fThat depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 5Point Credit Union
- 14 A+ Federal Credit Union (A+FCU)
- 15 AAA
- 16 AAC Credit Union
- 17 Abington Bank
- 18 Achieva
- 19 ACNB
- 20 Acorns Bank
- 21 Addition Financial
- 22 Adirondack Bank
- 23 Advance Financial Federal Credit Union (AFFCU)
- 24 Advantage Bank
- 25 Advantage Credit Union
- 26 Advantis Credit Union
- 27 Adventure Credit Union
- 28 Advia Credit Union
- 29 Aero Federal Credit Union
- 30 AFFCU
- 31 Affiliated Bank
- 32 Affinity Federal Credit Union
- 33 Air Academy Federal Credit Union
- 34 Albert Neobank
- 35 Alcoa Tenn Federal Credit Union
- 36 Alden Credit Union
- 37 All America Bank
- 38 Allegiance Credit Union
- 39 Allegius Credit Union
- 40 Alliant
- 41 Allied First Bank
- 42 AllTru Credit Union
- 43 Ally
- 44 Aloha Pacific Federal Credit Union
- 45 AltaOne Federal Credit Union
- 46 Altra Federal Credit Union
- 47 Amalgamated Bank
- 48 Amboy Direct
- 49 Amerant Bank
- 50 American Bank
- 51 American Bank Center
- 52 American Bank & Trust
- 53 American Bank & Trust SD & MN
- 54 American Commerce Bank
- 55 American Eagle Financial Credit Union
- 56 American Enterprise Bank
- 57 American Express
- 58 American Express Bluebird
- 59 American Express Serve
- 60 America First Credit Union
- 61 American Hertiage FCU
- 62 American Investors Bank & Mortgage (AIBM)
- 63 American Pride Bank
- 64 American Savings Bank (ASB) Hawaii
- 65 American Trust & Savings Bank
- 66 American United Federal Credit Union
- 67 America’s Christian Credit Union
- 68 America’s Credit Union
- 69 AmeriCU Credit Union
- 70 Ameriprise Financial
- 71 Ameris Bank
- 72 ANB Bank
- 73 Anchor Bank
- 74 Andrews Federal Credit Union
- 75 Andigo Credit Union
- 76 ANECA Credit Union
- 77 Anoka Hennepin Credit Union
- 78 APGFCU
- 79 Apple Bank
- 80 Apple Federal Credit Union
- 81 Arbor Financial Credit Union
- 82 Arapahoe Credit Union
- 83 Ardent Credit Union
- 84 Arizona Central Credit Union
- 85 Arizona Federal Credit Union
- 86 Arizona Financial Credit Union
- 87 Arizona State Credit Union (now OneAZ Credit Union)
- 88 Arkansas Federal Credit Union
- 89 Armed Forces Bank
- 90 Arrha Credit Union
- 91 Arrow Bank
- 92 Arsenal Credit Union
- 93 Arundel Federal Savings Bank
- 94 Arvest Bank
- 95 Ascend Federal Credit Union
- 96 Ascent Credit Union
- 97 Ashland Credit Union
- 98 Aspiration
- 99 Aspire Credit Union
- 100 Astoria Bank
- 101 Associated Bank
- 102 Associated Credit Union of Texas (ACUTX)
- 103 Associated Credit Union
- 104 Austin Bank
- 105 Avadian Credit Union
- 106 Avidia Bank
- 107 Axos Bank
- 108 Ballston Spa National Bank (BSNB)
- 109 BancorpSouth
- 110 Bank7
- 111 Bank & Trust
- 112 Bankers Trust
- 113 bankESB (East Hampton Savings Bank)
- 114 Bank of America
- 115 Bank Direct
- 116 Bank of Blue Valley
- 117 Bank of Elk River
- 118 Bank Five Nine
- 119 BankFinancial
- 120 BankHometown
- 121 Bank of Hawaii
- 122 Bank of Hope
- 123 BankNewport
- 124 Bank Novo
- 125 Bank Independent
- 126 Bank of Canton
- 127 Bank of Greene County
- 128 Bank Of Lee’s Summit
- 129 Bank of Maine
- 130 Bank Midwest
- 131 Bank Midwest (KS & MO)
- 132 Bank of Montgomery (BOM)
- 133 BankMutual
- 134 Bank of Elk River
- 135 Bank of Ruston
- 136 Bank Of Sun Prairie
- 137 Bank of Tennessee
- 138 Bank of The Blue Grass
- 139 Bank of the West
- 140 BankORION
- 141 Bank OZK
- 142 BankPlus
- 143 BankPurely
- 144 BankWell
- 145 Banner Bank
- 146 Banterra
- 147 Barclays
- 148 Bar Harbor Bank & Trust
- 149 Baselane
- 150 Bask Bank
- 151 Baton Rouge Telco Federal Credit Union
- 152 BayCoast Bank
- 153 BB&T
- 154 BBVA
- 155 Beacon Credit Union
- 156 Beartooth Bank
- 157 BECU
- 158 Belco Community Bank
- 159 Bell Bank
- 160 Bellco Credit Union
- 161 Belmont Savings Bank
- 162 Benchmark Federal Credit Union
- 163 Beneficial Bank
- 164 Berkshire Bank
- 165 Beverly Hill Bank
- 166 BethPage Credit Union
- 167 Better Banks
- 168 BHCU
- 169 BiddefordSavings
- 170 Blackhawk Bank & Trust
- 171 Blaze Credit Union
- 172 Blue Hills Bank
- 173 Blue Federal Credit Union
- 174 Blue Foundry Bank
- 175 BlueVine
- 176 BluPeak Credit Union
- 177 BMI Federal Credit Union
- 178 BMO Harris
- 179 BMT (Bryn Mawr Trust)
- 180 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 181 Bravera Bank
- 182 Brentwood Bank
- 183 Bridge Credit Union
- 184 Bridgeview Bank Group
- 185 Brightpeak Financial
- 186 BrightStar Credit Union
- 187 Brio Direct Bank
- 188 Broadway Bank
- 189 Broadview Federal Credit Union
- 190 Bryon Bank
- 191 Byline Bank
- 192 Buckeye State Bank
- 193 Buckeye State Credit Union
- 194 Bull’s Eye Credit Union
- 195 Busey Bank
- 196 California Bank & Trust
- 197 California Coast Credit Union
- 198 California Credit Union
- 199 Callaway Bank
- 200 Cambridge Savings Bank
- 201 Camden National Bank
- 202 Capital Bank
- 203 Capital City Bank
- 204 Carver Federal Savings Bank
- 205 Cambridge Trust Company
- 206 Campus USA Credit Union
- 207 Canyon View Credit Union
- 208 Cape Cod 5
- 209 Cap Ed Credit Union
- 210 Capital Credit Union
- 211 Capital One
- 212 Capital One 360
- 213 Capitol Bank
- 214 CBT Bank
- 215 CCFBank
- 216 Cedar Rapids Bank & Trust
- 217 CEFCU
- 218 CenterBank
- 219 Center Parc
