fThat depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 5Point Credit Union
- 14 A+ Federal Credit Union (A+FCU)
- 15 AAA
- 16 AAC Credit Union
- 17 Abington Bank
- 18 Achieva
- 19 ACNB
- 20 Acorns Bank
- 21 Addition Financial
- 22 Adirondack Bank
- 23 Advance Financial Federal Credit Union (AFFCU)
- 24 Advantage Bank
- 25 Advantage Credit Union
- 26 Advantis Credit Union
- 27 Adventure Credit Union
- 28 Advia Credit Union
- 29 Aero Federal Credit Union
- 30 AFFCU
- 31 Affiliated Bank
- 32 Affinity Federal Credit Union
- 33 Air Academy Federal Credit Union
- 34 Albert Neobank
- 35 Alcoa Tenn Federal Credit Union
- 36 Alden Credit Union
- 37 All America Bank
- 38 Allegiance Credit Union
- 39 Allegius Credit Union
- 40 Alliant
- 41 Allied First Bank
- 42 AllTru Credit Union
- 43 Ally
- 44 Aloha Pacific Federal Credit Union
- 45 AltaOne Federal Credit Union
- 46 Altra Federal Credit Union
- 47 Amalgamated Bank
- 48 Amboy Direct
- 49 Amerant Bank
- 50 American Bank
- 51 American Bank Center
- 52 American Bank & Trust
- 53 American Bank & Trust SD & MN
- 54 American Commerce Bank
- 55 American Eagle Financial Credit Union
- 56 American Enterprise Bank
- 57 American Express
- 58 American Express Bluebird
- 59 American Express Serve
- 60 America First Credit Union
- 61 American Hertiage FCU
- 62 American Investors Bank & Mortgage (AIBM)
- 63 American Pride Bank
- 64 American Savings Bank (ASB) Hawaii
- 65 American Trust & Savings Bank
- 66 American United Federal Credit Union
- 67 America’s Christian Credit Union
- 68 America’s Credit Union
- 69 AmeriCU Credit Union
- 70 Ameriprise Financial
- 71 Ameris Bank
- 72 ANB Bank
- 73 Anchor Bank
- 74 Andrews Federal Credit Union
- 75 Andigo Credit Union
- 76 ANECA Credit Union
- 77 Anoka Hennepin Credit Union
- 78 APGFCU
- 79 Apple Bank
- 80 Apple Federal Credit Union
- 81 Arbor Financial Credit Union
- 82 Ardent Credit Union
- 83 Arizona Central Credit Union
- 84 Arizona Federal Credit Union
- 85 Arizona Financial Credit Union
- 86 Arizona State Credit Union (now OneAZ Credit Union)
- 87 Arkansas Federal Credit Union
- 88 Armed Forces Bank
- 89 Arrha Credit Union
- 90 Arrow Bank
- 91 Arsenal Credit Union
- 92 Arundel Federal Savings Bank
- 93 Arvest Bank
- 94 Ascend Federal Credit Union
- 95 Ascent Credit Union
- 96 Ashland Credit Union
- 97 Aspiration
- 98 Aspire Credit Union
- 99 Astoria Bank
- 100 Associated Bank
- 101 Associated Credit Union of Texas (ACUTX)
- 102 Associated Credit Union
- 103 Austin Bank
- 104 Avadian Credit Union
- 105 Avidia Bank
- 106 Axos Bank
- 107 Ballston Spa National Bank (BSNB)
- 108 BancorpSouth
- 109 Bank7
- 110 Bank & Trust
- 111 Bankers Trust
- 112 bankESB (East Hampton Savings Bank)
- 113 Bank of America
- 114 Bank Direct
- 115 Bank of Blue Valley
- 116 Bank of Elk River
- 117 Bank Five Nine
- 118 BankFinancial
- 119 BankHometown
- 120 Bank of Hawaii
- 121 Bank of Hope
- 122 BankNewport
- 123 Bank Novo
- 124 Bank Independent
- 125 Bank of Canton
- 126 Bank of Greene County
- 127 Bank Of Lee’s Summit
- 128 Bank of Maine
- 129 Bank Midwest
- 130 Bank Midwest (KS & MO)
- 131 Bank of Montgomery (BOM)
- 132 BankMutual
- 133 Bank of Elk River
- 134 Bank of Ruston
- 135 Bank Of Sun Prairie
- 136 Bank of Tennessee
- 137 Bank of The Blue Grass
- 138 Bank of the West
- 139 BankORION
- 140 Bank OZK
- 141 BankPlus
- 142 BankPurely
- 143 BankWell
- 144 Banner Bank
- 145 Banterra
- 146 Barclays
- 147 Bar Harbor Bank & Trust
- 148 Baselane
- 149 Bask Bank
- 150 Baton Rouge Telco Federal Credit Union
- 151 BayCoast Bank
- 152 BB&T
- 153 BBVA
- 154 Beacon Credit Union
- 155 Beartooth Bank
- 156 BECU
- 157 Belco Community Bank
- 158 Bell Bank
- 159 Bellco Credit Union
- 160 Belmont Savings Bank
- 161 Benchmark Federal Credit Union
- 162 Beneficial Bank
- 163 Berkshire Bank
- 164 Beverly Hill Bank
- 165 BethPage Credit Union
- 166 Better Banks
- 167 BHCU
- 168 BiddefordSavings
- 169 Blackhawk Bank & Trust
- 170 Blaze Credit Union
- 171 Blue Hills Bank
- 172 Blue Federal Credit Union
- 173 Blue Foundry Bank
- 174 BlueVine
- 175 BluPeak Credit Union
- 176 BMI Federal Credit Union
- 177 BMO Harris
- 178 BMT (Bryn Mawr Trust)
- 179 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 180 Bravera Bank
- 181 Brentwood Bank
- 182 Bridge Credit Union
- 183 Bridgeview Bank Group
- 184 Brightpeak Financial
- 185 BrightStar Credit Union
- 186 Brio Direct Bank
- 187 Broadway Bank
- 188 Broadview Federal Credit Union
- 189 Bryon Bank
- 190 Byline Bank
- 191 Buckeye State Bank
- 192 Buckeye State Credit Union
- 193 Bull’s Eye Credit Union
- 194 Busey Bank
- 195 California Bank & Trust
- 196 California Coast Credit Union
- 197 California Credit Union
- 198 Callaway Bank
- 199 Cambridge Savings Bank
- 200 Camden National Bank
- 201 Capital Bank
- 202 Capital City Bank
- 203 Carver Federal Savings Bank
- 204 Cambridge Trust Company
- 205 Campus USA Credit Union
- 206 Canyon View Credit Union
- 207 Cape Cod 5
- 208 Cap Ed Credit Union
- 209 Capital Credit Union
- 210 Capital One
- 211 Capital One 360
- 212 Capitol Bank
- 213 CBT Bank
- 214 CCFBank
- 215 Cedar Rapids Bank & Trust
