One of the main limits to signing up for bank account bonuses is the fact that they usually pull your ChexSystems report, this is similar to your credit report that is maintained by Experian/Equifax/TransUnion but tracks deposit accounts instead. Some banks & credit unions won’t allow you to open an account if you have too many new accounts on your Chexsystems report, but not all financial institutions look at your ChexSystems report and these won’t show up. I thought it would be useful to have a dedicated page to this.
The easiest way to find out what financial institutions do/don’t pull your ChexSystems is by requesting a free copy of your report and then comparing that to the accounts you’ve signed up for recently. If you do this, please share your results in the comments.
Contents
- 1 Banks & Credit Unions That Do Pull Your ChexSystems
- 1.1 1st Advantage Federal Credit Union
- 1.2 1st Source
- 1.3 1st United
- 1.4 316 Financial
- 1.5 Abound FCU
- 1.6 Academy Bank
- 1.7 Achieva Credit Union
- 1.8 Affinity Credit Union
- 1.9 Air Academy Credit Union
- 1.10 Alden Credit Union
- 1.11 All America Bank
- 1.12 Alliant
- 1.13 Ally
- 1.14 Amalgamated
- 1.15 Amerant Bank
- 1.16 American Eagle
- 1.17 Ameris Bancorp
- 1.18 Andigo Bank
- 1.19 Andrews Federal Credit Union
- 1.20 Arizona Central Credit Union
- 1.21 Arkansas Federal Credit Union
- 1.22 Arvest
- 1.23 Astoria
- 1.24 Atlantic Credit Union
- 1.25 Avidia Bank
- 1.26 Axos Bank
- 1.27 Bancorp South
- 1.28 Bank Independent
- 1.29 Bank of Greene County
- 1.30 Bank of Maine
- 1.31 Bank Of The West
- 1.32 BankMutual
- 1.33 Bank OZK
- 1.34 BB&T
- 1.35 Bethpage
- 1.36 BMO Harris
- 1.37 Bank of Colorado
- 1.38 Bank of Denver
- 1.39 Bank Of Hawaii
- 1.40 Bank Of Hope
- 1.41 Bank of the West
- 1.42 BankPurely
- 1.43 Bar Harbor Bank & Trust
- 1.44 Bask Bank
- 1.45 BECU
- 1.46 Blue Federal Credit Union
- 1.47 Blue Foundry Bank
- 1.48 Blue Hills Bank
- 1.49 BlueVine
- 1.50 BluPeak
- 1.51 BrightStar Credit Union
- 1.52 Brio Direct
- 1.53 Buckeye State Bank
- 1.54 Busey Bank
- 1.55 Byline Bank
- 1.56 Cambridge Savings Bank
- 1.57 Camden National Bank
- 1.58 Canyon View Credit Union
- 1.59 Carter Bank
- 1.60 Carver Federal Savings Bank
- 1.61 CBT Bank
- 1.62 CEFCU
- 1.63 Centennial Bank & Trust
- 1.64 Centier Bank
- 1.65 Central Bank of Oklahoma
- 1.66 Central Bank of the West
- 1.67 Century Bank
- 1.68 Chartway Federal Credit Union
- 1.69 Chemical
- 1.70 Chesapeake Bank
- 1.71 Christian Community Credit Union (CCCU)
- 1.72 CIBC
- 1.73 CIBM Bank
- 1.74 CIT Bank
- 1.75 Citi
- 1.76 City National Bank
- 1.77 Citywide
- 1.78 Clearview Credit Union
- 1.79 Climate First Bank
- 1.80 Clinton Savings Bank
- 1.81 Columbia Bank (NJ)
- 1.82 Columbia Bank (MD)
- 1.83 Comerica Bank
- 1.84 Commerce Bank
- 1.85 CommonWealth One Credit Union
- 1.86 Community First Credit Union
- 1.87 Compass Credit Union
- 1.88 Costumers Bank
- 1.89 Country Bank For Savings
- 1.90 Credit Human Federal Credit Union
- 1.91 Credit Union Of Colorado
- 1.92 Customers Bank
- 1.93 Cyprus Credit Union
- 1.94 Dedham Savings Bank
- 1.95 Del Norte Credit Union
- 1.96 Digital Federal Credit Union (DCU)
- 1.97 Dollar Bank
- 1.98 Dollar Savings Direct
- 1.99 E*Trade
- 1.100 Eagle Federal Credit Union
- 1.101 East Boston Savings Bank
- 1.102 Eastern Bank
- 1.103 Eastman Savings Bank
- 1.104 Elements Financial
- 1.105 Elevations Credit Union
- 1.106 ENT Credit Union
- 1.107 Equity Bank
