 243 Clearview Federal Credit Union
- 244 Clifton Savings Bank (CSBK)
- 245 Clinton Savings Bank
- 246 CME Federal Credit Union
- 247 C&N Bank
- 248 CNB Bank & Trust
- 249 Coastal Credit Union
- 250 Cobalt Credit Union
- 251 CODE Credit Union
- 252 Collins Community Credit Union
- 253 Columbia Bank (WA, OR, ID)
- 254 Columbia Bank (NJ)
- 255 Columbia Credit Union
- 256 Comerica
- 257 Commonwealth Central Credit Union
- 258 Community Resource Credit Union
- 259 Compass Credit Union
- 260 Commerce Bank (MA)
- 261 Commerce Bank (MO, KS, IL, OK & CO)
- 262 Communication Federal Credit Union
- 263 CommonWealth Credit Union
- 264 Community Alliance Credit Union
- 265 CommunityAmerica Credit Union
- 266 Community Bank & Trust
- 267 Community Choice Credit Union
- 268 Community Choice Credit Union [IA]
- 269 Community Credit Union Florida
- 270 Community Financial Credit Union
- 271 Community Financial Services Bank
- 272 Community First Credit Union – CA
- 273 Community First Credit Union of Florida
- 274 Community State Bank
- 275 Community West Credit Union
- 276 Compass Federal Credit Union
- 277 ConnectOne Bank
- 278 Connex Credit Union
- 279 ConnexUs Credit Union
- 280 Consumers Credit Union
- 281 Consumers Credit Union (MI)
- 282 Consolidated Community Credit Union
- 283 Control Card
- 284 Copper Banking
- 285 Cooperative Bank of Cape Cod
- 286 Coors Credit Union
- 287 Cornerstone Bank
- 288 Cornerstone Financial Credit Union
- 289 Country Bank
- 290 Country Bank For Savings
- 291 Crane Credit Union
- 292 Credit Human
- 293 Credit Union 1
- 294 Credit Union of America
- 295 Credit Union of New Jersey
- 296 Credit Union of Ohio
- 297 Credit Union One
- 298 Credit Union of the Rockies
- 299 Credit Union of Southern California
- 300 Credit Union of Texas
- 301 Credit Union West
- 302 CrossPoint Federal Credit Union
- 303 Crystal Lake Bank
- 304 CSE Federal Credit Union
- 305 Current
- 306 Cyprus Credit Union
- 307 Darien Rowayton Bank
- 308 DCU (Digital Federal Credit Union)
- 309 Dearborn Savings Bank (DSB)
- 310 Dedham Savings Bank
- 311 Delta Community Credit Union
- 312 Denizen
- 313 Denmark State Bank
- 314 Denver Community Credit Union
- 315 Desert Community Bank
- 316 Desert Financial Credit Union
- 317 Desert Schools Federal Credit Union
- 318 Destinations Credit Union
- 319 Devon Bank
- 320 Diamond Valley Federal Credit Union
- 321 Discover
- 322 Dollar Bank
- 323 Dollar Savings Bank
- 324 Dort Federal Credit Union
- 325 DuGood Federal Credit Union
- 326 DuPage Credit Union
- 327 Dundee Bank
- 328 Dupaco Credit Union
- 329 Eagle Federal Credit Union
- 330 Earn Bank
- 331 East Boston Savings Bank
- 332 East Cambridge Savings Bank
- 333 Eastern Bank
- 334 Eastern Savings Bank
- 335 East Idaho Credit Union
- 336 Eastman Credit Union
- 337 East Wisconsin Savings Bank
- 338 EBSB Direct
- 339 ECCU
- 340 Educational Systems Federal Credit Union
- 341 Educators Credit Union (ECU)
- 342 Edwards Federal Credit Union
- 343 EECU
- 344 Elements Financial Credit Union
- 345 Elevations Credit Union/Buff One
- 346 Elite Community Credit Union
- 347 Elko Federal Credit Union
- 348 Empire State Bank
- 349 Emprise Bank
- 350 Energy Federal Credit Union
- 351 ENT Credit Union
- 352 Enzo
- 353 Equity Bank
- 354 ESL Federal Credit Union
- 355 ESSA Bank & Trust
- 356 Essex Bank
- 357 Eureka Savings Bank
- 358 Evanston Community Bank
- 359 Evansville Teachers Federal Credit Union
- 360 EverBank
- 361 Exchange Bank
- 362 Excite Credit Union
- 363 Expedition Credit Union
- 364 Extraco Banks
- 365 Fairwinds Credit Union
- 366 Family Trust Federal Credit Union
- 367 Farm Bureau Bank
- 368 Farmers Insurance Federal Credit Union
