fThat depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 5Point Credit Union
- 14 A+ Federal Credit Union (A+FCU)
- 15 AAA
- 16 AAC Credit Union
- 17 Abington Bank
- 18 Achieva
- 19 ACNB
- 20 Acorns Bank
- 21 Addition Financial
- 22 Adirondack Bank
- 23 Advance Financial Federal Credit Union (AFFCU)
- 24 Advantage Bank
- 25 Advantage Credit Union
- 26 Advantis Credit Union
- 27 Adventure Credit Union
- 28 Advia Credit Union
- 29 Aero Federal Credit Union
- 30 AFFCU
- 31 Affiliated Bank
- 32 Affinity Federal Credit Union
- 33 Air Academy Federal Credit Union
- 34 Albert Neobank
- 35 Alcoa Tenn Federal Credit Union
- 36 Alden Credit Union
- 37 All America Bank
- 38 Allegiance Credit Union
- 39 Allegius Credit Union
- 40 Alliant
- 41 Allied First Bank
- 42 AllTru Credit Union
- 43 Ally
- 44 Aloha Pacific Federal Credit Union
- 45 AltaOne Federal Credit Union
- 46 Altra Federal Credit Union
- 47 Amalgamated Bank
- 48 Amboy Direct
- 49 Amerant Bank
- 50 American Bank
- 51 American Bank Center
- 52 American Bank & Trust
- 53 American Bank & Trust SD & MN
- 54 American Commerce Bank
- 55 American Eagle Financial Credit Union
- 56 American Enterprise Bank
- 57 American Express
- 58 American Express Bluebird
- 59 American Express Serve
- 60 America First Credit Union
- 61 American Hertiage FCU
- 62 American Investors Bank & Mortgage (AIBM)
- 63 American Pride Bank
- 64 American Savings Bank (ASB) Hawaii
- 65 American Trust & Savings Bank
- 66 American United Federal Credit Union
- 67 America’s Christian Credit Union
- 68 America’s Credit Union
- 69 AmeriCU Credit Union
- 70 Ameriprise Financial
- 71 Ameris Bank
- 72 ANB Bank
- 73 Anchor Bank
- 74 Andrews Federal Credit Union
- 75 Andigo Credit Union
- 76 ANECA Credit Union
- 77 Anoka Hennepin Credit Union
- 78 APGFCU
- 79 Apple Bank
- 80 Apple Federal Credit Union
- 81 Arbor Financial Credit Union
- 82 Ardent Credit Union
- 83 Arizona Central Credit Union
- 84 Arizona Federal Credit Union
- 85 Arizona Financial Credit Union
- 86 Arizona State Credit Union (now OneAZ Credit Union)
- 87 Arkansas Federal Credit Union
- 88 Armed Forces Bank
- 89 Arrha Credit Union
- 90 Arsenal Credit Union
- 91 Arundel Federal Savings Bank
- 92 Arvest Bank
- 93 Ascend Federal Credit Union
- 94 Ascent Credit Union
- 95 Ashland Credit Union
- 96 Aspiration
- 97 Aspire Credit Union
- 98 Astoria Bank
- 99 Associated Bank
- 100 Associated Credit Union of Texas (ACUTX)
- 101 Associated Credit Union
- 102 Austin Bank
- 103 Avidia Bank
- 104 Axos Bank
- 105 Ballston Spa National Bank (BSNB)
- 106 BancorpSouth
- 107 Bank7
- 108 Bank & Trust
- 109 Bankers Trust
- 110 bankESB (East Hampton Savings Bank)
- 111 Bank of America
- 112 Bank Direct
- 113 Bank of Blue Valley
- 114 Bank of Elk River
- 115 Bank Five Nine
- 116 BankFinancial
- 117 BankHometown
- 118 Bank of Hawaii
- 119 Bank of Hope
- 120 BankNewport
- 121 Bank Novo
- 122 Bank Independent
- 123 Bank of Canton
- 124 Bank of Greene County
- 125 Bank Of Lee’s Summit
- 126 Bank of Maine
- 127 Bank Midwest
- 128 Bank of Montgomery (BOM)
- 129 BankMutual
- 130 Bank of Elk River
- 131 Bank of Ruston
- 132 Bank Of Sun Prairie
- 133 Bank of Tennessee
- 134 Bank of The Blue Grass
- 135 Bank of the West
- 136 BankORION
- 137 Bank OZK
- 138 BankPlus
- 139 BankPurely
- 140 BankWell
- 141 Banner Bank
- 142 Banterra
- 143 Barclays
- 144 Bar Harbor Bank & Trust
- 145 Baselane
- 146 Bask Bank
- 147 Baton Rouge Telco Federal Credit Union
- 148 BayCoast Bank
- 149 BB&T
- 150 BBVA
- 151 Beacon Credit Union
- 152 Beartooth Bank
- 153 BECU
- 154 Belco Community Bank
- 155 Bell Bank
- 156 Bellco Credit Union
- 157 Belmont Savings Bank
- 158 Benchmark Federal Credit Union
- 159 Beneficial Bank
- 160 Berkshire Bank
- 161 Beverly Hill Bank
- 162 BethPage Credit Union
- 163 Better Banks
- 164 BHCU
- 165 BiddefordSavings
- 166 Blackhawk Bank & Trust
- 167 Blaze Credit Union
- 168 Blue Hills Bank
- 169 Blue Federal Credit Union
- 170 Blue Foundry Bank
- 171 BlueVine
- 172 BluPeak Credit Union
- 173 BMI Federal Credit Union
- 174 BMO Harris
- 175 BMT (Bryn Mawr Trust)
- 176 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 177 Bravera Bank
- 178 Brentwood Bank
- 179 Bridge Credit Union
- 180 Bridgeview Bank Group
- 181 Brightpeak Financial
- 182 BrightStar Credit Union
- 183 Brio Direct Bank
- 184 Broadway Bank
- 185 Broadview Federal Credit Union
- 186 Bryon Bank
- 187 Byline Bank
- 188 Buckeye State Bank
- 189 Buckeye State Credit Union
- 190 Bull’s Eye Credit Union
- 191 Busey Bank
- 192 California Bank & Trust
- 193 California Coast Credit Union
- 194 California Credit Union
- 195 Callaway Bank
- 196 Cambridge Savings Bank
- 197 Camden National Bank
- 198 Capital Bank
- 199 Capital City Bank
- 200 Carver Federal Savings Bank
- 201 Cambridge Trust Company
- 202 Campus USA Credit Union
