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Rachel
Rachel (@guest_1810608)
March 8, 2024 16:11

More DPs:
Did not pull: Wells Fargo, Upgrade, Keybank
Did pull: Affinity CU (denied at 4/6, though 3 on the same day), Abington Bank (TBD), Dedham Savings (denied at 4/6, though 3 on the same day)

a
a (@guest_1806873)
March 2, 2024 23:56

For KeyPoint checking account, online applications soft pull ChexSystems and Experian; in branch soft pull Experian.

JP
JP (@guest_1805857)
February 29, 2024 22:23

DP’s Oct 2023 – Feb 2024

DID PULL:

Valley National Bank (denied due to Chex @ 20/24)Members Cooperative Credit UnionNorthwest Federal Credit UnionState Employees Credit Union of Maryland (denied due to Chex)Arizona Financial Credit UnionUnited Heritage Credit Union (denied due to Chex)CitibankBMO HarrisElements Financial Credit Union

DID NOT PULL:

NASA Federal Credit Union

Yuri
Yuri (@guest_1801395)
February 22, 2024 08:51

Pelican State CU doesn’t pull Chex

Eric 🔗
Eric 🔗 (@guest_1801703)
February 22, 2024 17:24

Did you have your Chex frozen when you applied?

Yuri
Yuri (@guest_1803582)
February 26, 2024 22:40

Yes

Zindella
Zindella (@guest_1797961)
February 15, 2024 06:05

Didn’t see Chex pulls from these FIs on my report:

University Credit UnionAFFCUBMO Harris, 1/2 (opened business checking one week after personal checking, and only the personal checking showed up on the report)Educational Systems Federal Credit Union

CB
CB (@guest_1797777)
February 14, 2024 18:19

Recently pulled:
Fifth Third
Truist
Nova Credit Union
Goldman Sachs (Apple Card)

Did Not Pull:
Atmos Financial

Also, had several listings of Transunion on behalf of Credit Karma, so I guess everytime you click an ad for something on Credit Karma it runs a Chex report just FYI.

And, when you get new car insurance they run it too, had quite a few from National General Insurance via Transunion.

Yuri
Yuri (@guest_1797314)
February 13, 2024 19:39

WSECU pulls Chex

Woody
Woody (@guest_1796095)
February 10, 2024 14:08

Recently pulled

Key Bank
Service Federal Credit Union
Nasa Federal Credit Union

Eric 🔗
Eric 🔗 (@guest_1796062)
February 10, 2024 11:29

TransUnion did a hard Chex inquiry on me “On Behalf Of” Ally when I applied for an Ally credit card. Have any of ever heard of getting a Chex inquiry when applying for a credit card? I’m wondering if I should dispute this.

Ostrich Rider
Ostrich Rider (@guest_1796064)
February 10, 2024 11:42

Same happened to me with a Pay Pal Credit Card. I was surprised to see a Chex pull for a credit card.

Eric 🔗
Eric 🔗 (@guest_1796113)
February 10, 2024 14:58

Interesting. Was it TransUnion that did it “On Behalf Of” PayPal or did PayPal do it directly?

They probably have a right to pull any reports they see fit based on what we agreed to before submitting our applications so I’m guessing there’s no legit excuse to dispute the inquiry. Do you agree?

Ostrich Rider
Ostrich Rider (@guest_1796141)
February 10, 2024 17:50

Inquirer: TransUnion on behalf of PayPal. I would guess that Chex is included in the generic term they use about ‘financial and identity verification’ in the disclosure that is too long to read at the end of applications. We may start seeing it pulled more often. I didn’t dispute mine. I have disputed having 2 chex reports pulled by same bank/credit union within 2 days and from the same application, and they didn’t consolidate it to ONE pull, so I don’t bother anymore.

Aaron
Aaron (@guest_1785000)
January 24, 2024 17:31

Did Pull:

Chartway Federal Credit Union
Skyone FCU
Horizon CU
PSECU
Banner
Affinity FCU
Verity CU
Citibank
Travis CU
Texas Dow Employees CU