- 220 Centier
- 221 Centra Credit Union
- 222 Central Florida Educators Credit Union
- 223 Central Illinois Bank
- 224 Central Pacific Bank
- 225 Central Willamette Credit Union
- 226 Century Bank
- 227 Central Bank
- 228 Central Minnesota Credit Union
- 229 CFG Bank
- 230 Charter Oak
- 231 Charles Schwab
- 232 Chartway Credit Union
- 233 Charter One
- 234 Chase
- 235 Cheese
- 236 Chesapeake Bank
- 237 Chief Financial Credit Union
- 238 Christian Community Credit Union
- 239 CIBC US
- 240 Cincinnatus Savings & Loan
- 241 Cincinnati Federal
- 242 CinFed Credit Union
- 243 Citadel Credit Union
- 244 CIT Bank
- 245 Citibank
- 246 The Citizens Bank
- 247 Citizens Bank
- 248 Citizens First Bank
- 249 City Mark Federal Credit Union
- 250 City National Bank (Bankatcity)
- 251 City & County Credit Union
- 252 Civista Bank
- 253 Clearview Federal Credit Union
- 254 Clifton Savings Bank (CSBK)
- 255 Clinton Savings Bank
- 256 CME Federal Credit Union
- 257 C&N Bank
- 258 CNB Bank & Trust
- 259 Coastal Credit Union
- 260 Cobalt Credit Union
- 261 CODE Credit Union
- 262 Collins Community Credit Union
- 263 Columbia Bank (WA, OR, ID)
- 264 Columbia Bank (NJ)
- 265 Columbia Credit Union
- 266 Comerica
- 267 Commonwealth Central Credit Union
- 268 Community Resource Credit Union
- 269 Compass Community Credit Union
- 270 Compass Credit Union
- 271 Commerce Bank (MA)
- 272 Commerce Bank (MO, KS, IL, OK & CO)
- 273 Communication Federal Credit Union
- 274 CommonWealth Credit Union
- 275 Community Alliance Credit Union
- 276 CommunityAmerica Credit Union
- 277 Community Bank (NY)
- 278 Community Bank & Trust
- 279 Community Choice Credit Union
- 280 Community Choice Credit Union [IA]
- 281 Community Credit Union Florida
- 282 Community Financial Credit Union
- 283 Community Financial Services Bank
- 284 Community First Credit Union – CA
- 285 Community First Credit Union of Florida
- 286 Community State Bank
- 287 Community West Credit Union
- 288 Compass Federal Credit Union
- 289 ConnectOne Bank
- 290 Connex Credit Union
- 291 ConnexUs Credit Union
- 292 Consumers Credit Union
- 293 Consumers Credit Union (MI)
- 294 Consolidated Community Credit Union
- 295 Control Card
- 296 Copper Banking
- 297 Cooperative Bank of Cape Cod
- 298 Coors Credit Union
- 299 Corda Credit Union
- 300 Cornerstone Bank
- 301 Cornerstone Financial Credit Union
- 302 Country Bank
- 303 Country Bank For Savings
- 304 Crane Credit Union
- 305 Credit Human
- 306 Credit Union 1
- 307 Credit Union of America
- 308 Credit Union of New Jersey
- 309 Credit Union of Ohio
- 310 Credit Union One
- 311 Credit Union of the Rockies
- 312 Credit Union of Southern California
- 313 Credit Union of Texas
- 314 Credit Union West
- 315 CrossPoint Federal Credit Union
- 316 Crystal Lake Bank
- 317 CSE Federal Credit Union
- 318 Current
- 319 Cyprus Credit Union
- 320 Darien Rowayton Bank
- 321 DCU (Digital Federal Credit Union)
- 322 Dearborn Savings Bank (DSB)
- 323 Dedham Savings Bank
- 324 Del Norte Credit Union
- 325 Delta Community Credit Union
- 326 Denizen
- 327 Denmark State Bank
- 328 Denver Community Credit Union
- 329 Desert Community Bank
- 330 Desert Financial Credit Union
- 331 Desert Schools Federal Credit Union
- 332 Destinations Credit Union
- 333 Devon Bank
- 334 Diamond Valley Federal Credit Union
- 335 Discover
- 336 Dollar Bank
- 337 Dollar Savings Bank
- 338 Dort Federal Credit Union
- 339 DuGood Federal Credit Union
- 340 DuPage Credit Union
- 341 Dundee Bank
- 342 Dupaco Credit Union
- 343 Eagle Federal Credit Union
- 344 Earn Bank
- 345 East Boston Savings Bank
- 346 East Cambridge Savings Bank
- 347 Eastern Bank
- 348 Eastern Savings Bank
- 349 East Idaho Credit Union
- 350 Eastman Credit Union
- 351 East Wisconsin Savings Bank
- 352 EBSB Direct
- 353 ECCU
- 354 Educational Systems Federal Credit Union
- 355 Educators Credit Union (ECU)
- 356 Edwards Federal Credit Union
- 357 EECU
- 358 Element Federal Credit Union
- 359 Elements Financial Credit Union
- 360 Elevations Credit Union/Buff One
- 361 Elite Community Credit Union
- 362 Elko Federal Credit Union
- 363 Empire State Bank
- 364 Emprise Bank
- 365 Energy Federal Credit Union
- 366 Energy One Credit Union
- 367 ENT Credit Union
- 368 Enzo
- 369 Equity Bank
- 370 ESL Federal Credit Union
- 371 ESSA Bank & Trust
- 372 Essex Bank
- 373 E*Trade
- 374 Eureka Savings Bank
- 375 Evanston Community Bank
- 376 Evansville Teachers Federal Credit Union
- 377 EverBank
- 378 Exchange Bank
- 379 Excite Credit Union
- 380 Expedition Credit Union
- 381 Extraco Banks
- 382 Fairwinds Credit Union
- 383 Family Trust Federal Credit Union
- 384 Farm Bureau Bank
- 385 Farmers Insurance Federal Credit Union
- 386 Farmers & Merchants Bank
- 387 Farmers & Merchants State Bank
- 388 Farmington Bank
- 389 FAST Credit Union
- 390 FCB Banks
- 391 FCNB Bank
- 392 FCB South County Bank
- 393 FEDCOM
- 394 FedFinancial Federal Credit Union
- 395 Fidelity (Brokerage)
- 396 Fidelity Bank (PA)
- 397 Fidelity Bank (Online, MA)
- 398 Fidelity Bank (Bank With Fidelity)
- 399 Fidelity Bank [KS, OK, MO]
- 400 Fierce Finance
- 401 Fifth Third Bank
- 402 Figure Pay
- 403 Financial Builders