- 203 Cape Cod 5
- 204 Cap Ed Credit Union
- 205 Capital Credit Union
- 206 Capital One
- 207 Capital One 360
- 208 Capitol Bank
- 209 CBT Bank
- 210 CCFBank
- 211 Cedar Rapids Bank & Trust
- 212 CEFCU
- 213 CenterBank
- 214 Center Parc
- 215 Centier
- 216 Centra Credit Union
- 217 Central Florida Educators Credit Union
- 218 Central Illinois Bank
- 219 Central Pacific Bank
- 220 Central Willamette Credit Union
- 221 Century Bank
- 222 Central Bank
- 223 Central Minnesota Credit Union
- 224 CFG Bank
- 225 Charter Oak
- 226 Charles Schwab
- 227 Chartway Credit Union
- 228 Charter One
- 229 Chase
- 230 Cheese
- 231 Chesapeake Bank
- 232 Chief Financial Credit Union
- 233 Christian Community Credit Union
- 234 CIBC US
- 235 Cincinnatus Savings & Loan
- 236 Cincinnati Federal
- 237 CinFed Credit Union
- 238 Citadel Credit Union
- 239 CIT Bank
- 240 Citibank
- 241 The Citizens Bank
- 242 Citizens Bank
- 243 Citizens First Bank
- 244 City Mark Federal Credit Union
- 245 City National Bank (Bankatcity)
- 246 City & County Credit Union
- 247 Civista Bank
- 248 Clearview Federal Credit Union
- 249 Clifton Savings Bank (CSBK)
- 250 Clinton Savings Bank
- 251 CME Federal Credit Union
- 252 C&N Bank
- 253 CNB Bank & Trust
- 254 Coastal Credit Union
- 255 Cobalt Credit Union
- 256 CODE Credit Union
- 257 Collins Community Credit Union
- 258 Columbia Bank (WA, OR, ID)
- 259 Columbia Bank (NJ)
- 260 Columbia Credit Union
- 261 Comerica
- 262 Commonwealth Central Credit Union
- 263 Community Resource Credit Union
- 264 Compass Credit Union
- 265 Commerce Bank (MA)
- 266 Commerce Bank (MO, KS, IL, OK & CO)
- 267 Communication Federal Credit Union
- 268 CommonWealth Credit Union
- 269 Community Alliance Credit Union
- 270 CommunityAmerica Credit Union
- 271 Community Bank & Trust
- 272 Community Choice Credit Union
- 273 Community Choice Credit Union [IA]
- 274 Community Credit Union Florida
- 275 Community Financial Credit Union
- 276 Community Financial Services Bank
- 277 Community First Credit Union – CA
- 278 Community First Credit Union of Florida
- 279 Community State Bank
- 280 Community West Credit Union
- 281 Compass Federal Credit Union
- 282 ConnectOne Bank
- 283 Connex Credit Union
- 284 ConnexUs Credit Union
- 285 Consumers Credit Union
- 286 Consumers Credit Union (MI)
- 287 Consolidated Community Credit Union
- 288 Control Card
- 289 Copper Banking
- 290 Cooperative Bank of Cape Cod
- 291 Coors Credit Union
- 292 Corda Credit Union
- 293 Cornerstone Bank
- 294 Cornerstone Financial Credit Union
- 295 Country Bank
- 296 Country Bank For Savings
- 297 Crane Credit Union
- 298 Credit Human
- 299 Credit Union 1
- 300 Credit Union of America
- 301 Credit Union of New Jersey
- 302 Credit Union of Ohio
- 303 Credit Union One
- 304 Credit Union of the Rockies
- 305 Credit Union of Southern California
- 306 Credit Union of Texas
- 307 Credit Union West
- 308 CrossPoint Federal Credit Union
- 309 Crystal Lake Bank
- 310 CSE Federal Credit Union
- 311 Current
- 312 Cyprus Credit Union
- 313 Darien Rowayton Bank
- 314 DCU (Digital Federal Credit Union)
- 315 Dearborn Savings Bank (DSB)
- 316 Dedham Savings Bank
- 317 Del Norte Credit Union
- 318 Delta Community Credit Union
- 319 Denizen
- 320 Denmark State Bank
- 321 Denver Community Credit Union
- 322 Desert Community Bank
- 323 Desert Financial Credit Union
- 324 Desert Schools Federal Credit Union
- 325 Destinations Credit Union
- 326 Devon Bank
- 327 Diamond Valley Federal Credit Union
- 328 Discover
- 329 Dollar Bank
- 330 Dollar Savings Bank
- 331 Dort Federal Credit Union
- 332 DuGood Federal Credit Union
- 333 DuPage Credit Union
- 334 Dundee Bank
- 335 Dupaco Credit Union
- 336 Eagle Federal Credit Union
- 337 Earn Bank
- 338 East Boston Savings Bank
- 339 East Cambridge Savings Bank
- 340 Eastern Bank
- 341 Eastern Savings Bank
- 342 East Idaho Credit Union
- 343 Eastman Credit Union
- 344 East Wisconsin Savings Bank
- 345 EBSB Direct
- 346 ECCU
- 347 Educational Systems Federal Credit Union
- 348 Educators Credit Union (ECU)
- 349 Edwards Federal Credit Union
- 350 EECU
- 351 Element Federal Credit Union
- 352 Elements Financial Credit Union
- 353 Elevations Credit Union/Buff One
- 354 Elite Community Credit Union
- 355 Elko Federal Credit Union
- 356 Empire State Bank
- 357 Emprise Bank
- 358 Energy Federal Credit Union
- 359 Energy One Credit Union
- 360 ENT Credit Union
- 361 Enzo
- 362 Equity Bank
- 363 ESL Federal Credit Union
- 364 ESSA Bank & Trust
- 365 Essex Bank
- 366 E*Trade
- 367 Eureka Savings Bank
- 368 Evanston Community Bank
- 369 Evansville Teachers Federal Credit Union
- 370 EverBank
- 371 Exchange Bank
- 372 Excite Credit Union
- 373 Expedition Credit Union
- 374 Extraco Banks
- 375 Fairwinds Credit Union
- 376 Family Trust Federal Credit Union