- 369 Farmers & Merchants Bank
- 370 Farmers & Merchants State Bank
- 371 Farmington Bank
- 372 FAST Credit Union
- 373 FCB Banks
- 374 FCNB Bank
- 375 FCB South County Bank
- 376 FEDCOM
- 377 FedFinancial Federal Credit Union
- 378 Fidelity (Brokerage)
- 379 Fidelity Bank (PA)
- 380 Fidelity Bank (Online, MA)
- 381 Fidelity Bank (Bank With Fidelity)
- 382 Fierce Finance
- 383 Fifth Third Bank
- 384 Figure Pay
- 385 Financial Builders
- 386 Financial Partners Credit Union
- 387 Financial Plus Credit Union
- 388 Financial Resources Credit Union
- 389 Finex Credit Union
- 390 Firefly Credit Union
- 391 First Advantage Bank
- 392 First American Bank
- 393 FirstBank
- 394 FirstBank [TN, GA, AL]
- 395 First Bank (VA, MD)
- 396 First Bank (CA, IL & MO)
- 397 First Bank and Trust
- 398 First Bank of Manhattan
- 399 First Bank & Trust Company Illinois
- 400 First Bank Financial Centre (FBFC):
- 401 First Basin Credit Union Checking
- 402 First Citizen’s Bank
- 403 First Citrus Bank
- 404 First Commerce Credit Union
- 405 First Commonwealth Bank
- 406 First Community Bank (AR/MO)
- 407 First Community Credit Union
- 408 First Entertainment Credit Union
- 409 First Federal Bank (FL)
- 410 First Federal Bank of Kansas City
- 411 First Federal Bank of Wisconsin
- 412 First Federal Credit Union
- 413 First Fidelity Bank
- 414 First Financial Federal Credit Union
- 415 First Financial Credit Union
- 416 First Financial Federal Credit Union (MD only)
- 417 First Federal Bank
- 418 First Financial Bank (AR/MS)
- 419 First Financial Bank (TX)
- 420 First Financial Bank (IL, IN, KY, OH)
- 421 First Financial Northwest Bank
- 422 First Flight Credit Union
- 423 First Florida Credit Union
- 424 First General Credit Union
- 425 First Green Bank
- 426 First Hawaiian Bank
- 427 First Home Bank
- 428 First Horizon Bank
- 429 First Internet Bank
- 430 First Jersey Credit Union
- 431 FirstLight Federal Credit Union
- 432 First-Lockhart National Bank
- 433 First Mark Credit Union
- 434 First Merchants Bank
- 435 First Merit Bank
- 436 First Midwest Bank
- 437 First National 1870
- 438 First National Bank (FNB)
- 439 First National Bank (IA)
- 440 First National Bank [UT]
- 441 First National Bank [NE]
- 442 First National Bank of Long Island
- 443 First National Bank and Trust Company
- 444 First National Bank of Waterloo
- 445 First National Bank in Staunton
- 446 First Nebraska Educators Credit Union
- 447 First Niagara
- 448 First Northern Credit Union
- 449 First Republic Bank
- 450 Firstrust Bank
- 451 First Savings Bank of Hegewisch
- 452 First Service Bank
- 453 First Service Credit Union
- 454 First Southern Bank
- 455 First South Financial
- 456 First State Bank Of Illinois
- 457 First State Community Bank
- 458 First Tech Federal Credit Union
- 459 First Tennessee
- 460 First Trade Union Bank
- 461 First United Bank
- 462 First United Credit Union
- 463 First US Community Credit Union
- 464 Fitness Bank
- 465 Fitzsimmons Credit Union
- 466 Five Star Bank
- 467 Flagship Bank
- 468 Flagstar Bank
- 469 Florence Bank
- 470 Florida Community Bank
- 471 Florida Credit Union
- 472 Florida West Coast Credit Union
- 473 Flushing Bank
- 474 F&M Bank
- 475 F&M Bank (VA Only)
- 476 F&M Bank (IN, OH)
- 477 Focus Bank
- 478 Focus Federal Credit Union
- 479 Forcht Bank
- 480 Fort Bragg Federal Credit Union
- 481 Fort Financial Credit Union
- 482 Fort Worth Community Credit Union
- 483 Four Points Federal Credit Union
- 484 FNBO
- 485 FNCB
- 486 Freedom Credit Union
- 487 Freedom Federal Credit Union
- 488 Freedom First Credit Union
- 489 Fremont Bank
- 490 Frontier Bank
- 491 Frontwave Credit Union
- 492 FSB Bank
- 493 Fulton Bank
- 494 Gain Federal Credit Union