- 1.108 Essex Bank
- 1.109 Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
- 1.110 Excite Credit Union
- 1.111 Fairwinds Credit Union
- 1.112 Farmers Insurance Federal Credit Union
- 1.113 Fidelity Bank (PA)
- 1.114 Fidelity Bank (MA/Online)
- 1.115 Fidelity (Cash Management)
- 1.116 Fidelity
- 1.117 Financial Builders Credit Union
- 1.118 Fifth Third
- 1.119 First Advantage Bank
- 1.120 First American Bank
- 1.121 FirstBank
- 1.122 First Bank (Myfirstbank)
- 1.123 First Bank Financial Center
- 1.124 First Bank & Trust
- 1.125 First Citizens Bank
- 1.126 First Class Community Credit Union
- 1.127 First Commerce Credit Union
- 1.128 First Commonwealth Federal Credit Union
- 1.129 First Federal Bank of Kansas City
- 1.130 First Federal Of Lakewood
- 1.131 First Financial Bank
- 1.132 First Financial Credit Union
- 1.133 First Horizon Bank
- 1.134 First Merchants Bank
- 1.135 First Midwest Bank
- 1.136 First National Bank
- 1.137 First National Bank of Long Island
- 1.138 First National bank of Omaha (FNBO)
- 1.139 First National Bank of PA
- 1.140 First National Bank & Trust (WI)
- 1.141 First National Bank of Waterloo
- 1.142 First Niagara
- 1.143 First Republic Bank
- 1.144 First Tech Federal Credit Union
- 1.145 First Tennessee
- 1.146 First Trade Union Bank
- 1.147 First United Bank
- 1.148 Fitsimons Credit Union
- 1.149 Five Star Bank
- 1.150 Flagstar Bank
- 1.151 Flushing Bank
- 1.152 Florida Community Bank
- 1.153 Forcht Bank
- 1.154 Found
- 1.155 Fulton Bank
- 1.156 Gateway First Bank
- 1.157 GBC Bank
- 1.158 GECU Federal Credit Union
- 1.159 Goldman Sachs Bank
- 1.160 Great River Federal Credit Union
- 1.161 Great Southern Bank
- 1.162 Grow Financial Credit Union
- 1.163 GTE Financial Credit Union
- 1.164 Gulf Coast Bank & Trust
- 1.165 Hanscom Federal Credit Union
- 1.166 HarborOne Bank
- 1.167 HarborStone Credit Union
- 1.168 Healthcare Associates Credit Union
- 1.169 Home Federal Bank Tennessee
- 1.170 Home Savings Bank
- 1.171 HomeStreet Bank
- 1.172 Hometown Community Banks
- 1.173 HomeTrust Bank
- 1.174 Hudson Valley
- 1.175 Iberia Bank
- 1.176 Ideal Credit Union
- 1.177 Indiana Members Credit Union
- 1.178 Investors Bank
- 1.179 iTHINK Financial
- 1.180 Ivy Bank
- 1.181 Jovia
- 1.182 Justice Federal Credit Union
- 1.183 Keen Bank
- 1.184 KeyBank
- 1.185 Keypoint
- 1.186 Kohler Credit Union
- 1.187 Lakeland Bank
- 1.188 Lake Shore Savings
- 1.189 LBS Financial Credit Union
- 1.190 Leader Bank
- 1.191 LegacyTexas Bank
- 1.192 Liberty Bank For Savings
- 1.193 Local Bank
- 1.194 Lyons National Bank
- 1.195 Macatawa
- 1.196 Mainstreet Federal Credit Union
- 1.197 Marquette Bank
- 1.198 Memory Bank
- 1.199 Middlesex Federal Credit Union
- 1.200 MidFirst Bank (Monifi)
- 1.201 Midland States Bank
- 1.202 Minnwest Bank
- 1.203 Mission Federal Credit Union
- 1.204 MoneyLion
- 1.205 Monona Bank
- 1.206 Mountain America Credit Union
- 1.207 Municipal Credit Union
- 1.208 My Banking Direct
- 1.209 MyUSA
- 1.210 Nationwide Bank
- 1.211 NBKC Bank
- 1.212 Neighborhood Credit Union
- 1.213 Nevada State Bank
- 1.214 Newtek Bank
- 1.215 Newtown Savings Bank
- 1.216 NJCU FCU
- 1.217 NWFCU
- 1.218 North Easton Savings Bank
- 1.219 Northern Bank Direct
- 1.220 Northfield Bank
- 1.221 Northpointe Bank
- 1.222 Northstate Bank
- 1.223 Northwest Bank
- 1.224 Northwest Federal Credit Union
- 1.225 NRLFCU
- 1.226 NuVision Federal Credit Union
- 1.227 OceanFirst
- 1.228 Old National Bank