- 377 Farm Bureau Bank
- 378 Farmers Insurance Federal Credit Union
- 379 Farmers & Merchants Bank
- 380 Farmers & Merchants State Bank
- 381 Farmington Bank
- 382 FAST Credit Union
- 383 FCB Banks
- 384 FCNB Bank
- 385 FCB South County Bank
- 386 FEDCOM
- 387 FedFinancial Federal Credit Union
- 388 Fidelity (Brokerage)
- 389 Fidelity Bank (PA)
- 390 Fidelity Bank (Online, MA)
- 391 Fidelity Bank (Bank With Fidelity)
- 392 Fidelity Bank [KS, OK, MO]
- 393 Fierce Finance
- 394 Fifth Third Bank
- 395 Figure Pay
- 396 Financial Builders
- 397 Financial Partners Credit Union
- 398 Financial Plus Credit Union
- 399 Financial Resources Credit Union
- 400 Finex Credit Union
- 401 Firefly Credit Union
- 402 First Advantage Bank
- 403 First American Bank
- 404 FirstBank
- 405 FirstBank [TN, GA, AL]
- 406 First Bank (VA, MD)
- 407 First Bank (CA, IL & MO)
- 408 First Bank and Trust
- 409 First Bank of Manhattan
- 410 First Bank & Trust Company Illinois
- 411 First Bank Financial Centre (FBFC):
- 412 First Basin Credit Union Checking
- 413 First Citizen’s Bank
- 414 First Citrus Bank
- 415 First Commerce Credit Union
- 416 First Commonwealth Bank
- 417 First Community Bank (AR/MO)
- 418 First Community Credit Union
- 419 First Entertainment Credit Union
- 420 First Federal Bank (FL)
- 421 First Federal Bank of Kansas City
- 422 First Federal Bank of Wisconsin
- 423 First Federal Credit Union
- 424 First Fidelity Bank
- 425 First Financial Federal Credit Union
- 426 First Financial Credit Union
- 427 First Financial Federal Credit Union (MD only)
- 428 First Federal Bank
- 429 First Financial Bank (AR/MS)
- 430 First Financial Bank (TX)
- 431 First Financial Bank (IL, IN, KY, OH)
- 432 First Financial Northwest Bank
- 433 First Flight Credit Union
- 434 First Florida Credit Union
- 435 First General Credit Union
- 436 First Green Bank
- 437 First Hawaiian Bank
- 438 First Home Bank
- 439 First Horizon Bank
- 440 First Internet Bank
- 441 First Jersey Credit Union
- 442 FirstLight Federal Credit Union
- 443 First-Lockhart National Bank
- 444 First Mark Credit Union
- 445 First Merchants Bank
- 446 First Merit Bank
- 447 First Midwest Bank
- 448 First National 1870
- 449 First National Bank (FNB)
- 450 First National Bank (IA)
- 451 First National Bank [UT]
- 452 First National Bank [NE]
- 453 First National Bank of Long Island
- 454 First National Bank of Texas
- 455 First National Bank and Trust Company
- 456 First National Bank of Waterloo
- 457 First National Bank in Staunton
- 458 First Nebraska Educators Credit Union
- 459 First Niagara
- 460 First Northern Credit Union
- 461 First Republic Bank
- 462 Firstrust Bank
- 463 First Savings Bank of Hegewisch
- 464 First Service Bank
- 465 First Service Credit Union
- 466 First Southern Bank
- 467 First South Financial
- 468 First State Bank Of Illinois
- 469 First State Community Bank
- 470 First Tech Federal Credit Union
- 471 First Tennessee
- 472 First Trade Union Bank
- 473 First United Bank
- 474 First United Credit Union
- 475 First US Community Credit Union
- 476 Fitness Bank
- 477 Fitzsimmons Credit Union
- 478 Five Star Bank
- 479 Flagship Bank
- 480 Flagstar Bank
- 481 Florence Bank
- 482 Florida Community Bank
- 483 Florida Credit Union
- 484 Florida West Coast Credit Union
- 485 Flushing Bank
- 486 F&M Bank
- 487 F&M Bank (VA Only)
- 488 F&M Bank (IN, OH)
- 489 Focus Bank
- 490 Focus Federal Credit Union
- 491 Forcht Bank
- 492 Fort Bragg Federal Credit Union
- 493 Fort Financial Credit Union
- 494 Fort Worth Community Credit Union
- 495 Found
- 496 Four Points Federal Credit Union
- 497 FNBO
- 498 FNCB
- 499 Freedom Credit Union
- 500 Freedom Federal Credit Union
- 501 Freedom First Credit Union
- 502 Fremont Bank
- 503 Frontier Bank
- 504 Frontwave Credit Union
- 505 FSB Bank
- 506 Fulton Bank
- 507 Gain Federal Credit Union
- 508 Garden Savings Federal Credit Union
- 509 Gate City Bank
- 510 Gateway First Bank
- 511 Gateway Metro Federal Credit Union
- 512 Genisys Credit Union
- 513 Georgia Banking Company (GBC)
- 514 Georgia’s Own Credit Union
- 515 Gesa Credit Union
- 516 Gibsland Bank
- 517 Giftsforbanking
- 518 Global Credit Union
- 519 GNO Federal Credit Union
- 520 GO Federal Credit Union
- 521 GOLD Credit Union
- 522 Go2Bank
- 523 Grasshopper
- 524 GR Consumers Credit Union
- 525 Greater Iowa Credit Union
- 526 Greater Nevada Credit Union
- 527 Great Lakes Credit Union
- 528 Great Plains Bank
- 529 Great River Federal Credit Union
- 530 Great Southern Bank
- 531 Green state Credit Union
- 532 Grove City Area Federal Credit Union
- 533 Grow Financial
- 534 GTE Financial
- 535 Guardian Credit Union
- 536 Gulf Coast Bank & Trust Company
- 537 Gulf Coast Federal Credit Union
- 538 Hanmi Bank
- 539 Hanscom Federal Credit Union
- 540 HarborOne Bank
- 541 Harborstone Credit Union
