When you open a new savings or checking account, some banks give you the option of using your credit card for the initial deposit. On this page we’ve got a number of data points for which banks (and credit cards) count as cash advances and which don’t.
Avoid cash advance fees by setting your cash advance limit to $0. You can call up your bank and request your cash advance limit be set to $0. Also remember that this is just a collection of data points and by no means means that your transaction will not be coded as a cash advance.
Contents
- 1 Popular Banks
- 2 Smaller Banks
- 2.1 1st Financial Federal Credit Union
- 2.2 1st Mariner Bank
- 2.3 1st United Credit Union
- 2.4 3Rivers Federal Credit Union
- 2.5 4Font Credit Union
- 2.6 7 17 Credit Union
- 2.7 A+ Federal Credit Union (A+FCU)
- 2.8 Abington Bank
- 2.9 Achieva
- 2.10 Addition Financial
- 2.11 Advantis Credit Union
- 2.12 Adventure Credit Union
- 2.13 Adventure Credit Union
- 2.14 Advia Credit Union
- 2.15 AFFCU
- 2.16 Affinity Federal Credit Union
- 2.17 Agriculture Federal Credit Union
- 2.18 Alabama Credit Union
- 2.19 Allegacy Credit Union
- 2.20 AllTru Credit Union
- 2.21 Altra Federal Credit Union
- 2.22 Amalgamated Bank
- 2.23 Amerant Bank
- 2.24 American Bank & Trust
- 2.25 American Eagle Financial Credit Union
- 2.26 America’s Christian Credit Union
- 2.27 America’s Credit Union
- 2.28 American Heritage Credit Union
- 2.29 Andigo Credit Union
- 2.30 Arapahoe Credit Union
- 2.31 Ardent Credit Union
- 2.32 Arizona Federal Credit Union
- 2.33 Arizona Financial Credit Union
- 2.34 Arizona State Credit Union (now OneAZ Credit Union)
- 2.35 Armed Forces Bank
- 2.36 Arundel Federal Savings Bank
- 2.37 Aspire Credit Union
- 2.38 Associated Bank
- 2.39 Bankers Trust
- 2.40 bankESB (East Hampton Savings Bank)
- 2.41 BankHometown
- 2.42 Bank of Colorado
- 2.43 Bank Independent
- 2.44 Bank of Maine
- 2.45 Bank of the West
- 2.46 Bank & Trust
- 2.47 Bankwell
- 2.48 BayCoast Bank
- 2.49 BB&T
- 2.50 BBVA Compass
- 2.51 Beacon Credit Union
- 2.52 Bell Bank
- 2.53 BethPage Credit Union
- 2.54 Blaze Credit Union
- 2.55 BluPeak Credit Union
- 2.56 Blue Hills Bank
- 2.57 Blue Federal Credit Union
- 2.58 BMI Federal Credit Union
- 2.59 BMO Harris
- 2.60 Boulder Valley Credit Union
- 2.61 Brilliant Bank
- 2.62 Broadway Bank
- 2.63 Busey Bank
- 2.64 California Coast Credit Union
- 2.65 Callaway Bank
- 2.66 Cambridge Savings Bank
- 2.67 Camden National Bank
- 2.68 Capital Bank
- 2.69 Capital One
- 2.70 CEFCU
- 2.71 Centra Credit Union
- 2.72 Central Bank (OK & MO)
- 2.73 Central Bank (Iowa, Minnesota, and the Dakotas)
- 2.74 Central Minnesota Credit Union
- 2.75 Central Willamette Credit Union
- 2.76 Chartway Credit Union
- 2.77 Charter One
- 2.78 Christian Credit Union
- 2.79 Citadel Credit Union
- 2.80 Citizens Bank
- 2.81 Clearview Federal Credit Union
- 2.82 Clinton Savings Bank
- 2.83 Collins Community Credit Union
- 2.84 Columbia Bank (NJ)
- 2.85 Columbia Credit Union
- 2.86 Communication Federal Credit Union
- 2.87 CommunityAmerica Credit Union
- 2.88 Community Choice Credit Union
- 2.89 Community Financial Credit Union
- 2.90 Community First Credit Union – CA
- 2.91 Community First Credit Union of Florida
- 2.92 Consumers Credit Union
- 2.93 Cornerstone Bank
- 2.94 Country Bank For Savings
- 2.95 Credit Human
- 2.96 Credit Union One
- 2.97 Credit Union SoCal
- 2.98 Credit Union of Texas
- 2.99 Dearborn Savings Bank (DSB)
- 2.100 Delta Community Credit Union
- 2.101 Desert Financial Credit Union
- 2.102 Destinations Credit Union
- 2.103 Digital Federal Credit Union
- 2.104 Dupaco Credit Union
- 2.105 Earn Bank
- 2.106 Eastern Bank
- 2.107 East Cambridge Savings Bank
- 2.108 ECCU
- 2.109 Educational Systems Federal Credit Union
- 2.110 Excite Credit Union
- 2.111 Elevations Credit Union
- 2.112 Emprise Bank
- 2.113 ENT Credit Union
- 2.114 Equity Bank
- 2.115 Evansville Teachers Credit Union
- 2.116 Fairwinds Credit Union
- 2.117 Farmington Bank
- 2.118 Fidelity Bank (PA)
- 2.119 Firefly Credit Union
- 2.120 First Advantage Bank
- 2.121 First American Bank
- 2.122 First Bank (VA)
- 2.123 FirstBank
- 2.124 First Citizen’s Bank
- 2.125 First City Credit Union
- 2.126 First Commerce Credit Union
- 2.127 First Commonwealth Bank
- 2.128 First Entertainment Credit Union
- 2.129 First Federal Bank
- 2.130 First Federal Bank of Kansas City
- 2.131 First Financial Bank (IL, IN, KY, OH)
- 2.132 First Flight Credit Union
- 2.133 First Home Bank
- 2.134 First Horizon Bank
- 2.135 First Internet Bank of Indiana
- 2.136 First Interstate Bank
- 2.137 First-Lockhart National Bank
- 2.138 First Mark Credit Union
- 2.139 First Merchants Bank
- 2.140 First MidWest Bank
- 2.141 First Merit Bank
- 2.142 First National Bank
- 2.143 First National Bank and Trust Company
- 2.144 First Niagara