- 404 Financial Partners Credit Union
- 405 Financial Plus Credit Union
- 406 Financial Resources Credit Union
- 407 Finex Credit Union
- 408 Firefly Credit Union
- 409 First Advantage Bank
- 410 First American Bank
- 411 FirstBank
- 412 FirstBank [TN, GA, AL]
- 413 First Bank (VA, MD)
- 414 First Bank (CA, IL & MO)
- 415 First Bank and Trust
- 416 First Bank of Manhattan
- 417 First Bank & Trust Company Illinois
- 418 First Bank Financial Centre (FBFC):
- 419 First Basin Credit Union Checking
- 420 First Citizen’s Bank
- 421 First Citrus Bank
- 422 First Commerce Credit Union
- 423 First Commonwealth Bank
- 424 First Community Bank (AR/MO)
- 425 First Community Credit Union
- 426 First Entertainment Credit Union
- 427 First Federal Bank (FL)
- 428 First Federal Bank of Kansas City
- 429 First Federal Bank of Wisconsin
- 430 First Federal Credit Union
- 431 First Fidelity Bank
- 432 First Financial Federal Credit Union
- 433 First Financial Credit Union
- 434 First Financial Federal Credit Union (MD only)
- 435 First Federal Bank
- 436 First Financial Bank (AR/MS)
- 437 First Financial Bank (TX)
- 438 First Financial Bank (IL, IN, KY, OH)
- 439 First Financial Northwest Bank
- 440 First Flight Credit Union
- 441 First Florida Credit Union
- 442 First General Credit Union
- 443 First Green Bank
- 444 First Hawaiian Bank
- 445 First Home Bank
- 446 First Horizon Bank
- 447 First Internet Bank
- 448 First Jersey Credit Union
- 449 FirstLight Federal Credit Union
- 450 First-Lockhart National Bank
- 451 First Mark Credit Union
- 452 First Merchants Bank
- 453 First Merit Bank
- 454 First Midwest Bank
- 455 First National 1870
- 456 First National Bank (FNB)
- 457 First National Bank (IA)
- 458 First National Bank [UT]
- 459 First National Bank [NE]
- 460 First National Bank of Long Island
- 461 First National Bank of Texas
- 462 First National Bank and Trust Company
- 463 First National Bank of Waterloo
- 464 First National Bank in Staunton
- 465 First Nebraska Educators Credit Union
- 466 First Niagara
- 467 First Northern Credit Union
- 468 First Republic Bank
- 469 Firstrust Bank
- 470 First Savings Bank of Hegewisch
- 471 First Service Bank
- 472 First Service Credit Union
- 473 First Southern Bank
- 474 First South Financial
- 475 First State Bank Of Illinois
- 476 First State Community Bank
- 477 First Tech Federal Credit Union
- 478 First Tennessee
- 479 First Trade Union Bank
- 480 First United Bank
- 481 First United Credit Union
- 482 First US Community Credit Union
- 483 Fitness Bank
- 484 Fitzsimmons Credit Union
- 485 Five Star Bank
- 486 Flagship Bank
- 487 Flagstar Bank
- 488 Florence Bank
- 489 Florida Community Bank
- 490 Florida Credit Union
- 491 Florida West Coast Credit Union
- 492 Flushing Bank
- 493 F&M Bank
- 494 F&M Bank (VA Only)
- 495 F&M Bank (IN, OH)
- 496 F&M Trust
- 497 Focus Bank
- 498 Focus Federal Credit Union
- 499 Forcht Bank
- 500 Fort Bragg Federal Credit Union
- 501 Fort Financial Credit Union
- 502 Fort Worth Community Credit Union
- 503 Found
- 504 Four Points Federal Credit Union
- 505 FNBO
- 506 FNCB
- 507 Freedom Credit Union
- 508 Freedom Federal Credit Union
- 509 Freedom First Credit Union
- 510 Fremont Bank
- 511 Frontier Bank
- 512 Frontwave Credit Union
- 513 FSB Bank
- 514 Fulton Bank
- 515 Gain Federal Credit Union
- 516 Garden Savings Federal Credit Union
- 517 Gate City Bank
- 518 Gateway First Bank
- 519 Gateway Metro Federal Credit Union
- 520 Genisys Credit Union
- 521 Georgia Banking Company (GBC)
- 522 Georgia’s Own Credit Union
- 523 Gesa Credit Union
- 524 Gibsland Bank
- 525 Giftsforbanking
- 526 Global Credit Union
- 527 GNO Federal Credit Union
- 528 GO Federal Credit Union
- 529 GOLD Credit Union
- 530 Go2Bank
- 531 Granite Credit Union
- 532 Grasshopper
- 533 GR Consumers Credit Union
- 534 Greater Iowa Credit Union
- 535 Greater Nevada Credit Union
- 536 Great Lakes Credit Union
- 537 Great Plains Bank
- 538 Great River Federal Credit Union
- 539 Great Southern Bank
- 540 Green state Credit Union
- 541 Grove City Area Federal Credit Union
- 542 Grow Financial
- 543 GTE Financial
- 544 Guaranty Bank
- 545 Guardian Credit Union
- 546 Gulf Coast Bank & Trust Company
- 547 Gulf Coast Federal Credit Union
- 548 Hanmi Bank
- 549 Hanscom Federal Credit Union
- 550 HarborOne Bank
- 551 Harborstone Credit Union
- 552 Harford Bank
- 553 Harvard Federal Credit Union
- 554 HawaiiUSA Federal Credit Union
- 555 Hawthorn Bank
- 556 Heartland Bank
- 557 Heartland Credit Union
- 558 Hercules First Federal Credit Union
- 559 Heritage Bank
- 560 Heritage Bank NW
- 561 Heritage Bank of St. Tammany
- 562 Heritage Credit Union
- 563 Heritage Financial Credit Union
- 564 HeritageWest Credit Union
- 565 Hibernia Bank
- 566 Highmark Federal Credit Union
- 567 Hills Bank
- 568 Hiway Federal Credit Union
- 569 Holyoke Credit Union
- 570 Home Federal Savings Bank
- 571 Home National Bank
- 572 Home Savings Bank
- 573 Home State Bank
- 574 HomeStreet:
- 575 Hometown Community Banks
- 576 HomeTrust Bank
- 577 Honors Credit Union
- 578 Hopewell Federal Credit Union
- 579 Horizon Bank
- 580 Horizon Credit Union (WA, ID, MT)
- 581 Horizon Federal Credit Union