- 495 Garden Savings Federal Credit Union
- 496 Gate City Bank
- 497 Gateway First Bank
- 498 Gateway Metro Federal Credit Union
- 499 Genisys Credit Union
- 500 Georgia Banking Company (GBC)
- 501 Georgia’s Own Credit Union
- 502 Gesa Credit Union
- 503 Gibsland Bank
- 504 Giftsforbanking
- 505 Global Credit Union
- 506 GNO Federal Credit Union
- 507 GO Federal Credit Union
- 508 GOLD Credit Union
- 509 Go2Bank
- 510 Greater Iowa Credit Union
- 511 Greater Nevada Credit Union
- 512 Great Lakes Credit Union
- 513 Great River Federal Credit Union
- 514 Great Southern Bank
- 515 Green state Credit Union
- 516 Grove City Area Federal Credit Union
- 517 Grow Financial
- 518 GTE Financial
- 519 Guardian Credit Union
- 520 Gulf Coast Bank & Trust Company
- 521 Gulf Coast Federal Credit Union
- 522 Hanmi Bank
- 523 Hanscom Federal Credit Union
- 524 HarborOne Bank
- 525 Harborstone Credit Union
- 526 Harford Bank
- 527 HawaiiUSA Federal Credit Union
- 528 Hawthorn Bank
- 529 Heartland Bank
- 530 Heartland Credit Union
- 531 Hercules First Federal Credit Union
- 532 Heritage Bank
- 533 Heritage Bank NW
- 534 Heritage Bank of St. Tammany
- 535 Heritage Credit Union
- 536 HeritageWest Credit Union
- 537 Hibernia Bank
- 538 Highmark Federal Credit Union
- 539 Hills Bank
- 540 Hiway Federal Credit Union
- 541 Holyoke Credit Union
- 542 Home Federal Savings Bank
- 543 Home National Bank
- 544 Home Savings Bank
- 545 Home State Bank
- 546 HomeStreet:
- 547 Hometown Community Banks
- 548 HomeTrust Bank
- 549 Honors Credit Union
- 550 Hopewell Federal Credit Union
- 551 Horizon Bank
- 552 Horizon Credit Union (WA, ID, MT)
- 553 Horizon Federal Credit Union
- 554 Houston Metropolitan Federal Credit Union
- 555 HSBC
- 556 Huntington Bank
- 557 Hudson River Community Credit Union (HRCCU)
- 558 Hudson Valley Federal
- 559 IBM Southeast FECU
- 560 IBERIABANK
- 561 ICBC USA
- 562 IC Federal Credit Union
- 563 Idaho Central Credit Union (ICCU)
- 564 Ideal Credit Union
- 565 Illinois National Bank
- 566 Illinois State Credit Union
- 567 Incredible Bank
- 568 Independent Bank
- 569 Independent Financial
- 570 InFirst FCU
- 571 InRoads Credit Union
- 572 Inspire Federal Credit Union
- 573 Inspirus Credit Union
- 574 Integrity Bank
- 575 Interior Federal Credit Union
- 576 Interra Credit Union
- 577 InTouch Credit Union
- 578 Investor Bank
- 579 Iowa State Bank
- 580 Johnson Bank
- 581 Jovia Financial Credit Union
- 582 JSC Federal Credit Union
- 583 Justice Federal Credit Union
- 584 Kabbage By AmEx
- 585 KaiPerm
- 586 Kalsee Credit Union
- 587 Katahdin Trust Company
- 588 Kearny Bank
- 589 Keesler Federal Credit Union
- 590 Kemba Financial Credit Union
- 591 Kentucky Bank
- 592 KeyPoint Credit Union
- 593 Kinderhook Bank
- 594 Kinecta
- 595 Kitsap Credit Union
- 596 KeyBank
- 597 La Capitol Federal Credit Union
- 598 Lafayette Federal Credit Union
- 599 LA Financial Credit Union
- 600 Lakeland Bank
- 601 Lake Michigan Credit Union (LMCU)
- 602 Lake Ridge Bank
- 603 Lake Shore Savings
- 604 Landmark Credit Union
- 605 Land of Lincoln Credit Union
- 606 Las Colinas Federal Credit Union
- 607 Laurel Road
- 608 LBS Financial Credit Union
- 609 Leader Bank
- 610 Ledyard Bank
- 611 Legacy Bank (KS)
- 612 LegacyTexas
- 613 LendingClub
- 614 Level One Bank
- 615 LGE Community Credit Union
- 616 Liberty Bank
- 617 Liberty Bank (CT, MA, RI)
- 618 Liberty Bank For Savings
- 619 Liberty First Credit Union
- 620 Liberty Savings Bank
- 621 Lili Bank
- 622 Linn Area Credit Union
- 623 Live Oak Bank
- 624 LM Federal Credit Union
- 625 Logix Credit Union
- 626 Lone Star National Bank
- 627 Long Game
- 628 LorMet Community Federal Credit Union
