Bank Accounts That Can Be Funded With A Credit Card

When you open a new savings or checking account, some banks give you the option of using your credit card for the initial deposit. On this page we’ve got a number of data points for which banks (and credit cards) count as cash advances and which don’t.

Avoid cash advance fees by setting your cash advance limit to $0. You can call up your bank and request your cash advance limit be set to $0. Also remember that this is just a collection of data points and by no means means that your transaction will not be coded as a cash advance.

 

Contents

Popular Banks

Bank of America

Does not allow credit card funding, but you can use a debit card to fund up to $300 $100. Visa gift cards do not work (and 2).

Chase

Allows credit card funding up to a $500 limit. It looks like all credit cards are being charged as a cash advance now, so tread lightly. The following don’t count as a cash advance:

  • Citi:
    • ThankYou Premier: 1 (code as cash advance originally then reverted to a purchase)
    • Prestige: 1
  • Paypal:
    • Busienss debit card: 1,
  • PenFen Rewards Visa: 1

The following count as a cash advance:

  • Barclay cards:
  • Capital one cards: 1
  • Chase cards. All Chase cards will post as a cash advance.
  • Fidelity Visa: 1
  • Unknown card used: 1
  • Citi cards: 1

Citibank

As of February 9th, 2016 Citi no longer offers any sort of credit card funding.

Allows credit card funding up to $100,000. They allow MasterCard & Visa, but not American Express. The follow don’t count as a cash advance:

  • Bank of America: 1, 2, 3, 4
  • Barclay: 1, 2
    • Arrival: 1, 2, 3, 4, 5, 6
    • US Airways: 1, 2
    • Aviator: 1, 2
    • American Airlines: 1
  • Capital One:
    • Venture: 1
  • Chase:
    • IHG: 1
  • Citi cards: 1, 2, 3, 4, 5, 6, 7, 8, 9
    • AA Select: 1
    • Executive: 1
    • Premier: 1, 2, 3
    • Prestige: 1, 2
  • Navy Federal Credit Union:
    • Flagship Rewards: 1 (via e-mail on November 10th)

The following do count as a cash advance:

  • Bank of America:
    • Business Alaska: 1
  • Barclay Priceline Visa: 1
  • Capital One:
    • QuickSilver: 1
    • Spark: 1
  • Chase: 1, 2 (used to not code as cash advance: 1, 2 (update somebody reports not a cash advance again: 1), 3 cash advance again? 1, 2, 3, 4, 5, 6
  • Citi cards: Most cards seem to be posting as purchase as noted above, although in the past there had been issues with this (1). That said, there still are some reports of cash advance issues:
    • Citi Premier: 1
    • Citi Hilton: 1, 2, 3
    •  Citi Platinum Select: 1
    • Citi AA Business Plat: 1
  • US Bank:
    • Club Carlson: 1, 2

Civista Bank

Can fund up to $1,500 with a credit card.

Discover

Does not allow credit card funding

PNC

Note: Recently, it appears everything is going through as a cash advance. See a discussion about that in this post.

Allow you to fund up to $2,000 with a Visa, Discover or Mastercard credit card (note you can open a checking & savings account, each for $2,000). Maximum funding by phone is $100. The following don’t count as a cash advance:

  • Alliant: 1, 2,
  • Barclaycard: 1 (looks like it will almost certainly count as cash advance, see data points below), 2
    • Arrival: 1 (this is more recent than the cash advance data points), 2, 3, 4, 5, 6, 7,
    • Cash Forward: 1, 2,
    • JetBlue: 1,
    • Lufthansa (via e-mail on March 13th, 2016)
    • Rewards: 1, 2,
  • BoA:
    • Alaska Airlines: 1 (Update now codes as cash advance: 1), 2 (didn’t code as CA), 3 (coded as a purchase), 4 (purchase)
    • Cash rewards: 1
    • Fidelity: 1
    • Merrill+: 1, 2, 3, 4, 5, 6, 7
    • Premium Travel Rewards: 1, 2, 3, 4,
    • Travel Rewards Business: 1
    • Travel Rewards personal: 1, 2, 3, 4,
    • Virgin Atlantic: 1
  • Capital One:
    • Business Spark: 1, 2, 3, 4, 5, 6,
    • Quicksilver: 1, 2, 3, 4,
    • Savor: 1, 2, 3,
    • Venture: 1, 2, 3,
  • Chase cards: 1, 2, 3, 4, 5, 6
  • Citi: You can no longer fund using a Citi card. Update: Citi cards are working again. Cash advance: 1,
    • AA: 1, 2, 3, 4 (5 didn’t go through cash advance limit), 6, 7, 8, 9 (business), 10 (business), 11, 12 (business), 13, 14, 15, 16,
    • Access More: 1,
    • Double cash: 1, 2, 3, 4, 5, 6, 7,
    • Hilton: 1
    • Premier: 1, 2, 3, 4, 5
    • ThankYou Premier: 1,
    • AAdvantage: 1
  • City National Bank: 1, 2, 3,
  • Consumer Credit Union:
    • Visa: 1
  • Discover: 1, 2,
  • Fidelity: 1, 2 (coded as cash advance), 3 (coded as purchase)
  • Synchrony:
    • Cathay Pacific: 1, 2,
  • Terps: 1,
  • USAA:
    • Limitless: 1, 2,
  • Wells Fargo:
    • Business: 1, 2, 3, 4, 5,
    • Cash wise: 1
    • Platinum: 1, 2,

Note: Chase seems to originally code as cash advance and then reverts to purchase. If you have data points that say otherwise, please let me know.

The following do count it as a cash advance:

  • Barclaycard:
    • Arrival: 1
    • US Airways: 1
  • Capital one: 1
  • Citi: 1 (may no longer code as cash advance, see above)
    • American Airlines: 1
    • Prestige: 1, 2 (did work)
  • Fidelity: 1,
  • U.S. Bank:

Santander

No longer allows credit card funding

Allow to fund it up to a $500 with a credit card (can also fund savings with up to $500). Visa, Mastercard & Discover cards can be used. The following don’t count as a cash advance:

  • Bank of America:
    • Alaska Airlines: 1, 2, 3, 4,
    • Cash rewards: 1, 2, 3, 4,
    • Fidelity Visa: 1
    • Merrill: 1, 2
    • Travel Rewards: 1, 2, 3
  •  Barclays
    • Arrival+: 1, 2, 3, 4,
    • Aviator Red: 1
    • NFL: 1
    • Uber: 1,
  • BBVA:
    • Select: 1,
  • Capital One: Seems to now be coding as a cash advance
    • Venture: 1, 2 (via e-mail in April 2016), 3, 4 (coded as cash advance) 5, (coded as a cash advance)
    • Journey: 1
    • Savor: 1,
    • Spark: 1,
  •  Chase: Seems to now be coding as a cash advance (1)
    • AARP: 1
    • Chase Sapphire Preferred: 1, 2, 3, 4 (coded as cash advance)
    • Chase Sapphire Reserve: 1, 2, 3, 4, 5, 6, 7 (coded as cash advance)
    • Chase Freedom: 1, 2, 3, 4, 5, 6
    • Freedom: 1
    • Freedom Unlimited: 1, 2, 3, 4 (coded as cash advance)
    • IHG: 1, 2
    • Marriott: 1
    • Southwest: 1, 2, 3, 4
    • Ink: 1
    • Ink Preferred: 1, 2,
    • United: 1, 2
  • Citi:
    • American Airlines: 1, 2, 3, 4, 5, 6, 7,
    • Costco: 1
    • Diamond Preferred: 1
    • Double Cash: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
    • Hilton: 1, 2 (didn’t work: 1)
    • Premier: 1, 2,
    • Prestige: 1,
    • ThankYou Premier: 1
  • Discover: 1, 2, 3, 4,
  • Fidelity: 1, 2,
  • Iberia: 1,
  • Terps: 1,
  • Wells Fargo:
    • Business Platinum: 1, 2,

The following do code as a cash advance:

  • Chase:
    • Freedom: 1,
    • Freedom Unlimited: 1,
  •  Citi
    • Citi Prestige: 1
    • Citi Mastercard: 1
  • Discover: 1, 2 (didn’t used to code as cash advance, now it does) 1 (doesn’t code as online purchase)
  • U.S. Bank
    • Business Edge: 1

Wells Fargo

You’re able to fund your checking accounts with up to $500 on a credit card (savings accounts can also be funded with another $500). Update 12/10/15: Seems that the limit is now $50 (1, 2).

You can only use a Visa or Mastercard The following don’t count as a cash advance:

  • Capital One:
    • Spark: 1,
  • Chase: !s
    • British Airways: 1,
    • Chase Ink: 1
    • Chase Ink Preferred: 1, 2,
    • Freedom: 1,
    • Freedom Unlimited: 1, 2, 3
    • Sapphire: 1
    • Sapphire Preferred: 1, 2,
    • Sapphire Reserve: 1, 2, 3,
    • United: 1
  • Citi: 1
    • American Airlines: 1, 2, 3, 4, 5 (business), 6,
    • Double cash: 1, 2, 3,
  • Barclay:
    • Arrival: 1, 2, 3 (might no longer work: 1, 2), 4
  • Bank of America: 1
    • Alaska: 1
  • Huntington: 1,
  • KCU: 1,
  • U.S. Bank:
    • FlexPerks Visa: 1

The following will count as a cash advance:

  • All Citi cards: 1 (don’t think it codes as cash advance anymore: 1)
  • Capital one: 1

U.S. Bank

Update: Looks like it’s back, but only up to $50 $250 $200

Sadly U.S. Bank no longer allows credit card funding.

You’re able to fund your account with up to $500 on a credit card. The following cards don’t count as a cash advance:

  • American Express(note the CA data points below):
    • Blue cash: 1,
    • Business Gold Rewards: 1, 2,
    • Business Platinum: 1,
    • Business SPG: 1 2,
    • Delta Gold: 1, 2, 3, 4,
    • Delta Gold Business: 1,
    • Delta Platinum: 1, 2
    • Hilton: 1
    • Hilton Surpass: 1
    • Platinum: 1
  • Bank of America: 1
    • Alaska Airlines: 1, 2, 3,
    • Cash Rewards: 1, 2 (posted as cash advance and then reverted to purchase), 3,
    • Merrill+: 1, 2,
    • Premium Rewards: 1,
    • Virgin Atlantic: 1
  • Barclaycard:
    • Arrival: 1, 2, 3, 4, 5,
    • Aviator: 1
    • Cash Forward: 1
    • Wyndham: 1, 2,
  • BBVA:
    • NBA: 1
  • Capital One: 1
    • Quicksilver: 1, 2,
    • Spark: 1, 2, 3,
    • Venture: 1
    • Venture X: 1, 2,
  • Chase: 1, 2, 3
    • AARP: 1
    • Amazon: 1
    • British Airways: 1
    • Freedom: 1, 2, 3, 4, 5, 6, 7
    • Freedom Unlimited: 1, 2, 3, 4,
    • Hilton: 1
    • Hyatt: 1, 2,
    • IHG: 1, 2,
    • Ink cash: 1, 2, 3, 4,
    • Ink Preferred: 1, 2,
    • Ink Unlimited: 1, 2, 3, 4,
    • Marriott: 1, 2,
    • United: 1
    • Sapphire Preferred: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
    • Sapphire Reserve: 1, 2,
    • Southwest: 1, 2, 3, 4, 5, 6,
  • Citi: 1, 2, 3, 4
    • AA Platinum Select: 1, 2, 3, 4, 5,
      • Business: 1
    • Double cash: 1, 2, 3, 4, 5, 6, d,
    • HHonors Reserve: 1 (coded as cash advance: 1)
    • Hilton: 1
    • Premier: 1, 2, 3, 4,
    • Prestige: 1, 2
  • Capital One: 1
    • Quicksilver: 1
    • Venture: 1, 2
  • Commerce Bank:
    • Special Connections: 1
  • Discover: 1, 2,
  • Fidelity: 1, 2, 3,
  • First Tennessee:
    • Visa Signature: 1
  • FNBO:
    • Business: 1,
  • Navy Federal:
    • Go Rewards: 1
  • PayPal Mastercard: 1,
  • PenFed: 1, 2
  • TD:
    • Ameritrade: 1
  • U.S. Bank
    • Altitude Reserve: 1,
  • Wells Fargo
    • Business Platinum Visa: 1

The following cards did count as a cash advance:

  • American Express (previously didn’t code as cash advance: 1, 2): 1
    • Everyday: 1 (2 not coding as cash advance)
    • Everyday Preferred (this originally code as a cash advance and then processed as a purchase: 1)
    • Business Platinum: 1
    • Hilton Surpass: 1
    • SimplyCash: 1 (via e-mail on March 24th, 2016)
    • SPG: (apparently neither personal or business coded as cash advance in April, via e-mail), 2, 3 (didn’t code as CA), 4
  • Barclaycard:
    • Arrival: 1
  • Bank of America:
    • Cash rewards: 1
  • Citi:
    • Business Aa: 1
  • Discover: 1
  • US Bank Cards: 1
    • American Express Fidelity: 1, 2
  • Wells Fargo:
    • Propel (coded as cash advance in April, via e-mail)

Smaller Banks

1st Financial Federal Credit Union

Can fund up to $500 with a credit card.

1st Mariner Bank

Acquired by Howard Bank, unsure on Howard Bank credit card funding.

You can initially fund up to $2,500 with a credit card (American Express not allowed).

The following code as a purchase:

  • PenFed:
    • Platinum Visa: 1
  • Schwab: 1

The following code as a cash advance:

  • Bank of America: 1
  •  Barclaycard:
    • Arrival Plus: 1 (via email on March 2nd, 2016)
  • Chase:
    • Rapid Rewards: 1
  • Citi:
    • American Airlines: 1, 2

1st United Credit Union

Can fund with a credit card up to an $2,000 maximum. The following code as a purchase:

  • Bank of the West:
    • Business: 1,
  •  Chase:
    • Freedom Unlimited: 1 (via e-mail on 09/06/18)
    • Hyatt: 1, 2,
    • Ink Preferred: 1, 2
    • Ink Unlimited: 1,
    • Marriott: 1
    • Sapphire Preferred: 1,
    • Sapphire Reserve: 1,
    • United Business: 1,
  • Citi:
    • Doublecash: 1, 2, 3, 4,
  • U.S. Bank:
    • Altitude Reserve: 1,

3Rivers Federal Credit Union

Can fund up to $500 with a credit card (Visa or Mastercard). The following code as a purchase:

  • Chase:
    • Hyatt: 1,
    • Ink preferred: 1,
    • Sapphire Preferred: 1,
  •  Citi:
    • Double cash: 1, 2,

7 17 Credit Union

Can fund up to $525 with a credit card.

A+ Federal Credit Union (A+FCU)

Can fund up to $5,000 with a credit card.

Abington Bank

Can fund up to $1,000 with a credit card.

Achieva

Can fund up to $10,000 limit now $1,500 with a credit card. The following code as a purchase:

  • Wells Fargo:
    • Business: 1,

Addition Financial

Credit card funding might no longer be offered.

Can fund up to $3,000 with a Visa or Mastercard. The following code as a purchase:

  • Alliant: 1,
  • Chase:
    • Ink Preferred: 1,
    • Sapphire Reserve: 1,

Advantis Credit Union

Can fund up to $2,550 with a Visa, Mastercard or Discover. The following code as a purchase:

  • Chase:
    • British Airways: 1
    • Sapphrie Preferred: 1,

Adventure Credit Union

Can fund with a credit card up to $2,500. The following code as a purchase:

  • Citi:
    • Double cash:

Adventure Credit Union

Advia Credit Union

Can fund up to $505 with a credit card.

Affinity Federal Credit Union

Can now fund up to $1,000 with a credit card again. The following code as a purchase:

  • Bank of America:
    • Unlimited: 1,
  • Barclays:
    • Business Aviator: 1,
  • Capital One:
    • Venture X: 1, 2,
  • Chase:
    • Ink Unlimited: 1,
    • Sapphire Preferred: 1,
  •  Citi:
    • Double cash: 1, 2,
  • FNBO:
    • Fordpass: 1,
  • Wells Fargo: 1,

Credit card funding is no longer available.

Can fund up to $5,000 with a Visa, Mastercard or Discover. The following code as a purchase:

  • Barclays: 1,
  • Chase: 1,
  •  Citi:
    • Double cash: 1,

Agriculture Federal Credit Union

You can fund up to $1,500 $500 initially with a credit card. (across all accounts). Only Visa & Mastercard are accepted. The following don’t code as a cash advance:

  • Barclaycard:
    • Arrival Plus: 1, 2, 3,
  • Capital One:
    • Venture: 1,
  •  Chase
  • Citi (didn’t code as cash advance, but data point of it coding as CA in the comments)
    • AA Business Platinum: 1,
  • US Bank:
    • Club Carlson: 1 (2 tried to process as cash advance)

Code as a cash advance:

  • Citi:
    • AA: 1

Alabama Credit Union

You can fund up to $500 with a credit card.