- 582 Houston Metropolitan Federal Credit Union
- 583 HSBC
- 584 Huntington Bank
- 585 Hudson River Community Credit Union (HRCCU)
- 586 Hudson Valley Federal
- 587 IBM Southeast FECU
- 588 IBERIABANK
- 589 ICBC USA
- 590 IC Federal Credit Union
- 591 Idaho Central Credit Union (ICCU)
- 592 Ideal Credit Union
- 593 Illinois National Bank
- 594 Illinois State Credit Union
- 595 Incredible Bank
- 596 Independent Bank
- 597 Independent Financial
- 598 Indiana Members Credit Union
- 599 InFirst FCU
- 600 InRoads Credit Union
- 601 Inspire Federal Credit Union
- 602 Inspirus Credit Union
- 603 Integrity Bank
- 604 Interior Federal Credit Union
- 605 Interra Credit Union
- 606 InTouch Credit Union
- 607 Investor Bank
- 608 Iowa State Bank
- 609 Island Federal Credit Union
- 610 Johnson Bank
- 611 Jovia Financial Credit Union
- 612 JSC Federal Credit Union
- 613 Justice Federal Credit Union
- 614 Kabbage By AmEx
- 615 KaiPerm
- 616 Kalsee Credit Union
- 617 Katahdin Trust Company
- 618 Kearny Bank
- 619 Keen Bank
- 620 Keesler Federal Credit Union
- 621 Kemba Financial Credit Union
- 622 Kentucky Bank
- 623 KeyPoint Credit Union
- 624 Kinderhook Bank
- 625 Kinecta
- 626 Kirkpatrick Bank
- 627 Kitsap Credit Union
- 628 KeyBank
- 629 La Capitol Federal Credit Union
- 630 Lafayette Federal Credit Union
- 631 LA Financial Credit Union
- 632 Lakeland Bank
- 633 Lake Michigan Credit Union (LMCU)
- 634 Lake Ridge Bank
- 635 Lake Shore Savings
- 636 Langley Federal Credit Union
- 637 La Loma Federal Credit Union
- 638 Landmark Credit Union
- 639 Land of Lincoln Credit Union
- 640 Las Colinas Federal Credit Union
- 641 Laurel Road
- 642 LBS Financial Credit Union
- 643 Leader Bank
- 644 Ledyard Bank
- 645 Legacy Bank (KS)
- 646 LegacyTexas
- 647 LendingClub
- 648 Level One Bank
- 649 LGE Community Credit Union
- 650 Liberty Bank
- 651 Liberty Bank (CT, MA, RI)
- 652 Liberty Bank For Savings
- 653 Liberty First Credit Union
- 654 Liberty Savings Bank
- 655 Lili Bank
- 656 Linn Area Credit Union
- 657 Live Oak Bank
- 658 LM Federal Credit Union
- 659 Logix Credit Union
- 660 Lone Star National Bank
- 661 Long Game
- 662 LorMet Community Federal Credit Union
- 663 Los Angeles Federal Credit Union
- 664 Loyalty Credit Union
- 665 Lyons National Bank
- 666 Macatawa Bank
- 667 Magnolia Federal Credit Union
- 668 MainSource Bank
- 669 Mainstreet Credit Union
- 670 Main Street Bank [of Michigan]
- 671 Main Street Bank [of Virginia]
- 672 Mango Money
- 673 Marathon Bank
- 674 Marcus Bank
- 675 Marine Bank
- 676 MarketUSA Federal Credit Union
- 677 Marquette Bank
- 678 Mars Bank
- 679 Maspeth Federal Savings
- 680 Mazuma Credit Union
- 681 MAX Credit Union
- 682 MB Financial Bank
- 683 Mcgraw-Hill FCU
- 684 Mcfarland State Bank
- 685 MECU Credit Union
- 686 Melrose Bank
- 687 Members Choice Credit Union
- 688 Members Cooperative Credit Union
- 689 Members Source Credit Union
- 690 Member One Federal Credit Union
- 691 Memory Bank
- 692 Memphis City ECU (MCECU)
- 693 Mercer Savings Bank
- 694 Mercury
- 695 Meridian Bank
- 696 Meridian Trust Federal Credit Union
- 697 Meritrust Credit Union
- 698 Meriwest Credit Union
- 699 Metro Credit Union
- 700 Metro Credit Union (MA)
- 701 Metro Credit Union (NE)
- 702 Metropolitan Bank
- 703 Michigan Schools and Government Credit Union
- 704 Middlesex Federal
- 705 Middlesex Savings Bank
- 706 MIDFLORIDA CU
- 707 MidFirst Bank
- 708 Mid-Hudson Valley Federal Credit Union
- 709 Midland States Bank
- 710 Mid Minnesota Federal Credit Union
- 711 Mid Penn Bank
- 712 MidUSA Credit Union
- 713 Midwest Bank
- 714 MidWestOne Bank
- 715 Midwest Regional Bank
- 716 Minnequa Works Credit Union
- 717 Minnwest Bank
- 718 Mint Valley Federal Credit Union
- 719 Mission Federal Credit Union
- 720 Missouri Credit Union
- 721 Mobiloil Credit Union
- 722 MoneyLion
- 723 Monifi
- 724 Monona Bank
- 725 Monroe Bank & Trust (MBT)
- 726 Monson Savings
- 727 Montgomery County EFCU
- 728 Mountain America Credit Union
- 729 MountainOne
- 730 mph.bank
- 731 MSUFCU
- 732 My Banking Direct
- 733 My eBanc
- 734 MySavingsDirect
- 735 Muncipal Credit Union
- 736 Mutual Bank
- 737 Mutual Security Credit Union
- 738 MVB Bank
- 739 MyUSA Credit Union
- 740 M&F Bank
- 741 M&T Bank
- 742 M1 Finance
- 743 NASA Federal Credit Union
- 744 NASB
- 745 Nassau Financial Federal Credit Union
- 746 Nationwide Bank
- 747 Navigant Credit Union
- 748 Navy Federal Credit Union
- 749 NBC Oklahoma
- 750 Nearside
- 751 Neighborhood Credit Union
- 752 Neighbors Credit Union
- 753 Netspend
- 754 Nevada State Bank
- 755 New Buffalo Savings Bank
- 756 Newton Federal Bank
- 757 Newtown Savings Bank (NSB)
- 758 Nexus
- 759 North Brookfield Savings Bank
- 760 North Community Bank
- 761 Northeast Credit Union
- 762 NorthOne Bank
- 763 Northern Paper Milles (NPM)
- 764 Northern Skies FCU
- 765 Northfield Bank
- 766 Northpointe
- 767 North Shore Bank
- 768 North Shore Bank (MA)
- 769 North Shore Bank of Commerce
- 770 North Shore Community Bank
- 771 North Star Credit Union
- 772 North State Bank
- 773 Northwest Bank
- 774 Northwest Bank (PA)
- 775 Northwest Bank of Rockford
- 776 Northwest Federal Credit Union
- 777 Northwest Plus Credit Union
- 778 Northwest Savings Bank