- 216 CEFCU
- 217 CenterBank
- 218 Center Parc
- 219 Centier
- 220 Centra Credit Union
- 221 Central Florida Educators Credit Union
- 222 Central Illinois Bank
- 223 Central Pacific Bank
- 224 Central Willamette Credit Union
- 225 Century Bank
- 226 Central Bank
- 227 Central Minnesota Credit Union
- 228 CFG Bank
- 229 Charter Oak
- 230 Charles Schwab
- 231 Chartway Credit Union
- 232 Charter One
- 233 Chase
- 234 Cheese
- 235 Chesapeake Bank
- 236 Chief Financial Credit Union
- 237 Christian Community Credit Union
- 238 CIBC US
- 239 Cincinnatus Savings & Loan
- 240 Cincinnati Federal
- 241 CinFed Credit Union
- 242 Citadel Credit Union
- 243 CIT Bank
- 244 Citibank
- 245 The Citizens Bank
- 246 Citizens Bank
- 247 Citizens First Bank
- 248 City Mark Federal Credit Union
- 249 City National Bank (Bankatcity)
- 250 City & County Credit Union
- 251 Civista Bank
- 252 Clearview Federal Credit Union
- 253 Clifton Savings Bank (CSBK)
- 254 Clinton Savings Bank
- 255 CME Federal Credit Union
- 256 C&N Bank
- 257 CNB Bank & Trust
- 258 Coastal Credit Union
- 259 Cobalt Credit Union
- 260 CODE Credit Union
- 261 Collins Community Credit Union
- 262 Columbia Bank (WA, OR, ID)
- 263 Columbia Bank (NJ)
- 264 Columbia Credit Union
- 265 Comerica
- 266 Commonwealth Central Credit Union
- 267 Community Resource Credit Union
- 268 Compass Community Credit Union
- 269 Compass Credit Union
- 270 Commerce Bank (MA)
- 271 Commerce Bank (MO, KS, IL, OK & CO)
- 272 Communication Federal Credit Union
- 273 CommonWealth Credit Union
- 274 Community Alliance Credit Union
- 275 CommunityAmerica Credit Union
- 276 Community Bank & Trust
- 277 Community Choice Credit Union
- 278 Community Choice Credit Union [IA]
- 279 Community Credit Union Florida
- 280 Community Financial Credit Union
- 281 Community Financial Services Bank
- 282 Community First Credit Union – CA
- 283 Community First Credit Union of Florida
- 284 Community State Bank
- 285 Community West Credit Union
- 286 Compass Federal Credit Union
- 287 ConnectOne Bank
- 288 Connex Credit Union
- 289 ConnexUs Credit Union
- 290 Consumers Credit Union
- 291 Consumers Credit Union (MI)
- 292 Consolidated Community Credit Union
- 293 Control Card
- 294 Copper Banking
- 295 Cooperative Bank of Cape Cod
- 296 Coors Credit Union
- 297 Corda Credit Union
- 298 Cornerstone Bank
- 299 Cornerstone Financial Credit Union
- 300 Country Bank
- 301 Country Bank For Savings
- 302 Crane Credit Union
- 303 Credit Human
- 304 Credit Union 1
- 305 Credit Union of America
- 306 Credit Union of New Jersey
- 307 Credit Union of Ohio
- 308 Credit Union One
- 309 Credit Union of the Rockies
- 310 Credit Union of Southern California
- 311 Credit Union of Texas
- 312 Credit Union West
- 313 CrossPoint Federal Credit Union
- 314 Crystal Lake Bank
- 315 CSE Federal Credit Union
- 316 Current
- 317 Cyprus Credit Union
- 318 Darien Rowayton Bank
- 319 DCU (Digital Federal Credit Union)
- 320 Dearborn Savings Bank (DSB)
- 321 Dedham Savings Bank
- 322 Del Norte Credit Union
- 323 Delta Community Credit Union
- 324 Denizen
- 325 Denmark State Bank
- 326 Denver Community Credit Union
- 327 Desert Community Bank
- 328 Desert Financial Credit Union
- 329 Desert Schools Federal Credit Union
- 330 Destinations Credit Union
- 331 Devon Bank
- 332 Diamond Valley Federal Credit Union
- 333 Discover
- 334 Dollar Bank
- 335 Dollar Savings Bank
- 336 Dort Federal Credit Union
- 337 DuGood Federal Credit Union
- 338 DuPage Credit Union
- 339 Dundee Bank
- 340 Dupaco Credit Union
- 341 Eagle Federal Credit Union
- 342 Earn Bank
- 343 East Boston Savings Bank
- 344 East Cambridge Savings Bank
- 345 Eastern Bank
- 346 Eastern Savings Bank
- 347 East Idaho Credit Union
- 348 Eastman Credit Union
- 349 East Wisconsin Savings Bank
- 350 EBSB Direct
- 351 ECCU
- 352 Educational Systems Federal Credit Union
- 353 Educators Credit Union (ECU)
- 354 Edwards Federal Credit Union
- 355 EECU
- 356 Element Federal Credit Union
- 357 Elements Financial Credit Union
- 358 Elevations Credit Union/Buff One
- 359 Elite Community Credit Union
- 360 Elko Federal Credit Union
- 361 Empire State Bank
- 362 Emprise Bank
- 363 Energy Federal Credit Union
- 364 Energy One Credit Union
- 365 ENT Credit Union
- 366 Enzo
- 367 Equity Bank
- 368 ESL Federal Credit Union
- 369 ESSA Bank & Trust
- 370 Essex Bank
- 371 E*Trade
- 372 Eureka Savings Bank
- 373 Evanston Community Bank
- 374 Evansville Teachers Federal Credit Union
- 375 EverBank
- 376 Exchange Bank
- 377 Excite Credit Union
- 378 Expedition Credit Union
- 379 Extraco Banks
- 380 Fairwinds Credit Union
- 381 Family Trust Federal Credit Union
- 382 Farm Bureau Bank
- 383 Farmers Insurance Federal Credit Union
- 384 Farmers & Merchants Bank
- 385 Farmers & Merchants State Bank
- 386 Farmington Bank
- 387 FAST Credit Union
- 388 FCB Banks
- 389 FCNB Bank
- 390 FCB South County Bank
- 391 FEDCOM
- 392 FedFinancial Federal Credit Union
- 393 Fidelity (Brokerage)
- 394 Fidelity Bank (PA)
- 395 Fidelity Bank (Online, MA)
- 396 Fidelity Bank (Bank With Fidelity)
- 397 Fidelity Bank [KS, OK, MO]
- 398 Fierce Finance