Following post as a purchase:

  • Barclaycard Gold: 1 (via e-mail, March 10th, 2016)

Allegacy Credit Union

Can fund up to $750 with a credit card. They accept Visa or Mastercard.

AllTru Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom: 1,

Amalgamated Bank

Credit card funding is no longer offered.

You can fund with up to $500 with a credit card, Visa or Mastercard only. Opening a savings account will not let you fund another $500, unless it’s opened at a later date.

The following post as a purchase:

  • Bank of America: 1
    • Alaska: 1
    • Cash Rewards: 1
  • Barclaycard:
    • Arrival Plus: 1
    • Aviator: 1
  • Capital One: 1
  •  Chase
    • Freedom: 1
    • Freedom Unlimited: 1, 2
    • Hyatt: 1
    • IHG: 1, 2. 3
    • INK: 1
    • Marriott: 1
    • Marriott Business: 1
    • Sapphire: 1
    • Sapphire Preferred: 1
    • Southwest: 1, 2
    • United: 1
  • Citi
    • American Airlines: 1
    • Double Cash: 1
    • Prestige: 1
  • HSBC:
    • Platinum: 1 (via e-mail on 04/11/2017)
  • MetaBank Issued Visa GC: 1
  • TD Ameritrade Client Rewards VISA: 1

The following does code as a cash advance:

  • Barclaycard:
    • Arrival+: 1 (but for most others this was not an issue: 1, 2)

Amerant Bank

Can fund up to $500 with a credit card. The following code as a purchase:

  • Bank of America:
    • Cash Rewards: 1,
    • Premium Rewards: 1, 2,
  •  Citi:
    • Double cash: 1, 2,

American Bank & Trust

Can fund up to $2,500 with a credit card.

American Eagle Financial Credit Union

Can fund both savings and checking up to $2,500 each. Mastercard, Visa & American Express are accepted. The following code as a purchase:

  • Bank of America:
    • Alaska: 1, 2,
  • Capital One:
    • Venture: 1,
  •  Citi:
    • Double cash: 1

America’s Christian Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase
    • Ink Unlimited: 1,

America’s Credit Union

Update 8/2/22 (via e-mail): Up to $1,500 with a credit or debit card.

Update: It looks like they no longer allow credit card funding. It looks like ACU allows credit card funding of up to $10,000. We’re unsure of what cards are accepted and what does and doesn’t code as a cash advance.initial deposits of $10,000 or less

American Heritage Credit Union

Accepts all credit cards and you can fund up to $1,000, now you can fund only up to $500. We’re unsure what does and doesn’t code as a cash advance.

Andigo Credit Union

Can fund up to $1,000 with a credit card (per account)  (Visa, Mastercard & Discover all accepted. American Express is no longer allowed, although it never actually worked). The following code as a purchase:

  • Bank of America:
    • Alaska Airlines: 1,
    • Cash rewards: 1, 2 (coded as a cash advance), 3,
    • Virgin Atlantic: 1,
  • Barclays:
    • JetBlue Plus: 1,
  •  Chase:
    • Freedom Unlimited: 1 (via e-mail on 09/06/18)
    • IHG: 1,
    • Hyatt (cash advance)
    • Ink Preferred: 1,
    • Marriott Business: 1,
    • Sapphire Preferred: 1, 2, 3,
    • Sapphire Reserve: 1
  • Citi:
    • American Airlines Platinum: 1, 2, 3,
    • Double Cash: 1, 2,
    • Rewards+: 1,
  • First National Bank of Omaha: 1,
  • PayPal: 1,

The following coded as a cash advance:

  • Alliant: 1,
  • Capitanl One:
    • Spark: 1,
  •  Chase:
    • United Quest: 1,
  •  Citi:
    • American Airlines Business: 1, 2 (coded as cash advance)
    • ThankYou Premier: 1
  • City National Bank; 1,

Arapahoe Credit Union

Can fund up to $1,005 with a credit card. The following coded as a purchase:

  • Bank of America:
    • Travel Rewards: 1,

Ardent Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Bank of America:
    • Unlimited Cash Rewards: 1,
  •  Chase
    • Freedom Unlimited: 1,
    • Ink: 1,

Arizona Federal Credit Union

Can fund up to $200 with a credit card. The following code as a purchase:

  • Citi:
    • American Airlines: 1,
  • PNC:
    • Cash rewards: 1,

Arizona State Credit Union (now OneAZ Credit Union)

Arizona State Credit Union allows credit funding of up to $500 (previously $2,500). The following code as a purchase:

  • Chase:
    • Sapphire Preferred: 1
    • IHG: 1
  • FNBO:
    • TravElite: 1,

Armed Forces Bank

Can fund up to $100 with a credit card. The following code as a purchase:

  • Chase
    • Freedom Unlimited: 1,
  •  Citi:
    • Double cash: 1,

Arundel Federal Savings Bank

You can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • Ink business: 1,
    • Sapphire Preferred: 1,
  •  Citibank:
    • American Airlines: 1,
  • Discover: 1,

Aspire Credit Union

Can fund up to $150 with a credit card.

Associated Bank

You can fund up to $300 $1,200 with a credit card, American Express cards are not accepted.

Counts as purchase:

  • Bank of America;
    • Premium Travel Rewards: 1, 2,
  •  Barclay
    • Arrival: 1
    • JetBlue: 1
  • Capital One:
    • Venture X: 1, 2,
  • Chase (seems like it might code as a cash advance now): 1 (cash advance)
    • Freedom: 1, 2,
    • Freedom Unlimited: 1 (cash advance)
    • Ink: 1, 2, 3,
    • Preferred: 1 (cash advance)
    • Marriott: 1, 2,
    • Southwest: 1, 2 (cash advance)
    • United: 1,
  • Citi: 1
    • American Airlines: 1, 2,
    • Double Cash: 1, 2, 3, 4, 5, 6, 7,
    • Premier: 1,
  • Discover: 1, 2,
  • PNC: 1,
  • Wells Fargo: 1,

Codes as cash advance:

  • Bank of America: 1,
  • Capital One:
    • Spark business: 1,
  • Chase:
    • Ink Preferred: 1, 2,
    • Marriott boundless: 1,
    • Sapphire Reserve: 1,

Bankers Trust

Update 8/2/22 (via e-mail): $500 up to a debit card.

You can fund with a credit card up to $10,000. The following code as a purchase:

  •  Barclaycard:
    • Aviator Red: 1
  • Chase:
    • Sapphire Preferred: 1,

bankESB (East Hampton Savings Bank)

You can fund up to $1,000 with any Visa, MasterCard or Discover credit card.

The following count as a purchase:

  • Bank of America:
    • Amtrak: 1
  •  Chase:
    • British Airways: 1
    • Freedom: 1
    • IHG: 1
    • Ink Preferred: 1,
    • Sapphire Reserve: 1
  • Citi:
    • American Airlines business: 1,
    • Double Cash: 1
    • Prestige: 1

The following code as a cash advance:

  • Discover: 1

BankHometown

Can fund up to $1,000 with a credit card. The following code as a purchase:

  • Bank of America: 1,

Bank of Colorado

You can fund up to $1,000 with a credit card, this is basically the same bank as Pinnacle so data points from that bank and this one should work for each. Below is just what has worked for Bank of Colorado

Codes as a purchase:

  • Chase:
    • Freedom: 1, 2
    • IHG: 1
    • Ink: 1
    • Southwest: 1, 2
    • United: 1

Bank of Maine

Acquired by Camden National Bank

Bank of Maine allows credit card funding, there is a limit of $500. We currently don’t have any data points on what is and isn’t considered a cash advance.

Bank of the West

Update: recent data points are showing Bank of the West coding as a cash advance, be warned. This DP says Citi Doublecash was purchase? This DP was purchase on BBVA card. Purchase on Citi DC. Purchase on Citi DC. Purchase on Alliant

  • Citi:
    • Doublecash: 1,
    • Premier: 1,

Bank of the West allows credit card funding up to $500. Visa or Mastercard only. You can only fund up to a maximum of $500, even if you open checking & savings account.

The following code as a purchase:

  • Alliant:
    • Cashback Visa Signature: 1,
  • Bank of America:
    • Cash rewards: 1, 2, 3,
    • Merill+: 1
    • Premium Rewards: 1
    • Travel Rewards: 1, 2,
  • Bank of The West:
    • Business: 1,
  • Barclays:
    • Arrival: 1,
  • Capital One
    • Spark: 1,
    • Venture: 1, 2, 3
  • Chase: 1 (didn’t work), 2 (didn’t work)
    • Disney: 1
    • Freedom: 1
    • Freedom Unlimited:
    • Hyatt: 1, 2, 3,
    • Ink Cash: 1,
    • Ink Preferred: 1, 2, 3,
    • Ink Unlimited: 1,
    • Marriott Business: 1,
    • Sapphire Preferred: 1, 2,
    • Sapphire Reserve: 1, 2, 3, 4,
  • Citi:
    • AA: 1, 2,
    • AT&T Access More: 1,
    • Double Cash: 1, 2, 3,
    • Premier: 1,
    • ThankYou Premier: 1
  • City National Bank:
    • Visa Infinite: 1,
  • Fidelity:
  • U.S. Bank
    • Altitude Reserve: 1, 2,
    • FlexPerks: 1,
    • Prepaid Mastercard: 1,
  • Wells Fargo:
    • Platinum: 1, 2,

Bank & Trust

You can fund up to $2,000 with a credit card. American Express it not accepted. The following code as a purchase:

  • Bank of America:
    • Cash Rewards: 1
    • Virgin Atlantic: 1, 2,
  • Barclaycard:
    • Wyndham: 1
    • Priceline: 1,
  •  Chase:
    • Chase Ink Cash: 1,
    • Ink Plus: 1, 2,
    • Ink Preferred: 1,
    • Marriott Business: 1,
    • Sapphire Reserve: 1
    • United: 1,
  • Citi:
    • American Airlines Platinum: 1
    • Double cash: 1,
    • Premier: 1,
  • U.S. Bank Altitude Reserve: 1,
  • VantageWest: 1,

Bankwell

Can fund with Visa, Mastercard, or Discover (1). The following code as a purchase:

  • Citi:
    • Double cash: 1,
  •  Discover:
    • It: 1,

BayCoast Bank

Can fund up to $550 with a credit card.

BB&T

You can fund a maximum of $300 with a credit or debit card when opening a new bank account. When you get to the final screen it will say that only debit cards are able to be loaded, but if you input a credit card it should still work. The following cards code as a purchase:

  • Bank of America:
    • Alaska: 1,
    • Merrill+: 1
    • Premium Rewards: 1
    • Travel rewards: 1
  • Barclays:
    • Arrival: 1,
  • Chase
    • Freedom: 1
    • Freedom Unlimited: 1, 2,
    • Hyatt: 1,
    • Marriott Business: 1
    • Sapphire Preferred: 1, 2, 3,
    • Sapphire Reserve: 1, 2, 3, 4, 5,
    • Southwest Premier: 1
    • Southwest Business: 1
  • Citi:
    • American Airlines: 1 (didn’t process due to cash advance limit)
    • Double Cash: 1, 2, 3,
    • Hilton: 1
    • Hilton Reserve: 1
    • ThankYou Preferred: 1
    • ThankYou Premier: 1, 2,
  • Wells Fargo
    • Business Platinum: 1

BBVA Compass

BBVA allows credit card funding, only Visa & MasterCard  (Mastercard does not work) may be used. There is a limit of $500 that can be funded (previously was $5,00)

Codes as purchase:

  • Alliant: 1, 2, 3,
    • Visa Platinum Rewards: 1
    • 3% card: 1, 2, 3
  • Avianca: 1
  • Bank of America: 1, 2,
    • Alaska Airlines: 1, 2, 3, 4,
    • Cash Rewards: 1, 2 (originally cash advance, reverted to purchase), 3,
    • British Airways: (via e-mail on March 16th, 2016)
    • Premium Rewards: 1, 2, 3,
    • MERRIL+: 1, 2, 3, 4, 5, 6, 7,
  •  Capital One:
    • Cashback: 1 (was pending as cash advance, reverted to purchase)
    • Quicksilver: 1, 2,
    • Spark Business: 1
  •  Chase:
    • Chase Sapphire Preferred: 1
  • Citi:
    • AA: 1
    • Costco: 1
  • City National Bank
    • Visa infinite: 1,
  • NFCU:
    • Flagship Rewards: 1,
  • Synchrony:
    • Cathay Pacific: 1
  • U.S. Bank:
    • Cash+: 1,
    • Fidelity: 1, 2,
  • USAA:
    • Limitless: 1
    • Visa: 1,
  • U.S. Bank:
    • Altitude Reserve: 1,
  • Wells Fargo:
    • Business: 1, 2, 3, 4,

Codes as cash advance:

  • Barclaycard:
    • Uber: 1
  •  Chase:
    • British Airways: 1
    • Business United: 1
    • Freedom: 1
    • Freedom Unlimited: 1
    • Marriott Business: 1
    • Sapphire Preferred: 1
    • Sapphire Reserve: 1
  • Citi:
    • Prestige: 1

Beacon Credit Union

You can fund up to $500 with a Visa or Mastercard.

Bell Bank

Can fund up to $1,000 with a credit card (Visa or Mastercard). The following code as a purchase:

  • Capital One:
    • Quicksilver: 1,
  •  Chase:
    • Freedom: 1,
    • Ink Preferred: 1,
    • Ritz-Carlton: 1,
  • Citi:
    • Double Cash: 1,

BethPage Credit Union

You can initially fund up to $100 with a credit card

BluPeak Credit Union

Can fund up to $1,500 with a credit card.

  • Chase
    • Freedom: 1,

Blue Hills Bank

Blue Hills Bank has now merged with Rockland Trust.

You can initially fund your account with up to $10,000 down to $1,000 now using a credit card. The following don’t count as a cash advance:

  • Barclaycard:
    • Arrival: 1, 2
    • Miles & More: 1
  • Chase:
    • British Airways: 1
    • Freedom: 1
    • Ink Cash: 1
    • Sapphire Preferred: 1
    • United: 1
  • Citi:
    • AA exec: 1

Blue Federal Credit Union

Credit card funding no longer available.

Can fund up to $6,010 (might be limited to $500 now, but somebody funded $1,000). You can only fund with a Discover, Visa or Mastercard (American Express not accepted) The following code as a purchase:

  • Chase:
    • Fairmont: 1
    • Freedom: 1 (via e-mail on August 17th, 2016), 2
    • Ink: 1
    • Sapphire Reserve: 1, 2, 3, 4, 5, 6, 7, 8, 9
    • Southwest: 1, 2
  • Citi
    • American Airlines: 1
    • AT&T Access More: 1,
    • Double Cash: 1
    • Prestige: 1, 2 (e-mail on September 4th)

BMI Federal Credit Union

Can fund up to $250 with a Visa or Mastercard. The following code as a purchase:

  • Unknown

The following codes as a cash advance:

  • Chase:
    • Ink Preferred: 1,

 

BMO Harris

BMO Harris no longer accepts credit card funding

BMO Harris allows credit card funding, with a limit of $1,000. You should be able to fund both checking & savings with $1,000 (money market also works).  Update: Multiple reports indicate (1, 2) that BMO no longer allows credit card funding. The following don’t count as a cash advance:

  • American Express: BMO Harris no longer accepts American Express
    • Blue Business Plus: 1, 2, 3, 4,
    • Blue cash preferred: 1
    • Business Gold Rewards: 1, 2,
    • Business Platinum: 1
    • Delta: 1, 2
    • Everyday: 1
    • Green: 1
    • Hilton: 1
    • Hilton Surpass: 1, 2
    • Platinum: 1
    • SPG: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15
  • Bank of America: 1,
    • Alaska: 1
    • Cash Rewards: 1
    • Merrill: 1, 2, 3, 4, 5, 6
    • Travel Rewards: 1
  • Barclaycard:
    • Arrival: 1
    • Aviator Red: 1
    • CashForward: 1
    • Miles & More: 1
    • Priceline: 1
  • BBVA Compass: 1 (via e-mail on February 22nd, 2016)
  • Capital One:
    • Spark Business: 1, 2,
    • Venture: 1, 2, 3
  • Chase cards (might now code as cash advance, see below):
    • AARP: 1
    • Amazon: 1
    • British Airways: 1
    • Fairmont: 11
    • Chase Freedom: 1, 2
    • Hyatt: 1, 2,
    • Ink Preferred: 1, 2, 3, 4, 5, 6,
    • Ink: 1, 2, 3
    • Ritz-Carlton: 1,
    • Sapphire Preferred: 1, 2, 3, 4, 5, 6,
    • Sapphire Reserve: 1, 2, 3, 4, 5,
    • Southwest: 1, 2, 3, 4, 5,
    • United: 1, 2
  • Citi:
    • American Airlines: 1, 2 (business), 3, 4, 5, 6,
    • Double cash: 1, 2, 3, 4
    • Hilton Reserve: 1
    • Premier: 1, 2,
    • Preferred: 1
    • Prestige: 1, 2,
  • Commence By Sallie Mae: 1
  • Consumers Credit Union: 1
  • Fifth Third: Trio: 1
  • FNBO:
    • Travelite: 1
  • USAA:
    • Limitless: 1
  • U.S. Bank: 1 (originally coded as cash advance and then reverted to purchase)
    • Altitude Reserve: 1
    • Fidelity: 1, 2, 3, 4, 5
  • Wells Fargo:
    • Propel World: 1, 2, 3

Count as cash advance:

  • Capital One:
    • Spark business: 1 (was denied due to cash advance limit)
  • Chase: 1
  • Citi: 1

Boulder Valley Credit Union

Allows you to fund up to $500 with a credit card. The following do not code as a cash advance:

  • Chase Sapphire Preferred

Brilliant Bank

The following code as a purchase:

  • Citi:
    • Double cash: 1,

Broadway Bank

Can fund up to $500 with a credit card. The following code as a purchase:

  • American Express:
    • Blue Business Plus: 1,
  • Bank of America
    • Travel Rewards: 1,
  • Chase:
    • Ink Unlimited: 1,
  •  Citi:
    • Double cash: 1,

California Coast Credit Union

Can fund up to $5,100 with a credit card. The following code as a purchase:

  • Chase:
    • Hyatt: 1,
  • U.S. Bank:
    • Altitude Go: 1,

Callaway Bank

Can fund up to $250 with a credit card. We don’t have any other info currently.