- 629 Los Angeles Federal Credit Union
- 630 Lyons National Bank
- 631 Macatawa Bank
- 632 Magnolia Federal Credit Union
- 633 MainSource Bank
- 634 Mainstreet Credit Union
- 635 Main Street Bank [of Michigan]
- 636 Main Street Bank [of Virginia]
- 637 Mango Money
- 638 Marathon Bank
- 639 Marcus Bank
- 640 Marine Bank
- 641 MarketUSA Federal Credit Union
- 642 Marquette Bank
- 643 Mars Bank
- 644 Mazuma Credit Union
- 645 MAX Credit Union
- 646 MB Financial Bank
- 647 Mcgraw-Hill FCU
- 648 Mcfarland State Bank
- 649 MECU Credit Union
- 650 Melrose Bank
- 651 Members Choice Credit Union
- 652 Members Cooperative Credit Union
- 653 Members Source Credit Union
- 654 Member One Federal Credit Union
- 655 Memory Bank
- 656 Memphis City ECU (MCECU)
- 657 Mercer Savings Bank
- 658 Mercury
- 659 Meridian Bank
- 660 Meridian Trust Federal Credit Union
- 661 Meritrust Credit Union
- 662 Meriwest Credit Union
- 663 Metro Credit Union
- 664 Metro Credit Union (MA)
- 665 Metro Credit Union (NE)
- 666 Michigan Schools and Government Credit Union
- 667 Middlesex Federal
- 668 Middlesex Savings Bank
- 669 MIDFLORIDA CU
- 670 MidFirst Bank
- 671 Mid-Hudson Valley Federal Credit Union
- 672 Midland States Bank
- 673 Mid Minnesota Federal Credit Union
- 674 Mid Penn Bank
- 675 MidUSA Credit Union
- 676 Midwest Bank
- 677 MidWestOne Bank
- 678 Midwest Regional Bank
- 679 Mint Valley Federal Credit Union
- 680 Mission Federal Credit Union
- 681 Missouri Credit Union
- 682 Mobiloil Credit Union
- 683 MoneyLion
- 684 Monifi
- 685 Monona Bank
- 686 Monroe Bank & Trust (MBT)
- 687 Monson Savings
- 688 Montgomery County EFCU
- 689 Mountain America Credit Union
- 690 MountainOne
- 691 mph.bank
- 692 MSUFCU
- 693 My Banking Direct
- 694 My eBanc
- 695 MySavingsDirect
- 696 Muncipal Credit Union
- 697 Mutual Bank
- 698 Mutual Security Credit Union
- 699 MVB Bank
- 700 MyUSA Credit Union
- 701 M&F Bank
- 702 M&T Bank
- 703 M1 Finance
- 704 NASA Federal Credit Union
- 705 NASB
- 706 Nassau Financial Federal Credit Union
- 707 Nationwide Bank
- 708 Navy Federal Credit Union
- 709 NBC Oklahoma
- 710 Nearside
- 711 Neighborhood Credit Union
- 712 Neighbors Credit Union
- 713 Nevada State Bank
- 714 New Buffalo Savings Bank
- 715 Newton Federal Bank
- 716 Newtown Savings Bank (NSB)
- 717 Nexus
- 718 North Brookfield Savings Bank
- 719 North Community Bank
- 720 Northeast Credit Union
- 721 NorthOne Bank
- 722 Northern Paper Milles (NPM)
- 723 Northern Skies FCU
- 724 Northfield Bank
- 725 Northpointe
- 726 North Shore Bank
- 727 North Shore Bank (MA)
- 728 North Shore Bank of Commerce
- 729 North Shore Community Bank
- 730 North Star Credit Union
- 731 North State Bank
- 732 Northwest Bank
- 733 Northwest Bank (PA)
- 734 Northwest Bank of Rockford
- 735 Northwest Federal Credit Union
- 736 Northwest Savings Bank
- 737 Notre Dame Federal Credit Union
- 738 NWSB Bank
- 739 Numerica Credit Union
- 740 Nutmeg Credit Union
- 741 NuVision Federal Credit Union
- 742 NVE Bank
- 743 NYCB Family Of Banks
- 744 NWFCU
- 745 Oakland University Credit Union
- 746 Ocean First Bank
- 747 Old Hickory Credit Union
- 748 Old Missouri Bank
- 749 Old National Bank
- 750 Old Second Bank
- 751 Oklahoma’s Credit Union
- 752 OMNI Community Credit Union
- 753 One American Bank
- 754 One Finance
- 755 One Nevada Credit Union
- 756 OneWest Bank
- 757 OnPoint Community Credit Union
- 758 On Tap Credit Union
- 759 Option 1 Credit Union
- 760 Orange County Credit Union
- 761 Origin Bank
- 762 Orion Federal Credit Union
- 763 Oritani Bank
- 764 Orlando Credit Union
- 765 OUR Credit Union
- 766 Oxygen
- 767 P1FCU
- 768 Pacific Service Credit Union
- 769 Palisades Credit Union