- 399 Fifth Third Bank
- 400 Figure Pay
- 401 Financial Builders
- 402 Financial Partners Credit Union
- 403 Financial Plus Credit Union
- 404 Financial Resources Credit Union
- 405 Finex Credit Union
- 406 Firefly Credit Union
- 407 First Advantage Bank
- 408 First American Bank
- 409 FirstBank
- 410 FirstBank [TN, GA, AL]
- 411 First Bank (VA, MD)
- 412 First Bank (CA, IL & MO)
- 413 First Bank and Trust
- 414 First Bank of Manhattan
- 415 First Bank & Trust Company Illinois
- 416 First Bank Financial Centre (FBFC):
- 417 First Basin Credit Union Checking
- 418 First Citizen’s Bank
- 419 First Citrus Bank
- 420 First Commerce Credit Union
- 421 First Commonwealth Bank
- 422 First Community Bank (AR/MO)
- 423 First Community Credit Union
- 424 First Entertainment Credit Union
- 425 First Federal Bank (FL)
- 426 First Federal Bank of Kansas City
- 427 First Federal Bank of Wisconsin
- 428 First Federal Credit Union
- 429 First Fidelity Bank
- 430 First Financial Federal Credit Union
- 431 First Financial Credit Union
- 432 First Financial Federal Credit Union (MD only)
- 433 First Federal Bank
- 434 First Financial Bank (AR/MS)
- 435 First Financial Bank (TX)
- 436 First Financial Bank (IL, IN, KY, OH)
- 437 First Financial Northwest Bank
- 438 First Flight Credit Union
- 439 First Florida Credit Union
- 440 First General Credit Union
- 441 First Green Bank
- 442 First Hawaiian Bank
- 443 First Home Bank
- 444 First Horizon Bank
- 445 First Internet Bank
- 446 First Jersey Credit Union
- 447 FirstLight Federal Credit Union
- 448 First-Lockhart National Bank
- 449 First Mark Credit Union
- 450 First Merchants Bank
- 451 First Merit Bank
- 452 First Midwest Bank
- 453 First National 1870
- 454 First National Bank (FNB)
- 455 First National Bank (IA)
- 456 First National Bank [UT]
- 457 First National Bank [NE]
- 458 First National Bank of Long Island
- 459 First National Bank of Texas
- 460 First National Bank and Trust Company
- 461 First National Bank of Waterloo
- 462 First National Bank in Staunton
- 463 First Nebraska Educators Credit Union
- 464 First Niagara
- 465 First Northern Credit Union
- 466 First Republic Bank
- 467 Firstrust Bank
- 468 First Savings Bank of Hegewisch
- 469 First Service Bank
- 470 First Service Credit Union
- 471 First Southern Bank
- 472 First South Financial
- 473 First State Bank Of Illinois
- 474 First State Community Bank
- 475 First Tech Federal Credit Union
- 476 First Tennessee
- 477 First Trade Union Bank
- 478 First United Bank
- 479 First United Credit Union
- 480 First US Community Credit Union
- 481 Fitness Bank
- 482 Fitzsimmons Credit Union
- 483 Five Star Bank
- 484 Flagship Bank
- 485 Flagstar Bank
- 486 Florence Bank
- 487 Florida Community Bank
- 488 Florida Credit Union
- 489 Florida West Coast Credit Union
- 490 Flushing Bank
- 491 F&M Bank
- 492 F&M Bank (VA Only)
- 493 F&M Bank (IN, OH)
- 494 F&M Trust
- 495 Focus Bank
- 496 Focus Federal Credit Union
- 497 Forcht Bank
- 498 Fort Bragg Federal Credit Union
- 499 Fort Financial Credit Union
- 500 Fort Worth Community Credit Union
- 501 Found
- 502 Four Points Federal Credit Union
- 503 FNBO
- 504 FNCB
- 505 Freedom Credit Union
- 506 Freedom Federal Credit Union
- 507 Freedom First Credit Union
- 508 Fremont Bank
- 509 Frontier Bank
- 510 Frontwave Credit Union
- 511 FSB Bank
- 512 Fulton Bank
- 513 Gain Federal Credit Union
- 514 Garden Savings Federal Credit Union
- 515 Gate City Bank
- 516 Gateway First Bank
- 517 Gateway Metro Federal Credit Union
- 518 Genisys Credit Union
- 519 Georgia Banking Company (GBC)
- 520 Georgia’s Own Credit Union
- 521 Gesa Credit Union
- 522 Gibsland Bank
- 523 Giftsforbanking
- 524 Global Credit Union
- 525 GNO Federal Credit Union
- 526 GO Federal Credit Union
- 527 GOLD Credit Union
- 528 Go2Bank
- 529 Granite Credit Union
- 530 Grasshopper
- 531 GR Consumers Credit Union
- 532 Greater Iowa Credit Union
- 533 Greater Nevada Credit Union
- 534 Great Lakes Credit Union
- 535 Great Plains Bank
- 536 Great River Federal Credit Union
- 537 Great Southern Bank
- 538 Green state Credit Union
- 539 Grove City Area Federal Credit Union
- 540 Grow Financial
- 541 GTE Financial
- 542 Guardian Credit Union
- 543 Gulf Coast Bank & Trust Company
- 544 Gulf Coast Federal Credit Union
- 545 Hanmi Bank
- 546 Hanscom Federal Credit Union
- 547 HarborOne Bank
- 548 Harborstone Credit Union
- 549 Harford Bank
- 550 Harvard Federal Credit Union
- 551 HawaiiUSA Federal Credit Union
- 552 Hawthorn Bank
- 553 Heartland Bank
- 554 Heartland Credit Union
- 555 Hercules First Federal Credit Union
- 556 Heritage Bank
- 557 Heritage Bank NW
- 558 Heritage Bank of St. Tammany
- 559 Heritage Credit Union
- 560 Heritage Financial Credit Union
- 561 HeritageWest Credit Union
- 562 Hibernia Bank
- 563 Highmark Federal Credit Union
- 564 Hills Bank
- 565 Hiway Federal Credit Union
- 566 Holyoke Credit Union
- 567 Home Federal Savings Bank
- 568 Home National Bank
- 569 Home Savings Bank
- 570 Home State Bank
- 571 HomeStreet:
- 572 Hometown Community Banks
- 573 HomeTrust Bank
- 574 Honors Credit Union
- 575 Hopewell Federal Credit Union
