Offer at a glance
- Maximum bonus amount: $250
- Availability: Nationwide but eligibility requirements apply (e.g being a firefighter)
- Direct deposit required: Yes, $1,000+ per month for two months
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $500
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None, but spousal accounts excluded
- Expiration date: None listed
Contents
The Offer
- Firefighters first credit union is offering a bonus of $250 when you open a new checking account and complete the following requirements:
- Receive a direct deposit of $1,000+ per month for two consecutive months
The Fine Print
- Offer limited to new Firefighters First Credit Union members only, valid for twelve (12) months from the opening date of membership.
- Spousal accounts are excluded.
- Minimum of $1,000 per month in direct deposits for two (2) consecutive months is required to receive the $250 incentive.
- Incentive will be paid within 90 days following the second consecutive month of at least $1,000 in direct deposits.
- Incentives are considered taxable income and may be reported on IRS Form 1099-INT.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
Unsure
Our Verdict
If anybody signs up please let us know if it’s a hard or soft pull to open.
Hat tip to reader kiwi
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View Comments (21)
Need fire ID and/or retirement papers to complete application.
On phone interview. Very nice and very thorough CS.
Nice .75% bump up on there 12 month 4.15% certificate. Brings it up to 4.90% (o:
I used to use my trouser "hose" to put out pretend fires. Does that count?
So we're leaning that they PROBABLY won't accept those sticker badges they hand out in street fair booths?
Be the DP you want to see...
The offer doesn't show up on the landing page. FFs bonus DOA
I thought the same thing. It is there, you just have to scroll down the page.
Is there anyone in the fire dept. who is looking for a lost sibling or step sibling who can help? Thanks in advance
Opposite day: Arsonists Last CU
Just finished the application. Fire Department ID is required for verification. $500 on Chase Freedom Unlimited. Charge not immediately pending on my chase account. The last page said it could take 2 business days for verification process.
No credit pull if you opt out of overdraft.
Definitely not CHEX sensitive. I am LOL/24
I am eligible- I applied and went pending. I assume they manually approve all apps because it did ask for proof, a work ID and other docs if applicable
You can opt OUT of overdraft & no HP which I did ( I'm frozen anyways)
I'm lol/Chex- no indication of a chex pull yet.
CC funding up to $500 :) I used a visa.
Fee schedule: https://www.firefightersfirstcu.org/Resources/Support/Fee-Schedule
Member disclosure: https://www.firefightersfirstcu.org/FirefightersFirstCU/media/Files/Disclosures/New-Member-Disclosure.pdf
Dp: chex sensitive ( they called and asked about recent inquiries) and it a mandatory soft pull so you need unfreeze Experian according to phone rep
They ask for proof of affiliation as part of the signup process and they WILL verify it. There is no getting around this.
What is proof of affiliation. Membership card?
Firefighter ID
I will be firefighter this halloween,hope offer stays.