- 770 Paradise Valley Federal Credit Union
- 771 Parke Bank
- 772 Parkside Credit Union
- 773 Partner Colorado Credit Union
- 774 Patelco Credit Union
- 775 Pathfinder Bank
- 776 Pathways Financial Credit Union
- 777 Patriot Bank
- 778 Pelican State Credit Union
- 779 Penn East Federal Credit Union
- 780 People Driven Credit Union
- 781 PenFed
- 782 Peninsula Federal Credit Union
- 783 Penn Community Bank
- 784 Pentucket Bank
- 785 People First Federal Credit Union
- 786 PeoplesBank (Bankatpeoples)
- 787 PeoplesBank
- 788 Peoples Bank (LA)
- 789 Peoples Bank (WA)
- 790 Peoples Bank (ibankpeoples IL, IN)
- 791 Peoples Credit Union
- 792 Peoples United Bank
- 793 Philadelphia Federal Credit Union
- 794 Picatinny Credit Union
- 795 Pikes Peak Credit Union
- 796 Pinnacle Bank
- 797 Pinnacle Financial Partners
- 798 Pioneer Valley Credit Union
- 799 Point Breeze Credit Union
- 800 Polam Federal Credit Union
- 801 Polish National Credit Union
- 802 Polish American Credit Union
- 803 Ponce Bank
- 804 Popular Bank
- 805 Popular Direct
- 806 Porte Bank
- 807 Portland Federal Credit Union (PFCU)
- 808 Power Financial Credit Union
- 809 PNC
- 810 Preferred Credit Union
- 811 Premier America Credit Union
- 812 Premier Bank – OH
- 813 Premier Members Credit Union
- 814 Presidential Bank
- 815 Prestige Community Credit Union
- 816 Primis Bank
- 817 PriorityONE Credit Union of Florida
- 818 PrizePool
- 819 Progressive Bank
- 820 Progessions Credit Union
- 821 Provident Bank
- 822 Provident Credit Union
- 823 Proviso Community Bank
- 824 PSE Credit Union
- 825 PSECU
- 826 Public Employees Credit Union (PECU)
- 827 Public Services Credit Union
- 828 Public Service Credit Union (IN)
- 829 Pulaski Bank
- 830 Purdue Federal Credit Union
- 831 PurePoint Financial
- 832 Putnam Bank
- 833 PyraMax Bank
- 834 Quad City Bank & Trust
- 835 Quontic Bank
- 836 Quorum Federal Credit Union
- 837 Radius Bank
- 838 Randolf Savings Bank
- 839 Reading Cooperative Bank
- 840 Real Peoples Bank
- 841 Red Canoe Credit Union
- 842 Red Rocks Credit Union
- 843 Redstone Federal Credit Union
- 844 Redwood Credit Union
- 845 Regions Bank
- 846 Reliabank
- 847 Reliance Bank
- 848 Reliant Bank
- 849 Reliant Community Credit Union
- 850 Republic Bank
- 851 Republic Bank (IL only)
- 852 Republic Bank (NY)
- 853 Resource One Credit Union
- 854 Revolut
- 855 Ridgewood Savings Bank
- 856 Rivermark Community Credit
- 857 River Valley Credit Union
- 858 Riverview Bank
- 859 RPT Federal Credit Union
- 860 Rockland Trust Bank
- 861 Rollstone Bank & Trust
- 862 Rosedale Federal Savings & Loan Association
- 863 Royal Bank America
- 864 Route 31 Credit Union
- 865 Royal Credit Union
- 866 Sacramento Credit Union
- 867 SAFE Credit Union
- 868 Salal Credit Union
- 869 Salem Five Bank
- 870 Sallie Mae High-Yield Savings Account
- 871 Sandy Spring Bank
- 872 San Mateo Credit Union
- 873 Santander
- 874 Saratoga National Bank
- 875 Sauk Valley Bank
- 876 Savings Bank of Danbury
- 877 Sawyer Savings Bank
- 878 SB1 Federal Credit Union
- 879 Scient Federal Credit Union
- 880 Scott Credit Union
- 881 Seacoast Bank
- 882 SECNY Federal Credit Union
- 883 Security Bank of Crawford
- 884 Selco Community Credit Union
- 885 Select Bank & Trust
- 886 SENB Bank
- 887 Service 1st Federal Credit Union
- 888 Service Credit Union
- 889 SF Fire Credit Union
- 890 Sharepoint Credit Union
- 891 Sharonview
- 892 Signature Federal Credit Union
- 893 Simmons Bank
- 894 Simsbury Bank
- 895 Simple Bank
- 896 Signature Bank of Georgia
- 897 SkyOne Federal Credit Union
- 898 SLFCU
- 899 Solvay Bank
- 900 Sound Credit Union
- 901 SouthEast Bank
- 902 Southeastern Credit Union
- 903 South East National Bank
- 904 Southern Bank