- 576 Horizon Bank
- 577 Horizon Credit Union (WA, ID, MT)
- 578 Horizon Federal Credit Union
- 579 Houston Metropolitan Federal Credit Union
- 580 HSBC
- 581 Huntington Bank
- 582 Hudson River Community Credit Union (HRCCU)
- 583 Hudson Valley Federal
- 584 IBM Southeast FECU
- 585 IBERIABANK
- 586 ICBC USA
- 587 IC Federal Credit Union
- 588 Idaho Central Credit Union (ICCU)
- 589 Ideal Credit Union
- 590 Illinois National Bank
- 591 Illinois State Credit Union
- 592 Incredible Bank
- 593 Independent Bank
- 594 Independent Financial
- 595 Indiana Members Credit Union
- 596 InFirst FCU
- 597 InRoads Credit Union
- 598 Inspire Federal Credit Union
- 599 Inspirus Credit Union
- 600 Integrity Bank
- 601 Interior Federal Credit Union
- 602 Interra Credit Union
- 603 InTouch Credit Union
- 604 Investor Bank
- 605 Iowa State Bank
- 606 Island Federal Credit Union
- 607 Johnson Bank
- 608 Jovia Financial Credit Union
- 609 JSC Federal Credit Union
- 610 Justice Federal Credit Union
- 611 Kabbage By AmEx
- 612 KaiPerm
- 613 Kalsee Credit Union
- 614 Katahdin Trust Company
- 615 Kearny Bank
- 616 Keen Bank
- 617 Keesler Federal Credit Union
- 618 Kemba Financial Credit Union
- 619 Kentucky Bank
- 620 KeyPoint Credit Union
- 621 Kinderhook Bank
- 622 Kinecta
- 623 Kirkpatrick Bank
- 624 Kitsap Credit Union
- 625 KeyBank
- 626 La Capitol Federal Credit Union
- 627 Lafayette Federal Credit Union
- 628 LA Financial Credit Union
- 629 Lakeland Bank
- 630 Lake Michigan Credit Union (LMCU)
- 631 Lake Ridge Bank
- 632 Lake Shore Savings
- 633 Langley Federal Credit Union
- 634 La Loma Federal Credit Union
- 635 Landmark Credit Union
- 636 Land of Lincoln Credit Union
- 637 Las Colinas Federal Credit Union
- 638 Laurel Road
- 639 LBS Financial Credit Union
- 640 Leader Bank
- 641 Ledyard Bank
- 642 Legacy Bank (KS)
- 643 LegacyTexas
- 644 LendingClub
- 645 Level One Bank
- 646 LGE Community Credit Union
- 647 Liberty Bank
- 648 Liberty Bank (CT, MA, RI)
- 649 Liberty Bank For Savings
- 650 Liberty First Credit Union
- 651 Liberty Savings Bank
- 652 Lili Bank
- 653 Linn Area Credit Union
- 654 Live Oak Bank
- 655 LM Federal Credit Union
- 656 Logix Credit Union
- 657 Lone Star National Bank
- 658 Long Game
- 659 LorMet Community Federal Credit Union
- 660 Los Angeles Federal Credit Union
- 661 Loyalty Credit Union
- 662 Lyons National Bank
- 663 Macatawa Bank
- 664 Magnolia Federal Credit Union
- 665 MainSource Bank
- 666 Mainstreet Credit Union
- 667 Main Street Bank [of Michigan]
- 668 Main Street Bank [of Virginia]
- 669 Mango Money
- 670 Marathon Bank
- 671 Marcus Bank
- 672 Marine Bank
- 673 MarketUSA Federal Credit Union
- 674 Marquette Bank
- 675 Mars Bank
- 676 Maspeth Federal Savings
- 677 Mazuma Credit Union
- 678 MAX Credit Union
- 679 MB Financial Bank
- 680 Mcgraw-Hill FCU
- 681 Mcfarland State Bank
- 682 MECU Credit Union
- 683 Melrose Bank
- 684 Members Choice Credit Union
- 685 Members Cooperative Credit Union
- 686 Members Source Credit Union
- 687 Member One Federal Credit Union
- 688 Memory Bank
- 689 Memphis City ECU (MCECU)
- 690 Mercer Savings Bank
- 691 Mercury
- 692 Meridian Bank
- 693 Meridian Trust Federal Credit Union
- 694 Meritrust Credit Union
- 695 Meriwest Credit Union
- 696 Metro Credit Union
- 697 Metro Credit Union (MA)
- 698 Metro Credit Union (NE)
- 699 Michigan Schools and Government Credit Union
- 700 Middlesex Federal
- 701 Middlesex Savings Bank
- 702 MIDFLORIDA CU
- 703 MidFirst Bank
- 704 Mid-Hudson Valley Federal Credit Union
- 705 Midland States Bank
- 706 Mid Minnesota Federal Credit Union
- 707 Mid Penn Bank
- 708 MidUSA Credit Union
- 709 Midwest Bank
- 710 MidWestOne Bank
- 711 Midwest Regional Bank
- 712 Minnequa Works Credit Union
- 713 Minnwest Bank
- 714 Mint Valley Federal Credit Union
- 715 Mission Federal Credit Union
- 716 Missouri Credit Union
- 717 Mobiloil Credit Union
- 718 MoneyLion
- 719 Monifi
- 720 Monona Bank
- 721 Monroe Bank & Trust (MBT)
- 722 Monson Savings
- 723 Montgomery County EFCU
- 724 Mountain America Credit Union
- 725 MountainOne
- 726 mph.bank
- 727 MSUFCU
- 728 My Banking Direct
- 729 My eBanc
- 730 MySavingsDirect
- 731 Muncipal Credit Union
- 732 Mutual Bank
- 733 Mutual Security Credit Union
- 734 MVB Bank
- 735 MyUSA Credit Union
- 736 M&F Bank
- 737 M&T Bank
- 738 M1 Finance
- 739 NASA Federal Credit Union
- 740 NASB
- 741 Nassau Financial Federal Credit Union
- 742 Nationwide Bank
- 743 Navigant Credit Union
- 744 Navy Federal Credit Union
- 745 NBC Oklahoma
- 746 Nearside
- 747 Neighborhood Credit Union
- 748 Neighbors Credit Union
- 749 Nevada State Bank
- 750 New Buffalo Savings Bank
- 751 Newton Federal Bank
- 752 Newtown Savings Bank (NSB)
- 753 Nexus
- 754 North Brookfield Savings Bank
- 755 North Community Bank
- 756 Northeast Credit Union
- 757 NorthOne Bank
- 758 Northern Paper Milles (NPM)
- 759 Northern Skies FCU
- 760 Northfield Bank
- 761 Northpointe
- 762 North Shore Bank
- 763 North Shore Bank (MA)
- 764 North Shore Bank of Commerce
- 765 North Shore Community Bank
- 766 North Star Credit Union
- 767 North State Bank
- 768 Northwest Bank