- 1.229 Old Second Bank
- 1.230 OMB Bank
- 1.231 Omni Community Credit Union
- 1.232 OneWest Bank
- 1.233 Onpath Federal Credit Union
- 1.234 Onpoint Community Credit Union
- 1.235 Orange County Credit Union
- 1.236 Orion Federal Credit Union
- 1.237 PayPal
- 1.238 Parkside Credit Union
- 1.239 Pathways Financial Credit Union
- 1.240 PECU
- 1.241 Penn Community Bank
- 1.242 Pennsylvania State Employees Credit Union
- 1.243 Peoples Bank
- 1.244 People’s United Bank
- 1.245 Picatinny Federal Credit Union
- 1.246 Pinnacle Bank
- 1.247 Pittsfield Coop Bank
- 1.248 Police Credit Union Of California
- 1.249 Popular Community Bank
- 1.250 Porte Bank
- 1.251 Power Financial Credit Union
- 1.252 Premier Bank
- 1.253 Premier Member Credit Union
- 1.254 Presidential Bank
- 1.255 Primis
- 1.256 Provident Credit Union
- 1.257 PSECU
- 1.258 Quontic Bank
- 1.259 Quorum
- 1.260 RBFCU
- 1.261 Redstone Federal Credit Union
- 1.262 Republic Bank
- 1.263 Rockland Trust Bank
- 1.264 Salal Credit Union
- 1.265 Salem Five Bank
- 1.266 Sandy Spring Bank
- 1.267 San Francisco Federal Credit Union
- 1.268 Santander
- 1.269 Scient Federal Credit Union
- 1.270 Seacoast National
- 1.271 SECU
- 1.272 Security Bank of Crawford
- 1.273 Securityplus Federal Credit Union
- 1.274 SENB Bank
- 1.275 Service Credit Union
- 1.276 Service Federal Credit Union
- 1.277 SkyOne
- 1.278 Sound Community Bank
- 1.279 Southstate Bank
- 1.280 Sunward (Previously SLFCU)
- 1.281 SmartBank
- 1.282 Southern Bank & Trust
- 1.283 Southland Credit Union
- 1.284 S&T Bank
- 1.285 Stanford Credit Union
- 1.286 Star One
- 1.287 State Bank of India
- 1.288 State Department Federal Credit Union
- 1.289 State Farm Bank
- 1.290 Sterling National Bank
- 1.291 Stoneham Bank
- 1.292 South State Bank
- 1.293 Sun East Federal Credit Union
- 1.294 Sunflower Bank
- 1.295 Susser Bank
- 1.296 Synchrony
- 1.297 TDECU
- 1.298 Teachers Credit Union
- 1.299 Teachers Federal Credit Union
- 1.300 Tech CU
- 1.301 Telhio Credit Union
- 1.302 The State Bank Group (IL)
- 1.303 Three Rivers Credit Union
- 1.304 Thrivent Federal Credit Union
- 1.305 TIAA
- 1.306 T-Mobile Money
- 1.307 Town and Country Bank
- 1.308 Travis Credit Union
- 1.309 Truist
- 1.310 Truliant
- 1.311 Trustco Bank
- 1.312 TTCU Federal Credit Union
- 1.313 UFB Direct
- 1.314 Umass Five Federal Credit Union
- 1.315 UMB Bank
- 1.316 UniBank
- 1.317 Unify
- 1.318 UnionBank
- 1.319 Union Bank & Trust
- 1.320 United Community Bank
- 1.321 Unitus Community Credit Union
- 1.322 University First Federal Credit Union
- 1.323 Univest
- 1.324 U of I Community Credit Union
- 1.325 US Alliance
- 1.326 US Century
- 1.327 USE Credit Union
- 1.328 Utah First
- 1.329 Webster Bank
- 1.330 Wesbanco
- 1.331 Wescom
- 1.332 Westfield Bank
- 1.333 Westmark Credit Union
- 1.334 Wings Financial Credit Union
- 1.335 Wisconsin Bank & Trust
- 1.336 WyHy FCU
- 1.337 Vantage Credit Union
- 1.338 VantageWest
- 1.339 Veridian Credit Union
- 1.340 Visions Federal Credit Union
- 1.341 VyStar Credit Union
- 1.342 Xceed Financial Credit Union
- 2 Banks & Credit Unions That Don’t Pull Your ChexSystems
- 2.1 Academy Bank
- 2.2 ACNB
- 2.3 Addition Financial
- 2.4 Albert Bank
- 2.5 American Express High Yield Savings
- 2.6 Arizona Financial Credit Union
- 2.7 Armed Forces Bank
- 2.8 Ashland Credit Union
- 2.9 Aspiration
- 2.10 Atmos Financial
- 2.11 Bank of America
- 2.12 BankESB
- 2.13 Bank of Missouri
- 2.14 Barclays