- 2.145 Firstrust Bank
- 2.146 First State Bank Of Illinois
- 2.147 First State Community Bank
- 2.148 First Tennessee
- 2.149 First United Bank
- 2.150 Fitness Bank
- 2.151 Flagship Bank
- 2.152 Florence Bank
- 2.153 Florida Credit Union
- 2.154 F&M Bank (OH, IN)
- 2.155 Freedom Credit Union
- 2.156 Fremont Bank
- 2.157 Frontwave Credit Union
- 2.158 FSB Bank
- 2.159 Fulton Bank
- 2.160 Gate City Bank
- 2.161 Genisys Credit Union
- 2.162 Gesa Credit Union
- 2.163 Greater Nevada Credit Union
- 2.164 Great Southern Bank
- 2.165 Great Western Bank
- 2.166 Grow Financial Credit Union
- 2.167 GTE Financial Credit
- 2.168 Hanscom Federal Credit Union
- 2.169 HarborOne Bank
- 2.170 Harborstone Credit Union
- 2.171 Hawthorn Bank
- 2.172 Heritage Bank
- 2.173 Hiway Federal Credit Union
- 2.174 Honor Credit Union
- 2.175 Horizon Credit Union (WA, ID, MT)
- 2.176 Hudson Valley Federal
- 2.177 IBERIABANK
- 2.178 IBM Southeast FECU
- 2.179 Ideal Credit Union
- 2.180 Independent Bank
- 2.181 InRoads Credit Union
- 2.182 Interior Federal Credit Union
- 2.183 JSC Federal Credit Union
- 2.184 Justice Federal Credit Union
- 2.185 KeyBank
- 2.186 KeyPoint Credit Union
- 2.187 KS State Bank
- 2.188 Lafayette Federal Credit Union
- 2.189 Lakeland Bank
- 2.190 Lake Michigan Credit Union (LMCU)
- 2.191 Landmark Credit Union
- 2.192 Langley Federal Credit Union
- 2.193 LBS Financial Credit Union
- 2.194 Liberty Bank
- 2.195 Los Angeles Federal Credit Union
- 2.196 Macatawa Bank
- 2.197 Mainstreet Credit Union
- 2.198 Mazuma Credit Union
- 2.199 Members Cooperative Credit Union
- 2.200 Memory Bank
- 2.201 Meriwest Credit Union
- 2.202 Metro Credit Union
- 2.203 Michigan Schools and Government Credit Union
- 2.204 Mid-Hudson Valley Federal Credit Union
- 2.205 Midland States Bank
- 2.206 MinnWest Bank
- 2.207 Mission Federal Credit Union
- 2.208 MIT Federal Credit Union
- 2.209 Mountain America Credit Union
- 2.210 MountainOne Bank
- 2.211 Montgomery County EFCU
- 2.212 Morrill & Janes
- 2.213 mph.bank
- 2.214 M&T Bank
- 2.215 NASA Federal Credit Union
- 2.216 Nassau Financial Federal Credit Union
- 2.217 NorthPointe Bank
- 2.218 My NorthWest Savings Bank
- 2.219 MyUSA Credit Union
- 2.220 Navy Federal Credit Union
- 2.221 Newtown Savings Bank (NSB)
- 2.222 New England Federal Credit Union
- 2.223 Northeast Credit Union
- 2.224 North Shore Bank of Commerce
- 2.225 Northwest Federal Credit Union
- 2.226 NuVision Federal CU
- 2.227 NWSB Bank
- 2.228 Ocean Financial Bank
- 2.229 OceanFirst Bank
- 2.230 Old National Bank
- 2.231 OnPath Credit Union
- 2.232 OnPoint Community Credit Union
- 2.233 On Tap Credit Union
- 2.234 Option 1 Credit Union
- 2.235 Orange County’s Credit Union
- 2.236 P1FCU
- 2.237 Partner Colorado Credit Union
- 2.238 Pelican State Credit Union
- 2.239 Penn Community Bank
- 2.240 PenFed
- 2.241 Pentucket Bank
- 2.242 PeoplesBank (Bankatpeoples)
- 2.243 People First Federal Credit Union
- 2.244 Peoples Credit Union
- 2.245 Picatinny Credit Union
- 2.246 Pinnacle Bank
- 2.247 Pioneer Valley Credit Union
- 2.248 PlainsCapital Bank
- 2.249 Portland Federal Credit Union (PFCU)
- 2.250 Premier America Credit Union
- 2.251 Premier Bank – OH
- 2.252 Premier Members Credit Union
- 2.253 ProFed
- 2.254 Provident Bank
- 2.255 Provident Credit Union
- 2.256 PSECU
- 2.257 Purdue Federal Credit Union
- 2.258 Quorum Federal Credit Union
- 2.259 Radius Bank (Now LendingClub)
- 2.260 Randolph-Brooks Federal Credit Union (RBFCU)
- 2.261 Redstone Federal Credit Union
- 2.262 Redwood Credit Union
- 2.263 Reliant Community Credit Union
- 2.264 Regions Bank
- 2.265 Republic Bank
- 2.266 Rivermark Community Credit
- 2.267 Rockland Trust Bank
- 2.268 Royal Credit Union
- 2.269 Sacramento Credit Union
- 2.270 SAFE Credit Union
- 2.271 San Diego Credit Union (SDCCU)
- 2.272 Sandy Spring Bank
- 2.273 San Mateo Credit Union
- 2.274 Sauk Valley Bank
- 2.275 Seacoast Bank
- 2.276 Security Plus
- 2.277 Service Credit Union
- 2.278 SF Fire Credit Union
- 2.279 Signature Bank of Georgia
- 2.280 Signature Federal Credit Union
- 2.281 SkyOne Federal Credit Union
- 2.282 Sound Credit Union
- 2.283 South Shore Bank
- 2.284 South State Bank
- 2.285 S&T Bank
- 2.286 Starion Bank
- 2.287 Star One Credit Union
- 2.288 State Bank Of India (California)
- 2.289 State Department Federal Credit Union
- 2.290 State Employees Credit Union (SECU) Of Maryland
- 2.291 St Mary’s Credit Union
- 2.292 Stoneham Bank
- 2.293 St Paul Federal Credit Union
- 2.294 Suffolk Federal Credit Union
- 2.295 Sun East Federal Credit Union
- 2.296 Sunmark Credit Union
- 2.297 SunTrust
- 2.298 SunWest Credit Union
- 2.299 TCF Bank
- 2.300 TD Bank
- 2.301 TDECU
- 2.302 Teachers Credit Union
- 2.303 Teachers Federal Credit Union
- 2.304 Tech Credit Union
- 2.305 The State Bank Group