- 769 Northwest Bank (PA)
- 770 Northwest Bank of Rockford
- 771 Northwest Federal Credit Union
- 772 Northwest Plus Credit Union
- 773 Northwest Savings Bank
- 774 Notre Dame Federal Credit Union
- 775 NWSB Bank
- 776 Numerica Credit Union
- 777 Nutmeg Credit Union
- 778 NuVision Federal Credit Union
- 779 NVE Bank
- 780 NYCB Family Of Banks
- 781 NWFCU
- 782 Oakland University Credit Union
- 783 OakStar Bank
- 784 Ocean First Bank
- 785 Old Hickory Credit Union
- 786 Old Missouri Bank
- 787 Old National Bank
- 788 Old Second Bank
- 789 Oklahoma’s Credit Union
- 790 OMNI Community Credit Union
- 791 One American Bank
- 792 One Finance
- 793 One Nevada Credit Union
- 794 OneWest Bank
- 795 Oostburg State Bank
- 796 OnPoint Community Credit Union
- 797 On Tap Credit Union
- 798 Option 1 Credit Union
- 799 Orange County Credit Union
- 800 Oregon State Credit Union
- 801 Origin Bank
- 802 Orion Federal Credit Union
- 803 Oritani Bank
- 804 Orlando Credit Union
- 805 OUR Credit Union
- 806 Oxygen
- 807 P1FCU
- 808 Pacific Service Credit Union
- 809 Palisades Credit Union
- 810 Paradise Valley Federal Credit Union
- 811 Park National Bank
- 812 Parke Bank
- 813 Parkside Credit Union
- 814 Partner Colorado Credit Union
- 815 Patelco Credit Union
- 816 Pathfinder Bank
- 817 Pathways Financial Credit Union
- 818 Patriot Bank
- 819 Pelican State Credit Union
- 820 Penn East Federal Credit Union
- 821 People Driven Credit Union
- 822 PenFed
- 823 Peninsula Federal Credit Union
- 824 Penn Community Bank
- 825 Pentucket Bank
- 826 People First Federal Credit Union
- 827 PeoplesBank (Bankatpeoples)
- 828 PeoplesBank
- 829 Peoples Bank (LA)
- 830 Peoples Bank (WA)
- 831 Peoples Bank (ibankpeoples IL, IN)
- 832 Peoples Credit Union
- 833 Peoples United Bank
- 834 Philadelphia Federal Credit Union
- 835 Picatinny Credit Union
- 836 Pikes Peak Credit Union
- 837 Pima Federal Credit Union
- 838 Pinnacle Bank
- 839 Pinnacle Financial Partners
- 840 Pioneer Valley Credit Union
- 841 Pittsfield Coop Bank
- 842 Point Breeze Credit Union
- 843 Polam Federal Credit Union
- 844 Polish National Credit Union
- 845 Polish American Credit Union
- 846 Ponce Bank
- 847 Popular Bank
- 848 Popular Direct
- 849 Porte Bank
- 850 Portland Federal Credit Union (PFCU)
- 851 Power Financial Credit Union
- 852 PNC
- 853 Preferred Credit Union
- 854 Premier America Credit Union
- 855 Premier Bank – OH
- 856 Premier Members Credit Union
- 857 Presidential Bank
- 858 Prestige Community Credit Union
- 859 Primis Bank
- 860 PriorityONE Credit Union of Florida
- 861 PrizePool
- 862 ProFed Credit Union
- 863 Progressive Bank
- 864 Progessions Credit Union
- 865 Provident Bank
- 866 Provident Credit Union
- 867 Proviso Community Bank
- 868 PSE Credit Union
- 869 PSECU
- 870 Public Employees Credit Union (PECU)
- 871 Public Services Credit Union
- 872 Public Service Credit Union (IN)
- 873 Pulaski Bank
- 874 Purdue Federal Credit Union
- 875 PurePoint Financial
- 876 Putnam Bank
- 877 PyraMax Bank
- 878 Quad City Bank & Trust
- 879 Quontic Bank
- 880 Quorum Federal Credit Union
- 881 Radius Bank
- 882 Randolf Savings Bank
- 883 Reading Cooperative Bank
- 884 Real Peoples Bank
- 885 Red Canoe Credit Union
- 886 Red Rocks Credit Union
- 887 Redstone Federal Credit Union
- 888 Redwood Credit Union
- 889 Regions Bank
- 890 Reliabank
- 891 Reliance Bank
- 892 Reliant Bank
- 893 Reliant Community Credit Union
- 894 Republic Bank
- 895 Republic Bank (IL only)
- 896 Republic Bank (NY)
- 897 Resource One Credit Union
- 898 REV Financial Credit Union
- 899 Revolut
- 900 Ridgewood Savings Bank
- 901 Rivermark Community Credit
- 902 River Valley Credit Union
- 903 Riverview Bank
- 904 RPT Federal Credit Union
- 905 Rockland Trust Bank
- 906 Rollstone Bank & Trust
- 907 Rosedale Federal Savings & Loan Association
- 908 Royal Bank America
- 909 Route 31 Credit Union
- 910 Royal Credit Union
- 911 Sacramento Credit Union
- 912 SAFE Credit Union
- 913 Safe 1 Credit Union
- 914 Salal Credit Union
- 915 Salem Five Bank
- 916 Sallie Mae High-Yield Savings Account
- 917 Sandy Spring Bank
- 918 San Mateo Credit Union
- 919 Santander
- 920 Saratoga National Bank
- 921 Sauk Valley Bank
- 922 Savings Bank of Danbury
- 923 Sawyer Savings Bank
- 924 SB1 Federal Credit Union
- 925 Scient Federal Credit Union
- 926 Scott Credit Union
- 927 Seacoast Bank
- 928 SECNY Federal Credit Union
- 929 Security Bank of Crawford
- 930 Selco Community Credit Union
- 931 Select Bank & Trust
- 932 SENB Bank
- 933 Service 1st Federal Credit Union
- 934 Service Credit Union
- 935 SF Fire Credit Union
- 936 Sharepoint Credit Union
- 937 Sharonview
- 938 Signature Federal Credit Union
- 939 Simmons Bank
- 940 Simsbury Bank
- 941 Simple Bank
- 942 Signature Bank of Georgia
- 943 SkyOne Federal Credit Union
- 944 SLFCU
- 945 Solvay Bank
- 946 Sound Credit Union
- 947 SouthEast Bank
- 948 Southeastern Credit Union
- 949 South East National Bank
- 950 Southern Bank
- 951 Southland Credit Union
- 952 South Shore Bank
- 953 Southside Bank
- 954 SouthStar Bank
- 955 South State Bank
- 956 Southwest 66 Credit Union