Cambridge Savings Bank

You can fund up to $1,000 with a credit card. Visa, Mastercard & Discover are accepted. The following codes as a purchase:

  • Bank of America:
    • Premium Rewards: 1,
  •  Barclays:
    • Aviator: 1,
    • JetBlue: 1,
  •  Chase:
    • Freedom Unlimited: 1, 2,
    • Ink Preferred: 1,
    • Sapphire Reserve: 1, 2,
  • Citi:
    • Premier: 1,

Camden National Bank

You can fund up to $500 with a Visa or Mastercard. The following codes as a purchase:

  • Chase:
    • Ink cash: 1,
    • Sapphire Preferred: 1,
    • United Business: 1
  •  Citi:
    • AA: 1

Capital Bank

Can fund up to $300 $50with a credit card. The following code as a purchase:

  • Chase:
    • Southwest: 1,
  •  Citi:
    • Doublecash: 1, 2, 3, 4,
  • City National Bank: 1,
  • U.S. Bank:
    • Cash+: 1,

Capital One

The following comes through as a cash advance:

  • Citi Double Cash: 1

CEFCU

Can fund up to $200 with a credit card. The following code as a purchase:

  • Chase:
    • Ink Unlimited: 1,

Centra Credit Union

Can fund up to $6,100 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1,

Central Bank (OK & MO)

Can fund up to $1,000 with a credit card. Visa & Mastercard are accepted, no American Express or Discover. Looks like opening a savings account lets you fund another $1,000 as well. The following code as a purchase:

  • Barclaycard:
    • Arrival Plus: 1
    • Cash Forward: 1
  • Capital One:
    • Venture X: 1,
  •  Citi:
    • Simplicity: 1
  • Commerce Bank:
    • Special Connections: 1
  • HSBC:
    • Platinum: 1 (via e-mail on 04/11/2017)
  • Merrill: 1,

The following didn’t work:

  • Chase: 1,

Central Bank (Iowa, Minnesota, and the Dakotas)

Can fund up to $500 with a credit card.

Central Minnesota Credit Union

Can fund up to $5,000 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1,
    • Ink Unlimited: 1,

Central Willamette Credit Union

Can fund with a credit card, unknown limit. The following code as a purchase:

  • Chase
    • Ink: 1,

Chartway Credit Union

You can fund a maximum of $210 ($100 savings, $100 checking, $10 to join). The following don’t count as a cash advance:

  • Bank of America:
    • Alaska Airlines: 1
  • Chase cards:
    • Chase Freedom: 1, 2 (coded as a cash advance)
    • Hyatt: 1,
    • Ink Cash: 1,
    • Southwest: 1
  • Citi:
    • American Airlines: 1
    • Premier: 1,
    • ThankYou Preferred: 1
  • US Bank:
    • Club Carlson: 1
  • Wells Fargo
    • Active cash: 1,

Charter One

See: Citizens Bank. They are the same bank with a different branding in IL, MI, and OH.

Christian Credit Union

Allows credit funding with a limit of $500 for checking accounts and $500 for their CD products, you must qualify for the membership requirements as well. The following code as a purchase:

  • Barclaycard:
    • Hawaiian Airlines: 1
  • Chase:
    • Ink Unlimited: 1,

Citadel Credit Union

You can fund up to $500 with a credit card. They accept Visa, Mastercard, Amex, or Discover.

The following code as a purchase:

  • Chase: 1
    • Freedom: 1, 2,
    • Sapphire Reserve: 1,
  • Citi:
    • AA: 1
    • Double cash: 1

Citizens Bank

Update: Might all be cash advances now.

Update: One reader was able to fund up to $2,000 with a credit card  (probably $1,000 from savings & another $1,000 from checking). Citizens Bank allows credit card funding up to $1,000, only Visa & MasterCard are accepted. The following don’t count as a cash advance:

  • Alliant: 1,
  •  Barclaycard:
    • Arrival: 1, 2, 3 (coded as cash advance), 4,
    • Uber: 1,
    • Wyndham: 1,
  • Bank of America:
    • Alaska Airlines: 1
    • Travel Rewards: 1, 2,
    • Merrill: 1
    • Premium Rewards: 1, 2, 3,
  • Capital One:
    • Savor: 1,
    • Venture: 1,
  • Chase cards: 1, 2
    • AARP: 1, 2 (coded as cash advance)
    • Chase Freedom: 1, 2, 3, 4, 5, 6,
    • Freedom: 1,
    • Freedom Unlimited: 1, 2, 3,
    • Hyatt: 1
    • IHG Premier: 1,
    • Ink Cash: 1,
    • Ink Preferred: 1, 2,
    • Ink Unlimited: 1, 2,
    • Sapphire Preferred: 1, 2, 3, 4, 5,
    • Sapphire Reserve: 1,
    • Southwest: 1, 2, 3
    • United: 1,
  • Citi (seems to be cash advance now: 1, 2):
    • American Airlines: 1, 2, 3, 4,
    • American Airlines business: 1,
    • Double cash: 1, 2, 3,
  • Terps: 1,
  • Wells Fargo:
    • Business Platinum: 1,

The following will count as a cash advance:

  • Barclaycard:
    • Arrival: 1 (posted as purchase: see above)
  •  Citi (recent DP of it not being CA):
    • American Airlines business: 1
    • ThankYou Preferred: 1
    • ThankYou Premier: 1
  • Discover it: 1
  • USAA: 1

Clearview Federal Credit Union

You can fund up to $500 with a Visa or Mastercard. The following code as a purchase:

  • Chase:
    • Chase Sapphire Preferred: 1

Clinton Savings Bank

You can fund up to $1,000 with a credit card. Visa, Mastercard & Discover are all accepted. The following code as a purchase:

  • Citi:
    • Double cash: 1,
  •  Chase:
    • IHG: 1,

Collins Community Credit Union

Can fund up to $2,500 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1,

Columbia Bank (NJ)

No longer allows credit card funding. Credit card funding is now $1,000. Cannot use American Express to fund.

You can fund up to $1,000 with a credit card. The following code as a purchase:

  • Chase:
    • Ink Business Cash: 1,
    • Sapphire Reserve: 1,
  • Citi Double Cash: 1,
  • Fidelity: 1,
  • Wells Fargo:
    • Business Platinum: 1,

Columbia Credit Union

You can fund up to $2,500 reduced to $500 with a credit card (might have been reduced to only $500), the following code as a purchase:

  • Bank of America: 1
  • Citi:
    • Double Cash: 1, 2,

Communication Federal Credit Union

You can fund each account with at least $500 using a Visa/Mastercard. The following code as a purchase:

  • Chase
    • Freedom: 1 (sent via e-mail on 11/14/18)
    • Sapphire Preferred: 1,
    • Southwest business: 1,

CommunityAmerica Credit Union

Can fund at least $5,000 with a credit card, possibly more. The following codes as a purchase:

  • Bank of America:
    • Preferred Rewards: 1,
  •  Barclays:
    • Arrival: 1,
  •  Chase
    • Freedom Unlimited: 1, 2,
  • Commence Bank: 1

Community Choice Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • Ink: 1,

Community First Credit Union – CA

  • No data points

Community First Credit Union of Florida

Can fund up to $1,500 with a credit card, the following code as a purchase:

  • Discover:
    • it: 1,
  • FNBO: 1,

Consumers Credit Union

You can fund up to $210 with a Visa, MasterCard or American Express card. The following did not code as a cash advance:

  • Chase: 1, 2
    • Freedom: 1
    • Hyatt: 1
    • Marriott: 1
  • Schwab Visa: 1
  • Citi
    • American Airlines: 1
    • Double Cash: 1, 2
    • Prestige: 1

The following did code as a cash advance:

  • Barclaycard:
    • Wyndham: 1
  • Citi: 1
    • AAdvantage card: 1
    • Prestige: 1

Cornerstone Bank

You can fund up to $10,000 with a credit card. The following code as a purchase:

  • Chase:
    • Ink: 1,

Country Bank For Savings

Can fund up to $2,000 with a credit card (Discover, Visa & Mastercard). The following codes as a purchase:

  • Bank of America:
    • Customized cash: 1,
  •  Chase:
    • Hyatt: g
    • Ink Preferred: 1, 2,
    • Sapphire Reserve: 1
    • Southwest Business: 1,
  •  Citi:
    • American Airlines business: 1, 2 (didn’t work with cash advance limit set to $0)
    • Double cash: 1

Credit Human

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • IHG: 1,
    • Sapphire: 1,
  • Fidelity: 1,

Credit Union One

You can fund up to $600 with a credit card. The following code as a purchase:

  • Chase: 1,
    • Freedom: 1
    • Ink Preferred: 1,
  • Citi:
    • Double cash: 1, 2, 3,
    • Premier: 1,

Credit Union SoCal

Can fund up to $1,010 with a credit card.

Credit Union of Texas

Can fund with a credit card up to an unknown amount.

The following code as a purchase:

  • Chase
    • Freedom Flex: 1 (via email on 8/10/23),

The following code as a cash advance:

  • Citi
    • American Airlines: 1,

Dearborn Savings Bank (DSB)

Can fund up to $500 with a credit card. The following codes as a purchase:

  • Capital One:
    • Quicksilver: 1,
  • Wells Fargo: 1,

Delta Community Credit Union

Can fund up to $500 with a AMEX, Visa, MasterCard, and Discover. The following coded as a purchase:

  • Discover: 1,

Desert Financial Credit Union

It’s possible to fund with a credit or debit card, up to a maximum of $600.

Destinations Credit Union

You can fund with a credit card – up to $1,000 with Paypal or $500 without (1).

The following do not count as a cash advance when funding via Paypal:

  • Chase
    • INK: 1
    • Sapphire Preferred: 1
  • Fidelity Amex: 1

Digital Federal Credit Union

Can fund up to $250 with a credit card. The following code as a purchase:

  • Bank of America:
    • Cash rewards: 1, 2,
    • Merrill+: 1
  • Capital One:
    • Venture: 1,
  •  Chase:
    • Freedom Unlimited: 1,
    • Hyatt: 1
    • Ink Unlimited: 1,
    • Sapphire Reserve: 1,
  • Citi:
    • Double cashback: 1, 2, 3,
  • Discover it: 1,
  • Fidelity: 1,
  • PNC:
    • Cash rewards: 1,
  • Wells Fargo:
    • Active Cash: 1,
    • Business Platinum: 1,

The following didn’t work:

  • Barclaycard:
    • JetBlue: 1
  • Chase:
    • Ink Preferred: 1,

Earn Bank

Can fund up to $500 with a credit card. Visa, Discover, and Mastercard only

Eastern Bank

No longer possible?

You can fund up to $2,000 with a credit card. Visa, Mastercard, Discover & American Express are all accepted. The following code as a purchase:

  • Barclaycard:
    • Lufthansa: 1

East Cambridge Savings Bank

Can fund with Visa/Mastercard or Discover up to an unknown maximum.

ECCU

Can fund up to $5,000 $500 with a credit card. The following code as a purchase:

  • Bank of America:
    • Business cash rewards: 1,
  •  Chase
    • Ink: 1,
    • Ink Preferred: 1,
  • Citi:
    • Double cash: 1,

The following code as a cash advance:

  •  Citi:
    • Double cash: 1, 2 (this says it didn’t code as a cash advance?), 3,
  • U.S. Bank:
    • Leverage: 1,

Educational Systems Federal Credit Union

Can fund up to $100 with a credit card. The following code as a purchase:

Excite Credit Union

Can fund up to $2,500 with a Visa or Mastercard. The following count as a purchase:

  • Citi
    • Double Cash: 1, 2,
    • Premier: 1,

Elevations Credit Union

Allows you to fund up to $2,500 with a credit card (shows maximum of $1,000 but can fund up to $2,500, used to be $10,000). The following do not count as a cash advance:

  • Barclays:
    • Arrival+: 1,
  •  Chase
    • Chase sapphire preferred (e-mail data point), 2
  • Citi:
    • Platinum Select: 1

Emprise Bank

Can fund up to $100 with a credit card. The following code as a purchase:

ENT Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Barclays:
    • Aviator: 1,
  •  Chase
    • Freedom: 1,
    • Freedom Unlimited: 1, 2 (cash advance in branch), 3,
  • Citi:
    • Double cash: 1,
  • Fidelity: 1,
  • Wells Fargo:
    • Active cash: 1,

Evansville Teachers Credit Union

You can fund with a credit card, up to $1,200. The following code as a purchase:

  • Barclaycard:
    • Arrival+: 1, 2, 3
  • Chase:
    • Freedom: 1,
    • IHG: 1
    • Ink Cash: 1,
    • Ink Preferred: 1,
    • Sapphire Preferred: 1
    • Sapphire Reserve: 1
    • Southwest: 1,
    • United: 1, 2,
  • Citi
    • American Airlines: 1
    • Double Cash: 1, 2, 3, 4,
  • USAA: 1,
  • U.S. Bank
    • Altitude Reserve: 1,

Fairwinds Credit Union

Can fund up to $500 with a credit card via PayPal. The following code as a purchase:

  • Bank of America:
    • Alaska Airlines: 1,
    • Cash: 1,
  • Capital One:
    • Venture X: 1,
  •  Chase:
    • Southwest: 1,
    • United Quest (paypal): 1,
  •  Citi:
    • American Airlines: 1, 2,
    • Double cash: 1, 2, 3,
    • Premier: 1,
  • Discover: 1,

The following code as a cash advance:

  • Capital One: 1,
  •  Chase:
    • Chase Sapphire Preferred: 1,

Farmington Bank

Can fund up to $1,000 with a Visa, Mastercard or Discover. We don’t know what codes as a purchase or cash advance.

Fidelity Bank (PA)

You can fund up to $500 with a credit card (doesn’t matter how many accounts you open $500 is the limit). You can use Visa, Mastercard, American Express or Discover. The following code as a purchase:

  • Citi:
    • Double cash: 1

Firefly Credit Union

Can fund up to $1,000 with a credit card. The following coded as a purchase:

  • Citi:
    • Doublecash: 1,

First Advantage Bank

No longer accepting credit card payments according to this.

You can fund up to $15,000 with a credit card (looks like the limit might be $100,000 total). You can fund with Discover, Mastercard & Visa. The following codes as a purchase:

  • Bank of America:
    • Merrill+1: 1,
  • Barclays:
    • Wyndham: 1,
  •  Chase: 1,
    • AARP: 1,
    • British Airways: 1,
    • Freedom: 1, 2,
    • Ink Business: 1, 2, 3,
    • Sapphire Preferred: 1,
    • Sapphire Reserve: 1,
    • Southwest Plus: 1,
  • Citi:
    • Double cash: 1,
    • ThankYou Premier: 1,
  • Discover: 1
  • Merrill: 1,
  • USAA:
    • Limitless: 1,

The following coded as a cash advance:

  • Fidelity: 1, 2,

First American Bank

You can fund up to $500 for each account (e.g $1,000 total between checking & savings). The following codes as a purchase:

  • Citi:
    • Double cash: 1, 2,

First Bank (VA)

You can fund up to $1,000 with a credit card, we currently don’t know what does/doesn’t code as a cash advance.