- 2.306 Tompkins VIST Bank
- 2.307 Tower Federal Credit Union (TFCU)
- 2.308 Travis Credit Union
- 2.309 TruChoice Federal Credit Union
- 2.310 Truist
- 2.311 Truliant Federal Credit Union
- 2.312 TruMark Financial
- 2.313 TruStone Financial
- 2.314 TruWest Credit Union
- 2.315 UFB Direct
- 2.316 Umpqua Bank
- 2.317 Unify Financial Credit Union
- 2.318 Union Bank & Trust
- 2.319 Union Bank & Trust (NE & KS)
- 2.320 Union Square Credit Union
- 2.321 United Community Bank (NC, TN, SC, GA)
- 2.322 University of Wisconsin Credit Union
- 2.323 United Bank
- 2.324 United Federal Credit Union
- 2.325 United Heritage Credit Union
- 2.326 United States Senate Federal Credit Union
- 2.327 Unitus Community Credit Union
- 2.328 University Credit Union
- 2.329 University Federal Credit Union
- 2.330 University of Kentucky Federal Credit Union
- 2.331 Upgrade
- 2.332 USAA
- 2.333 US Alliance Financial
- 2.334 USE Credit Union
- 2.335 USF Federal Credit Union
- 2.336 Utah First Credit Union
- 2.337 UW Credit Union
- 2.338 U$X Federal Credit Union
- 2.339 Valley First Credit Union
- 2.340 Valley Strong Credit Union
- 2.341 VantageWest Credit Union
- 2.342 Varo Money
- 2.343 Verity Credit Union
- 2.344 Virginia Credit Union
- 2.345 VirtualBank
- 2.346 Visions Federal Credit Union
- 2.347 Washington Trust
- 2.348 Wauna Federal Credit Union
- 2.349 WECU
- 2.350 Weokie Federal Credit Union in Oklahoma
- 2.351 Wesbanco
- 2.352 Wescom Credit Union
- 2.353 Westfield Bank
- 2.354 Westerra Credit Union
- 2.355 Wings Financial Credit Union
- 2.356 Zeal Credit Union
- 3 Banks That Don’t Allow Credit Card Funding
- 3.1 1st Constitution Bank
- 3.2 1st Source Bank
- 3.3 ableBank
- 3.4 Achieva Credit Union
- 3.5 ACNB Bank
- 3.6 All America Bank
- 3.7 Alliant Credit Union
- 3.8 Ally Bank
- 3.9 Amegy Bank
- 3.10 American Pride Bank
- 3.11 Ameris Bank
- 3.12 Andrews Federal Credit Union
- 3.13 APGFCU
- 3.14 Apple Bank
- 3.15 AnchorBank
- 3.16 Arsenal Credit Union
- 3.17 Arvest Bank
- 3.18 Astoria Bank
- 3.19 Avidia Bank
- 3.20 Axos Bank
- 3.21 Ballston Spa National Bank (BSNB)
- 3.22 BancorpSouth
- 3.23 Bank Direct
- 3.24 Bank Mutual
- 3.25 Bank of Canton
- 3.26 Bank of Elk River
- 3.27 Bank of Galesville
- 3.28 Bank of Hope
- 3.29 BankPurely (1)
- 3.30 BECU
- 3.31 Bellco Credit Union
- 3.32 Berkshire Bank
- 3.33 BMT (Bryn Mawr Trust)
- 3.34 Bridge Credit Union
- 3.35 Bridgeview Bank Group
- 3.36 Brightpeak Financial
- 3.37 Campus USA Credit Union
- 3.38 Cap Ed Credit Union
- 3.39 Carver Federal Savings Bank
- 3.40 CCFBank
- 3.41 Central Illinois Bank
- 3.42 Century Bank
- 3.43 Charles Schwab Checking
- 3.44 Cheese
- 3.45 Chesapeake Bank
- 3.46 Chief Financial Credit Union
- 3.47 CIBC US
- 3.48 Cincinnati Federal
- 3.49 CIT Bank
- 3.50 C&N Bank
- 3.51 CNote
- 3.52 Columbia Bank (WA, OR, ID)
- 3.53 Commerce Bank (MO, KS, IL, OK & CO)
- 3.54 ConnectOne (at least for CDs)
- 3.55 ConnexUs Credit Union
- 3.56 Credit Union 1
- 3.57 CrossPoint Federal Credit Union
- 3.58 Customers Bank (1)
- 3.59 Dedham Savings Bank
- 3.60 DimeDirect
- 3.61 Dollar Bank
- 3.62 Dollar Savings Bank
- 3.63 Dundee Bank
- 3.64 EBSB Direct
- 3.65 EECU
- 3.66 Elements Financial (1)
- 3.67 ESL Federal Credit Union
- 3.68 ESSA Bank & Trust
- 3.69 Eureka Savings Bank
- 3.70 Farm Bureau Bank
- 3.71 Farmers & Merchants Bank
- 3.72 Farmers & Merchants State Bank
- 3.73 Fidelity Bank (Online, MA)
- 3.74 Fidelity Bank (Brokerage)
- 3.75 Financial Resources Credit Union
- 3.76 FirstBank [TN, GA, AL]
- 3.77 First Bank and Trust
- 3.78 First Bank Financial Centre (FBFC)
- 3.79 First Fidelity Bank
- 3.80 FCB South County Bank
- 3.81 Fifth Third (5/3rd)
- 3.82 Figure Pay
- 3.83 First Bank (CA, IL & MO)
- 3.84 First Federal Credit Union
- 3.85 First Federal of Washington
- 3.86 First National Bank (IA)
- 3.87 First National Bank [UT]
- 3.88 First National Bank [NE]
- 3.89 First National Bank of Long Island
- 3.90 First Republic Bank
- 3.91 First Tech Federal Credit Union
- 3.92 First Trade Union Bank (FTUB)
- 3.93 Five Star Bank (only been tested in branch)
- 3.94 Flagstar Bank
- 3.95 Flushing Bank
- 3.96 FNBO
- 3.97 Focus Federal Credit Union
- 3.98 Four Points Federal Credit Union
- 3.99 Freedom Federal Credit Union
- 3.100 Frontier Bank
- 3.101 Gateway First Bank
- 3.102 Gateway Metro Federal Credit Union
- 3.103 Georgia Banking Company (GBC)
- 3.104 Global Credit Union
- 3.105 Go2Bank
- 3.106 Guilford Savings Bank
- 3.107 Heartland Credit Union
- 3.108 Heritage Credit Union
- 3.109 Home Savings Bank
- 3.110 HomeStreet Bank
- 3.111 HomeTrust Bank
- 3.112 HSBC (1)
- 3.113 Huntington Bank
- 3.114 ICBC USA
- 3.115 IC Federal Credit Union
- 3.116 Incredible Bank
- 3.117 Industrial Bank (1)
- 3.118 INOVA Federal Credit Union
- 3.119 Integrity Bank
- 3.120 Investor Bank
- 3.121 Iowa State Bank (1)