- 957 Space Age Federal Credit Union
- 958 Space Coast Credit Union
- 959 Spartan Federal Credit Union
- 960 SPCO Credit Union
- 961 Spiral
- 962 Spire Credit Union
- 963 Spokane City Credit Union
- 964 SSFCU (Security Service Federal Credit Union)
- 965 S&T Bank
- 966 Star Bank
- 967 Starion Bank
- 968 Stark Federal Credit Union
- 969 State Bank of Bement
- 970 State Bank Of Cross Plains
- 971 State Bank Of India (California)
- 972 State Department Federal Credit Union
- 973 State Employees Credit Union (SECU) Of Maryland
- 974 State Security Bank
- 975 Stanford Federal Credit Union
- 976 St. Anne’s Credit Union
- 977 Star One Credit Union
- 978 Star of Texas Credit Union
- 979 STCU (Spokane Teachers Credit Union)
- 980 Step App
- 981 Sterling National Bank
- 982 St. Mary’s Bank
- 983 St Mary’s Credit Union
- 984 Stock Yards Bank & Trust
- 985 Stoneham Bank
- 986 St Paul Federal Credit Union
- 987 Streator Onized Credit Union (SOCU)
- 988 Sturdy Savings Bank
- 989 Suburban Bank & Trust (SBT)
- 990 Suffolk Credit Union
- 991 Suffolk Federal Credit Union
- 992 Summit Credit Union
- 993 Summit Federal Credit Union
- 994 Sun Canyon Bank
- 995 Suncoast Credit Union
- 996 Sun Commnity Federal Credit Union
- 997 Sun East Federal Credit Union
- 998 Sunflower Bank
- 999 Sunmark Credit Union
- 1000 Sun National Bank
- 1001 Suntrust
- 1002 SunWest Credit Union
- 1003 Superior Credit Union
- 1004 Susquehanna Community Bank
- 1005 Synovus Bank
- 1006 Sweet Home Federal Credit Union
- 1007 TAB Bank
- 1008 Talmer Bank & Trust
- 1009 Taunton Federal Credit Union
- 1010 TBK Bank
- 1011 TCF Bank
- 1012 Teachers Credit Union
- 1013 Teachers Federal Credit Union
- 1014 Texans Credit Union
- 1015 TD Bank
- 1016 Tech CU
- 1017 TEG Federal Credit Union
- 1018 Telco Community Credit Union
- 1019 Telhio Credit Union
- 1020 Texas Capital Bank
- 1021 Texas Trust Credit Union
- 1022 Texell Credit Union
- 1023 The Bank Of Denver
- 1024 The Bank of Princeton
- 1025 The Police Credit Union
- 1026 TIAA Direct
- 1027 TLC Community Credit Union
- 1028 T-Mobile Money
- 1029 Tobyhanna
- 1030 Tompkins VIST Bank
- 1031 Toro Credit Union
- 1032 Torrington Savings Bank
- 1033 Tower Federal Credit Union
- 1034 Town Bank
- 1035 Town and Country Bank
- 1036 TDECU
- 1037 The Columbia Bank
- 1038 The Cooperative Bank
- 1039 The County Federal Credit Union
- 1040 The First State Bank
- 1041 The State Bank Group
- 1042 The Union Bank Co
- 1043 ThinkBank
- 1044 Thomaston Savings Bank
- 1045 Thrivent Federal Credit Union
- 1046 Trademark Federal Credit Union
- 1047 Traditional Bank
- 1048 Traditions Bank
- 1049 Transcend Credit Union
- 1050 Travis Credit Union
- 1051 TruChoice Federal Credit Union
- 1052 TrueCore Federal Credit Union
- 1053 Truist
- 1054 Truity Credit Union
- 1055 Truliant Federal Credit Union
- 1056 TruPartner Credit Union
- 1057 TrustCo Bank
- 1058 TruMark
- 1059 TruStone Financial
- 1060 TruWest Credit Union
- 1061 TTCU (Formerly Tulsa Teachers Credit Union)
- 1062 Tulsa Federal Credit Union
- 1063 Tyndall Federal Credit Union
- 1064 TwinStar Credit Union
- 1065 UFB Direct
- 1066 UFirst Credit Union
- 1067 Ulster Savings Bank
- 1068 UMB Bank
- 1069 Umpqua Bank
- 1070 UNFCU
- 1071 UniBank
- 1072 Unify
- 1073 Union Plus Prepaid
- 1074 Union Bank
- 1075 Union Bank & Trust (NE & KS)
- 1076 Union Bank & Trust (VA, MD, NC)
- 1077 Union Community Bank
- 1078 Union Savings Bank
- 1079 Union Square Credit Union
- 1080 United Bank
- 1081 United Community Bank (UCB)
- 1082 United Community Bank (NC, TN, SC, GA)
- 1083 United Federal Credit Union
- 1084 United Financial Credit Union
- 1085 United Heritage Credit Union
- 1086 United Roosevelt Savings Bank
- 1087 United States Senate Federal Credit Union
- 1088 Unitus Community Credit Union
- 1089 Unity Bank
- 1090 Unity One Credit Union
- 1091 Univest
- 1092 University Credit Union
- 1093 University Federal Credit Union
- 1094 University of Kentucky Federal Credit Union
- 1095 U of I Community Credit Union
- 1096 Upgrade
- 1097 USAA
- 1098 US Alliance Financial
- 1099 USC Credit Union
- 1100 US Community Credit Union
- 1101 US Bank
- 1102 USE Credit Union
- 1103 USF Federal Credit Union
- 1104 US #1364 Federal Credit Union
- 1105 Utah First
- 1106 U$X Federal Credit Union
- 1107 Wakefield Co-operative Bank
- 1108 Walden Savings Bank
- 1109 Wallet by Boss Money
- 1110 Washington Mutual
- 1111 Washington Savings Bank
- 1112 Washington Trust
- 1113 Watertown Savings Bank
- 1114 Water And Power Community Credit Union (WPCU)
- 1115 WaterStone Bank
- 1116 Waukesha State Bank
- 1117 Wealthfront
- 1118 Webster Bank
- 1119 WECU
- 1120 We Florida Financial
- 1121 Wellesley Bank
- 1122 Wells Fargo
- 1123 Weokie Federal Credit Union
- 1124 WesBanco
- 1125 Wescom Credit Union
- 1126 Westbury Bank
- 1127 Western State Bank
- 1128 Western Vista Credit Union
- 1129 Westerra Credit Union
- 1130 WestField
- 1131 Westfield Bank (OH)
- 1132 Westfield Bank, FSB
- 1133 WestTown Bank & Trust
- 1134 Whitney Bank
- 1135 Widget Financial
- 1136 Wilson Bank & Trust
- 1137 Winden
- 1138 Wings Financial Credit Union
- 1139 WinTrust Bank
- 1140 Woori America Bank