- 905 Southland Credit Union
- 906 South Shore Bank
- 907 Southside Bank
- 908 SouthStar Bank
- 909 South State Bank
- 910 Southwest 66 Credit Union
- 911 Space Age Federal Credit Union
- 912 Space Coast Credit Union
- 913 Spartan Federal Credit Union
- 914 SPCO Credit Union
- 915 Spiral
- 916 Spire Credit Union
- 917 Spokane City Credit Union
- 918 SSFCU (Security Service Federal Credit Union)
- 919 S&T Bank
- 920 Star Bank
- 921 Starion Bank
- 922 Stark Federal Credit Union
- 923 State Bank of Bement
- 924 State Bank Of Cross Plains
- 925 State Bank Of India (California)
- 926 State Department Federal Credit Union
- 927 State Employees Credit Union (SECU) Of Maryland
- 928 State Security Bank
- 929 Stanford Federal Credit Union
- 930 St. Anne’s Credit Union
- 931 Star One Credit Union
- 932 STCU (Spokane Teachers Credit Union)
- 933 Sterling National Bank
- 934 St. Mary’s Bank
- 935 St Mary’s Credit Union
- 936 Stoneham Bank
- 937 St Paul Federal Credit Union
- 938 Streator Onized Credit Union (SOCU)
- 939 Sturdy Savings Bank
- 940 Suburban Bank & Trust (SBT)
- 941 Suffolk Credit Union
- 942 Suffolk Federal Credit Union
- 943 Summit Credit Union
- 944 Summit Federal Credit Union
- 945 Suncoast Credit Union
- 946 Sun Commnity Federal Credit Union
- 947 Sun East Federal Credit Union
- 948 Sunflower Bank
- 949 Sunmark Credit Union
- 950 Sun National Bank
- 951 Suntrust
- 952 SunWest Credit Union
- 953 Superior Credit Union
- 954 Susquehanna Community Bank
- 955 Synovus Bank
- 956 Sweet Home Federal Credit Union
- 957 TAB Bank
- 958 Talmer Bank & Trust
- 959 Taunton Federal Credit Union
- 960 TBK Bank
- 961 TCF Bank
- 962 Teachers Credit Union
- 963 Teachers Federal Credit Union
- 964 Texans Credit Union
- 965 TD Bank
- 966 Tech CU
- 967 TEG Federal Credit Union
- 968 Telco Community Credit Union
- 969 Telhio Credit Union
- 970 Texas Capital Bank
- 971 Texas Trust Credit Union
- 972 Texell Credit Union
- 973 The Bank Of Denver
- 974 The Bank of Princeton
- 975 TIAA Direct
- 976 TLC Community Credit Union
- 977 T-Mobile Money
- 978 Tobyhanna
- 979 Tompkins VIST Bank
- 980 Toro Credit Union
- 981 Torrington Savings Bank
- 982 Tower Federal Credit Union
- 983 Town Bank
- 984 Town and Country Bank
- 985 TDECU
- 986 The Columbia Bank
- 987 The Cooperative Bank
- 988 The County Federal Credit Union
- 989 The First State Bank
- 990 The State Bank Group
- 991 Thomaston Savings Bank
- 992 Thrivent Federal Credit Union
- 993 Trademark Federal Credit Union
- 994 Traditional Bank
- 995 Transcend Credit Union
- 996 Travis Credit Union
- 997 TruChoice Federal Credit Union
- 998 TrueCore Federal Credit Union
- 999 Truist
- 1000 Truity Credit Union
- 1001 Truliant Federal Credit Union
- 1002 TrustCo Bank
- 1003 TruMark
- 1004 TruStone Financial
- 1005 TruWest Credit Union
- 1006 TTCU (Formerly Tulsa Teachers Credit Union)
- 1007 Tulsa Federal Credit Union
- 1008 TwinStar Credit Union
- 1009 UFB Direct
- 1010 UFirst Credit Union
- 1011 Ulster Savings Bank
- 1012 UMB Bank
- 1013 Umpqua Bank
- 1014 UNFCU
- 1015 UniBank
- 1016 Unify
- 1017 Union Plus Prepaid
- 1018 Union Bank
- 1019 Union Bank & Trust (NE & KS)
- 1020 Union Bank & Trust (VA, MD, NC)
- 1021 Union Community Bank
- 1022 Union Savings Bank
- 1023 Union Square Credit Union
- 1024 United Bank
- 1025 United Community Bank (UCB)
- 1026 United Community Bank (NC, TN, SC, GA)
- 1027 United Federal Credit Union
- 1028 United Financial Credit Union
- 1029 United Heritage Credit Union
- 1030 United Roosevelt Savings Bank
- 1031 United States Senate Federal Credit Union
- 1032 Unitus Community Credit Union
- 1033 Unity Bank
- 1034 Unity One Credit Union
- 1035 Univest