- 542 Harford Bank
- 543 HawaiiUSA Federal Credit Union
- 544 Hawthorn Bank
- 545 Heartland Bank
- 546 Heartland Credit Union
- 547 Hercules First Federal Credit Union
- 548 Heritage Bank
- 549 Heritage Bank NW
- 550 Heritage Bank of St. Tammany
- 551 Heritage Credit Union
- 552 Heritage Financial Credit Union
- 553 HeritageWest Credit Union
- 554 Hibernia Bank
- 555 Highmark Federal Credit Union
- 556 Hills Bank
- 557 Hiway Federal Credit Union
- 558 Holyoke Credit Union
- 559 Home Federal Savings Bank
- 560 Home National Bank
- 561 Home Savings Bank
- 562 Home State Bank
- 563 HomeStreet:
- 564 Hometown Community Banks
- 565 HomeTrust Bank
- 566 Honors Credit Union
- 567 Hopewell Federal Credit Union
- 568 Horizon Bank
- 569 Horizon Credit Union (WA, ID, MT)
- 570 Horizon Federal Credit Union
- 571 Houston Metropolitan Federal Credit Union
- 572 HSBC
- 573 Huntington Bank
- 574 Hudson River Community Credit Union (HRCCU)
- 575 Hudson Valley Federal
- 576 IBM Southeast FECU
- 577 IBERIABANK
- 578 ICBC USA
- 579 IC Federal Credit Union
- 580 Idaho Central Credit Union (ICCU)
- 581 Ideal Credit Union
- 582 Illinois National Bank
- 583 Illinois State Credit Union
- 584 Incredible Bank
- 585 Independent Bank
- 586 Independent Financial
- 587 Indiana Members Credit Union
- 588 InFirst FCU
- 589 InRoads Credit Union
- 590 Inspire Federal Credit Union
- 591 Inspirus Credit Union
- 592 Integrity Bank
- 593 Interior Federal Credit Union
- 594 Interra Credit Union
- 595 InTouch Credit Union
- 596 Investor Bank
- 597 Iowa State Bank
- 598 Johnson Bank
- 599 Jovia Financial Credit Union
- 600 JSC Federal Credit Union
- 601 Justice Federal Credit Union
- 602 Kabbage By AmEx
- 603 KaiPerm
- 604 Kalsee Credit Union
- 605 Katahdin Trust Company
- 606 Kearny Bank
- 607 Keen Bank
- 608 Keesler Federal Credit Union
- 609 Kemba Financial Credit Union
- 610 Kentucky Bank
- 611 KeyPoint Credit Union
- 612 Kinderhook Bank
- 613 Kinecta
- 614 Kirkpatrick Bank
- 615 Kitsap Credit Union
- 616 KeyBank
- 617 La Capitol Federal Credit Union
- 618 Lafayette Federal Credit Union
- 619 LA Financial Credit Union
- 620 Lakeland Bank
- 621 Lake Michigan Credit Union (LMCU)
- 622 Lake Ridge Bank
- 623 Lake Shore Savings
- 624 Langley Federal Credit Union
- 625 La Loma Federal Credit Union
- 626 Landmark Credit Union
- 627 Land of Lincoln Credit Union
- 628 Las Colinas Federal Credit Union
- 629 Laurel Road
- 630 LBS Financial Credit Union
- 631 Leader Bank
- 632 Ledyard Bank
- 633 Legacy Bank (KS)
- 634 LegacyTexas
- 635 LendingClub
- 636 Level One Bank
- 637 LGE Community Credit Union
- 638 Liberty Bank
- 639 Liberty Bank (CT, MA, RI)
- 640 Liberty Bank For Savings
- 641 Liberty First Credit Union
- 642 Liberty Savings Bank
- 643 Lili Bank
- 644 Linn Area Credit Union
- 645 Live Oak Bank
- 646 LM Federal Credit Union
- 647 Logix Credit Union
- 648 Lone Star National Bank
- 649 Long Game
- 650 LorMet Community Federal Credit Union
- 651 Los Angeles Federal Credit Union
- 652 Lyons National Bank
- 653 Macatawa Bank
- 654 Magnolia Federal Credit Union
- 655 MainSource Bank
- 656 Mainstreet Credit Union
- 657 Main Street Bank [of Michigan]
- 658 Main Street Bank [of Virginia]
- 659 Mango Money
- 660 Marathon Bank
- 661 Marcus Bank
- 662 Marine Bank
- 663 MarketUSA Federal Credit Union
- 664 Marquette Bank
- 665 Mars Bank
- 666 Mazuma Credit Union
- 667 MAX Credit Union
- 668 MB Financial Bank
- 669 Mcgraw-Hill FCU
- 670 Mcfarland State Bank
- 671 MECU Credit Union
- 672 Melrose Bank
- 673 Members Choice Credit Union
- 674 Members Cooperative Credit Union
- 675 Members Source Credit Union
- 676 Member One Federal Credit Union
- 677 Memory Bank
- 678 Memphis City ECU (MCECU)
- 679 Mercer Savings Bank
- 680 Mercury
- 681 Meridian Bank
- 682 Meridian Trust Federal Credit Union
- 683 Meritrust Credit Union
- 684 Meriwest Credit Union
- 685 Metro Credit Union
- 686 Metro Credit Union (MA)
- 687 Metro Credit Union (NE)
- 688 Michigan Schools and Government Credit Union
- 689 Middlesex Federal
- 690 Middlesex Savings Bank
- 691 MIDFLORIDA CU
- 692 MidFirst Bank
- 693 Mid-Hudson Valley Federal Credit Union
- 694 Midland States Bank
- 695 Mid Minnesota Federal Credit Union
- 696 Mid Penn Bank
- 697 MidUSA Credit Union
- 698 Midwest Bank
- 699 MidWestOne Bank
- 700 Midwest Regional Bank
- 701 Minnwest Bank
- 702 Mint Valley Federal Credit Union
- 703 Mission Federal Credit Union
- 704 Missouri Credit Union
- 705 Mobiloil Credit Union
- 706 MoneyLion
- 707 Monifi
- 708 Monona Bank
- 709 Monroe Bank & Trust (MBT)
- 710 Monson Savings
- 711 Montgomery County EFCU
- 712 Mountain America Credit Union
- 713 MountainOne
- 714 mph.bank
- 715 MSUFCU
- 716 My Banking Direct
- 717 My eBanc
- 718 MySavingsDirect
- 719 Muncipal Credit Union
- 720 Mutual Bank
- 721 Mutual Security Credit Union