- 779 Notre Dame Federal Credit Union
- 780 NWSB Bank
- 781 Numerica Credit Union
- 782 Nutmeg Credit Union
- 783 NuVision Federal Credit Union
- 784 NVE Bank
- 785 NYCB Family Of Banks
- 786 NWFCU
- 787 Oakland University Credit Union
- 788 OakStar Bank
- 789 Ocean First Bank
- 790 Old Hickory Credit Union
- 791 Old Missouri Bank
- 792 Old National Bank
- 793 Old Second Bank
- 794 Oklahoma’s Credit Union
- 795 OMNI Community Credit Union
- 796 One American Bank
- 797 One Finance
- 798 One Nevada Credit Union
- 799 OneWest Bank
- 800 Oostburg State Bank
- 801 OnPoint Community Credit Union
- 802 On Tap Credit Union
- 803 Option 1 Credit Union
- 804 Orange County Credit Union
- 805 Oregon State Credit Union
- 806 Origin Bank
- 807 Orion Federal Credit Union
- 808 Oritani Bank
- 809 Orlando Credit Union
- 810 OUR Credit Union
- 811 Oxygen
- 812 P1FCU
- 813 Pacific Service Credit Union
- 814 Palisades Credit Union
- 815 Paradise Valley Federal Credit Union
- 816 Park National Bank
- 817 Parke Bank
- 818 Parkside Credit Union
- 819 Partner Colorado Credit Union
- 820 Patelco Credit Union
- 821 Pathfinder Bank
- 822 Pathways Financial Credit Union
- 823 Patriot Bank
- 824 Pelican State Credit Union
- 825 Penn East Federal Credit Union
- 826 People Driven Credit Union
- 827 PenFed
- 828 Peninsula Federal Credit Union
- 829 Penn Community Bank
- 830 Pentucket Bank
- 831 People First Federal Credit Union
- 832 PeoplesBank (Bankatpeoples)
- 833 PeoplesBank
- 834 Peoples Bank (LA)
- 835 Peoples Bank (WA)
- 836 Peoples Bank (ibankpeoples IL, IN)
- 837 Peoples Credit Union
- 838 Peoples United Bank
- 839 Philadelphia Federal Credit Union
- 840 Picatinny Credit Union
- 841 Pikes Peak Credit Union
- 842 Pima Federal Credit Union
- 843 Pinnacle Bank
- 844 Pinnacle Financial Partners
- 845 Pioneer Valley Credit Union
- 846 Pittsfield Coop Bank
- 847 Point Breeze Credit Union
- 848 Polam Federal Credit Union
- 849 Polish National Credit Union
- 850 Polish American Credit Union
- 851 Ponce Bank
- 852 Popular Bank
- 853 Popular Direct
- 854 Porte Bank
- 855 Portland Federal Credit Union (PFCU)
- 856 Power Financial Credit Union
- 857 PNC
- 858 Preferred Credit Union
- 859 Premier America Credit Union
- 860 Premier Bank – OH
- 861 Premier Members Credit Union
- 862 Presidential Bank
- 863 Prestige Community Credit Union
- 864 Primis Bank
- 865 PriorityONE Credit Union of Florida
- 866 PrizePool
- 867 ProFed Credit Union
- 868 Progressive Bank
- 869 Progessions Credit Union
- 870 Provident Bank
- 871 Provident Credit Union
- 872 Proviso Community Bank
- 873 PSE Credit Union
- 874 PSECU
- 875 Public Employees Credit Union (PECU)
- 876 Public Services Credit Union
- 877 Public Service Credit Union (IN)
- 878 Pulaski Bank
- 879 Purdue Federal Credit Union
- 880 PurePoint Financial
- 881 Putnam Bank
- 882 PyraMax Bank
- 883 Quad City Bank & Trust
- 884 Quontic Bank
- 885 Quorum Federal Credit Union
- 886 Radius Bank
- 887 Randolf Savings Bank
- 888 Reading Cooperative Bank
- 889 Real Peoples Bank
- 890 Red Canoe Credit Union
- 891 Red Rocks Credit Union
- 892 Redstone Federal Credit Union
- 893 Redwood Credit Union
- 894 Regions Bank
- 895 Reliabank
- 896 Reliance Bank
- 897 Reliant Bank
- 898 Reliant Community Credit Union
- 899 Republic Bank
- 900 Republic Bank (IL only)
- 901 Republic Bank (NY)
- 902 Resource One Credit Union
- 903 REV Financial Credit Union
- 904 Revolut
- 905 Ridgewood Savings Bank
- 906 Rivermark Community Credit
- 907 River Valley Credit Union
- 908 Riverview Bank
- 909 RPT Federal Credit Union
- 910 Rockland Trust Bank
- 911 Rollstone Bank & Trust
- 912 Rosedale Federal Savings & Loan Association
- 913 Royal Bank America
- 914 Route 31 Credit Union
- 915 Royal Credit Union
- 916 Sacramento Credit Union
- 917 SAFE Credit Union
- 918 Safe 1 Credit Union
- 919 Salal Credit Union
- 920 Salem Five Bank
- 921 Sallie Mae High-Yield Savings Account
- 922 Sandy Spring Bank
- 923 San Mateo Credit Union
- 924 Santander
- 925 Saratoga National Bank
- 926 Sauk Valley Bank
- 927 Savings Bank of Danbury
- 928 Sawyer Savings Bank
- 929 SB1 Federal Credit Union
- 930 Scient Federal Credit Union
- 931 Scott Credit Union
- 932 Seacoast Bank
- 933 SECNY Federal Credit Union
- 934 Security Bank of Crawford
- 935 Selco Community Credit Union
- 936 Select Bank & Trust
- 937 SENB Bank
- 938 Service 1st Federal Credit Union
- 939 Service Credit Union
- 940 SF Fire Credit Union
- 941 Sharepoint Credit Union
- 942 Sharonview
- 943 Signature Federal Credit Union
- 944 Simmons Bank
- 945 Simsbury Bank
- 946 Simple Bank
- 947 Signature Bank of Georgia
- 948 SkyOne Federal Credit Union
- 949 SLFCU
- 950 Solvay Bank
- 951 Sound Credit Union
- 952 SouthEast Bank
- 953 Southeastern Credit Union
- 954 South East National Bank
- 955 Southern Bank
- 956 Southland Credit Union
- 957 South Shore Bank
- 958 Southside Bank
- 959 SouthStar Bank
- 960 South State Bank
- 961 Southwest 66 Credit Union
- 962 Space Age Federal Credit Union
- 963 Space Coast Credit Union
- 964 Spartan Federal Credit Union
- 965 SPCO Credit Union
- 966 Spiral
- 967 Spire Credit Union
- 968 Spokane City Credit Union
- 969 SSFCU (Security Service Federal Credit Union)