- 2.15 BBVA Compass
- 2.16 Cedar Rapids Bank & Trust (CRB&T)
- 2.17 Central Minnesota Credit Union
- 2.18 CFG Bank
- 2.19 Chase
- 2.20 Cheese (Coastal Community)
- 2.21 Chime
- 2.22 Coastal Credit Union
- 2.23 ConnexUs
- 2.24 Consumers Credit Union
- 2.25 Copper Banking
- 2.26 Current (Metropolitan Commercial)
- 2.27 Delta Community Credit Union
- 2.28 Educational Systems Federal Credit Union
- 2.29 Ellevest
- 2.30 Empower
- 2.31 Enzo
- 2.32 Figure Pay
- 2.33 First Florida Credit Union
- 2.34 Fitness Bank
- 2.35 GoBank
- 2.36 Grasshopper
- 2.37 Greensboro Municipal FCU
- 2.38 Hancock Whitney
- 2.39 H-E-B Debit
- 2.40 Heritage Bank
- 2.41 HUSTL
- 2.42 Incredible Bank
- 2.43 Juno
- 2.44 Langley Credit Union
- 2.45 Laurel Road
- 2.46 LendingClub
- 2.47 Lili Bank
- 2.48 Live Oak Bank
- 2.49 M1 Finance
- 2.50 Marcus Bank
- 2.51 Metropolitan Commercial Bank
- 2.52 Nearside
- 2.53 Motiv
- 2.54 Navy Federal Credit Union (NFCU)
- 2.55 NetSpend
- 2.56 NorthOne
- 2.57 Old Missouri
- 2.58 One Finance
- 2.59 On Tap Credit Union
- 2.60 Oxygen
- 2.61 PenFed
- 2.62 Regions Bank
- 2.63 Revolut
- 2.64 Roger Bank
- 2.65 Simple Finance
- 2.66 SoFi Money
- 2.67 Spiral
- 2.68 Spruce Money
- 2.69 Stash
- 2.70 Stripe
- 2.71 TAB Bank
- 2.72 TBK Bank
- 2.73 TD Bank
- 2.74 Texana Bank
- 2.75 Texas Trust Credit Union
- 2.76 Upgrade
- 2.77 USAA
- 2.78 Varo Money
- 2.79 WinTrust
- 2.80 Wise
- 2.81 Wysh
- 2.82 Zynlo
- 3 Banks & Credit Unions With Mixed Data Points
- 3.1 Associated Bank
- 3.2 Barclays
- 3.3 Capital One 360
- 3.4 Charles Schwab
- 3.5 Citizens Bank
- 3.6 Discover
- 3.7 HM Bradley
- 3.8 HSBC
- 3.9 Huntington
- 3.10 Insight
- 3.11 Lake Michigan CU
- 3.12 M&T Bank
- 3.13 Oostburg State Bank
- 3.14 PNC
- 3.15 SunTrust
- 3.16 TCF Bank
- 3.17 Tower Federal Credit Union
- 3.18 Unify Financial Credit Union
- 3.19 U.S. Bank
- 3.20 Washington Savings Bank
- 3.21 Wells Fargo
- 4 Final Thoughts
Banks & Credit Unions That Do Pull Your ChexSystems
1st Advantage Federal Credit Union
- Does pull: 1,
1st Source
1st United
- Does pull: 1,
316 Financial
- Does pull: 1,
Abound FCU
Academy Bank
Achieva Credit Union
- Does pull: 1,
Affinity Credit Union
Air Academy Credit Union
Alden Credit Union
- Does pull: 1,
All America Bank
Alliant
Ally
Amalgamated
Amerant Bank
- Does pull: 1,
American Eagle
- Does pull: 1
Ameris Bancorp
- Does pull: 1,
Andigo Bank
Andrews Federal Credit Union
Arizona Central Credit Union
- Does pull: 1
Arkansas Federal Credit Union
- Does pull: 1,
Arvest
- Does pull: 1,
Astoria
- Does pull: 1
Atlantic Credit Union
Avidia Bank
- Does pull: 1
Axos Bank
Bancorp South
Bank Independent
- Does pull: 1,
Bank of Greene County
- Does pull: 1,
Bank of Maine
- Does pull: 1
Bank Of The West
BankMutual
- Does pull: 1
Bank OZK
- Does pull: 1,
BB&T
Bethpage
- Does pull: 1,
BMO Harris
Bank of Colorado
- Does pull: 1
Bank of Denver
- Does pull: 1,
Bank Of Hawaii
- Does pull: 1,
Bank Of Hope
- Does pull: 1,
Bank of the West
BankPurely
Does pull: 1
Bar Harbor Bank & Trust
- Does pull: 1,
Bask Bank
BECU
- Does pull: 1,
Blue Federal Credit Union
Blue Foundry Bank
- Does pull: 1,
Blue Hills Bank
BlueVine
- Does not pull: 1
BluPeak
BrightStar Credit Union
- Does pull: 1
Brio Direct
- Does pull: 1,
Buckeye State Bank
- Does pull: 1,
Busey Bank
- Does pull: 1,
Byline Bank
- Does pull: 1,
Cambridge Savings Bank
Camden National Bank
- Does pull: 1
Canyon View Credit Union
- Does pull: 1,
Carter Bank
- Does pull: 1,