- 1036 University Credit Union
- 1037 University Federal Credit Union
- 1038 University of Kentucky Federal Credit Union
- 1039 U of I Community Credit Union
- 1040 Upgrade
- 1041 USAA
- 1042 US Alliance Financial
- 1043 USC Credit Union
- 1044 US Community Credit Union
- 1045 US Bank
- 1046 USE Credit Union
- 1047 USF Federal Credit Union
- 1048 US #1364 Federal Credit Union
- 1049 Utah First
- 1050 U$X Federal Credit Union
- 1051 Wakefield Co-operative Bank
- 1052 Walden Savings Bank
- 1053 Wallet by Boss Money
- 1054 Washington Mutual
- 1055 Washington Savings Bank
- 1056 Washington Trust
- 1057 Watertown Savings Bank
- 1058 Water And Power Community Credit Union (WPCU)
- 1059 WaterStone Bank
- 1060 Waukesha State Bank
- 1061 Wealthfront
- 1062 Webster Bank
- 1063 WECU
- 1064 We Florida Financial
- 1065 Wellesley Bank
- 1066 Wells Fargo
- 1067 Weokie Federal Credit Union
- 1068 WesBanco
- 1069 Wescom Credit Union
- 1070 Westbury Bank
- 1071 Western State Bank
- 1072 Western Vista Credit Union
- 1073 Westerra Credit Union
- 1074 WestField
- 1075 Westfield Bank (OH)
- 1076 Westfield Bank, FSB
- 1077 WestTown Bank & Trust
- 1078 Whitney Bank
- 1079 Widget Financial
- 1080 Wilson Bank & Trust
- 1081 Winden
- 1082 Wings Financial Credit Union
- 1083 WinTrust Bank
- 1084 Woori America Bank
- 1085 WyHy FCU
- 1086 Wysh
- 1087 Valley Bank
- 1088 Valley First Credit Union
- 1089 Valley Nation Bank
- 1090 ValleyStar Credit Union
- 1091 Valley Strong Credit Union
- 1092 VantageWest
- 1093 Varo Money
- 1094 Vectra Bank
- 1095 Verity Credit Union
- 1096 Vibrant Credit Union
- 1097 Vinton County
- 1098 Vio Bank
- 1099 Virginia Credit Union
- 1100 Visions Federal Credit Union
- 1101 VyStar Credit Union
- 1102 Xceed Financial Credit Union
- 1103 Yolo Federal Credit Union
- 1104 Zeal Credit Union
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- Soft pull: 1,
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantage Credit Union
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Aloha Pacific Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- Soft pull: 1,
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
ANECA Credit Union
- Soft pull: 1,
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
- Soft pull: 1
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Austin Bank
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hawaii
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- No data point
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BlueVine
- No hard pull: 1
BluPeak Credit Union
- Soft pull: 1,
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
- No data points
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- No data points
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Cyprus Credit Union
- No data points
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
DuPage Credit Union
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
EECU
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- Hard pull: 1,
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
- No data points
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fidelity Bank (Bank With Fidelity)
- No data points
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Community Credit Union
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
- Hard pull: 1,
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Bank
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
- No data points
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
Florida West Coast Credit Union
- No data points
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- Hard pull: 1,
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Greater Iowa Credit Union