- 970 S&T Bank
- 971 Star Bank
- 972 Starion Bank
- 973 Stark Federal Credit Union
- 974 State Bank of Bement
- 975 State Bank Of Cross Plains
- 976 State Bank Of India (California)
- 977 State Department Federal Credit Union
- 978 State Employees Credit Union (SECU) Of Maryland
- 979 State Security Bank
- 980 Stanford Federal Credit Union
- 981 St. Anne’s Credit Union
- 982 Star One Credit Union
- 983 Star of Texas Credit Union
- 984 STCU (Spokane Teachers Credit Union)
- 985 Step App
- 986 Sterling National Bank
- 987 St. Mary’s Bank
- 988 St Mary’s Credit Union
- 989 Stock Yards Bank & Trust
- 990 Stoneham Bank
- 991 St Paul Federal Credit Union
- 992 Streator Onized Credit Union (SOCU)
- 993 Sturdy Savings Bank
- 994 Suburban Bank & Trust (SBT)
- 995 Suffolk Credit Union
- 996 Suffolk Federal Credit Union
- 997 Summit Credit Union
- 998 Summit Federal Credit Union
- 999 Sun Canyon Bank
- 1000 Suncoast Credit Union
- 1001 Sun Commnity Federal Credit Union
- 1002 Sun East Federal Credit Union
- 1003 Sunflower Bank
- 1004 Sunmark Credit Union
- 1005 Sun National Bank
- 1006 Suntrust
- 1007 SunWest Credit Union
- 1008 Superior Credit Union
- 1009 Susquehanna Community Bank
- 1010 Synovus Bank
- 1011 Sweet Home Federal Credit Union
- 1012 TAB Bank
- 1013 Talmer Bank & Trust
- 1014 Taunton Federal Credit Union
- 1015 TBK Bank
- 1016 TCF Bank
- 1017 Teachers Credit Union
- 1018 Teachers Federal Credit Union
- 1019 Texans Credit Union
- 1020 TD Bank
- 1021 Tech CU
- 1022 TEG Federal Credit Union
- 1023 Telco Community Credit Union
- 1024 Telhio Credit Union
- 1025 Texas Capital Bank
- 1026 Texas Trust Credit Union
- 1027 Texell Credit Union
- 1028 The Bank Of Denver
- 1029 The Bank of Princeton
- 1030 The Police Credit Union
- 1031 TIAA Direct
- 1032 TLC Community Credit Union
- 1033 T-Mobile Money
- 1034 Tobyhanna
- 1035 Tompkins VIST Bank
- 1036 Toro Credit Union
- 1037 Torrington Savings Bank
- 1038 Tower Federal Credit Union
- 1039 Town Bank
- 1040 Town and Country Bank
- 1041 TDECU
- 1042 The Columbia Bank
- 1043 The Cooperative Bank
- 1044 The County Federal Credit Union
- 1045 The First State Bank
- 1046 The State Bank Group
- 1047 The Union Bank Co
- 1048 ThinkBank
- 1049 Thomaston Savings Bank
- 1050 Thrivent Federal Credit Union
- 1051 Trademark Federal Credit Union
- 1052 Traditional Bank
- 1053 Traditions Bank
- 1054 Transcend Credit Union
- 1055 Travis Credit Union
- 1056 TruChoice Federal Credit Union
- 1057 TrueCore Federal Credit Union
- 1058 Truist
- 1059 Truity Credit Union
- 1060 Truliant Federal Credit Union
- 1061 TruPartner Credit Union
- 1062 TrustCo Bank
- 1063 TruMark
- 1064 TruStone Financial
- 1065 TruWest Credit Union
- 1066 TTCU (Formerly Tulsa Teachers Credit Union)
- 1067 Tulsa Federal Credit Union
- 1068 Tyndall Federal Credit Union
- 1069 TwinStar Credit Union
- 1070 UFB Direct
- 1071 UFirst Credit Union
- 1072 Ulster Savings Bank
- 1073 UMB Bank
- 1074 Umpqua Bank
- 1075 UNFCU
- 1076 UniBank
- 1077 Unify
- 1078 Union Plus Prepaid
- 1079 Union Bank
- 1080 Union Bank & Trust (NE & KS)
- 1081 Union Bank & Trust (VA, MD, NC)
- 1082 Union Community Bank
- 1083 Union Savings Bank
- 1084 Union Square Credit Union
- 1085 United Bank
- 1086 United Community Bank (UCB)
- 1087 United Community Bank (NC, TN, SC, GA)
- 1088 United Federal Credit Union
- 1089 United Financial Credit Union
- 1090 United Heritage Credit Union
- 1091 United Roosevelt Savings Bank
- 1092 United States Senate Federal Credit Union
- 1093 Unitus Community Credit Union
- 1094 Unity Bank
- 1095 Unity One Credit Union
- 1096 Univest
- 1097 University Credit Union
- 1098 University Federal Credit Union
- 1099 University of Kentucky Federal Credit Union
- 1100 U of I Community Credit Union
- 1101 Upgrade
- 1102 USAA
- 1103 US Alliance Financial
- 1104 USC Credit Union
- 1105 US Community Credit Union
- 1106 US Bank
- 1107 USE Credit Union
- 1108 USF Federal Credit Union
- 1109 US #1364 Federal Credit Union
- 1110 Utah First
- 1111 U$X Federal Credit Union
- 1112 Wakefield Co-operative Bank
- 1113 Walden Savings Bank
- 1114 Wallet by Boss Money
- 1115 Washington Mutual
- 1116 Washington Savings Bank
- 1117 Washington Trust
- 1118 Watertown Savings Bank
- 1119 Water And Power Community Credit Union (WPCU)
- 1120 WaterStone Bank
- 1121 Waukesha State Bank
- 1122 Wealthfront
- 1123 Webster Bank
- 1124 WECU
- 1125 We Florida Financial
- 1126 Wellesley Bank
- 1127 Wells Fargo
- 1128 Weokie Federal Credit Union
- 1129 WesBanco
- 1130 Wescom Credit Union
- 1131 Westbury Bank
- 1132 Western State Bank
- 1133 Western Vista Credit Union
- 1134 Westerra Credit Union
- 1135 WestField
- 1136 Westfield Bank (OH)
- 1137 Westfield Bank, FSB
- 1138 WestTown Bank & Trust
- 1139 Whitney Bank
- 1140 Widget Financial
- 1141 Wilson Bank & Trust
- 1142 Winden
- 1143 Wings Financial Credit Union
- 1144 WinTrust Bank
- 1145 Woori America Bank
- 1146 WSFS Bank
- 1147 WyHy FCU
- 1148 Wysh
- 1149 Valley Bank
- 1150 Valley First Credit Union
- 1151 Valley Nation Bank
- 1152 ValleyStar Credit Union
- 1153 Valley Strong Credit Union
- 1154 Vantage Credit Union
- 1155 VantageWest
- 1156 Varo Money
- 1157 Vectra Bank