- 3.122 Johnson Bank
- 3.123 Kearny Bank
- 3.124 Kemba Financial Credit Union
- 3.125 Kentucky Bank
- 3.126 Kinecta
- 3.127 LegacyTexas
- 3.128 Level One Bank
- 3.129 Liberty Savings Bank
- 3.130 Lili Bank
- 3.131 Live Oak Bank
- 3.132 Marcus Bank
- 3.133 Marine Bank
- 3.134 MB Financial Bank
- 3.135 Mango Bank
- 3.136 Middlesex Federal
- 3.137 MidFirst Bank
- 3.138 MidWestOne Bank
- 3.139 Midwest Regional Bank
- 3.140 Monifi
- 3.141 MSUFCU
- 3.142 Mutual Security Credit Union
- 3.143 My Banking Direct
- 3.144 My eBanc
- 3.145 MVB Bank
- 3.146 NASB
- 3.147 Nationwide Bank
- 3.148 NBC Oklahoma
- 3.149 NBT Bank
- 3.150 Nearside
- 3.151 Nevada State Bank
- 3.152 New Buffalo Savings Bank
- 3.153 Newton Federal Bank
- 3.154 Northfield Bank
- 3.155 North Shore Bank (MA)
- 3.156 NorthShore Credit Union
- 3.157 NRLFCU
- 3.158 Nutmeng State Financial Credit Union
- 3.159 NYCB Family Of Banks
- 3.160 Old Hickory Credit Union
- 3.161 Old Missouri Bank
- 3.162 Old Second Bank
- 3.163 One American Bank
- 3.164 Orion Federal Credit Union
- 3.165 Pacific Service Credit Union
- 3.166 Parkside Credit Union
- 3.167 Patelco Credit Union
- 3.168 Pathways Financial Credit Union
- 3.169 People Driven Credit Union
- 3.170 PeoplesBank
- 3.171 Peoples United Bank
- 3.172 Pinnacle Financial Partners
- 3.173 Polam Federal Credit Union
- 3.174 Popular Bank
- 3.175 Popular Direct
- 3.176 PurePoint Financial
- 3.177 Quontic Bank
- 3.178 Republic Bank (IL only)
- 3.179 Republic Bank (NY) only
- 3.180 Salal Credit Union
- 3.181 Salem Five Bank
- 3.182 Scient Federal Credit Union
- 3.183 Scott Credit Union
- 3.184 Security Service Federal Credit Union
- 3.185 SENB Bank
- 3.186 Simple Bank (BBVA)
- 3.187 Solvay Bank
- 3.188 Sound Community Bank
- 3.189 Southside Bank
- 3.190 Space Coast Credit Union
- 3.191 St. Mary’s Bank
- 3.192 Sunflower Bank
- 3.193 TAB Bank
- 3.194 Talmer Bank & Trust
- 3.195 TBK Bank
- 3.196 Texas Capital Bank
- 3.197 Texas Trust Credit Union
- 3.198 Texell Credit Union
- 3.199 Thrivent Federal Credit Union
- 3.200 TIAA Direct
- 3.201 Town Bank
- 3.202 Town and Country Bank
- 3.203 Traditional Bank
- 3.204 Trustco Bank
- 3.205 UFirst Credit Union
- 3.206 UMB Bank
- 3.207 Union Bank
- 3.208 Union Plus Prepaid
- 3.209 Union Savings Bank
- 3.210 United Roosevelt Savings Bank
- 3.211 Unity Bank
- 3.212 Univest
- 3.213 Wealthfront
- 3.214 Webster Bank
- 3.215 Western State Bank
- 3.216 Whitney Bank
- 3.217 Winden
- 3.218 Wintrust Bank
- 3.219 Woori America Bank
- 3.220 WyHy FCU
- 3.221 Valley National Bank
- 3.222 VyStar Credit Union
- 4 Banks That We Aren’t Sure About
- 4.1 121 Financial Credit Union
- 4.2 1st Advantage Federal Credit Union
- 4.3 1st Colonial Community Bank
- 4.4 1st Security Bank
- 4.5 AAA
- 4.6 AAC Credit Union
- 4.7 Acorns
- 4.8 Adirondack Bank
- 4.9 Advance Financial Federal Credit Union (AFFCU
- 4.10 Advantage Bank
- 4.11 Advantage Credit Union
- 4.12 Aero Federal Credit Union
- 4.13 Affiliated Bank
- 4.14 Air Academy Federal Credit Union
- 4.15 Albert Neobank
- 4.16 Allegiance Credit Union
- 4.17 Allegius Credit Union
- 4.18 Allied First Bank
- 4.19 Aloha Pacific Federal Credit Union
- 4.20 Amboy Direct
- 4.21 American Bank Center
- 4.22 American Bank & Trust
- 4.23 American Commerce Bank
- 4.24 America First Credit Union
- 4.25 American Bank
- 4.26 American Enterprise Bank
- 4.27 American Investors Bank & Mortgage (AIBM)
- 4.28 American Trust & Savings Bank
- 4.29 American United Federal Credit Union
- 4.30 AmeriCU Credit Union
- 4.31 American Heritage Credit Union
- 4.32 American Savings Bank (ASB) Hawaii
- 4.33 Ameriprise Financial
- 4.34 ANB Bank
- 4.35 ANECA Credit Union
- 4.36 Anoka Hennepin Credit Union
- 4.37 Apple Federal Credit Union
- 4.38 Arizona Central Credit Union
- 4.39 Arkansas Federal Credit Union
- 4.40 Arrha Credit Union
- 4.41 Ascend Federal Credit Union
- 4.42 Ascent Credit Union
- 4.43 Ashland Credit Union
- 4.44 Aspiration
- 4.45 Associated Credit Union
- 4.46 Associated Credit Union of Texas (ACUTX)
- 4.47 Austin Bank
- 4.48 Bank7
- 4.49 BankFinancial
- 4.50 Bank Midwest
- 4.51 Bank of Blue Valley
- 4.52 Bank of Elk River
- 4.53 Bank Five Nine
- 4.54 BankNewport
- 4.55 Bank Novo
- 4.56 Bank of Greene County
- 4.57 Bank Of Lee’s Summit
- 4.58 Bank of Montgomery (BOM)
- 4.59 BankPlus
- 4.60 Bank of Hawaii
- 4.61 Bank of Ruston
- 4.62 Bank Of Sun Prairie
- 4.63 Bank of Tennessee
- 4.64 Bank of The Blue Grass
- 4.65 BankOrion
- 4.66 Bank OZK
- 4.67 Banner Bank
- 4.68 Banterra
- 4.69 Barclays
- 4.70 Bar Harbor Bank & Trust
- 4.71 Baselane
- 4.72 Baton Rouge Telco Federal Credit Union
- 4.73 Beartooth Bank
- 4.74 Belco Community Bank
- 4.75 Belmont Savings Bank
- 4.76 Beneficial Bank
- 4.77 Berkshire Bank
- 4.78 Better Banks
- 4.79 Beverly Hill Bank
- 4.80 BHCU
- 4.81 BiddefordSavings