FirstBank

Can fund up to $600 with a credit card, must go in branch or call in to use this funding option.

Things that post as a purchase:

  • Chase:
    • Freedom Unlimited: 1, 2
  • Citi:
    • Doublecash: 1

The following coded as a cash advance:

  • U.S. Bank:
    • Club Carlson: 1

First Citizen’s Bank

You can fund your first citizen’s bank account up to a maximum of $1,000. The following don’t count as a cash advance:

  • Bank of America:
    • Business Advantage Cash Rewards: 1,
  •  Barclay Card
    • Sallie Mae: 1
  • Chase
    • Freedom: 1,
    • Ink Preferred: 1,
    • Chase Sapphire Preferred: 1, 2, 3,
    • United Business: 1,
  • Citi:
    • American Airlines business: 1, 2,
    • Double cash: 1,

First City Credit Union

Can fund up to $500 with a credit card.

First Commonwealth Bank

Can fund up to $500 with a credit card (Visa & Mastercard).

First Entertainment Credit Union

Can fund up to $500 with a credit card.

First Federal Bank

You can fund up to $500 with a credit card. Only Visa & Mastercard are accepted. The following code as a purchase:

  • Chase:
    • Sapphire Preferred: 1, 2
  • Citi:
    • Double cash: 1, 2
  • Fidelity Visa: 1
  • U.S. Bank: 1

First Federal Bank of Kansas City

Can fund up to $1,000 with a Visa/Mastercard/Discover.

First Financial Bank (IL, IN, KY, OH)

Can fund up to $500 with a credit card. The following code as a purchase:

  • Capital One:
    • Venture X: 1, 2,
  • Chase:
    • Ink Business Unlimited: 1,

The following coded as cash advance:

  • U.S. Bank:
    • Business: 1,

First Flight Credit Union

Can fund up to $500 with a credit card.

First Home Bank

Can fund up to $1,500 with a credit card. The following code as a purchase:

  • Capital One:
    • Spark: 1,

First Horizon Bank

Can fund up to $50 with a credit card. First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change. The following code as a purchase:

  • Citi:
    • Double cash: 1,

First Internet Bank of Indiana

Can fund up to $500 with a credit card.

First-Lockhart National Bank

You can fund up to $2,000 with a credit card. The following code as a purchase:

  • Synchrony:
    • Paypal business: 1,

First Mark Credit Union

Update: According to this comment this has been reduced to only $100. Possibly $0 now?

You used to be able to initially fund up to $10,000 using a credit card, only Visa & Mastercard are accepted. They place a two week hold on all transactions above $100. This is semi old information so we’re not sure if it’s still accurate: 1, 2 The following didn’t count as a cash advance:

  • Chase: 1

The following count it as a cash advance:

  • Citi: 1

First Merchants Bank

You can fund up to $1,000 with a credit card. You can use Visa or Mastercard. The following coded as a purchase:

  • Bank of America:
    • Merrill+: 1
  •  Barclaycard:
    • Aviator Red: 1, 2,
    • AA Business: 1,
  • Capital One:
    • Venture: 1
  •  Chase:
    • Freedom Unlimited: 1
    • Chase Sapphire Reserve: 1

First MidWest Bank

No longer allows credit card funding.

You can fund up to $2,500 with a credit card, no American Express cards. The following coded as a purchase:

  • Bank of America:
    • Virgin Atlantic: 1
  • Barclaycard:
    • Arrival: 1, 2
  •  Chase:
    • Fairmont: 1
    • Hyatt: 1
    • Sapphire Reserve: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10
  • Citi:
    • Platinum: 1,

First Merit Bank

First Merit has now merged with Huntington Bank.

You can fund with a credit card up to $10,000 (only Visa & Mastercard). At the moment we are unsure what does and doesn’t count as a cash advance, share your experiences in the comments. Doesn’t count as a cash advance:

  • Chase Sapphire Preferred: 1 (codes as cash advance now? 1)
  • Citi:
    • AA Platinum: 1, 2

Following code as cash advance:

  • Chase:
    • Sapphire Reserve: 1, 2
  • Barclaycard: 1 (via e-mail)

First National Bank

Can fund up to $50 with a credit card. You can use all payment networks (including American Express).

  • American Express:
    • Everyday: 1
    • Mercedes Benz Platinum: 1
  • Chase:
    • United: 1
  • U.S. Bank Cash+: 1

First National Bank and Trust Company

Can fund up to $100 with a credit card. You can use all payment networks.

First Niagara

First Niagra allows credit card funding up to $1,000. They do not allow funding from American Express cards (1). They will also only give you one chance to fund the account. The following don’t count as a cash advance:

The following do count as a cash advance:

  • Barclaycard:
    • Aviator: 1
  • Chase:
    • IHG: 1
  • All Citi cards: 1, 2
  • Discover: 1, 2

Firstrust Bank

Can fund up to $500 with a credit card Can fund up to at least $1,000. The following code as a purchase:

  • Bank of America: 1,
    • Alaska: 1,
  • Barclays:
    • JetBlue: 1,
  • Chase:
    • Freedom Unlimited: 1, 2,
    • Ink Unlimited: 1,
  • Citi: 1,

First State Bank Of Illinois

No longer allowed?

Can fund up to $2,000 with a credit card. The following code as a purchase:

  • Chase
    • Ink Unlimited: 1,
  • Fidelity Visa: 1

First State Community Bank

You can fund up to $2,000 with a credit card. Visa, Mastercard & Discover are accepted The following code as a purchase:

  • Chase
    • Fairmont: 1
  • Citi
    • American Airlines: 1,
  • Wells Fargo:
    • Cashwise: 1

First Tennessee

You can fund up to $300 $50 with a credit card, the following do not count as a cash advance:

  • Bank of America:
    • Business Alaska: 1
    • Business cash: 1
    • Premium Rewards: 1,
  •  Barclaycard:
    • Arrival Plus: 1
    • NFL: 1,
  • Capital One:
    • Venture: 1
  • Chase: 1
    • Freedom: 1, 2, 3, 4
    • Freedom Unlimited: 1, 2,
    • Hyatt: 1, 2
    • Sapphire Preferred: 1, 2, 3, 4, 5, 6,
    • Sapphire Reserve: 1, 2
    • Southwest Premier: 1
    • Southwest: 1
    • Ink Plus: 1, 2
    • Ink Preferred: 1, 2
    • United: 1
  • Citi:
    • Business AA (didn’t actually post as cash advance, just didn’t work): 1 (2, posted as a purchase)
    • Double cash: 1, 2, 3, 4, 5, 6, 7, 8
    • Premier: 1
    • Prestige: 1, 2
  • U.S. Bank:
    • Fidelity: 1
  • Wells Fargo:
    • Platinum: 1

Counted as a cash advance:

First United Bank

You can fund up to $200 with a credit card. They accept Visa, Mastercard & Discover (no American Express). The following codes as a purchase:

  • Citi:
    • AA: 1

Fitness Bank

Can fund up to $2,500 (reduced to $100) with a credit card.

Flagship Bank

Can fund up to $100 with a credit card. Visa & Mastercard accepted. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1,

 

Florence Bank

Can fund up to $6,000 with a credit card. The following code as a purchase:

  • Citi:
    • Premier: 1,
  • Wells Fargo:
    • Business Platinum: 1,

You can fund up to $500 with a credit card. The following code as a purchase:

Florida Credit Union

Can fund up to $2,500 with a credit card. The following code as a purchase:

  • Citi:
    • Advantage: 1,

F&M Bank (OH, IN)

Can fund up to $1,000 with a credit card (Visa or Mastercard).

The following code as a purchase:

  • American Express: 1,

The following code as a cash advance:

  • Chase: 1, 2,

Fremont Bank

You can fund up to $100 with a credit card. The following code as a purchase:

  • Alliant: 1,
  • Citi:
    • Double cash: 1,

Frontwave Credit Union

Can fund up to $10,000 with a credit card. The following code as a purchase:

  • Citi:
    • Premier: 1,

Fulton Bank

Can fund up to $500 with a credit card or $1,000 with a debit card. The following code as a purchase:

  • Bank of America:
    • Premium Rewards: 1,
  • Capital One:
    • Venture X: 1,
  •  Chase
    • Freedom Unlimited: 1, 2,
  • Citi:
    • American Airlines: 1,
    • Double cash: 1,

Gate City Bank

Can fund up to $2,000 with a credit card, Visa, Discover & Mastercard accepted. The following code as a purchase:

  • Discover: 1,
  • PayPal: 1,

Genisys Credit Union

Can fund up to $50 with a credit card. The following count as a purchase:

 

Gesa Credit Union

Allows credit card funding, no idea on limits. The following code as a purchase:

  • Capital One
    • Venture X: 1,
  • Chase:
    • Sapphire Preferred: 1,
    • Ink Preferred: 1, 2,
  • Citi:
    • Premier: 1,
  • USAA: 1, 2, 3 (coded as cash advance)

Greater Nevada Credit Union

Can fund up to $5,000 with a credit card. The following code as a purchase:

  • Bank of America
    • Premium rewards: 1,
    • Travel Rewards: 1,
  •  Chase:
    • Freedom Unlimited: 1, 2,

The following code as a cash advance:

  • Fidelity: 1,

Great Southern Bank

Can fund money market up to $5,000. The following codes as a purchase:

  • Barclays:
    • Arrival: 1,
    • Cash forward: 1,
  •  Chase:
    • British Airways: 1,
    • Freedom: 1,
    • IHG: 1,
    • Ink Business Unlimited: 1,
    • United Business: 1,
    • World of Hyatt: 1,
  • Citi:
    • Double cash: 1,

Great Western Bank

Funding reduced to $1,000 now.

Allows up to $3,500 in credit card funding. They allow Visa, Mastercard & American Express funding. The following code as a purchase:

  • American Express:
    • SPG Business: 1
    • Business Gold Rewards: 1 (e-mail on 3/28/18)
  •  Citi:
    • American Airlines: 1

Grow Financial Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • Sapphire Reserve: 1,
  • Fidelity: 1,

GTE Financial Credit

Limit is $5,000 for certificates and $500 for checking/savings.

Limited to $500 now? 

Update: Apparently limited to $215 now? Now back to $5,000

Up to $5,000 can be funded with a credit card, this can also be done for certified deposits. The following don’t count as a cash advance:

  • Alliant: 1
  • Bank of America: 1,
  • Barclays: 1,
    • Priceline: 1,
  • Chase: 1
    • Freedom: 1,
    • Chase Ink Preferred: 1
    • Chase Sapphire Reserve: 1, 2,
    • Southwest: 1
    • United: 1,
    • United Quest: 1,
  • Citi:
    • AA Business: 1

The following code as a cash advance:

  • U.S. Bank Altitude Reserve: 1,

Hanscom Federal Credit Union

Can fund up to $2,000 $100 with a credit card. The following code as a purchase:

  • Bank of America:
    • Cash Rewards: 1,
  • Wells Fargo:
    • Business Platinum: 1, 2,

HarborOne Bank

You can fund up to $1,000 with a credit card. The following code as a purchase:

  • Bank of America: 1,
    • Cash Rewards: 1,
  •  Chase:
    • Hyatt: 1,
    • Sapphire Reserve: 1
  •  Citi:
    • American Airlines Business: 1
    • ATT Access More: 1

Harborstone Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Bank of America:
    • Cash Rewards: 1,

Hawthorn Bank

Can fund up to $2,000 with a credit card. Can fund with Visa, Mastercard & Discover. The following code as a purchase:

  • Bank of America:
    • Alaska: 1,
  •  Chase:
    • Business Preferred: 1,
    • Ink Unlimited: 1,

Heritage Bank

No longer allows credit or debit card funding.

You can fund up to $1,500 with a credit card. The following codes as a purchase:

  • Chase
    • Freedom Unlimited: 1, 2,
  • Consumer Credit Union: 1,
  • Discover: 1,
  • Fidelity: 1,

Hiway Federal Credit Union

Can fund up to $5,000 $500 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom: 1,
    • Sapphire Preferred: 1,

Honor Credit Union

According to this comment you need to pay a $15 fee and you can fund ‘any amount of money’ over the phone. They successfully funded $2,500 with a Chase Ink card.

Horizon Credit Union (WA, ID, MT)

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • IHG: 1,

The following code as a cash advance:

  • Chase:
    • Ink: 1,

Hudson Valley Federal

Can fund up to $10,000 with a credit card. The following code as a purchase:

  • Bank of America: 1,
  • Citi
    • Double cash: 1,

IBERIABANK

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom: 1,
    • Hyatt: 1

IBM Southeast FECU

You can fund up to $1,500 with a credit card.

  • Barclaycard:
    • Arrival+: 1

Ideal Credit Union

Update: New limit is only $500 (I think per account so should be $1,000 total but not 100% sure) You can fund up to $2,000 with a credit card (American Express, Discover Mastercard or Visa. Note $2,000 is the limit across all accounts).

Codes as a purchase:

  • American Express: 1
    • SPG Business: 1 (e-mail on September 4th, 2016)
  • Citi:
    • Double cash: 1

Independent Bank

Can fund up to $1,000 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1,

InRoads Credit Union

Can fund up to $500 with a credit card. Unsure what counts as a purchase currently.

Interior Federal Credit Union

Can fund up to $750 with a credit card. Visa or Mastercard only.

JSC Federal Credit Union

Can fund up to $1,000 with a credit card. The following code as a purchase:

  • No data points

Justice Federal Credit Union

You can fund up to $1,000 with a credit card. They accept Visa & Mastercard.  The following code as a purchase:

  • Chase
    • Freedom: 1
    • Sapphire Preferred: 1

KeyBank

You can do initial funding of up to $100 with KeyBank The following don’t count as a cash advance (note it might initially code as cash advance and then revert to a purchase):

  • Bank of America:
    • Alaska Airlines: 1, 2
  • Barclaycard: 1
    • Aviator: 1
  •  Chase
    • Amazon: 1
    • Chase Freedom: 1, 2, 3
    • Freedom Unlimited: 1, 2,
    • Ink Unlimited: 1,
    • Chase Sapphire Preferred: 1, 2,
    • Chase Sapphire Reserve: 1 , 2, 3, 4 (coded as a cash advance),
    • Southwest: 1, 2, 3
  • Citi:
    • American Airlines: 1 (business)
    • Double cash: 1, 2,
    • Premier: 1
  • Citizens CashBack Plus World Mastercard: 1
  • U.S. Bank:
    • Fidelity Visa: 1
    • FlexPerks Visa: 1

KeyPoint Credit Union

Can fund up to $3,000 $2,500 with a credit card. The following code as a purchase:

  • Bank of America: 1,
    • Business Rewards: 1,
  • Capital One:
    • Quicksilver: 1,
  •  Chase:
    • Freedom: 1 (via PayPal), 2,
    • Ink Cash: 1,
    • Sapphire Preferred: 1,
    • Sapphire Reserve: 1, 2, 3, 4,
  •  Citi:
    • American Airlines: 1, 2,
    • Premier: 1, 2,
  • FNBO: 1,
  • SoFi: 1,
  • U.S. Bank:
    • Altitude Reserve: 1,
  • Wells Fargo
    • Cash active: 1,
    • Choice: 1,

KS State Bank

Can fund up to $1,000 with a credit card. The following code as a purchase:

  • Citi Doublecash: 1

Lafayette Federal Credit Union

Can fund up to $2,000 when you join $750 now, $750 when opening a new account. The following code as a purchase:

  • Citi:
    • Double cash: 1,

 Lakeland Bank

Can fund up to $1,000 with a credit card (Visa & Mastercard). The following code as a purchase:

  • Chase:
    • Sapphire Reserve: 1,
  • Capital One:
    • Venture: 1,

Lake Michigan Credit Union (LMCU)

You can do initial funding of up to $15,000 with LMCU. Update: Funding is now limited to just $50. You can only fund with a Visa or MasterCard, no American Express. The following don’t count as a cash advance:

  • Capital One:
    • Venture: 1
  • Bank of America: 1, 2, 3
  • Barclay Arrival: 1
  • Chase
    • Sapphire Preferred: 1, 2
    • Sapphire Reserve: 1
    • Southwest: 1
  • Citi: 1, 2, 3, 4, 5
    • Double cash: 1,

Landmark Credit Union

Can fund up to $500 with a credit card per account (Visa, Mastercard or Discover). The following code as a purchase:

  • Discover: 1,

Langley Federal Credit Union

Can fund up to $1,000 with a credit card.