Carver Federal Savings Bank
- Does pull: 1
CBT Bank
- Does pull: CBT Bank,
CEFCU
- Does pull: 1
Centennial Bank & Trust
- Does pull: 1
Centier Bank
- Does pull: 1,
Central Bank of Oklahoma
Central Bank of the West
- Does pull: 1
Century Bank
- Does pull: 1,
Chartway Federal Credit Union
Chemical
- Does pull: 1
Chesapeake Bank
- Does pull: 1,
Christian Community Credit Union (CCCU)
CIBC
CIBM Bank
- Does pull: 1,
CIT Bank
Citi
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31,
- Doesn’t pull: 1 (savings)
City National Bank
Citywide
- Does pull: 1,
Clearview Credit Union
- Does pull: 1,
Climate First Bank
- Does pull: 1,
Clinton Savings Bank
- Does pull: 1,
Columbia Bank (NJ)
Columbia Bank (MD)
- Does pull: 1,
Comerica Bank
Commerce Bank
- Does pull: 1,
CommonWealth One Credit Union
- Does pull: 1,
Community First Credit Union
- Does pull: 1,
Compass Credit Union
- Does pull: 1,
Costumers Bank
Country Bank For Savings
- Does pull: 1
Credit Human Federal Credit Union
- Does pull: 1,
Credit Union Of Colorado
- Does pull: 1
Customers Bank
- Does pull: 1
Cyprus Credit Union
- Does pull: 1,
Dedham Savings Bank
- Does pull: 1
Del Norte Credit Union
- Does pull: 1,
Digital Federal Credit Union (DCU)
Dollar Bank
Dollar Savings Direct
- Does pull: 1,
E*Trade
1, 2 (works if Frozen)
Eagle Federal Credit Union
- Does pull: 1
East Boston Savings Bank
- Does pull: 1
Eastern Bank
Eastman Savings Bank
- Does pull: 1,
Elements Financial
Elevations Credit Union
- Does pull: 1
ENT Credit Union
- Does pull: 1,
Equity Bank
Essex Bank
Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
Excite Credit Union
- Does pull: 1,
Fairwinds Credit Union
Farmers Insurance Federal Credit Union
Fidelity Bank (PA)
Fidelity Bank (MA/Online)
- Does pull: 1,
Fidelity (Cash Management)
Fidelity
- Doesn’t pull: 1,
Financial Builders Credit Union
- Does pull: 1,
Fifth Third
- Does pull: 1, 2, 3 (combined into a single pull for checking & savings on same day), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
First Advantage Bank
- Does pull: 1
First American Bank
- Does pull: 1,
FirstBank
First Bank (Myfirstbank)
- Doesn’t pull: 1,
First Bank Financial Center
- Does pull: 1
First Bank & Trust
- Does pull: 1,
First Citizens Bank
- Does pull: 1
First Class Community Credit Union
- Does pull: 1,
First Commerce Credit Union
- Does pull: 1,
First Commonwealth Federal Credit Union
- Does pull: 1,
First Federal Bank of Kansas City
- Does pull: 1,
First Federal Of Lakewood
- Does pull: 1,
First Financial Bank
First Financial Credit Union
- Does pull: 1
First Horizon Bank
First Merchants Bank
First Midwest Bank
- Does pull: 1,
First National Bank
First National Bank of Long Island
First National bank of Omaha (FNBO)
- Does pull: 1,
First National Bank of PA
- Does pull: 1,
First National Bank & Trust (WI)
- Does pull: 1,
First National Bank of Waterloo
- States they do pull on bonus page
First Niagara
First Republic Bank
- Does pull: 1,
First Tech Federal Credit Union
First Tennessee
First Trade Union Bank
- Does pull: 1
First United Bank
- Does pull: 1,
Fitsimons Credit Union
- Does pull: 1,
Five Star Bank
- Does pull: 1
Flagstar Bank
- Does pull: 1,
Flushing Bank
Florida Community Bank
- Does pull: 1
Forcht Bank
- Does pull: 1,
Found
- Does pull: 1,
Fulton Bank
Gateway First Bank
- Does pull: 1,
GBC Bank
- Does pull: 1,
GECU Federal Credit Union
Goldman Sachs Bank
- Does pull: 1
Great River Federal Credit Union