- 722 MVB Bank
- 723 MyUSA Credit Union
- 724 M&F Bank
- 725 M&T Bank
- 726 M1 Finance
- 727 NASA Federal Credit Union
- 728 NASB
- 729 Nassau Financial Federal Credit Union
- 730 Nationwide Bank
- 731 Navigant Credit Union
- 732 Navy Federal Credit Union
- 733 NBC Oklahoma
- 734 Nearside
- 735 Neighborhood Credit Union
- 736 Neighbors Credit Union
- 737 Nevada State Bank
- 738 New Buffalo Savings Bank
- 739 Newton Federal Bank
- 740 Newtown Savings Bank (NSB)
- 741 Nexus
- 742 North Brookfield Savings Bank
- 743 North Community Bank
- 744 Northeast Credit Union
- 745 NorthOne Bank
- 746 Northern Paper Milles (NPM)
- 747 Northern Skies FCU
- 748 Northfield Bank
- 749 Northpointe
- 750 North Shore Bank
- 751 North Shore Bank (MA)
- 752 North Shore Bank of Commerce
- 753 North Shore Community Bank
- 754 North Star Credit Union
- 755 North State Bank
- 756 Northwest Bank
- 757 Northwest Bank (PA)
- 758 Northwest Bank of Rockford
- 759 Northwest Federal Credit Union
- 760 Northwest Savings Bank
- 761 Notre Dame Federal Credit Union
- 762 NWSB Bank
- 763 Numerica Credit Union
- 764 Nutmeg Credit Union
- 765 NuVision Federal Credit Union
- 766 NVE Bank
- 767 NYCB Family Of Banks
- 768 NWFCU
- 769 Oakland University Credit Union
- 770 OakStar Bank
- 771 Ocean First Bank
- 772 Old Hickory Credit Union
- 773 Old Missouri Bank
- 774 Old National Bank
- 775 Old Second Bank
- 776 Oklahoma’s Credit Union
- 777 OMNI Community Credit Union
- 778 One American Bank
- 779 One Finance
- 780 One Nevada Credit Union
- 781 OneWest Bank
- 782 OnPoint Community Credit Union
- 783 On Tap Credit Union
- 784 Option 1 Credit Union
- 785 Orange County Credit Union
- 786 Origin Bank
- 787 Orion Federal Credit Union
- 788 Oritani Bank
- 789 Orlando Credit Union
- 790 OUR Credit Union
- 791 Oxygen
- 792 P1FCU
- 793 Pacific Service Credit Union
- 794 Palisades Credit Union
- 795 Paradise Valley Federal Credit Union
- 796 Park National Bank
- 797 Parke Bank
- 798 Parkside Credit Union
- 799 Partner Colorado Credit Union
- 800 Patelco Credit Union
- 801 Pathfinder Bank
- 802 Pathways Financial Credit Union
- 803 Patriot Bank
- 804 Pelican State Credit Union
- 805 Penn East Federal Credit Union
- 806 People Driven Credit Union
- 807 PenFed
- 808 Peninsula Federal Credit Union
- 809 Penn Community Bank
- 810 Pentucket Bank
- 811 People First Federal Credit Union
- 812 PeoplesBank (Bankatpeoples)
- 813 PeoplesBank
- 814 Peoples Bank (LA)
- 815 Peoples Bank (WA)
- 816 Peoples Bank (ibankpeoples IL, IN)
- 817 Peoples Credit Union
- 818 Peoples United Bank
- 819 Philadelphia Federal Credit Union
- 820 Picatinny Credit Union
- 821 Pikes Peak Credit Union
- 822 Pima Federal Credit Union
- 823 Pinnacle Bank
- 824 Pinnacle Financial Partners
- 825 Pioneer Valley Credit Union
- 826 Pittsfield Coop Bank
- 827 Point Breeze Credit Union
- 828 Polam Federal Credit Union
- 829 Polish National Credit Union
- 830 Polish American Credit Union
- 831 Ponce Bank
- 832 Popular Bank
- 833 Popular Direct
- 834 Porte Bank
- 835 Portland Federal Credit Union (PFCU)
- 836 Power Financial Credit Union
- 837 PNC
- 838 Preferred Credit Union
- 839 Premier America Credit Union
- 840 Premier Bank – OH
- 841 Premier Members Credit Union
- 842 Presidential Bank
- 843 Prestige Community Credit Union
- 844 Primis Bank
- 845 PriorityONE Credit Union of Florida
- 846 PrizePool
- 847 ProFed Credit Union
- 848 Progressive Bank
- 849 Progessions Credit Union
- 850 Provident Bank
- 851 Provident Credit Union
- 852 Proviso Community Bank
- 853 PSE Credit Union
- 854 PSECU
- 855 Public Employees Credit Union (PECU)
- 856 Public Services Credit Union
- 857 Public Service Credit Union (IN)
- 858 Pulaski Bank
- 859 Purdue Federal Credit Union
- 860 PurePoint Financial
- 861 Putnam Bank
- 862 PyraMax Bank
- 863 Quad City Bank & Trust
- 864 Quontic Bank
- 865 Quorum Federal Credit Union
- 866 Radius Bank
- 867 Randolf Savings Bank
- 868 Reading Cooperative Bank
- 869 Real Peoples Bank
- 870 Red Canoe Credit Union
- 871 Red Rocks Credit Union
- 872 Redstone Federal Credit Union
- 873 Redwood Credit Union
- 874 Regions Bank
- 875 Reliabank
- 876 Reliance Bank
- 877 Reliant Bank
- 878 Reliant Community Credit Union
- 879 Republic Bank
- 880 Republic Bank (IL only)
- 881 Republic Bank (NY)
- 882 Resource One Credit Union
- 883 Revolut
- 884 Ridgewood Savings Bank
- 885 Rivermark Community Credit
- 886 River Valley Credit Union
- 887 Riverview Bank
- 888 RPT Federal Credit Union
- 889 Rockland Trust Bank
- 890 Rollstone Bank & Trust
- 891 Rosedale Federal Savings & Loan Association
- 892 Royal Bank America
- 893 Route 31 Credit Union
- 894 Royal Credit Union
- 895 Sacramento Credit Union
- 896 SAFE Credit Union
- 897 Salal Credit Union
- 898 Salem Five Bank
- 899 Sallie Mae High-Yield Savings Account