- 1158 Veridian Credit Union
- 1159 Verity Credit Union
- 1160 Vibrant Credit Union
- 1161 Vinton County
- 1162 Vio Bank
- 1163 Virginia Credit Union
- 1164 Visions Federal Credit Union
- 1165 VyStar Credit Union
- 1166 Xceed Financial Credit Union
- 1167 Yolo Federal Credit Union
- 1168 Zeal Credit Union
- 1169 ZYNLO Bank
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- Soft pull: 1,
5Point Credit Union
- No data points
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantage Credit Union
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Aloha Pacific Federal Credit Union
- No data points
AltaOne Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- Soft pull: 1,
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
ANECA Credit Union
- Soft pull: 1,
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Arapahoe Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arrow Bank
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
- Soft pull: 1
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Austin Bank
- No data points
Avadian Credit Union
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hawaii
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank Midwest (KS & MO)
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Bask Bank
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- Soft pull: 1 (via e-mail on 10/6/24)
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BlueVine
- No hard pull: 1
BluPeak Credit Union
- Soft pull: 1,
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- No data points
Buckeye State Credit Union
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Canyon View Credit Union
- None
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
City & County Credit Union
- No data points
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Community Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank (NY)
- No data points
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Corda Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- No data points
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Cyprus Credit Union
- No data points
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Del Norte Credit Union
- Soft pull: 1,
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
DuPage Credit Union
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
EECU
Element Federal Credit Union
- No data points
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
Energy One Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
E*Trade
- No data points
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- Hard pull: 1,
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fidelity Bank (Bank With Fidelity)
- No data points
Fidelity Bank [KS, OK, MO]
- No data points
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- Soft pull: 1,
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Community Credit Union
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank of Texas
- No data points
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Bank
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
Florida West Coast Credit Union
- No data points
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
F&M Trust
- No data points
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- Hard pull: 1,
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Found
- Soft pull: 1,
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Granite Credit Union
- Soft pull: 1,
Grasshopper
- Soft pull: 1,
GR Consumers Credit Union
- No data points
Greater Iowa Credit Union
- Soft pull: 1,
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great Plains Bank
- No data points
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guaranty Bank
- No data points
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
Harvard Federal Credit Union
- No data points
HawaiiUSA Federal Credit Union
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Hercules First Federal Credit Union
- No data points
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
Heritage Financial Credit Union
- No data points
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Horizon Federal Credit Union
- No data points
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
Independent Financial
- No data points
Indiana Members Credit Union
- Hard pull: 1,
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investor Bank
Iowa State Bank
Island Federal Credit Union
- No data points
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keen Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kirkpatrick Bank
- No data points
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
LA Financial Credit Union
- No data points
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Langley Federal Credit Union
- Soft pull: 1,
La Loma Federal Credit Union
- No data points
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
Legacy Bank (KS)
- No data points
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Loyalty Credit Union
- No data points
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marathon Bank
- No data points
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Maspeth Federal Savings