  • Chase:
    • Ink: 1,
  • Fidelity: 1,

LBS Financial Credit Union

Can fund up to $500 with a credit card (Visa or Mastercard only). The following count as a purchase:

  • None

Liberty Bank

You can fund up to $500 with a credit card. The following code as a purchase:

  • Capital One:
    • Spark: 1
    • Venture: 1,
  •  Chase:
    • IHG: 1
    • Ink Preferred: 1,
    • Sapphire Preferred: 1,
    • Southwest Plus: 1,
  • Citi
    • Premier: 1,
  • Fidelity: 1

Los Angeles Federal Credit Union

Can fund up to $500 with a credit card (limit is applied across both savings & checking accounts). The following code as a purchase:

  • Chase
    • Southwest Business: 1

Macatawa Bank

Can fund up to at least $1,500, maybe more. The following code as a purchase:

  • Citi:
    • Double cash: 1,
  • USAA: 1

Mainstreet Credit Union

You can fund up to $505 with a credit card. The following code as a purchase:

  •  Chase: 1,
  •  Citi:
    • Double cash: 1

The following code as a cash advance:

  • Chase:
    • Freedom: 1

Mazuma Credit Union

You can fund up to $500. The following code as a purchase:

  • Alliant:
    • Cash Visa Signature: 1,
  • Capital One:
    • Spark: 1,
  •  Chase:
    • Sapphire Reserve: 1,
  • Citi:
    • Double cash: 1, 2,
  • Merrill Lynch: 1, 2,

Didn’t work/cash advance:

  • Fidelity: 1,

Members Cooperative Credit Union

You can fund up to $250 with a credit card. Visa & Mastercard accepted. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1

Memory Bank

You can fund up to $1,000 with credit card. Visa, MC, Amex, or Discover. The following code as a purchase:

  • Alliant: 1, 2,
  • American Express:
    • Blue Business Plus: 1
    • Blue Cash Preferred: 1,
    • Delta Gold: 1,
    • Delta Reserve: 1
    • Platinum: 1
    • SPG Business: 1
  • Bank of America:
    • Premium Rewards: 1,
    • Travel Rewards: 1
  • Barclaycard:
    • Arrival: 1
    • Aviator: 1
  • Capital One:
    • Savor: 1,
    • Spark: 1
  • Chase:
    • AARP: 1
    • Disney: 1,
    • Hyatt: 1, 2,
    • IHG: 1,
    • Ink Preferred: 1,
    • Sapphire Preferred: 1, 2,
    • Sapphire Reserve: 1,
    • Freedom: 1
    • Freedom Unlimited: 1
    • Marriott Business: 1,
    • Southwest Business: 1,
    • Southwest Premier: 1, 2,
    • United business: 1,
  • Citi:
    • AA: 1
    • Double cash: 1, 2, 3, 4,
    • Premier: 1,
    • Prestige: 1,
    • Simplicity: 1,
  • Discover: 1
  • USAA:
    • Limitless: 1,
  • Wells Fargo:
    • Business Platinum: 1, 2, 3,
    • Cash Wise: 1,

Meriwest Credit Union

You can fund up to $500 with a credit card (plus the $5 membership fee). The following code as a purchase:

  • Citi: 1,
    • Double cash: 1,

Metro Credit Union

Can fund up to $2,000 with a credit card. The following code as a purchase:

  • Bank of America:
    • Premium Rewards: 1,

Michigan Schools and Government Credit Union

You can fund up to $2,600 with a credit card. The following code as a purchase:

  • Citi:
    • Double cash: 1,

Mid-Hudson Valley Federal Credit Union

Can fund up to $100 (checking) or $105 (savings) the following coded as a purchase:

  • Bank of America:
    • Premium Rewards: 1,
  • Chase:
    • Freedom Unlimited: 1,

Midland States Bank

Credit card funding has been removed.

Can fund up to $1,500 with a credit card. The following code as a purchase:

  • Chase:
    • Ink Unlimited: 1,
    • Sapphire Preferred: 1,
    • United: 1,

MinnWest Bank

Can fund up to $500 with a credit card.

Mission Federal Credit Union

Can fund up to $750 with a credit card.

MIT Federal Credit Union

You can fund up to $500 (you can fund both savings checking account with $500 each). The following codes as a purchase:

  • Chase:
    • Ink Preferred: 1

Mountain America Credit Union

You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards). No idea on limits with either.

MountainOne Bank

You can fund up to $1,000 with a credit card. The following don’t count as a cash advance:

  • Citi:
    • AA Platinum: 1
  • Discover: 1

The following do count as a cash advance:

  • Chase: 1
    • Marriott: 1

Montgomery County EFCU

You can fund up to $500 with a credit card. The following code as a purchase:

  • Chase: 1

Morrill & Janes

You can fund up to $2,000 with a credit card. The following code as a purchase:

  • Chase
    • Marriott: 1,
  • Wells Fargo:
    • Business Platinum: 1,

mph.bank

Can fund up to $495 with a credit card.

  • Chase:
    • Ink Plus: 1,

M&T Bank

Can fund up to $250 with a credit card. The following code as a direct deposit:

  • Citi:
    • Double cash: 1,

NASA Federal Credit Union

You can fund up to $500 with a credit card. The following code as a purchase:

  • Barclays:
    • AA Business: 1,
  • Citi Doublecash: 1

Nassau Financial Federal Credit Union

You can fund up to $500 with a Visa or Mastercard credit card.

NorthPointe Bank

Apparently they no longer allow credit card funding. 

The following code as a purchase:

  • Barclaycard:
    • American Airlines: 1
    • JetBlue: 1
  • Chase:
    • Freedom: 1, 2,
  •  Citi
    • American Airlines: 1
    • Doublecash: 1

My NorthWest Savings Bank

You can fund up to $1,000 with a credit card as your initial deposit: 1 The following don’t count as a cash advance:

  • American Express:
    • Business Platinum: 1
    • Everyday: 1
    • Premier Rewards Gold: 1
    • SPG: 1
  • Bank of America:
    • Business cash rewards: 1,
  •  Barclaycard
    • Arrival: 1, 2, 3,
    • Priceline Visa: 1
  • Chase:
    • IHG: 1
    • Southwest: 1
    • Southwest business: 1,
  • Citi:
    • Double Cash: 1

The following coded as a cash advance:

  • Chase:
    • Ink Cash: 1,
    • Ink Preferred: 1,

Navy Federal Credit Union

Can fund up to $250 with a credit card (Visa, Mastercard or Discover). Following code as purchase:

  • Citi:
    • Advantage: 1,
    • Doublecash: 1,
  • U.S. Bank:
    • Fidelity: 1

Newtown Savings Bank (NSB)

Can fund up to $1,000 $25 with a credit card. The following code as a purchase:

  • Chase:
    • Southwest: 1

Northeast Credit Union

Can fund up to $1,000 with a credit card per account (e.g checking + savings = $2,000). The following codes as a purchase:

  • Chase:
    • Sapphire Reserve: 1
  •  Citi:
    • Double cash: 1,2,

North Shore Bank of Commerce

You can fund up to $5,000. Visa & Mastercard are accepted. The following code as a purchase:

  • Barclays:
    • Arrival: 1,
  •  Chase:
    • Ink Preferred: 1,
  •  USAA:
    • Limitless: 1,

Northwest Federal Credit Union

Can fund up to $520 with a credit card. Visa Mastercard and maybe Discover are accepted, American Express is definitely not accepted. The following code as a purchase:

  • Capital One:
    • Quicksilver: 1,

NuVision Federal CU

You can fund up to $500 with a credit card, we don’t have any data points on what does/doesn’t code as cash advance.

NWSB Bank

Can fund up to $1,000 with a credit card.

Ocean Financial Bank

Can fund up to $500 with a credit card. The following codes as a purchase:

  • Citi: 1,

OceanFirst Bank

You can fund up to $100 with a credit card (1, 2). The following code as a purchase, not a cash advance:

  • Bank of America: 1
  • Chase: 1
    • Marriott Business: 1
    • Sapphire Preferred: 1, 2
    • Sapphire Reserve: 1, 2, 3, 4
  • Citi
    • AA: 1, 2
  • Discover: 1,
  • Santander credit card: 1

Old National Bank

You can fund up to $500 with a credit card. They accept American Express, Visa & Mastercard. The following code as a purchase:

  • Bank of America: 1,
  •  Barclaycard:
    • Arrival Plus: 1
  • Chase:
    • Ink Preferred: 1
    • Sapphire Reserve: 1,
    • Southwest Plus: 1
  • Citi:
    • American Airlines Business: 1, 2,
    • Double cash: 1, 2, 3, 4, 5, 6, 7,
  • U.S. Bank
    • Altitude Reserve: 1, 2,

OnPoint Community Credit Union

Can fund up to $500 with a credit card

On Tap Credit Union

Can fund up to $500 with a credit card.

Option 1 Credit Union

You can fund at least $750, maybe more.

The following code as a purchase:

  • Chase Sapphire: 1

Orange County’s Credit Union

You can fund this account with up to $500 with a Visa or Mastercard (previously $5,000). The following code as a purchase:

  • Bank of America: 1,
  • Capital One:
    • Spark: 1
  • Chase:
    • British Airways: 1
    • Freedom Unlimited: 1,
  •  Citi:
    • AA: 1
    • Access More: 1
    • Double cash: 1, 2
    • Hilton Reserve: 1
  • Comenity:
    • Cathay Pacific: 1

The following coded as a cash advance:

  • Bank of America: 1
  • Chase
    • Sapphire Reserve: 1
  •  Elan:
    • Fidelity Visa: 1

P1FCU

Can fund up to $1,000 with a credit card. The following code as a purchase:

  • Citi:
    • Premier: 1,

Partner Colorado Credit Union

$500 maximum per checking & savings account.

  • Chase:
    • Hyatt: 1,

Pelican State Credit Union

Can fund up to $1,000 with a credit card.

Penn Community Bank

Can fund up to $500 with a credit card ($500 for checking & $500 for savings). They accept Discover & Mastercard. The following code as a purchase:

  • Chase:
    • Ink Unlimited: 1, 2,

PenFed

You can fund up to $500 (now $100) (now back to $500) (now down to $50) with a credit card, the following code as a purchase:

  • American Express:
    • Every Day: 1,
    • SPG: 1,
  • Bank of America: 1,
    • Business Cash: 1, 2,
    • Premium Rewards: 1,
  • Capital One:
    • Spark cash: 1,
  •  Chase:
    • Freedom: 1,
    • Hyatt: 1,
    • IHG: 1,
    • Ink Preferred: 1,
    • Ink Unlimited: 1, 2,
    • Sapphire Preferred: 1 (via e-mail, May 25th, 2016), 2, 3,
    • Southwest Premier: s,
  • Citi:
    • Double cash: 1, 2, 3, 4,
    • Premier: 1,
  • Paypal Extra Mastercard: 1,
  • USAA: 1,
  • U.S. Bank
    • Altitude Reserve: 1
  • Wells Fargo: 1,

Pentucket Bank

Can fund up to $2,500 with a credit card.

PeoplesBank (Bankatpeoples)

It’s possible to fund with a credit or debit card, you can fund up to $500 for each application (e.g if you open checking & savings at the same time it’s a $500 max. But you could open them separately and fund $500 each time). This is despite the funding page saying the limit is $1,000.

  • American Express:
    • Platinum: 1,
  •  Chase:
    • Freedom Unlimited: 1
    • Ink Unlimited: 1,
  • Citi:
    • AT&T Access More: 1,
  • Discover:
    • it Miles: 1

People First Federal Credit Union

Can fund up to $250 with a credit card. The following code as a purchase:

  • Bank of America: 1,
  • Chase
    • United Business: 1,
  • Fidelity: 1,
  • U.S. Bank:
    • Altitude connect: 1,

Peoples Credit Union

You can fund up to $2,505 with a credit card. Mastercard & Visa are accepted.

Pinnacle Bank

Update: They have limited credit card funding to $1,000

There is no limit mentioned on the funding page, we know you can fund at least $4,500 but it could possibly be a lot more. Update: somebody has reported that the maximum limit is $5,000, when you try to fund more it states: “initial deposit must be less than or equal to $5000”. You can only use Visa or Mastercard, no American Express or Discover. The following code as a purchase:

  • Bank of America:
    • Virgin Atlantic: 1
  • Capital One: 1
    • Spark Business: 1
    • Venture: 1
  •  Chase
    • AARP: 1, 2
    • Freedom Unlimited: 1
    • Hyatt: 1
    • Ink: 1, 2
    • Marriott: 1,
    • Ritz-Carlton: 1
    • Sapphire Preferred: 1, 2, 3, 4
    • United: 1, 2
  • Citi
    • American Airlines Business: 1
    • Double cash: 1
    • Hilton: 1, 2
    • Premier: 1
  • Fidelity: 1, 2

Pioneer Valley Credit Union

Can fund up to $500 with a credit card.

PlainsCapital Bank

Unknown amount can be funded.

Premier America Credit Union

Not working

The amount you can fund depends on what product you open (checking and savings have a maximum of $500 each). Cannot be funded with an American Express card The following code as a purchase:

  • Chase
    • Sapphire Reserve: 1

Premier Bank – OH

Can fund up to $500 with a credit card.

Premier Members Credit Union

Can fund up to $1,500 with a credit card again.

Can fund up to $500 across all accounts with a Visa or Mastercard.  The following codes as a purchase:

  • Bank of America:
    • Cash rewards: 1,
  • USAA: 1,

ProFed

Can fund up to $1,300 with a credit card. The following code as a purchase:

  • Capital One:
    • Savor: 1,

Provident Bank

No longer allowed? Or reduced to $30?

You can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:

  • Bank of America:
    • Premium rewards: 1, 2,
  • Capital One:
    • Quicksilver: 1
    • Spark: 1,
  • Chase:
    • Ink Preferred: 1,
    • Marriott Business: 1, 2,
    • United: 1
  •  Citi:
    • Double cash: 1

The following code as a cash advance:

  • Chase:
    • Freedom Unlimited (seemed to cause a fraud alert): 1
    • Sapphire Reserve (didn’t actually process as cash advance, just didn’t work): 1

Provident Credit Union

You can fund up to $5,000 $1,000 with a credit card. Only Mastercard & Visa are accepted, no AmEx. Apparently all mastercard purchases will be treated as a cash advance: 1, 2 (update, this no longer seems to be the case as a Barclaycard Arrival code as purchase). The following don’t count as a cash advance:

  • Barclaycard:
    • Arrival+: 1
  • Chase 1, 2
    • Chase sapphire preferred: 1
  • Citi:
    • Premier: 1,

PSECU

Can fund up to a $100 with a Visa or Mastercard. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1, 2,

Purdue Federal Credit Union

Can fund up to $250 with a credit card.

Quorum Federal Credit Union

No longer allows credit card funding

You can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:

  • Bank of America:
    • Merill+: 1
  •  Barclaycard:
    • Arrival+: 1, 2,
  • Capital One:
    • Spark Miles: 1, 2 (sent via -mail on 12/19/17)
  •  Chase
    • Freedom Unlimited: 1
    • Ink Preferred: 1
    • United: 1
    • Ritz-Carlton: 1
    • Sapphire Reserve: 1
  • Citi:
    • American Airlines: 1, 2
    • Double cash: 1

Radius Bank

Working again

No longer working

Update: Now allows $1,000 per account.

No longer allows any credit card funding

There is no pre set limit on how much you can fund with radius bank. You can also fund whenever you open a new account (e.g opening a savings & checking account will let you fund twice). It’s not possible to fund with an American Express card, only Visa or MasterCard. We know you can fund up to at least $17,000. Looks like this is now over and the maximum you can fund is $1,000. One DP says that funding doesn’t work at all any longer.

  • Bank of America:
    • Cash Rewards: 1
    • Merrill: 1
  •  Chase:
    • AARP: 1
    • Freedom: 1,
    • Hyatt: 1, 2,
    • Ink Preferred: 1, 2,
    • Sapphire Reserve: 1
  • Citi
    • Double Cash: 1
    • Hilton: 1
  • Barclaycard:
    • Wyndham: 1
  • Priceline card: 1
  • U.S. Bank:
    • Altitude Reserve: 1

Randolph-Brooks Federal Credit Union (RBFCU)

Up to $1,000 with a Visa or Mastercard. Unknown what codes as a purchase.