- 900 Sandy Spring Bank
- 901 San Mateo Credit Union
- 902 Santander
- 903 Saratoga National Bank
- 904 Sauk Valley Bank
- 905 Savings Bank of Danbury
- 906 Sawyer Savings Bank
- 907 SB1 Federal Credit Union
- 908 Scient Federal Credit Union
- 909 Scott Credit Union
- 910 Seacoast Bank
- 911 SECNY Federal Credit Union
- 912 Security Bank of Crawford
- 913 Selco Community Credit Union
- 914 Select Bank & Trust
- 915 SENB Bank
- 916 Service 1st Federal Credit Union
- 917 Service Credit Union
- 918 SF Fire Credit Union
- 919 Sharepoint Credit Union
- 920 Sharonview
- 921 Signature Federal Credit Union
- 922 Simmons Bank
- 923 Simsbury Bank
- 924 Simple Bank
- 925 Signature Bank of Georgia
- 926 SkyOne Federal Credit Union
- 927 SLFCU
- 928 Solvay Bank
- 929 Sound Credit Union
- 930 SouthEast Bank
- 931 Southeastern Credit Union
- 932 South East National Bank
- 933 Southern Bank
- 934 Southland Credit Union
- 935 South Shore Bank
- 936 Southside Bank
- 937 SouthStar Bank
- 938 South State Bank
- 939 Southwest 66 Credit Union
- 940 Space Age Federal Credit Union
- 941 Space Coast Credit Union
- 942 Spartan Federal Credit Union
- 943 SPCO Credit Union
- 944 Spiral
- 945 Spire Credit Union
- 946 Spokane City Credit Union
- 947 SSFCU (Security Service Federal Credit Union)
- 948 S&T Bank
- 949 Star Bank
- 950 Starion Bank
- 951 Stark Federal Credit Union
- 952 State Bank of Bement
- 953 State Bank Of Cross Plains
- 954 State Bank Of India (California)
- 955 State Department Federal Credit Union
- 956 State Employees Credit Union (SECU) Of Maryland
- 957 State Security Bank
- 958 Stanford Federal Credit Union
- 959 St. Anne’s Credit Union
- 960 Star One Credit Union
- 961 Star of Texas Credit Union
- 962 STCU (Spokane Teachers Credit Union)
- 963 Step App
- 964 Sterling National Bank
- 965 St. Mary’s Bank
- 966 St Mary’s Credit Union
- 967 Stock Yards Bank & Trust
- 968 Stoneham Bank
- 969 St Paul Federal Credit Union
- 970 Streator Onized Credit Union (SOCU)
- 971 Sturdy Savings Bank
- 972 Suburban Bank & Trust (SBT)
- 973 Suffolk Credit Union
- 974 Suffolk Federal Credit Union
- 975 Summit Credit Union
- 976 Summit Federal Credit Union
- 977 Sun Canyon Bank
- 978 Suncoast Credit Union
- 979 Sun Commnity Federal Credit Union
- 980 Sun East Federal Credit Union
- 981 Sunflower Bank
- 982 Sunmark Credit Union
- 983 Sun National Bank
- 984 Suntrust
- 985 SunWest Credit Union
- 986 Superior Credit Union
- 987 Susquehanna Community Bank
- 988 Synovus Bank
- 989 Sweet Home Federal Credit Union
- 990 TAB Bank
- 991 Talmer Bank & Trust
- 992 Taunton Federal Credit Union
- 993 TBK Bank
- 994 TCF Bank
- 995 Teachers Credit Union
- 996 Teachers Federal Credit Union
- 997 Texans Credit Union
- 998 TD Bank
- 999 Tech CU
- 1000 TEG Federal Credit Union
- 1001 Telco Community Credit Union
- 1002 Telhio Credit Union
- 1003 Texas Capital Bank
- 1004 Texas Trust Credit Union
- 1005 Texell Credit Union
- 1006 The Bank Of Denver
- 1007 The Bank of Princeton
- 1008 TIAA Direct
- 1009 TLC Community Credit Union
- 1010 T-Mobile Money
- 1011 Tobyhanna
- 1012 Tompkins VIST Bank
- 1013 Toro Credit Union
- 1014 Torrington Savings Bank
- 1015 Tower Federal Credit Union
- 1016 Town Bank
- 1017 Town and Country Bank
- 1018 TDECU
- 1019 The Columbia Bank
- 1020 The Cooperative Bank
- 1021 The County Federal Credit Union
- 1022 The First State Bank
- 1023 The State Bank Group
- 1024 The Union Bank Co
- 1025 ThinkBank
- 1026 Thomaston Savings Bank
- 1027 Thrivent Federal Credit Union
- 1028 Trademark Federal Credit Union
- 1029 Traditional Bank
- 1030 Traditions Bank
- 1031 Transcend Credit Union
- 1032 Travis Credit Union
- 1033 TruChoice Federal Credit Union
- 1034 TrueCore Federal Credit Union
- 1035 Truist
- 1036 Truity Credit Union
- 1037 Truliant Federal Credit Union
- 1038 TruPartner Credit Union
- 1039 TrustCo Bank
- 1040 TruMark
- 1041 TruStone Financial
- 1042 TruWest Credit Union
- 1043 TTCU (Formerly Tulsa Teachers Credit Union)
- 1044 Tulsa Federal Credit Union
- 1045 Tyndall Federal Credit Union
- 1046 TwinStar Credit Union
- 1047 UFB Direct
- 1048 UFirst Credit Union
- 1049 Ulster Savings Bank
- 1050 UMB Bank
- 1051 Umpqua Bank
- 1052 UNFCU
- 1053 UniBank
- 1054 Unify
- 1055 Union Plus Prepaid
- 1056 Union Bank
- 1057 Union Bank & Trust (NE & KS)
- 1058 Union Bank & Trust (VA, MD, NC)
- 1059 Union Community Bank
- 1060 Union Savings Bank
- 1061 Union Square Credit Union
- 1062 United Bank
- 1063 United Community Bank (UCB)
- 1064 United Community Bank (NC, TN, SC, GA)
- 1065 United Federal Credit Union
- 1066 United Financial Credit Union
- 1067 United Heritage Credit Union
- 1068 United Roosevelt Savings Bank
- 1069 United States Senate Federal Credit Union
- 1070 Unitus Community Credit Union
- 1071 Unity Bank
- 1072 Unity One Credit Union
- 1073 Univest