- 4.82 Blackhawk Bank & Trust
- 4.83 Blue Foundry Bank
- 4.84 BMI Federal Credit Union
- 4.85 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 4.86 Bravera Bank
- 4.87 Brentwood Bank
- 4.88 BrightStar Credit Union
- 4.89 Brio Direct Bank
- 4.90 Broadview Federal Credit Union
- 4.91 Bryon Bank
- 4.92 Byline Bank
- 4.93 Buckeye State Bank
- 4.94 Bull’s Eye Credit Union
- 4.95 California Bank & Trust
- 4.96 California Credit Union
- 4.97 Cape Cod 5
- 4.98 Capital City Bank
- 4.99 Capital Credit Union
- 4.100 CBT Bank
- 4.101 CenterBank
- 4.102 Center Parc
- 4.103 Charter Oak
- 4.104 CinFed Credit Union
- 4.105 City Mark Federal Credit Union
- 4.106 Clifton Savings Bank (CSBK)
- 4.107 CNB Bank & Trust
- 4.108 Coastal Credit Union
- 4.109 Comerica Bank
- 4.110 Commerce Bank (MA)
- 4.111 Commonwealth Central Credit Union
- 4.112 CommonWealth Credit Union
- 4.113 Community Alliance Credit Union
- 4.114 Community Bank & Trust
- 4.115 Community State Bank
- 4.116 Community West Credit Union
- 4.117 Compass Federal Credit Union
- 4.118 ConnectOne Bank
- 4.119 Connex Credit Union
- 4.120 Consumers Credit Union (MI)
- 4.121 Cooperative Bank of Cape Cod
- 4.122 Coors Credit Union
- 4.123 Crane Credit Union
- 4.124 Credit Union of Ohio
- 4.125 Credit Union One
- 4.126 Credit Union of the Rockies
- 4.127 Credit Union West
- 4.128 Crystal Lake Bank
- 4.129 Cambridge Trust Company
- 4.130 Capitol Bank
- 4.131 Capital One 360
- 4.132 Cedar Rapids Bank & Trust
- 4.133 Centier
- 4.134 Central Pacific Bank
- 4.135 Cincinnatus Savings & Loan
- 4.136 The Citizens Bank
- 4.137 Citizens First Bank
- 4.138 City National Bank (Bankatcity)
- 4.139 Cobalt Credit Union
- 4.140 CODE Credit Union
- 4.141 Community Credit Union Florida
- 4.142 Community Resource Credit Union
- 4.143 Compass Credit Union
- 4.144 Consolidated Community Credit Union
- 4.145 Control Card
- 4.146 Cornerstone Financial Credit Union
- 4.147 Country Bank
- 4.148 Credit Union of America
- 4.149 Credit Union of Southern California
- 4.150 Cyprus Credit Union
- 4.151 CSE Federal Credit Union
- 4.152 Current
- 4.153 Darien Rowayton Bank
- 4.154 Denmark State Bank
- 4.155 Devon Bank
- 4.156 Diamond Valley Federal Credit Union
- 4.157 Denver Community Credit Union
- 4.158 Dort Federal Credit Union
- 4.159 DuGood Federal Credit Union
- 4.160 DuPage Credit Union
- 4.161 Eagle Federal Credit Union
- 4.162 East Boston Savings Bank
- 4.163 Eastern Savings Bank
- 4.164 East Idaho Credit Union
- 4.165 Eastman Credit Union
- 4.166 East Wisconsin Savings Bank
- 4.167 Educators Credit Union (ECU)
- 4.168 Edwards Federal Credit Union
- 4.169 Elite Community Credit Union
- 4.170 Elko Federal Credit Union
- 4.171 Empire State Bank
- 4.172 Energy Federal Credit Union
- 4.173 Essex Bank
- 4.174 EverBank
- 4.175 Exchange Bank
- 4.176 Expedition Credit Union
- 4.177 Extraco Banks
- 4.178 Family Trust Federal Credit Union
- 4.179 Farmers Insurance Federal Credit Union
- 4.180 FAST Credit Union
- 4.181 FCB Banks
- 4.182 FCNB Bank
- 4.183 FEDCOM Credit Union
- 4.184 Fidelity Bank (Bank With Fidelity)
- 4.185 Fierce Finance
- 4.186 Financial Builders
- 4.187 Financial Partners Credit Union
- 4.188 Financial Plus Credit Union
- 4.189 Finex Credit Union
- 4.190 First Bank of Manhattan
- 4.191 First Bank & Trust Company Illinois
- 4.192 First Basin Credit Union Checking
- 4.193 First Citrus Bank
- 4.194 First Community Credit Union
- 4.195 First Entertainment Credit Union
- 4.196 First Federal Bank (FL)
- 4.197 First Financial Federal Credit Union
- 4.198 First Florida Credit Union
- 4.199 First General Credit Union
- 4.200 First Green Bank
- 4.201 First Community Bank (AR/MO)
- 4.202 First Federal Bank of Wisconsin
- 4.203 First Financial Bank (AR/MS)
- 4.204 First Financial Bank (TX)
- 4.205 First Financial Federal Credit Union (MD only)
- 4.206 First Financial Northwest Bank
- 4.207 First Hawaiian Bank
- 4.208 First Internet Bank
- 4.209 First Jersey Credit Union
- 4.210 FirstLight Federal Credit Union
- 4.211 First National 1870
- 4.212 First National Bank in Staunton
- 4.213 First National Bank of Waterloo
- 4.214 First Nebraska Educators Credit Union
- 4.215 First Northern Credit Union
- 4.216 First Savings Bank of Hegewisch
- 4.217 First Service Bank
- 4.218 First Service Credit Union
- 4.219 First Southern Bank
- 4.220 First South Financial
- 4.221 First United Credit Union
- 4.222 First US Community Credit Union
- 4.223 Fitzsimmons Credit Union
- 4.224 Florida Community Bank
- 4.225 Florida West Coast Credit Union
- 4.226 FNCB (maybe up to $499 including Amex)
- 4.227 F&M Bank
- 4.228 F&M Bank (VA Only)
- 4.229 Focus Bank
- 4.230 Forcht Bank
- 4.231 Fort Bragg Federal Credit Union
- 4.232 Fort Financial Credit Union
- 4.233 Fort Worth Community Credit Union
- 4.234 Freedom First Credit Union