- Does pull: 1,
Great Southern Bank
- Does pull: 1,
Grow Financial Credit Union
GTE Financial Credit Union
- Does pull: 1,
Gulf Coast Bank & Trust
- Does pull: 1,
Hanscom Federal Credit Union
- Does pull: 1,
HarborOne Bank
HarborStone Credit Union
- Does pull: 1,
Healthcare Associates Credit Union
- Does pull: 1,
Home Federal Bank Tennessee
- Does pull: 1 (via e-mail on 10/8/22)
Home Savings Bank
- Does pull: 1
HomeStreet Bank
- Does pull: 1
Hometown Community Banks
- Does pull: 1
HomeTrust Bank
Hudson Valley
- Does pull: 1
Iberia Bank
Ideal Credit Union
Indiana Members Credit Union
- Does pull: 1,
Investors Bank
iTHINK Financial
- Does pull: 1,
Ivy Bank
- Does pull: 1,
Jovia
Justice Federal Credit Union
- Does pull: 1
Keen Bank
- Does pull: 1,
KeyBank
Keypoint
Kohler Credit Union
- Does pull: 1,
Lakeland Bank
- Does pull: 1,
Lake Shore Savings
- Does pull: 1
LBS Financial Credit Union
- Does pull: 1,
Leader Bank
LegacyTexas Bank
- Does pull: 1
Liberty Bank For Savings
- Does pull: 1
Local Bank
- Does pull: 1,
Lyons National Bank
- Does pull: 1,
Macatawa
- Does pull: 1,
Mainstreet Federal Credit Union
- Does pull: 1,
Marquette Bank
- Does pull: 1
Memory Bank
Middlesex Federal Credit Union
- Does pull: 1,
MidFirst Bank (Monifi)
Midland States Bank
Minnwest Bank
- Does pull: 1,
Mission Federal Credit Union
- Does pull: 1
MoneyLion
- Does pull: 1,
Monona Bank
- Does pull: 1,
Mountain America Credit Union
- Does pull: 1
Municipal Credit Union
- Does pull: 1,
My Banking Direct
MyUSA
- Does pull: 1,
Nationwide Bank
NBKC Bank
- Does pull: 1,
Neighborhood Credit Union
- Does pull: 1,
Nevada State Bank
- Does pull: 1
Newtek Bank
- Does pull: 1,
Newtown Savings Bank
NJCU FCU
- Does pull: 1,
NWFCU
- Does pull: 1,
North Easton Savings Bank
- Does pull: 1,
Northern Bank Direct
- Does pull: 1,
Northfield Bank
- Does pull: 1,
Northpointe Bank
Northstate Bank
- Does pull: 1,
Northwest Bank
Northwest Federal Credit Union
- Does pull: 1,
NRLFCU
NuVision Federal Credit Union
- Does pull: 1
OceanFirst
Old National Bank
Old Second Bank
- Does pull: 1,
OMB Bank
- Does pull: 1,
Omni Community Credit Union
- Does pull: 1,
OneWest Bank
Onpath Federal Credit Union
- Does pull: 1,
Onpoint Community Credit Union
- Does pull: 1,
Orange County Credit Union
- Does pull: 1,
Orion Federal Credit Union
PayPal
Parkside Credit Union
- Does pull: 1
Pathways Financial Credit Union
- Does pull: 1,
PECU
- Does pull: 1,
Penn Community Bank
- Does pull: 1
Pennsylvania State Employees Credit Union
- Does pull: 1,
Peoples Bank
- Does pull: 1,
People’s United Bank
- Does pull: 1,
Picatinny Federal Credit Union
- Does pull: 1,
Pinnacle Bank
Pittsfield Coop Bank
Police Credit Union Of California
- Does pull: 1,
Popular Community Bank
Porte Bank
Power Financial Credit Union
- Does pull: 1
Premier Bank
Premier Member Credit Union
- Does pull: 1,
Presidential Bank
- Does pull: 1,
Primis
- Does pull: 1,
Provident Credit Union
PSECU
Quontic Bank
Quorum
RBFCU
- Does pull: 1
Redstone Federal Credit Union
Republic Bank
- Does pull: 1,
Rockland Trust Bank
Salal Credit Union
- Does pull: 1,
Salem Five Bank
Sandy Spring Bank
San Francisco Federal Credit Union
Santander
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23 (personal & business), 24, 25,
- Doesn’t pull: 1,
Scient Federal Credit Union
- Does pull: 1
Seacoast National
- Does pull: 1
SECU
- Does pull: 1,
Security Bank of Crawford
- Does pull: 1,
Securityplus Federal Credit Union