- 1074 University Credit Union
- 1075 University Federal Credit Union
- 1076 University of Kentucky Federal Credit Union
- 1077 U of I Community Credit Union
- 1078 Upgrade
- 1079 USAA
- 1080 US Alliance Financial
- 1081 USC Credit Union
- 1082 US Community Credit Union
- 1083 US Bank
- 1084 USE Credit Union
- 1085 USF Federal Credit Union
- 1086 US #1364 Federal Credit Union
- 1087 Utah First
- 1088 U$X Federal Credit Union
- 1089 Wakefield Co-operative Bank
- 1090 Walden Savings Bank
- 1091 Wallet by Boss Money
- 1092 Washington Mutual
- 1093 Washington Savings Bank
- 1094 Washington Trust
- 1095 Watertown Savings Bank
- 1096 Water And Power Community Credit Union (WPCU)
- 1097 WaterStone Bank
- 1098 Waukesha State Bank
- 1099 Wealthfront
- 1100 Webster Bank
- 1101 WECU
- 1102 We Florida Financial
- 1103 Wellesley Bank
- 1104 Wells Fargo
- 1105 Weokie Federal Credit Union
- 1106 WesBanco
- 1107 Wescom Credit Union
- 1108 Westbury Bank
- 1109 Western State Bank
- 1110 Western Vista Credit Union
- 1111 Westerra Credit Union
- 1112 WestField
- 1113 Westfield Bank (OH)
- 1114 Westfield Bank, FSB
- 1115 WestTown Bank & Trust
- 1116 Whitney Bank
- 1117 Widget Financial
- 1118 Wilson Bank & Trust
- 1119 Winden
- 1120 Wings Financial Credit Union
- 1121 WinTrust Bank
- 1122 Woori America Bank
- 1123 WyHy FCU
- 1124 Wysh
- 1125 Valley Bank
- 1126 Valley First Credit Union
- 1127 Valley Nation Bank
- 1128 ValleyStar Credit Union
- 1129 Valley Strong Credit Union
- 1130 VantageWest
- 1131 Varo Money
- 1132 Vectra Bank
- 1133 Verity Credit Union
- 1134 Vibrant Credit Union
- 1135 Vinton County
- 1136 Vio Bank
- 1137 Virginia Credit Union
- 1138 Visions Federal Credit Union
- 1139 VyStar Credit Union
- 1140 Xceed Financial Credit Union
- 1141 Yolo Federal Credit Union
- 1142 Zeal Credit Union
- 1143 ZYNLO Bank
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- Soft pull: 1,
5Point Credit Union
- No data points
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantage Credit Union
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Aloha Pacific Federal Credit Union
- No data points
AltaOne Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- Soft pull: 1,
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
ANECA Credit Union
- Soft pull: 1,
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
- Soft pull: 1
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Austin Bank
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hawaii
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Bask Bank
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- Soft pull: 1 (via e-mail on 10/6/24)
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BlueVine
- No hard pull: 1
BluPeak Credit Union
- Soft pull: 1,
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- No data points
Buckeye State Credit Union
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
City & County Credit Union
- No data points
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Corda Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- No data points
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Cyprus Credit Union
- No data points
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Del Norte Credit Union
- Soft pull: 1,
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
DuPage Credit Union
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
EECU
Element Federal Credit Union
- No data points
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
Energy One Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
E*Trade
- No data points
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- Hard pull: 1,
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fidelity Bank (Bank With Fidelity)
- No data points
Fidelity Bank [KS, OK, MO]
- No data points
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Community Credit Union
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank of Texas
- No data points
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Bank
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
Florida West Coast Credit Union
- No data points
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- Hard pull: 1,
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Found
- Soft pull: 1,
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Grasshopper
- Soft pull: 1,
GR Consumers Credit Union
- No data points
Greater Iowa Credit Union
- Soft pull: 1,
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great Plains Bank
- No data points
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
HawaiiUSA Federal Credit Union
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Hercules First Federal Credit Union
- No data points
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
Heritage Financial Credit Union
- No data points