- 4.235 Fremont Bank
- 4.236 Gain Federal Credit Union
- 4.237 Garden Savings Federal Credit Union
- 4.238 Georgia’s Own Credit Union
- 4.239 Giftsforbanking
- 4.240 GNO Federal Credit Union
- 4.241 GO Federal Credit Union
- 4.242 GOLD Credit Union
- 4.243 Greater Iowa Credit Unio
- 4.244 Great River Federal Credit Union
- 4.245 Green State Credit Union
- 4.246 Grove City Area Federal Credit Union
- 4.247 Guardian Credit Union
- 4.248 Gulf Coast Bank & Trust Company
- 4.249 Gulf Coast Federal Credit Union
- 4.250 Hanmi Bank
- 4.251 Harford Bank
- 4.252 HawaiiUSA Federal Credit Union
- 4.253 Heartland Bank
- 4.254 Hercules First Federal Credit Union
- 4.255 Heritage Bank NW
- 4.256 Heritage Bank of St. Tammany
- 4.257 HeritageWest Credit Union
- 4.258 Hibernia Bank
- 4.259 Highmark Federal Credit Union
- 4.260 Holyoke Credit Union
- 4.261 Home National Bank
- 4.262 Home Federal Savings Bank
- 4.263 Home State Bank
- 4.264 Hometown Community Banks
- 4.265 Hopewell Federal Credit Union
- 4.266 Horizon Bank
- 4.267 Horizon Federal Credit Union
- 4.268 Houston Metropolitan Federal Credit Union
- 4.269 Hudson River Community Credit Union (HRCCU)
- 4.270 Idaho Central Credit Union (ICCU)
- 4.271 Independent Financial
- 4.272 Illinois National Bank
- 4.273 Illinois State Credit Union
- 4.274 Inspire Federal Credit Union
- 4.275 Interra Credit Union
- 4.276 InTouch Credit Union
- 4.277 Jovia Financial Credit Union
- 4.278 KaiPerm
- 4.279 Kalsee Credit Union
- 4.280 Katahdin Trust Company
- 4.281 Keesler Federal Credit Union
- 4.282 Kinderhook Bank
- 4.283 Kitsap Credit Union
- 4.284 La Capitol Federal Credit Union
- 4.285 LA Financial Credit Union
- 4.286 Lake Ridge Bank
- 4.287 Lake Shore Savings
- 4.288 Land of Lincoln Credit Union
- 4.289 Las Colinas Federal Credit Union
- 4.290 Laurel Road
- 4.291 Ledyard Bank
- 4.292 Legacy Bank (KS)
- 4.293 LGE Community Credit Union
- 4.294 Liberty Bank For Savings
- 4.295 Liberty First Credit Union
- 4.296 Linn Area Credit Union
- 4.297 LM Federal Credit Union
- 4.298 Lone Star National Bank
- 4.299 Long Game
- 4.300 LorMet Community Federal Credit Union
- 4.301 Lyons National Bank
- 4.302 Magnolia Federal Credit Union
- 4.303 MainSource Bank
- 4.304 Main Street Bank [of Virginia]
- 4.305 Marathon Bank
- 4.306 MarketUSA Federal Credit Union
- 4.307 Marquette Bank
- 4.308 Mars Bank
- 4.309 MAX Credit Union
- 4.310 Mcfarland State Bank
- 4.311 MECU Credit Union
- 4.312 Melrose Bank
- 4.313 Member One Federal Credit Union
- 4.314 Members Choice Credit Union
- 4.315 Members Source Credit Union
- 4.316 Memphis City ECU (MCECU)
- 4.317 Mercer Savings Bank
- 4.318 Mercury
- 4.319 Meridian Bank
- 4.320 Meridian Trust Federal Credit Union
- 4.321 Meritrust Credit Union
- 4.322 Metro Credit Union (NE)
- 4.323 Metro Credit Union (MA)
- 4.324 M&F Bank
- 4.325 MIDFLORIDA CU
- 4.326 Mid Minnesota Federal Credit Union
- 4.327 Mid Penn Bank
- 4.328 Middlesex Bank
- 4.329 MidUSA Credit Union
- 4.330 Midwest Bank
- 4.331 Mint Valley Federal Credit Union
- 4.332 Mobiloil Credit Union
- 4.333 MoneyLion
- 4.334 Monona Bank
- 4.335 Monson Savings
- 4.336 Montgomery County Employees Federal Credit Union (MC EFCU)
- 4.337 Monroe Bank & Trust (MBT)
- 4.338 Muncipal Credit Union
- 4.339 Mutual Bank
- 4.340 MySavingsDirect
- 4.341 M1 Finance
- 4.342 Neighbors Credit Union
- 4.343 Neighborhood Credit Union
- 4.344 Nexus
- 4.345 North Brookfield Savings Bank
- 4.346 North Community Bank
- 4.347 NorthOne Bank
- 4.348 Northern Paper Milles (NPM)
- 4.349 Northern Skies FCU
- 4.350 North Shore Community Bank
- 4.351 North Star Credit Union
- 4.352 North State Bank
- 4.353 Northwest Bank
- 4.354 Northwest Bank (PA)
- 4.355 Northwest Bank of Rockford
- 4.356 Notre Dame Federal Credit Union
- 4.357 Numerica Credit Union
- 4.358 NVE Bank
- 4.359 Oklahoma’s Credit Union
- 4.360 Oakland University Credit Union
- 4.361 OMNI Community Credit Union
- 4.362 One Finance
- 4.363 One Nevada Credit Union
- 4.364 OneWest Bank
- 4.365 Origin Bank
- 4.366 Oritani Bank
- 4.367 Orlando Credit Union
- 4.368 OUR Credit Union
- 4.369 Oxygen
- 4.370 Palisades Credit Union
- 4.371 Paradise Valley Federal Credit Union
- 4.372 Parke Bank
- 4.373 Pathfinder Bank
- 4.374 Penn East Federal Credit Union
- 4.375 People’s Bank
- 4.376 Peoples Bank (LA)
- 4.377 Peoples Bank (WA)
- 4.378 Peoples Bank (ibankpeoples IL, IN)
- 4.379 Philadelphia Federal Credit Union
- 4.380 Pikes Peak Credit Union
- 4.381 Point Breeze Credit Union
- 4.382 Polish American Credit Union
- 4.383 Polish National Credit Union
- 4.384 Ponce Bank
- 4.385 Porte Bank
- 4.386 Public Service Credit Union
- 4.387 Power Financial Credit Union
- 4.388 Preferred Credit Union
- 4.389 Prestige Community Credit Union
- 4.390 Primis Bank
- 4.391 PriorityONE Credit Union of Florida