- Does pull: 1,
SENB Bank
- Does pull: 1,
Service Credit Union
Service Federal Credit Union
- Does pull: 1,
SkyOne
Sound Community Bank
- Does pull: 1,
Southstate Bank
- Does pull: 1,
Sunward (Previously SLFCU)
SmartBank
- Does pull: 1 (via e-mail on 9/24/20)
Southern Bank & Trust
- Does pull: 1,
Southland Credit Union
- Does pull: 1,
S&T Bank
Stanford Credit Union
Star One
State Bank of India
- Does pull: 1,
State Department Federal Credit Union
State Farm Bank
- Does pull: 1,
Sterling National Bank
Stoneham Bank
South State Bank
Sun East Federal Credit Union
- Does pull: 1
Sunflower Bank
Susser Bank
- Does pull: 1,
Synchrony
- Does pull: 1
TDECU
- Does pull: 1,
Teachers Credit Union
- Does pull: 1,
Teachers Federal Credit Union
Tech CU
Telhio Credit Union
- Does pull: 1,
The State Bank Group (IL)
- Does pull: 1,
Three Rivers Credit Union
- Does pull: 1,
Thrivent Federal Credit Union
TIAA
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Doesn’t pull: 1 (savings), 2 (previous account holder), 3,
T-Mobile Money
- Does pull: 1,
Town and Country Bank
- Does pull: 1
Travis Credit Union
- Does pull: 1,
Truist
Truliant
- Does pull: 1,
Trustco Bank
- Does pull: 1,
TTCU Federal Credit Union
- Does pull: 1,
UFB Direct
- Does pull: 1,
Umass Five Federal Credit Union
- Does pull: 1,
UMB Bank
- Does pull: 1,
UniBank
- Doesn’t pull: 1,
Unify
UnionBank
- Does pull: 1,
Union Bank & Trust
United Community Bank
- Does pull: 1,
Unitus Community Credit Union
- Does pull: 1,
University First Federal Credit Union
- Does pull: 1,
Univest
- Does pull: 1
U of I Community Credit Union
- Does pull: 1,
US Alliance
US Century
- Does pull: 1
USE Credit Union
- Does pull: 1,
Utah First
- Does pull: 1,
Webster Bank
- Does pull: 1,
Wesbanco
- Does pull: 1
Wescom
Westfield Bank
Westmark Credit Union
- Does pull: 1,
Wings Financial Credit Union
Wisconsin Bank & Trust
- Does pull: 1
WyHy FCU
- Does pull: 1 (via e-mail on 4/11/18)
Vantage Credit Union
- Does pull: 1,
VantageWest
Veridian Credit Union
Visions Federal Credit Union
- Does pull: 1,
VyStar Credit Union
- Does pull: 1,
Xceed Financial Credit Union
- Does pull: 1,
Banks & Credit Unions That Don’t Pull Your ChexSystems
Academy Bank
ACNB
- Doesn’t pull: 1
Addition Financial
Albert Bank
American Express High Yield Savings
Arizona Financial Credit Union
- Doesn’t pull: 1,
Armed Forces Bank
Ashland Credit Union
- Doesn’t pull: 1,
Aspiration
Atmos Financial
- Doesn’t pull: 1,
Bank of America
- Did pull: 1,
- Doesn’t pull: 1, 2 (existing savings account), 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull with existing account: 1, 2 (credit card), 3 (checking)
BankESB
- Doesn’t pull: 1,
Bank of Missouri
- Doesn’t pull: 1,
Barclays
- Doesn’t pull: 1,
BBVA Compass
Cedar Rapids Bank & Trust (CRB&T)
- Doesn’t pull: 1,
Central Minnesota Credit Union
- Doesn’t pull: 1,
CFG Bank
- Doesn’t pull: 1,
Chase
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36,
- Business doesn’t pull: 1, 2, 3, 4,
Cheese (Coastal Community)
- Doesn’t pull: 1,
Chime
Coastal Credit Union
ConnexUs
Consumers Credit Union
Copper Banking
- Doesn’t pull: 1,
Current (Metropolitan Commercial)
Delta Community Credit Union
Educational Systems Federal Credit Union
- Doesn’t pull: 1,
Ellevest
- Doesn’t pull: 1,
Empower
- Doesn’t pull: 1,
Enzo
Figure Pay
- Doesn’t pull: 1,
First Florida Credit Union
Fitness Bank
- Doesn’t pull: 1,
GoBank
- Does pull: 1,
Grasshopper