- 1141 WSFS Bank
- 1142 WyHy FCU
- 1143 Wysh
- 1144 Valley Bank
- 1145 Valley First Credit Union
- 1146 Valley Nation Bank
- 1147 ValleyStar Credit Union
- 1148 Valley Strong Credit Union
- 1149 Vantage Credit Union
- 1150 VantageWest
- 1151 Varo Money
- 1152 Vectra Bank
- 1153 Veridian Credit Union
- 1154 Verity Credit Union
- 1155 Vibrant Credit Union
- 1156 Vinton County
- 1157 Vio Bank
- 1158 Virginia Credit Union
- 1159 Visions Federal Credit Union
- 1160 VyStar Credit Union
- 1161 Xceed Financial Credit Union
- 1162 Yolo Federal Credit Union
- 1163 Zeal Credit Union
- 1164 ZYNLO Bank
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- Soft pull: 1,
5Point Credit Union
- No data points
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantage Credit Union
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Aloha Pacific Federal Credit Union
- No data points
AltaOne Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- Soft pull: 1,
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
ANECA Credit Union
- Soft pull: 1,
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arrow Bank
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
- Soft pull: 1
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Austin Bank
- No data points
Avadian Credit Union
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hawaii
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank Midwest (KS & MO)
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Bask Bank
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- Soft pull: 1 (via e-mail on 10/6/24)
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BlueVine
- No hard pull: 1
BluPeak Credit Union
- Soft pull: 1,
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- No data points
Buckeye State Credit Union
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Canyon View Credit Union
- None
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
City & County Credit Union
- No data points
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Community Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Corda Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- No data points
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Cyprus Credit Union
- No data points
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Del Norte Credit Union
- Soft pull: 1,
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
DuPage Credit Union
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
EECU
Element Federal Credit Union
- No data points
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
Energy One Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
E*Trade
- No data points
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- Hard pull: 1,
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fidelity Bank (Bank With Fidelity)
- No data points
Fidelity Bank [KS, OK, MO]
- No data points
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Community Credit Union
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank of Texas
- No data points
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Bank
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
Florida West Coast Credit Union
- No data points
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
F&M Trust
- No data points
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- Hard pull: 1,
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Found
- Soft pull: 1,
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Granite Credit Union
- Soft pull: 1,
Grasshopper
- Soft pull: 1,
GR Consumers Credit Union
- No data points
Greater Iowa Credit Union
- Soft pull: 1,
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great Plains Bank
- No data points
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
Harvard Federal Credit Union
- No data points
HawaiiUSA Federal Credit Union
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Hercules First Federal Credit Union
- No data points
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
Heritage Financial Credit Union
- No data points
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Horizon Federal Credit Union
- No data points
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
Independent Financial
- No data points
Indiana Members Credit Union
- Hard pull: 1,
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investor Bank
Iowa State Bank
Island Federal Credit Union
- No data points
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keen Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kirkpatrick Bank
- No data points
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
LA Financial Credit Union
- No data points
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Langley Federal Credit Union
- Soft pull: 1,
La Loma Federal Credit Union
- No data points
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
Legacy Bank (KS)
- No data points
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Loyalty Credit Union
- No data points
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marathon Bank
- No data points
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Maspeth Federal Savings