Redstone Federal Credit Union

You can fund up to $2,530 now $530 with a credit card. The following code as a purchase:

  • Bank of America: 1,
  •  Barclays:
    • Aviator: 1,
  • Capital One Venture: 1,
  •  Chase
    • Freedom Unlimited: 1, 2,
    • Sapphire Preferred: 1, 2,
  • USAA:
    • Limitless: 1,

The following code as a cash advance:

  • Citi: 1,
  • U.S. Bank: 1,

Reliant Community Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • Fairmont: 1
    • Freedom: 1

Regions Bank

Looks like the maximum is now $125 $1,000 instead of $100

It’s possible to fund up to $100 with a credit card. It’s also possible to open up a free savings account and also fund this with a credit card for another $100 (we don’t believe this will result in another chex system inquiry and no hard pull will be done). Only Visa is accepted. The following code as a purchase:

  • Barclaycard:
    • Arrival: 1, 2, 3
  •  Capital One:
    • Venture: 1
  •  Chase:
    • British Airways: 1
    • Freedom Unlimited: 1
    • Hyatt: 1
    • Ink cash: 1,
    • Ink Plus: 1 (via e-mail on February 5th, 2016)
    • Ink Preferred: 1 (coded as 3x), 2 (didn’t work), 3,
    • Marriott: 1
    • Sapphire Preferred: 1 (with CA set to $0 didn’t go through: 1), 2, 3 (didn’t go through due to cash advance limit set to $0)
    • Sapphire Reserve: 1 2, 3, 4, 5,
    • Southwest: 1, 2
    • United: 1, 2,
  • Citi:
    • AA: 1, 2, 3
    • AA business: 1
    • Double cash: 1, 2, 3,
  • Commerce Bank:
    • Special Connections: 1
  • Elan:
    • Fidelity: 1
  • SunTrust:
    • Platinum Elite: 1
  • USAA:
    • Limitless: 1
    • Preferred: 1,
  • Wells Fargo:
    • Cash wise: 1
    • Platinum: 1,

Coded as a cash advance:

  • Bank of America:
    • Merrill: 1 (declined due to fraud alert)
  • Barclays:
    • Uber: 1 (in branch)
  • Citi: 1 (didn’t actually code as a cash advance, just didn’t process with $0 cash advance limit set)

Republic Bank

Can fund up to $500 with either a Visa or Mastercard.

Following codes as a purchase:

  • Chase:
    • Freedom: 1
  • Citi
    • Double cash: 1,

Rivermark Community Credit

Can fund up o $3,505 with a credit card. The following code as a purchase:

  • Chase:
    • Sapphire Preferred: 1,
    • United: 1,

Rockland Trust Bank

You can fund up to $2,000 with a credit card (Visa, Mastercard, American Express & Discover are accepted). The following code as a purchase:

  • American Express:
    • Hilton Aspire: 1,
    • Platinum: 1,
  •  Barclaycard:
    • Arrival Plus: 1,
  •  Chase:
    • Chase Ink Preferred: 1,
    • Sapphire Preferred: 1,
  •  Citi:
    • AA Platinum: 1
    • Premier: 1,

Royal Credit Union

Can fund up to $1,000 with a Visa or Mastercard (limit of $1,000 per account). The following code as a purchase:

  • Alliant: 1,
  • Bank of America:
    • Premium: 1,
  •  Barclays:
    • Arrival Plus: 1,
  • Chase:
    • Freedom Unlimited: 1,
    • Hyatt: 1,
    • Ink Preferred: 1,
  •  Citi:
    • American Airlines: 1,
    • Double cash: 1,

Sacramento Credit Union

You can fund up to $500 with a credit card. The following code as a purchase:

  • Alliant: 1,

SAFE Credit Union

Can fund up to $250 with a credit card. The following code as a purchase:

  • Bank of America:
    • Premium: 1,
  • BBVA: 1,
  •  Chase:
    • Ink Unlimited: 1,
  •  Citi:
    • Double cash: 1,
    • Rewards+: 1,

San Diego Credit Union (SDCCU)

You can fund up to $50 with a credit card. The following code as a purchase:

  • Chase:
    • Sapphire Reserve: 1

Sandy Spring Bank

You can fund up to $250 with a credit or debit card. Only Visa & Mastercard are accepted.

  • Bank of America:
    • Premium Rewards: 1,
  •  Chase:
    • Freedom: 1,
    • Freedom Unlimited: 1
  •  Citi:
    • AA: 1, 2,
    • Double cash: 1, 2,

San Mateo Credit Union

New limit of $500? Confirmed.

Can fund up to at least $3,000 $500 with a credit card. The following codes as a purchase:

  • Chase:
    • Ritz-Carlton: 1
    • Sapphire Preferred: 1,

Sauk Valley Bank

Can fund up to $1,000 with a credit card.

Seacoast Bank

You can fund up to $1,000 $100 with a credit card. The following don’t count as a cash advance:

  • Bank of America:
    • Alaska Airlines: 1
    • Cash Rewards: 1
  • Chase:
    • British Airways: 1
    • Marriott: 1
    • Sapphire Preferred: 1
    • Southwest: 1,
  • Citi:
    • Premier: 1

The following do:

  • Barclaycard:
    • Arrival: 1
    • Aviator: 1

Security Plus

Can fund up to $500 with a credit card. The following count as a purchase:

  • Citi AA: 1

Service Credit Union

Can fund up to $249 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom Flex: 1,
  •  Citi:
    • Double cash: 1, 2, 3, 4,
    • Ink Unlimited: 1,
    • Premier: 1, 2,
  • Fidelity: 1,
  • Wells Fargo: 1
  • U.S. Bank: 1
    • Altitude connect: 1,

The following coded as a cash advance:

  • Capital One: 1,
    • Quicksilver: 1,
  • Chase: 1,
    • Hyatt: 1,
  •  Synchrony:
    • Paypal: 1,

SF Fire Credit Union

Can fund up to $495 with a credit card. The following code as a purchase:

  • American Express:
    • Platinum: 1, 2,
  • Bank of America
    • Alaska: 1,
  •  Chase:
    • Freedom Unlimited:
    • Hyatt: 1,

Signature Bank of Georgia

Apparently no longer allows credit card funding of any sort.

You can fund with Visa, Mastercard or Discover. Up to $5,000 $1,500 now. The following codes as a purchase:

  • Bank of America:
    • Merrill+: 1, 2
  • Chase:
    • Freedom: 1. 2, 3
    • Freedom Unlimited: 1, 2
  • Citi:
    • Hilton: 1

Signature Federal Credit Union

You can fund $2,000 $500.

The following code as a purchase:

  • Alliant: 1,
  • Bank of America Merrill+: 1
  • Chase
    • Freedom: 1
    • Chase Sapphire Reserve: 1
    • Marriott Business: 1,
  • Synchrony:
    • Stash Hotel: 1

The following coded as a cash advance:

  • Barclaycard:
    • Wyndham: 1

SkyOne Federal Credit Union

Can fund up to $12,000 with a credit card (reduced to $500?). The following code as a purchase:

  • Chase:
    • Hyatt: 1,
  • Citi:
    • Double cash: 1, 2,
    • Premier: 1,
  •  Barclays:
    • Cash Forward: 1,
  • Citi:
    • Double cash: 1,
  • USAA: 1,

Sound Credit Union

Cannot fund with a credit card, can use paypal to fund up to $3,000. Possibly now only $600 via Google Pay.

South Shore Bank

Can fund up to $250 with a credit card. The following code as a purchase:

  • Citi:
    • Double cash: 1, 2,

South State Bank

Can fund up to $1,000 $250 with a credit card. The following count as a purchase:

  • American Express:
    • Platinum: 1,
  • Bank of America
    • Unlimited: 1,
  • Chase:
    • Freedom Unlimited: 1,
    • Ink Cash: 1,
    • Sapphire Reserve: 1,
  •  Citi:
    • Double cash: 1, 2, 3, 4,
    • Premier: 1,
  • Discover: 1,
  • Navy Federal:
    • American Express: 1,

S&T Bank

You can fund up to $5,000 $100 with a Visa or Mastercard. We don’t have any current data points on what does/doesn’t code as a cash advance.

  • Chase:
    • Ink Business Preferred: 1,
  •  Citi:
    • Doublecash: 1, 2,

Starion Bank

Can fund up to $500 witha credit card. The following code as a purchase:

  • Citi:
    • Premier: 1,

Star One Credit Union

No longer an option to fund with a credit card. You can fund with a credit card for $1,000 again

You can fund up to $1,000 with a credit card (Visa, American Express, Mastercard & Discover accepted). The maximum is $1,000 across both checking & savings. The following code as a purchase:

  • American Express:
    • Blue Business Plus: 1, 2,
    • Business Gold Rewards: 1,
    • Gold: 1, 2,
    • Hilton Business: 1,
  •  Barclaycard:
    • Arrival: 1
  • Capital One:
    • Quicksilver: 1,
    • Venture X: 1,
  •  Chase: 1
    • British Airways: 1
    • Chase Sapphire Preferred: 1,
    • Chase Sapphire Reserve: 1
    • Freedom Unlimited: 1, 2,
    • Ink Unlimited: 1,
    • Southwest: 1
  • Citi:
    • Double cash: 1,
    • Premier: 1,
  • U.S. Bank
    • Leverage: 1,
  • Wells Fargo:
    • Propel: 1,

Codes as a cash advance:

  • Citi:
    • ThankYou Premier: 1

State Bank Of India (California)

No longer possible

Can fund up to $1,000 with a Visa or Mastercard. The following code as a purchase:

  • Bank of America:
    • Premium Rewards: 1, 2,
  • Barclays:
    • Arrival+: 1, 2,
  • Chase:
    • Ink cash: 1, 2,
    • Ink Unlimited: 1,
  • Citi:
    • American Airlines: 1,
    • ThankYou Preferred: 1,
  • NFCU:
    • Flagship Rewards: 1,
  • Wells Fargo:
    • Business Platinum: 1,

State Department Federal Credit Union

Can fund with a debit, credit card (up to $500) or paypal (up to $10,000) Paypal no longer an option apparently.

State Employees Credit Union (SECU) Of Maryland

Credit card funding is no longer an option.

You can use a Visa, Mastercard or Discover to fund (no American Express) unsure on limit but at least $200. The following code as a purchase:

  • Chase:
    • Freedom: 1 (via e-mail on July 31st, 2016)
  • Citi:
    • Double cash: 1

St Mary’s Credit Union

You can fund with a credit card, up to a limit of $250. We don’t have any data points on what does/doesn’t code as a cash advance.

St Paul Federal Credit Union

You can fund up to $1,000 for both checking & savings. Mastercard or Visa. Currently no datapoints on what codes as a purchase or cash advance.

Suffolk Federal Credit Union

You can fund $5-$1,000 with a credit card (Visa, Mastercard or Discover).

The following code as a purchase:

The following code as a cash advance:

  • Bank of America:
    • Cash rewards: 1

Sun East Federal Credit Union

You can fund up to $550 with a credit card. The following don’t count as a cash advance:

  • Barclaycard Arrival+: 1
  • Chase Freedom: 1
  • Citi Hilton: 1

The following do count as a cash advance:

  • Discover

SunTrust

You can fund up to a maximum of $1,000 with a credit card (now $250). Chase is unusual as it looks like it’ll originally post the funding as a cash advance and then this will change to a purchase (1, 2, 3) Update: others are reporting it stays as a cash advance: 1. Obviously YMMV. SunTrust represenatives have also stated it will take up to 7 business days for the credit card funding to go through. The following don’t count as a cash advance:

  • Barclaycard
    • Priceline Visa: 1
  • Citi: 1 (now codes as cash advance according to reader via e-mail), 2
  • Fidelity: 1,
  • NFCU: 1

The following do count as a cash advance:

  • Barclaycard
    • AA: 1
    • Arrival: 1, 2, 3,
    • US Airways: 1
  • Bank of America: 1
  • Capital One: 1
  • Chase:
  • Citi:
    • American Airlines: 1,
    • Double cash: 1
    • Hilton: 1

SunWest Credit Union

Can fund up to $750 with a credit card.

TCF Bank

Update: Funding has now been reduced to $100

You can fund up to $1,000 with a credit card (max is $1,000 for checking & at least $1,000 for savings) Only Visa & Mastercard is accepted. The following post as a purchase:

  • Alliant: 1,
  •  Barclaycard:
  •  Chase:
    • British Airways: 1
    • Hyatt: 1
    • Ink Preferred: 1
    • Freedom: 1
    • Freedom Unlimited: 1
    • Sapphire Preferred: 1, 2, 3, 4, 5,
    • Southwest: 1
  • Citi:
    • American Airlines: 1
    • Double cash: 1, 2,
  • Discover: 1, 2, 3,
  • U.S. Bank:
    • Altitude Reserve: 1
    • Fidelity: 1, 2,

TD Bank

Can be funded with a credit card up to $300 $1,00 in initial funding. The following count as a purchase:

  • Bank of America:
    • Business Cash: 1 (cash advance)
    • Cash Rewards: 1, 2 (now cash advance: 1)
    • Alaska Business: 11
  • Capital One Quicksilver: 1, 2 (3, didn’t process with $0 cash advance limit). Warning, looks like this codes as a cash advance now.
  • Chase: (looks like it might revert to purchase after originally coding as cash advance (1, 2, 3, 4, 5, 6, 7)
    • Sapphire Reserve: 1
  • Citi (now codes as cash advance?)
    • AA: 1
    • Hilton Honors Visa: 1
  • Fidelity:
    • Visa: 1, 2,
  • U.S. Bank
    • Cash+: 1,
    • FlexPerks: 1
    • Radisson Rewards: 1,
  • Wells Fargo: 1

The following count as a cash advance:

  • Bank of America:
    • Alaska business: 1 (transaction didn’t go through)
    • Business cash: 1,
  • Capital One Spark business: 1 (update: on October 29th 2015 a reader let us know this is no longer the case)
  • Chase (looks like it might revert to purchase after originally coding as cash advance (1, 2, 3, 4, 5, 6):
    • Freedom Unlimited: 1
    • IHG: 1 (didn’t revert to purchase)
    • Ink Cash: 1
    • Ink Plus: 1,
    • Marriott Business: 1
    • Sapphire Preferred: 1, 2,
    • Sapphire Reserve: 1, 2
    • United: 1
  • Barclays
    • Arrival: 1, 2
    • Cash Forward: 1
  • Citi
    • AA Platinum: 1, 2
    • Double Cash: 1, 2
    • Expedia: 1,
    • ThankYou Premier: 1
  • Gift Card:
    • Visa from GCM: 1

TDECU

Can fund up to $2,500 per account with a credit card ($7,500 total across 3 accounts). The following code as a purchase:

  • American Express:
    • Marriott Business: 1, 2,
  •  Barclay
    • Arrival Plus: 1,
  • Chase:
    • Sapphire Preferred: 1,

Teachers Credit Union

Can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:

  • Chase:
    • CIP: 1,

The following code as a cash advance:

  • Citi:
    • Double cash: 1,

Teachers Federal Credit Union

Seems to allow funding with credit card of at least $5,000 or more. Visa or Mastercard, no Amex.

The following code as purchase:

  • Alliant: 1,
  • Bank of America: 1
  • Capital One: 1,
    • Venture X: 1,
  • Chase: 1, 2, 3, 4
    • IHG Business: 1,
    • Ink Unlimited: 1,
    • Southwest Priority: 1,
  • Citi: 1,
    • AAdvantage: 1,
    • Double cash: 1, 2, 3, 4,
  • Fidelity: 1,
  • Sofi: 1,
  • Wells Fargo
    • Active cash: 1,

Tech Credit Union

Can be funded with a credit card up to $125 (across all accounts), Visa, Mastercard, Amex or Discover. The following count as a purchase:

  • Amex Everyday: 1
  • Bank of America:
    • Alaska: 1
    • Cash rewards: 1
  • Capital One: 1
    • Business Spark: 1
  •  Citi
    • AAdvantage: 1, 2,
    • Double Cash: 1, 2, 3https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#comment-277546
    • Citi Prestige: 1, 2
  • Chase
    • Freedom: 1, 2,
    • British: 1
    • Hyatt: 1
    • Marriot: 1
    • Ink Plus: 1
    • Sapphire Preferred: 1, 2
    • Sapphire Reserve: 1
    • Southwest: 1, 2, 3
  • Barclay
    • Arrival: 1
    • Wyndham: 1
  • US Bank:
    • Club Carlson: 1

Codes as a cash advance:

  • Discover: 1

The State Bank Group

Can fund up to $5,000 with a Visa, Mastercard, American Express or Discover. The following code as a purchase:

  • Chase:
    • Sapphire Preferred: 1, 2,
  • Citi:
    • Double cash: 1,
    • Premier: 1,
  • Discover it: 1,

Tompkins VIST Bank

You can fund up to $500 with a credit card. We don’t know what codes as a purchase or cash advance:

Tower Federal Credit Union (TFCU)

You can fund up to $500 with a credit card. The following code as a purchase:

  • Capital One:
    • Venture X: 1, 2,
  • Chase
    • Sapphire Reserve: 1
  • U.S. Bank
    • Triple cash: 1,

Travis Credit Union

Can fund up to $12,000 with a credit card. The following code as a purchase:

  • Alliant: 1,

Truist

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1,

Truliant Federal Credit Union

Can fund up to $2,500 with a credit card. The following code as a purchase:

  • Chase:
    • Ink cash: 1,

TruMark Financial

You can fund up to $2,000 with a Visa, Mastercard, Discover or American Express. The following post as a purchase:

  • Chase: 1 (currently pending)
    • Sapphire Preferred: 1,
  • Citi:
    • Double cash: $100 for total recurring direct deposits of at least $500.
      2) $50 for enrolling in eStatements.,

TruStone Financial

Can fund up to $2,000 with a credit card. Visa & Mastercard are accepted. The following code as a purchase:

  • Barclays:
    • Arrival+: 1,
  • Chase:
    • IHG Premier: 1,
  •  Citi
    • Double cash: 1, 2,

TruWest Credit Union

Allows credit card funding up to $5,000. Only Visa & Mastercard accepted. The following code as a purchase:

  • Chase:
    • Freedom: 1,
  •  Citi:
    • Doublecash: 1,

UFB Direct

There is a $100 limit.