- 4.392 Progressive Bank
- 4.393 Progessions Credit Union
- 4.394 Proviso Community Bank
- 4.395 PSE Credit Union
- 4.396 Public Employees Credit Union (PECU)
- 4.397 Public Service Credit Union
- 4.398 Public Service Credit Union (IN)
- 4.399 Pulaski Bank
- 4.400 Putnam Bank
- 4.401 PyraMax Bank
- 4.402 Quad City Bank & Trust
- 4.403 Randolf Savings Bank
- 4.404 Reading Cooperative Bank
- 4.405 Real People’s Bank
- 4.406 Red Canoe Credit Union
- 4.407 Red Rocks Credit Union
- 4.408 Reliabank
- 4.409 Reliance Bank
- 4.410 Reliant Bank
- 4.411 Resource One Credit Union
- 4.412 Ridgewood Savings Bank
- 4.413 River Valley Credit Union
- 4.414 Riverview Bank
- 4.415 Rollstone Bank & Trust
- 4.416 Route 31 Credit Union
- 4.417 RPT Federal Credit Union
- 4.418 Rosedale Federal Savings & Loan Association
- 4.419 Royal Bank America
- 4.420 Saratoga National Bank
- 4.421 Savings Bank of Danbury
- 4.422 Sawyer Savings Bank
- 4.423 SB1 Federal Credit Union
- 4.424 SECNY Federal Credit Union
- 4.425 Security Bank of Crawford
- 4.426 Selco Community Credit Union
- 4.427 Select Bank & Trust
- 4.428 Service 1st Federal Credit Union
- 4.429 Sharepoint Credit Union
- 4.430 Simmons Bank
- 4.431 Simsbury Bank
- 4.432 SIS Bank
- 4.433 SLFCU
- 4.434 Space Age Federal Credit Union
- 4.435 SPCO Credit Union
- 4.436 SouthEast Bank
- 4.437 Southeastern Credit Union
- 4.438 South East National Bank
- 4.439 Southern Bank
- 4.440 SouthStar Bank
- 4.441 Southland Credit Union
- 4.442 Southwest 66 Credit Union
- 4.443 Spartan Federal Credit Union
- 4.444 Spiral
- 4.445 Spire Credit Union
- 4.446 Spokane City Credit Union
- 4.447 Stanford Federal Credit Union
- 4.448 St. Anne’s Credit Union
- 4.449 Star Bank
- 4.450 Stark Federal Credit Union
- 4.451 State Bank of Bement
- 4.452 State Bank Of Cross Plains
- 4.453 State Security Bank
- 4.454 STCU (Spokane Teachers Credit Union)
- 4.455 Sterling National Bank
- 4.456 Streator Onized Credit Union (SOCU)
- 4.457 Sturdy Savings Bank
- 4.458 Suburban Bank & Trust (SBT)
- 4.459 Suffolk Credit Union
- 4.460 Summit Federal Credit Union
- 4.461 Summit Credit Union
- 4.462 Suncoast Credit Union
- 4.463 Sun Commnity Federal Credit Union
- 4.464 Sun National Bank
- 4.465 Superior Credit Union
- 4.466 Synovus Bank
- 4.467 Sweet Home Federal Credit Union
- 4.468 Taunton Federal Credit Union
- 4.469 TEG Federal Credit Union
- 4.470 Telco Community Credit Union
- 4.471 Telhio Credit Union
- 4.472 The Bank Of Denver
- 4.473 The Bank of Princeton
- 4.474 The Columbia Bank
- 4.475 The Cooperative Bank
- 4.476 The County Federal Credit Union
- 4.477 The First State Bank
- 4.478 Thomaston Savings Bank
- 4.479 TLC Community Credit Union
- 4.480 TobyHanna FCU
- 4.481 Toro Credit Union
- 4.482 Torrington Savings Bank
- 4.483 Trademark Federal Credit Union
- 4.484 Transcend Credit Union
- 4.485 TrueCore Federal Credit Union
- 4.486 Truity Credit Union
- 4.487 TTCU (Formerly Tulsa Teachers Credit Union)
- 4.488 Tulsa Federal Credit Union
- 4.489 Ulster Savings Bank
- 4.490 UniBank
- 4.491 Union Community Bank
- 4.492 United Community Bank (UCB)
- 4.493 United Financial Credit Union
- 4.494 Unity One Credit Union
- 4.495 U of I Community Credit Union
- 4.496 USC Credit Union
- 4.497 US Community Credit Union
- 4.498 US #1364 Federal Credit Union
- 4.499 Utah First Credit Union
- 4.500 Wakefield Co-operative Bank
- 4.501 Walden Savings Bank
- 4.502 Wallet by Boss Money
- 4.503 Washington Savings Bank
- 4.504 Water And Power Community Credit Union (WPCU)
- 4.505 WaterStone Bank
- 4.506 Watertown Savings Bank
- 4.507 Waukesha State Bank
- 4.508 We Florida Financial
- 4.509 Wellesley Bank
- 4.510 Westbury Bank
- 4.511 Western Vista Credit Union
- 4.512 Westfield Bank, FSB
- 4.513 WestTown Bank & Trust
- 4.514 Widget Financial
- 4.515 Wilson Bank & Trust
- 4.516 Wysh
- 4.517 Valley Bank
- 4.518 ValleyStar Credit Union
- 4.519 Vectra Bank
- 4.520 Vibrant Credit Union
- 4.521 Vinton County
- 4.522 Xceed Financial Credit Union
- 4.523 Yolo Federal Credit Union
Popular Banks
Bank of America
Does not allow credit card funding, but you can use a debit card to fund up to $300 $100. Visa gift cards do not work (and 2).
Chase
Allows credit card funding up to a $500 limit. It looks like all credit cards are being charged as a cash advance now, so tread lightly. The following don’t count as a cash advance:
The following count as a cash advance:
- Barclay cards:
- Arrival Plus: 1 (sent by e-mail, this was an in branch funding rather than online)
- Sallie Mae: 1 (used to not code as cash advance)
- US Airways: 1
- Capital one cards: 1
- Chase cards. All Chase cards will post as a cash advance.
- Fidelity Visa: 1
- Unknown card used: 1
- Citi cards: 1
Citibank
As of February 9th, 2016 Citi no longer offers any sort of credit card funding.