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Minnequa Works Credit Union
- No data points
Minnwest Bank
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Muncipal Credit Union
- Soft pull: 1,
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- Soft pull: 1,
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
No data points
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Plus Credit Union
- No data points
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- Soft pull: 1,
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
OakStar Bank
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
Oostburg State Bank
- No data points
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Oregon State Credit Union
- No data points
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Park National Bank
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
Penn East Federal Credit Union
- No data points
People Driven Credit Union
- Soft pull: 1,
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pima Federal Credit Union
- No data point
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Pittsfield Coop Bank
- Soft pull:1,
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Portland Federal Credit Union (PFCU)
- Soft pull: 1,
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
ProFed Credit Union
- No data points
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4, 5,
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Canoe Credit Union
- No data points
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
REV Financial Credit Union
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Route 31 Credit Union
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Safe 1 Credit Union
- No data points
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
SkyOne Federal Credit Union
- Soft pull: 1,
SLFCU
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
Star of Texas Credit Union
- No data points
STCU (Spokane Teachers Credit Union)
Step App
- Soft pull: 1,
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stock Yards Bank & Trust
- No data point
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Sun Canyon Bank
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Superior Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
The Police Credit Union
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
The Union Bank Co
- No data points
ThinkBank
- No data points
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Traditions Bank
- Soft pull: 1,
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TruPartner Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
Tyndall Federal Credit Union
- Soft pull: 1,
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
University of Kentucky Federal Credit Union
- No data points
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
USC Credit Union
- Soft pull: 1,
- Hard pull according to CSR
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Walden Savings Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
- Soft pull: 1,
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WSFS Bank
- No data points
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
Vantage Credit Union
- No data points
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Veridian Credit Union
- Soft pull: 1,
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
ZYNLO Bank
- No data points
Sorry if the wrong thread. I’ve been searching both DoC and reddit, and can’t find a definitive answer.
Does getting denied due to chex, flag me higher than usual with other banks?
I’m at 13 accounts opened the past 14 months. I’m looking at some easily attainable bonus’ that seem more chex sensitive, vs a few that have to earn bonus’ for my situation (along with some churn options).
I’d like to try open the easier ones, but I don’t want a denial to make it more difficult with the harder options / churns.
Thanks in advance
Chartway Credit Union:hard pull of chex
Denied at Valley Bank. Was told denial was due to Chex check.
Denied Bank of America for EWS. Too many recent inquiries/length of relationship with multiple banks. There was a comment about “due to number of returned checks in last 30 days” but there shouldn’t be anything like that on my report.
Finex Credit Union: Hard pull. Confirmed with staff.
Where is/are the definitions of each in stone? Has ANYONE seen the genesis of these phony definitions?
Is this a hard pull or a soft pull? Can other people please add your datapoints?
Did you mean to reply to a comment about a specific bank or credit union?
oh sorry i thought this was the Florida Credit Union post
No worries. Wanted to make sure your question gets answered.
First Northern Credit Union (IL) pulls Transunion and Chex for deposit accounts.
Encurage Financial Network Credit Union (previously First Financial Credit Union) is no longer a HP for new memberships per email. Pulls chex
Communications Federal Credit Union is an HP. Was about to join but it says that they will check your credit. Called in and confirmed it would’ve been a hard pull. Sucks bc they accept CC funding.