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Horizon Federal Credit Union
- No data points
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
Independent Financial
- No data points
Indiana Members Credit Union
- Hard pull: 1,
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investor Bank
Iowa State Bank
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keen Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kirkpatrick Bank
- No data points
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
LA Financial Credit Union
- No data points
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Langley Federal Credit Union
- Soft pull: 1,
La Loma Federal Credit Union
- No data points
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
Legacy Bank (KS)
- No data points
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marathon Bank
- No data points
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Minnwest Bank
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Muncipal Credit Union
- Soft pull: 1,
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- Soft pull: 1,
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
No data points
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- Soft pull: 1,
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
OakStar Bank
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Park National Bank
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
Penn East Federal Credit Union
- No data points
People Driven Credit Union
- Soft pull: 1,
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pima Federal Credit Union
- No data point
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Pittsfield Coop Bank
- Soft pull:1,
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Portland Federal Credit Union (PFCU)
- Soft pull: 1,
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
ProFed Credit Union
- No data points
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4, 5,
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Canoe Credit Union
- No data points
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Route 31 Credit Union
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
SkyOne Federal Credit Union
- Soft pull: 1,
SLFCU
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
Star of Texas Credit Union
- No data points
STCU (Spokane Teachers Credit Union)
Step App
- Soft pull: 1,
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stock Yards Bank & Trust
- No data point
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Sun Canyon Bank
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Superior Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
The Union Bank Co
- No data points
ThinkBank
- No data points
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Traditions Bank
- Soft pull: 1,
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TruPartner Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
Tyndall Federal Credit Union
- Soft pull: 1,
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
- No data points
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
University of Kentucky Federal Credit Union
- No data points
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
USC Credit Union
- Soft pull: 1,
- Hard pull according to CSR
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Walden Savings Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
- Soft pull: 1,
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
ZYNLO Bank
- No data points
Denied at Valley Bank. Was told denial was due to Chex check.
Denied Bank of America for EWS. Too many recent inquiries/length of relationship with multiple banks. There was a comment about “due to number of returned checks in last 30 days” but there shouldn’t be anything like that on my report.
Finex Credit Union: Hard pull. Confirmed with staff.
Where is/are the definitions of each in stone? Has ANYONE seen the genesis of these phony definitions?
Is this a hard pull or a soft pull? Can other people please add your datapoints?
Did you mean to reply to a comment about a specific bank or credit union?
oh sorry i thought this was the Florida Credit Union post
No worries. Wanted to make sure your question gets answered.
First Northern Credit Union (IL) pulls Transunion and Chex for deposit accounts.
Encurage Financial Network Credit Union (previously First Financial Credit Union) is no longer a HP for new memberships per email. Pulls chex
Communications Federal Credit Union is an HP. Was about to join but it says that they will check your credit. Called in and confirmed it would’ve been a hard pull. Sucks bc they accept CC funding.
MCCU – Members Choice Credit Union – Hard pull – Equifax – Multiple products can be applied for with the same pull if at location in person.
Hard pull for Associated Healthcare Credit Union