The following don’t count as a cash advance:

  • Barclaycard
    • Lufthansa: 1

Umpqua Bank

You can fund up to $2,000 with a Visa or Mastercard. The following code as a purchase:

  • Bank of America:
    • Alaska: 1, 2,
    • Travel Rewards: 1,
  •  Chase
    • Freedom Unlimited: 1, 2, 3,
    • Ink Preferred: 1,
    • Southwest business: 1,
  • Citi:
    • Access more: 1,
    • Double cash: 1, 2,
    • Premier: 1, 2,
  • Fidelity: 1,
  • U.S. Bank
    • Altitude Reserve: 1, 2,
    • Flexperks: 1,
  • Wells Fargo:
    • Cashwise: 1,

The following code as a cash advance:

  • Citi:
    • American Airlines: 1,
    • American Airlines business: 1,

Unify Financial Credit Union

Can fund up to $2,000 (possibly $4,000 via CD) with a Visa, Mastercard or Discover credit card (can fund mandatory savings share plus whichever checking account you pick). The following code as a purchase:

  • Bank of America: 1, 2,
  •  Chase:
    • Freedom: 1,
    • Ink cash: 1, 2, 3,
    • Ink Unlimited: 1, 2,
    • Sapphire Preferred: 1,
    • Sapphire Reserve: 1,
  • Citi:
    • Double cash: 1, 2,
  • Discover:
    • it: 1,

The following coded as a cash advance:

  • American Express:
    • Business gold: 1,

Union Bank & Trust

No credit card funding is available any longer.

This is now called Atlantic Union Bank.

You can fund up to $1,500 with a credit card (will say debit card but credit works). The following code as a purchase:

  • American Express:
    • SPG: 1, 2
  • Bank of America:
    • Alaska: 1,
    • Amtrak: 1,
  • Barclaycard:
    • Aviator: 1
    • JetBlue: 1,
  • Chase
    • Double cash: 1,
    • Ink: 1,
    • Sapphire Preferred: 1,
    • Southwest: 1, 2,
  • Citi:
    • Double cash: 1, 2,
  • NFCU:
    • Flagship: 1,

Union Bank & Trust (NE & KS)

Can fund up to $500 with a Visa, Mastercard or Discover.

Union Square Credit Union

Can fund up to $2,500 (only $250 if using American Express). The following code as a purchase:

  • Chase:
    • World of Hyatt: 1,

United Community Bank (NC, TN, SC, GA)

Can fund up to $500 with a credit card. The following code as a purchase:

  • Citi:
    • Double cash: 1,
  • SoFi Elite: 1,

University of Wisconsin Credit Union

Can fund up to $500 with a credit card.

United Bank

You can fund with a credit or debit card up to a limit of $500. The following code as a purchase:

  • Chase
    • Sapphire Reserve: 1

United Federal Credit Union

Can fund up to $1,000 with a credit card. The following code as a purchase:

  • Citi:
    • Double cash: 1,

United States Senate Federal Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Citi
    • Double cash: 1,

The following code as a cash advance:

  • Chase: 1,
    • Ink Cash: 1,

Unitus Community Credit Union

Can fund up to $750 with a credit card. The following code as a purchase:

  • Chase:
    • Chase Freedom Unlimited: 1

University Federal Credit Union

Can fund up to $1,000 with a credit card. The following codes as a purchase:

  • Chase: 1,

Upgrade

Can fund up to $500 with a debit card. Won’t work for credit cards.

USAA

You can fund up to $100 with a credit card.

The following coded as a purchase:

  • Citi:
    • Double cash: 1,

The following coded as a cash advance:

  • Bank of America:
    • Alaska: 1
  •  Chase:
    • Freedom: 1
    • Ink Preferred: 1
  •  Citi
    • ThankYou Premier: 1
    • AA: 1, 2
  • U.S. Bank: 1,

US Alliance Financial

Can fund up to a maximum of $100 with a credit card (somebody funded $25,000 over the phone). You can’t fund with an American Express or Visa card.

  • Capital One:
    • Venture X: 1,
  •  Chase:
    • IHG: 1,
    • Sapphire Preferred: 1,

USE Credit Union

Can fund up to $500 with a credit card. The following code as a purchase:

  • Chase:
    • IHG Premier: 1,

USF Federal Credit Union

Can fund up to $1,015 with a credit card.

Utah First Credit Union

You can fund up to $500 with a credit card. Unknown what codes as a purchase.

UW Credit Union

You can fund up to $500 with a credit card. The following code as a purchase:

  • American Express:
    • Delta Platinum: 1,
  • Chase:
    • Ink Unlimited: 1,

U$X Federal Credit Union

  • No data points

Valley Strong Credit Union

Can fund up to $150 with a credit card.

VantageWest Credit Union

Allows up to $2,000 in credit card funding. The following code as a purchase:

  • Bank of America: 1,
  •  Barclaycard:
    • Arrival+: 1, 2,
    • Uber: 1,
  • Chase:
    • Ink Preferred: 1,
    • Ink Unlimited: 1,
    • Sapphire Preferred: 1,
  •  Citi:
    • Double Cash: 1,
    • Premier: 1,
  • Fidelity: 1,
  • U.S. Bank:
    • Cash+: 1

Varo Money

You can fund up to $100 with a credit card. The following code as a purchase:

  • Fidelity: 1,

Verity Credit Union

This account can be funded up to $1,000 with a credit card. The following coded as a purchase:

  • Capital One:
    • Spark business: 1,
  •  Chase:
    • Freedom Unlimited: 1, 2, 3, 4,
    • Hyatt: 1,
    • Sapphire Reserve: 1,
  • Citi:
    • Double cash: 1, 2, 3,
  • Wells Fargo:
    • Business Platinum: 1 (07/07/18 via e-mail)

The following coded as a cash advance:

  • Citi
    • American Airlines: 1,

Virginia Credit Union

Can fund up to $500 with a credit card. The following code as a direct deposit:

  • Chase:
    • Ink Preferred: 1,

VirtualBank

No longer allows credit card funding

You can fund with a Visa or Mastercard up to an unknown amount, at least $2,000. Currently no data points on what codes as a purchase/cash advance.

Washington Trust

Can fund up to $2,500 with a credit card, possibly more. Unknown what codes as a purchase.

Wauna Federal Credit Union

The following count as a cash advance:

  • Barclaycard:
    • Arrival: 1
  • U.S Bank:
    • Club Carlson: 1

WECU

Can fund up to $5,000 with a credit card. The following code as a purchase:

  • Chase:
    • Freedom Unlimited: 1,

The following coded as a cash advance:

  • Bank of America:
    • Premium: 1,

Weokie Federal Credit Union in Oklahoma

Can fund up to $3,000 with a credit card.

  • Chase:
    • Sapphire Reserve: 1,
  • Citi: 1,
    • Double cash: 1,

Wesbanco

Can fund up to $500 with a credit card. The following code as a purchase:

  • Citi:
    • Double cash: 1,

Wescom Credit Union

Can fund up to $1,300 with a credit card. The following code as a direct deposit:

  • Barclays:
    • JetBlue Plus: 1,
  •  Chase:
    • Business Unlimited: 1,
    • Sapphire Reserve: 1,

 

Westfield Bank

You can fund up to $500 with a Discover, Mastercard & Visa. American Express is not allowed. The following code as a purchase:

  • Chase:
    • Freedom: 1,
    • Freedom Unlimited: 1,

Westerra Credit Union

Can fund up to $2,000 with a credit card. The following code as a purchase:

  • Bank of America:
    • Travel Rewards: 1,
  •  Chase:
    • Sapphire Preferred: 1,

Wings Financial Credit Union

Reduced to $500?

Can fund up to $5,000 checking & $10,000 savings with a credit card. Visa & Mastercard accepted. The following coded as a purchase:

  • Bank of America:
    • Premium Rewards: 1, 2,
    • Business: 1,
  • Barclays:
    • American Airlines Business: 1,
  • Capital One:
    • Venture X: 1,
  •  Chase:
    • Double cash: 1,
    • Ink Unlimited: 1,
  •  Citi:
    • Double cash: 1, 2, 3, 4,
  • Wells Fargo: 1,

The following code as a cash advance:

  • U.S. Bank:
    • Connect: 1,

Zeal Credit Union

Can fund up to $1,000 with a credit card. No data points on what codes as a purchase.

Banks That Don’t Allow Credit Card Funding

  • 1st Constitution Bank

  • 1st Source Bank

  • ableBank

  • ACNB Bank

  • All America Bank

  • Alliant Credit Union

  • Ally Bank

  • Amegy Bank

  • American Pride Bank

  • Ameris Bank

  • Andrews Federal Credit Union

  • APGFCU

  • Apple Bank

  • AnchorBank

  • Arsenal Credit Union

  • Arvest Bank

  • Astoria Bank

  • Avidia Bank

  • Axos Bank

  • Ballston Spa National Bank (BSNB)

  • BancorpSouth

  • Bank Direct

  • Bank Mutual

  • Bank of Canton

  • Bank of Elk River

  • Bank of Galesville

  • Bank of Hope

  • BankPurely (1)

  • BECU

  • Bellco Credit Union

  • Berkshire Bank

  • BMT (Bryn Mawr Trust)

  • Bridge Credit Union

  • Bridgeview Bank Group

  • Brightpeak Financial

  • Campus USA Credit Union

  • Cap Ed Credit Union

  • Carver Federal Savings Bank

  • CCFBank

  • Central Illinois Bank

  • Century Bank

  • Charles Schwab Checking

  • Cheese

  • Chesapeake Bank

  • Chief Financial Credit Union

  • CIBC US

  • Cincinnati Federal

  • CIT Bank

  • C&N Bank

  • CNote

  • Columbia Bank (WA, OR, ID)

  • Commerce Bank (MO, KS, IL, OK & CO)

  • ConnectOne (at least for CDs)

  • ConnexUs Credit Union

  •  Credit Union 1

  • CrossPoint Federal Credit Union

  • Customers Bank (1)

  • Dedham Savings Bank

  • DimeDirect

  • Dollar Bank

  • Dollar Savings Bank

  • Dundee Bank

  • EBSB Direct

  • Elements Financial (1)

  • ESL Federal Credit Union

  • ESSA Bank & Trust

  • Farm Bureau Bank

  • Farmers & Merchants Bank

  • Farmers & Merchants State Bank

  • Fidelity Bank (Online, MA)

  • Fidelity Bank (Brokerage)

  • Financial Resources Credit Union

  • FirstBank [TN, GA, AL]

  • First Bank and Trust

  • First Bank Financial Centre (FBFC)

  • First Fidelity Bank

  • FCB South County Bank

  • Fifth Third (5/3rd)

  • Figure Pay

  • First Bank (CA, IL & MO)

  • First Federal Credit Union

  • First Federal of Washington

  • First National Bank (IA)

  • First National Bank [UT]

  • First National Bank [NE]

  • First National Bank of Long Island

  • First Republic Bank

  • First Tech Federal Credit Union

  • First Trade Union Bank (FTUB)

  • Five Star Bank (only been tested in branch)

  • Flagstar Bank

  • Flushing Bank

  • FNBO

  • Focus Federal Credit Union

  • Four Points Federal Credit Union

  • Freedom Credit Union

  • Freedom Federal Credit Union

  • Frontier Bank

  • Gateway First Bank

  • Gateway Metro Federal Credit Union

  • Georgia Banking Company (GBC)

  • Global Credit Union

  • Go2Bank

  • Guilford Savings Bank

  • Heartland Credit Union

  • Heritage Credit Union

  • Home Savings Bank

  • HomeStreet Bank

  • HomeTrust Bank

  • HSBC (1)

  • Huntington Bank

  • ICBC USA

  • IC Federal Credit Union

  • Incredible Bank

  • Industrial Bank (1)

  • INOVA Federal Credit Union

  • Integrity Bank

  • Investor Bank

  • Iowa State Bank (1)

  • Johnson Bank

  • Kearny Bank

  • Kemba Financial Credit Union

  • Kentucky Bank

  • Kinecta

  • LegacyTexas

  • Level One Bank

  • Liberty Savings Bank

  • Lili Bank

  • Live Oak Bank

  • Marcus Bank

  • Marine Bank

  • MB Financial Bank

  • Mango Bank

  • Middlesex Federal

  • MidFirst Bank

  • MidWestOne Bank

  • Midwest Regional Bank

  • Monifi

  • MSUFCU

  • Mutual Security Credit Union

  • My Banking Direct

  • My eBanc

  • MVB Bank

  • NASB

  • Nationwide Bank

  • NBC Oklahoma

  • NBT Bank

  • Nearside

  • Nevada State Bank

  • New Buffalo Savings Bank

  • Newton Federal Bank

  • Northfield Bank

  • North Shore Bank (MA)

  • NorthShore Credit Union

  • NRLFCU

  • Nutmeng State Financial Credit Union

  • NYCB Family Of Banks

  • Old Hickory Credit Union

  • Old Missouri Bank

  • Old Second Bank

  • One American Bank

  • Orion Federal Credit Union

  • Pacific Service Credit Union

  • Parkside Credit Union

  • Patelco Credit Union

  • Pathways Financial Credit Union

  • PeoplesBank

  • Peoples United Bank

  • Pinnacle Financial Partners

  • Polam Federal Credit Union

  • Popular Bank

  • Popular Direct

  • PurePoint Financial

  • Quontic Bank

  • Republic Bank (IL only)

  • Republic Bank (NY) only

  • Salal Credit Union

  • Salem Five Bank

  • Scient Federal Credit Union

  • Scott Credit Union

  • Security Service Federal Credit Union

  • SENB Bank

  • Simple Bank (BBVA)

  • Solvay Bank

  • Sound Community Bank

  • Southside Bank

  • Space Coast Credit Union

  • St. Mary’s Bank

  • Stoneham Bank

  • Sunflower Bank

  • TAB Bank

  • Talmer Bank & Trust

  • TBK Bank

  • Texas Capital Bank

  • Texell Credit Union

  • Thrivent Federal Credit Union

  • TIAA Direct

  • Town Bank

  • Town and Country Bank

  • Traditional Bank

  • Trustco Bank

  • UFirst Credit Union

  • UMB Bank

  • Union Bank

  • Union Plus Prepaid

  • Union Savings Bank

  • United Roosevelt Savings Bank

  • Unity Bank

  • Univest

  • Wealthfront

  • Webster Bank

  • Western State Bank

  • Whitney Bank

  • Winden

  • Wintrust Bank

  • Woori America Bank

  • WyHy FCU

  • Valley National Bank

  • VyStar Credit Union

Banks That We Aren’t Sure About

  • 121 Financial Credit Union

  • 1st Advantage Federal Credit Union

  • 1st Colonial Community Bank

  • 1st Security Bank

  • 4Font Credit Union

  • AAA

  • AAC Credit Union

  • Acorns

  • Adirondack Bank

  • Advance Financial Federal Credit Union (AFFCU

  • Advantage Bank

  • Aero Federal Credit Union

  • Affiliated Bank

  • Air Academy Federal Credit Union

  • Albert Neobank

  • Allegiance Credit Union

  • Allegius Credit Union

  • Allied First Bank

  • Aloha Pacific Federal Credit Union

  • Altra Federal Credit Union

  • Amboy Direct

  • American Bank Center

  • American Commerce Bank

  • America First Credit Union

  • American Bank

  • American Enterprise Bank

  • American Investors Bank & Mortgage (AIBM)

  • American Trust & Savings Bank

  • American United Federal Credit Union

  • AmeriCU Credit Union

  • American Heritage Credit Union

  • American Savings Bank (ASB) Hawaii

  • Ameriprise Financial

  • ANB Bank

  • Apple Federal Credit Union

  • Arizona Central Credit Union

  • Arizona Financial Credit Union

  • Arkansas Federal Credit Union

  • Arrha Credit Union

  • Ascend Federal Credit Union

  • Ashland Credit Union

  • Aspiration

  • Associated Credit Union

  • Associated Credit Union of Texas (ACUTX)