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Metropolitan Bank
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Minnequa Works Credit Union
- No data points
Minnwest Bank
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Muncipal Credit Union
- Soft pull: 1,
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- Soft pull: 1,
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
No data points
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Netspend
- Soft pull
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Plus Credit Union
- No data points
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- Soft pull: 1,
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
OakStar Bank
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
Oostburg State Bank
- Soft pull: 1,
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Oregon State Credit Union
- No data points
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Park National Bank
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
Penn East Federal Credit Union
- No data points
People Driven Credit Union
- Soft pull: 1,
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pima Federal Credit Union
- No data point
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Pittsfield Coop Bank
- Soft pull:1,
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Portland Federal Credit Union (PFCU)
- Soft pull: 1,
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
ProFed Credit Union
- No data points
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4, 5,
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Canoe Credit Union
- No data points
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
REV Financial Credit Union
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Route 31 Credit Union
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Safe 1 Credit Union
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
SkyOne Federal Credit Union
- Soft pull: 1,
SLFCU
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
Star of Texas Credit Union
- No data points
STCU (Spokane Teachers Credit Union)
Step App
- Soft pull: 1,
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stock Yards Bank & Trust
- No data point
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Sun Canyon Bank
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Superior Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
The Police Credit Union
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
The Union Bank Co
- No data points
ThinkBank
- No data points
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Traditions Bank
- Soft pull: 1,
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TruPartner Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
Tyndall Federal Credit Union
- Soft pull: 1,
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
University of Kentucky Federal Credit Union
- No data points
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
USC Credit Union
- Soft pull: 1,
- Hard pull according to CSR
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Walden Savings Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
- Soft pull: 1,
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WSFS Bank
- No data points
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
Vantage Credit Union
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Veridian Credit Union
- Soft pull: 1,
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
ZYNLO Bank
- No data points
Sorry if the wrong thread. I’ve been searching both DoC and reddit, and can’t find a definitive answer.
Does getting denied due to chex, flag me higher than usual with other banks?
I’m at 13 accounts opened the past 14 months. I’m looking at some easily attainable bonus’ that seem more chex sensitive, vs a few that have to earn bonus’ for my situation (along with some churn options).
I’d like to try open the easier ones, but I don’t want a denial to make it more difficult with the harder options / churns.
Thanks in advance
Chartway Credit Union:hard pull of chex
Denied at Valley Bank. Was told denial was due to Chex check.
Denied Bank of America for EWS. Too many recent inquiries/length of relationship with multiple banks. There was a comment about “due to number of returned checks in last 30 days” but there shouldn’t be anything like that on my report.
Finex Credit Union: Hard pull. Confirmed with staff.
Where is/are the definitions of each in stone? Has ANYONE seen the genesis of these phony definitions?
Is this a hard pull or a soft pull? Can other people please add your datapoints?
Did you mean to reply to a comment about a specific bank or credit union?
oh sorry i thought this was the Florida Credit Union post
No worries. Wanted to make sure your question gets answered.
First Northern Credit Union (IL) pulls Transunion and Chex for deposit accounts.
Encurage Financial Network Credit Union (previously First Financial Credit Union) is no longer a HP for new memberships per email. Pulls chex
Communications Federal Credit Union is an HP. Was about to join but it says that they will check your credit. Called in and confirmed it would’ve been a hard pull. Sucks bc they accept CC funding.