- Doesn’t pull: 1,
Greensboro Municipal FCU
- Doesn’t pull: 1
Hancock Whitney
H-E-B Debit
- Doesn’t pull: 1,
Heritage Bank
- Doesn’t pull: 1,
HUSTL
- Doesn’t pull: 1,
Incredible Bank
- Doesn’t pull: 1,
Juno
- Doesn’t pull: 1,
Langley Credit Union
- Doesn’t pull: 1,
Laurel Road
- Doesn’t pull: 1,
LendingClub
- Doesn’t pull: 1,
Lili Bank
Live Oak Bank
- Doesn’t pull: 1,
M1 Finance
- Doesn’t pull: 1,
Marcus Bank
Metropolitan Commercial Bank
- Doesn’t pull: 1,
Nearside
- Doesn’t pull: 1,
Motiv
- Does pull: 1,
- Doesn’t pull: 1,
NetSpend
- Doesn’t pull: 1,
NorthOne
- Doesn’t pull: 1,
Old Missouri
- Doesn’t pull: 1
One Finance
On Tap Credit Union
- Doesn’t pull: 1,
Oxygen
- Dosn’t pull: 1,
PenFed
Regions Bank
Revolut
Roger Bank
- Doesn’t pull: 1,
Simple Finance
- Doesn’t pull: 1,
SoFi Money
Spiral
- Doesn’t pull: 1,
Spruce Money
- Doesn’t pull: 1,
Stash
- Doesn’t pull: 1,
Stripe
- Doesn’t pull: 1,
TAB Bank
- Doesn’t pull: 1 (6/28/22 via e-mail)
TBK Bank
- Doesn’t pull: 1,
TD Bank
Texana Bank
- Does pull: 1,
Texas Trust Credit Union
- Doesn’t pull: 1,
Upgrade
USAA
- Doesn’t pull: 1,
Varo Money
WinTrust
Wise
- Doesn’t pull: 1,
Wysh
- Doesn’t pull: 1,
Zynlo
- Doesn’t pull: 1,
Banks & Credit Unions With Mixed Data Points
With banks in this section, it’s probably important to look at the date of data points, stuff that is more recent is more likely to be accurate as some financial institutions have transitioned away from relying on ChexSystems.
Associated Bank
Barclays
Capital One 360
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull: 1, 2 (already had checking), 3, 4, 5, 6, 7, 8, 9,
Charles Schwab
- Does pull: 1, 2, 3, 4, 5, 6 (for savings account on 2/8/22 via e-mail), 7, 8,
- Doesn’t pull for brokerage ONE investment account: 1
Citizens Bank
Discover
- Checking, does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (savings), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
- Doesn’t pull: 1, 2 (savings), 3 (savings), 4 (savings), 5 (savings), 6 (aaa savings), 7 (savings), 8 (savings), 9 (savings), 10, 11, 12,
HM Bradley
HSBC
Huntington
Insight
- Doesn’t pull: 1
Lake Michigan CU
M&T Bank
Oostburg State Bank
- Doesn’t pull: 1,
PNC
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8 (in branch), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23,
SunTrust
TCF Bank
Tower Federal Credit Union
Unify Financial Credit Union
- Does pull: 1,
U.S. Bank
- Does pull: 1, 2, 3 (also reports that they have signs up saying they specifically do use ChexSystems), 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
Washington Savings Bank
- Does pull: 1,
Wells Fargo
- Does pull: 1,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
Final Thoughts
Resource pages like this are as useful as readers make them, if you can contribute then please do so to increase the knowledge base for everybody. I’ll be including a link to this page on every bank bonus post to encourage people to share their data points. We’ll also add a section to the quick glance bit for whether they do/don’t use ChexSystems to give quick access to this information as well. If you found this page helpful, you might also enjoy the following pages:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Reference Pages
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Bank Accounts That Can Be Funded With A Credit Card
- List Of Methods Banks Count As Direct Deposits
- Is Opening A Bank Account A Soft Or Hard Pull?