  • Bank7

  • BankFinancial

  • Bank Midwest

  • Bank of Blue Valley

  • Bank of Elk River

  • Bank Five Nine

  • Bank Independent

  • BankNewport

  • Bank Novo

  • Bank of Greene County

  • Bank Of Lee’s Summit

  • Bank of Montgomery (BOM)

  • BankPlus

  • Bank of Ruston

  • Bank Of Sun Prairie

  • Bank of Tennessee

  • Bank of The Blue Grass

  • BankOrion

  • Bank OZK

  • Banterra

  • Barclays

  • Bar Harbor Bank & Trust

  • Baselane

  • Baton Rouge Telco Federal Credit Union

  • Beartooth Bank

  • Belco Community Bank

  • Belmont Savings Bank

  • Beneficial Bank

  • Berkshire Bank

  • Better Banks

  • Beverly Hill Bank

  • BHCU

  • BiddefordSavings

  • BMI Federal Credit Union

  • BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)

  • Bravera Bank

  • Brentwood Bank

  • BrightStar Credit Union

  • Brio Direct Bank

  • Broadview Federal Credit Union

  • Bryon Bank

  • Byline Bank

  • Buckeye State Bank

  • Bull’s Eye Credit Union

  • California Bank & Trust

  • California Credit Union

  • Cape Cod 5

  • Capital City Bank

  • Capital Credit Union

  • CBT Bank

  • Center Parc

  • Charter Oak

  • CinFed Credit Union

  • Clifton Savings Bank (CSBK)

  • CNB Bank & Trust

  • Coastal Credit Union

  • Comerica Bank

  • Commerce Bank (MA)

  • Commonwealth Central Credit Union

  • CommonWealth Credit Union

  • Community Alliance Credit Union

  • Community Bank & Trust

  • Community Credit Union Florida

  • Community West Credit Union

  • Compass Federal Credit Union

  • ConnectOne Bank

  • Connex Credit Union

  • Consumers Credit Union (MI)

  • Cooperative Bank of Cape Cod

  • Coors Credit Union

  • Crane Credit Union

  • Credit Union of Ohio

  • Credit Union One

  • Credit Union West

  • Crystal Lake Bank

  • Cambridge Trust Company

  • Capitol Bank

  • Capital One 360

  • Cedar Rapids Bank & Trust

  • Centier

  • Central Pacific Bank

  • Cincinnatus Savings & Loan

  • The Citizens Bank

  • Citizens First Bank

  • City National Bank (Bankatcity)

  • CODE Credit Union

  • Community Resource Credit Union

  • Compass Credit Union

  • Consolidated Community Credit Union

  • Control Card

  • Cornerstone Financial Credit Union

  • Country Bank

  • Credit Union of America

  • Credit Union of Southern California

  • CSE Federal Credit Union

  • Current

  • Darien Rowayton Bank

  • Denmark State Bank

  • Devon Bank

  • Diamond Valley Federal Credit Union

  • Denver Community Credit Union

  • Dort Federal Credit Union

  • DuGood Federal Credit Union

  • Eagle Federal Credit Union

  • East Boston Savings Bank

  • Eastern Savings Bank

  • East Idaho Credit Union

  • Eastman Credit Union

  • East Wisconsin Savings Bank

  • Educators Credit Union (ECU)

  • Edwards Federal Credit Union

  • Elite Community Credit Union

  • Elko Federal Credit Union

  • Empire State Bank

  • Energy Federal Credit Union

  • Equity Bank

  • Essex Bank

  • EverBank

  • Exchange Bank

  • Expedition Credit Union

  • Extraco Banks

  • Family Trust Federal Credit Union

  • Farmers Insurance Federal Credit Union

  • FAST Credit Union

  • FCB Banks

  • FCNB Bank

  • FEDCOM Credit Union

  • Fierce Finance

  • Financial Builders

  • Financial Partners Credit Union

  • Financial Plus Credit Union

  • Finex Credit Union

  • First Bank & Trust Company Illinois

  • First Basin Credit Union Checking

  • First Citrus Bank

  • First Entertainment Credit Union

  • First Financial Federal Credit Union

  • First Florida Credit Union

  • First General Credit Union

  • First Green Bank

  • First Commerce Credit Union

  • First Community Bank (AR/MO)

  • First Federal Bank of Wisconsin

  • First Financial Bank (AR/MS)

  • First Financial Bank (TX)

  • First Financial Federal Credit Union (MD only)

  • First Financial Northwest Bank

  • First Hawaiian Bank

  • First Internet Bank

  • First Jersey Credit Union

  • FirstLight Federal Credit Union

  • First National 1870

  • First National Bank in Staunton

  • First National Bank of Waterloo

  • First Nebraska Educators Credit Union

  • First Northern Credit Union

  • First Savings Bank of Hegewisch

  • First Southern Bank

  • First South Financial

  • First United Credit Union

  • First US Community Credit Union

  • Fitzsimmons Credit Union

  • Florida Community Bank

  • FNCB (maybe up to $499 including Amex)

  • F&M Bank

  • F&M Bank (VA Only)

  • Focus Bank

  • Forcht Bank

  • Fort Bragg Federal Credit Union

  • Fort Financial Credit Union

  • Fort Worth Community Credit Union

  • Freedom First Credit Union

  • Fremont Bank

  • Gain Federal Credit Union

  • Garden Savings Federal Credit Union

  • Georgia’s Own Credit Union

  • Giftsforbanking

  • GNO Federal Credit Union

  • GO Federal Credit Union

  • GOLD Credit Union

  • Greater Iowa Credit Unio

  • Great River Federal Credit Union

  • Green State Credit Union

  • Grove City Area Federal Credit Union

  • Guardian Credit Union

  • Gulf Coast Bank & Trust Company

  • Gulf Coast Federal Credit Union

  • Hanmi Bank

  • Heartland Bank

  • Heritage Bank NW

  • Heritage Bank of St. Tammany

  • HeritageWest Credit Union

  • Hibernia Bank

  • Highmark Federal Credit Union

  • Holyoke Credit Union

  • Home National Bank

  • Home Federal Savings Bank

  • Home State Bank

  • Hometown Community Banks

  • Hopewell Federal Credit Union

  • Horizon Bank

  • Houston Metropolitan Federal Credit Union

  • Hudson River Community Credit Union (HRCCU)

  • Idaho Central Credit Union (ICCU)

  • Illinois National Bank

  • Illinois State Credit Union

  • Inspire Federal Credit Union

  • Interra Credit Union

  • InTouch Credit Union

  • Jovia Financial Credit Union

  • KaiPerm

  • Kalsee Credit Union

  • Katahdin Trust Company

  • Keesler Federal Credit Union

  • Kinderhook Bank

  • La Capitol Federal Credit Union

  • Lake Ridge Bank

  • Lake Shore Savings

  • Land of Lincoln Credit Union

  • Laurel Road

  • Ledyard Bank

  • LGE Community Credit Union

  • Liberty Bank For Savings

  • Liberty First Credit Union

  • Linn Area Credit Union

  • LM Federal Credit Union

  • Long Game

  • LorMet Community Federal Credit Union

  • Lyons National Bank

  • Magnolia Federal Credit Union

  • MainSource Bank

  • Main Street Bank [of Virginia]

  • MarketUSA Federal Credit Union

  • Marquette Bank

  • Mars Bank

  • MAX Credit Union

  • Mcfarland State Bank

  • MECU Credit Union

  • Melrose Bank

  • Member One Federal Credit Union

  • Members Choice Credit Union

  • Members Source Credit Union

  • Memphis City ECU (MCECU)

  • Mercer Savings Bank

  • Mercury

  • Meridian Bank

  • Meridian Trust Federal Credit Union

  • Meritrust Credit Union

  • Metro Credit Union (NE)

  • Metro Credit Union (MA)

  • M&F Bank

  • MIDFLORIDA CU

  • Mid Minnesota Federal Credit Union

  • Mid Penn Bank

  • Middlesex Bank

  • MidUSA Credit Union

  • Midwest Bank

  • Mint Valley Federal Credit Union

  • Mobiloil Credit Union

  • MoneyLion

  • Monona Bank

  • Monson Savings

  • Montgomery County Employees Federal Credit Union (MC EFCU)

  • Monroe Bank & Trust (MBT)

  • Mutual Bank

  • MySavingsDirect

  • M1 Finance

  • Neighbors Credit Union

  • Neighborhood Credit Union

  • Nexus

  • North Brookfield Savings Bank

  • North Community Bank

  • NorthOne Bank

  • Northern Paper Milles (NPM)

  • Northern Skies FCU

  • North Shore Community Bank

  • North Star Credit Union

  • North State Bank

  • Northwest Bank

  • Northwest Bank (PA)

  • Northwest Bank of Rockford

  • Numerica Credit Union

  • NVE Bank

  • Oklahoma’s Credit Union

  • Oakland University Credit Union

  • OMNI Community Credit Union

  • One Finance

  • One Nevada Credit Union

  • OneWest Bank

  • Origin Bank

  • Oritani Bank

  • Orlando Credit Union

  • OUR Credit Union

  • Oxygen

  • Palisades Credit Union

  • Paradise Valley Federal Credit Union

  • Parke Bank

  • People’s Bank

  • Peoples Bank (LA)

  • Peoples Bank (WA)

  • Peoples Bank (ibankpeoples IL, IN)

  • Philadelphia Federal Credit Union

  • Picatinny Credit Union

  • Pikes Peak Credit Union

  • Point Breeze Credit Union

  • Polish American Credit Union

  • Polish National Credit Union

  • Ponce Bank

  • Porte Bank

  • Public Service Credit Union

  • Power Financial Credit Union

  • Preferred Credit Union

  • Prestige Community Credit Union

  • Primis Bank

  • PriorityONE Credit Union of Florida

  • Progressive Bank

  • Progessions Credit Union

  • Proviso Community Bank

  • PSE Credit Union

  • Public Employees Credit Union (PECU)

  • Public Service Credit Union

  • Public Service Credit Union (IN)

  • Pulaski Bank

  • Putnam Bank

  • PyraMax Bank

  • Quad City Bank & Trust

  • Randolf Savings Bank

  • Reading Cooperative Bank

  • Real People’s Bank

  • Red Rocks Credit Union

  • Reliabank

  • Reliance Bank

  • Reliant Bank

  • Resource One Credit Union

  • Ridgewood Savings Bank

  • River Valley Credit Union

  • Riverview Bank

  • Rollstone Bank & Trust

  • RPT Federal Credit Union

  • Rosedale Federal Savings & Loan Association

  • Royal Bank America

  • Saratoga National Bank

  • Savings Bank of Danbury

  • Sawyer Savings Bank

  • SB1 Federal Credit Union

  • SECNY Federal Credit Union

  • Security Bank of Crawford

  • Selco Community Credit Union

  • Select Bank & Trust

  • Service 1st Federal Credit Union

  • Sharepoint Credit Union

  • Simmons Bank

  • Simsbury Bank

  • SIS Bank

  • Space Age Federal Credit Union

  • SPCO Credit Union

  • SouthEast Bank

  • Southeastern Credit Union

  • South East National Bank

  • Southern Bank

  • SouthStar Bank

  • Southland Credit Union

  • Southwest 66 Credit Union

  • Spartan Federal Credit Union

  • Spiral

  • Spire Credit Union

  • Stanford Federal Credit Union

  • St. Anne’s Credit Union

  • Star Bank

  • Stark Federal Credit Union

  • State Bank of Bement

  • State Bank Of Cross Plains

  • State Security Bank

  • STCU (Spokane Teachers Credit Union)

  • Sterling National Bank

  • Streator Onized Credit Union (SOCU)

  • Sturdy Savings Bank

  • Suburban Bank & Trust (SBT)

  • Summit Federal Credit Union

  • Summit Credit Union

  • Suncoast Credit Union

  • Sun Commnity Federal Credit Union

  • Sun National Bank

  • Synovus Bank

  • Sweet Home Federal Credit Union

  • Taunton Federal Credit Union

  • TEG Federal Credit Union

  • Telco Community Credit Union

  • Telhio Credit Union

  • Texas Trust Credit Union

  • The Bank Of Denver

  • The Bank of Princeton

  • The Columbia Bank

  • The Cooperative Bank

  • The County Federal Credit Union

  • The First State Bank

  • Thomaston Savings Bank

  • TLC Community Credit Union

  • TobyHanna FCU

  • Toro Credit Union

  • Torrington Savings Bank

  • Trademark Federal Credit Union

  • Transcend Credit Union

  • TrueCore Federal Credit Union

  • Truity Credit Union

  • TTCU (Formerly Tulsa Teachers Credit Union)

  • Tulsa Federal Credit Union

  • Ulster Savings Bank

  • UniBank

  • Union Community Bank

  • United Community Bank (UCB)

  • United Financial Credit Union

  • Unity One Credit Union

  • U of I Community Credit Union

  • US Community Credit Union

  • US #1364 Federal Credit Union

  • Utah First Credit Union

  • Wakefield Co-operative Bank

  • Wallet by Boss Money

  • Washington Savings Bank

  • Water And Power Community Credit Union (WPCU)

  • WaterStone Bank

  • Watertown Savings Bank

  • Waukesha State Bank

  • We Florida Financial

  • Wellesley Bank

  • Westbury Bank

  • Western Vista Credit Union

  • Westfield Bank, FSB

  • WestTown Bank & Trust

  • Widget Financial

  • Wilson Bank & Trust

  • Valley Bank

  • Vectra Bank

  • Vibrant Credit Union

  • Vinton County

  • Xceed Financial Credit Union

  • Yolo Federal Credit Union

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Shana Krings
Shana Krings

What are the actual steps to funding an account with a CC? I’m wanting to fund my new Affinity checking account with my CIBP but don’t know the physical steps to make that happen. Any help?

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September 22, 2023, 16:46 4:46 pm
ntn
ntn

Some banks allow funding via a cc as part of the application process. Even fewer allow you to fund with a cc once you already establish membership. I believe Affinity is one of those that allow funding only once.

It’s not complicated. Best to reduce your cash advance limit and look for DPs of specific cards that work for certain banks.

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September 22, 2023, 19:54 7:54 pm
G
G

DP: Was able to fund a Checking Acct. with First Commonwealth Federal Credit Union for $1000 and $5 for Savings over the phone. Online application said max. $500. Used Citi AA biz, seems to have posted as purchase.

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September 21, 2023, 19:57 7:57 pm
feichangduwen
feichangduwen

Plains Capital Bank can be funded up to $1000 for checking and $1000 for savings. Seems to have posted as purchase, not cash advance.

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September 21, 2023, 18:18 6:18 pm
Novacat05
Novacat05

DP: Columbia Bank(NJ) allows only up to $1000 now. Pending charge came through on Chase Ink Preferred. Used to be higher.

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September 17, 2023, 21:41 9:41 pm
Tim
Tim

DP: BluPeak Credit Union allows up to $1500 per account. Used my Freedom Unlimited for $30 ($25min and $5 initiation) went through as purchase. Will try opening savings when my CIU comes in the mail

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September 13, 2023, 16:48 4:48 pm
Tim
Tim

DP: BluPeak Credit Union allows up to $1500 per account. Used my Freedom Unlimited for $30 ($25min and $5 initiation) went through as purchase. Will try opening savings when my CIU comes in the mail

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September 13, 2023, 16:47 4:47 pm
Boss
Boss

DP: Funded US Bank Smartly Checking with $250 using Chase Sapphire Reserve

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September 11, 2023, 10:46 10:46 am
SC
SC

Looks like US Bank personal accounts can now be funded up to $250. I just funded a new acct for $250 using the Citi Double Cash card.

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September 6, 2023, 23:59 11:59 pm
Georgio
Georgio

Anyone have any successful DPs funding using Sofi CC? And if so, did your cash advance have to be set lower than the purchase amount? Thank you!

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September 5, 2023, 17:22 5:22 pm
BZ91
BZ91

securityplus CU–was able to do $2,000

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August 29, 2023, 13:46 1:46 pm
crazypaving
crazypaving

BZ91 is it state specific?

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September 1, 2023, 16:37 4:37 pm
Solomon
Solomon

Membership Eligibility
Securityplus membership is open to:

anyone who lives, works, worships, or attends school in Baltimore City
family members or household member of an existing credit union member
individuals who are employed or retired from one of our Select Employee Groups
any consumer who may be eligible to join the credit union through the American Consumer Council (ACC)
All membership applications are subject to verification of eligibility. If you are uncertain whether you are eligible to join Securityplus, please contact us.

https://www.securityplusfcu.org/community/how-to-join.aspx

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September 1, 2023, 19:40 7:40 pm
crazypaving
crazypaving

Solomon thanks did you join? which card did you use if you joined?

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September 1, 2023, 22:00 10:00 pm