- No data points
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
HawaiiUSA Federal Credit Union
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Hercules First Federal Credit Union
- No data points
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Horizon Federal Credit Union
- No data points
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
Independent Financial
- No data points
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investor Bank
Iowa State Bank
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
LA Financial Credit Union
- No data points
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
- Hard pull: 1,
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
Legacy Bank (KS)
- No data points
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marathon Bank
- No data points
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Muncipal Credit Union
- No data points
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- Soft pull: 1,
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- No data points
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
Penn East Federal Credit Union
- No data points
People Driven Credit Union
- Soft pull: 1,
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
- No data points
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Portland Federal Credit Union (PFCU)
- Soft pull: 1,
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Canoe Credit Union
- No data points
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Route 31 Credit Union
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
SkyOne Federal Credit Union
- Soft pull: 1,
SLFCU
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
STCU (Spokane Teachers Credit Union)
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Superior Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
- No data points
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
University of Kentucky Federal Credit Union
- No data points
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
USC Credit Union
- Soft pull: 1,
- Hard pull according to CSR
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Walden Savings Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
- Soft pull: 1,
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
Denied Bank of America for EWS. Too many recent inquiries/length of relationship with multiple banks. There was a comment about “due to number of returned checks in last 30 days” but there shouldn’t be anything like that on my report.
Finex Credit Union: Hard pull. Confirmed with staff.
Where is/are the definitions of each in stone? Has ANYONE seen the genesis of these phony definitions?
Is this a hard pull or a soft pull? Can other people please add your datapoints?
Did you mean to reply to a comment about a specific bank or credit union?
oh sorry i thought this was the Florida Credit Union post
No worries. Wanted to make sure your question gets answered.
First Northern Credit Union (IL) pulls Transunion and Chex for deposit accounts.
Encurage Financial Network Credit Union (previously First Financial Credit Union) is no longer a HP for new memberships per email. Pulls chex
Communications Federal Credit Union is an HP. Was about to join but it says that they will check your credit. Called in and confirmed it would’ve been a hard pull. Sucks bc they accept CC funding.
MCCU – Members Choice Credit Union – Hard pull – Equifax – Multiple products can be applied for with the same pull if at location in person.
Hard pull for Associated Healthcare Credit Union
Applied for TruStone Financial Value Checking account, was told soft pull by CSR. Needed to unfreeze credit to open account.