Allows credit card funding up to $100,000. They allow MasterCard & Visa, but not American Express. The follow don’t count as a cash advance:
Chase:IHG: 1
Citi cards: 1, 2, 3, 4, 5, 6, 7, 8, 9Navy Federal Credit Union:Flagship Rewards: 1 (via e-mail on November 10th)
The following do count as a cash advance:
Bank of America:Business Alaska: 1
Barclay Priceline Visa: 1Capital One:Chase: 1, 2 (used to not code as cash advance: 1, 2 (update somebody reports not a cash advance again: 1), 3 cash advance again? 1, 2, 3, 4, 5, 6Citi cards: Most cards seem to be posting as purchase as noted above, although in the past there had been issues with this (1). That said, there still are some reports of cash advance issues:US Bank:
Civista Bank
Can fund up to $1,500 with a credit card.
Discover
Does not allow credit card funding
PNC
Note: Recently, it appears everything is going through as a cash advance. See a discussion about that in this post.
Allow you to fund up to $2,000 with a Visa, Discover or Mastercard credit card (note you can open a checking & savings account, each for $2,000). Maximum funding by phone is $100. The following don’t count as a cash advance:
Alliant: 1, 2,Barclaycard: 1 (looks like it will almost certainly count as cash advance, see data points below), 2BoA:Capital One:Chase cards: 1, 2, 3, 4, 5, 6AARP: 1,British Airways: 1Chase Sapphire Preferred: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,Chase Sapphire Reserve: 1, 2, 3, 4, 5, 6 (funds refunded 7), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33,Freedom: 1, 2, 3, 4, 5,Freedom Unlimited: 1, 2, 3, 4,Hyatt: 1, 2, 3,IHG: 1, 2,Ink cash: 1, 2, 3,Ink Plus: 1, 2, 3 (code as a cash advance in branch: 1), 4,Ink Preferred: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (cash advance)Ink Unlimited: 1, 2,Marriott: 1, 2,Marriott Business: 1, 2, 3,United: 1, 2, 3, 4,Southwest: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Citi: You can no longer fund using a Citi card. Update: Citi cards are working again. Cash advance: 1,City National Bank: 1, 2, 3,Consumer Credit Union:Visa: 1
Discover: 1, 2,Fidelity: 1, 2 (coded as cash advance), 3 (coded as purchase)Synchrony:Terps: 1,USAA:Wells Fargo:
Note: Chase seems to originally code as cash advance and then reverts to purchase. If you have data points that say otherwise, please let me know.
The following do count it as a cash advance:
Barclaycard:Arrival: 1US Airways: 1
Capital one: 1Citi: 1 (may no longer code as cash advance, see above)Fidelity: 1,U.S. Bank:Altitude Reserve: 1, another dp of it coding as purchase, 2 (didn’t process), 3, 4 (coded as a purchase)
Santander
No longer allows credit card funding
Allow to fund it up to a $500 with a credit card (can also fund savings with up to $500). Visa, Mastercard & Discover cards can be used. The following don’t count as a cash advance:
Bank of America:BarclaysBBVA:Select: 1,
Capital One: Seems to now be coding as a cash advanceChase: Seems to now be coding as a cash advance (1)AARP: 1Chase Sapphire Preferred: 1, 2, 3, 4 (coded as cash advance)Chase Sapphire Reserve: 1, 2, 3, 4, 5, 6, 7 (coded as cash advance)Chase Freedom: 1, 2, 3, 4, 5, 6Freedom: 1Freedom Unlimited: 1, 2, 3, 4 (coded as cash advance)IHG: 1, 2Marriott: 1Southwest: 1, 2, 3, 4Ink: 1Ink Preferred: 1, 2,United: 1, 2
Citi:Discover: 1, 2, 3, 4,Fidelity: 1, 2,Iberia: 1,Terps: 1,Wells Fargo:
The following do code as a cash advance:
Discover: 1, 2 (didn’t used to code as cash advance, now it does) 1 (doesn’t code as online purchase)U.S. BankBusiness Edge: 1
Wells Fargo
You’re able to fund your checking accounts with up to $500 on a credit card (savings accounts can also be funded with another $500). Update 12/10/15: Seems that the limit is now $50 (1, 2).
You can only use a Visa or Mastercard The following don’t count as a cash advance:
- Capital One:
- Spark: 1,
- Chase: !s
- Citi: 1
- Barclay:
- Bank of America: 1
- Alaska: 1
- Huntington: 1,
- KCU: 1,
- U.S. Bank:
- FlexPerks Visa: 1
The following will count as a cash advance:
U.S. Bank
Update: Looks like it’s back, but only up to $50 $250 $200
Sadly U.S. Bank no longer allows credit card funding.
You’re able to fund your account with up to $500 on a credit card. The following cards don’t count as a cash advance:
- American Express(note the CA data points below): 1,
- Bank of America: 1
- Barclaycard:
- BBVA:
- NBA: 1
- Capital One: 1
- Chase: 1, 2, 3
- AARP: 1
- Amazon: 1
- British Airways: 1
- Freedom: 1, 2, 3, 4, 5, 6, 7, 8,
- Freedom Unlimited: 1, 2, 3, 4,
- Hilton: 1
- Hyatt: 1, 2,
- IHG: 1, 2,
- Ink: 1, 2,
- Ink cash: 1, 2, 3, 4,
- Ink Preferred: 1, 2,
- Ink Unlimited: 1, 2, 3, 4,
- Marriott: 1, 2,
- United: 1
- Sapphire Preferred: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Sapphire Reserve: 1, 2,
- Southwest: 1, 2, 3, 4, 5, 6,
- Citi: 1, 2, 3, 4
- Capital One: 1
- Commerce Bank:
- Special Connections: 1
- Discover: 1, 2,
- Fidelity: 1, 2, 3, 4,
- First Tennessee:
- Visa Signature: 1
- FNBO:
- Business: 1,
- Marcus: 1,
- Navy Federal:
- Go Rewards: 1
- PayPal Mastercard: 1,
- PenFed: 1, 2
- TD:
- Ameritrade: 1
- U.S. Bank
- Altitude Reserve: 1,
- Wells Fargo
- Business Platinum Visa: 1
The following cards did count as a cash advance:
- American Express (previously didn’t code as cash advance: 1, 2): 1
- Everyday: 1 (2 not coding as cash advance)
- Everyday Preferred (this originally code as a cash advance and then processed as a purchase: 1)
- Business Platinum: 1
- Hilton Surpass: 1
- SimplyCash: 1 (via e-mail on March 24th, 2016)
- SPG: (apparently neither personal or business coded as cash advance in April, via e-mail), 2, 3 (didn’t code as CA), 4
- Barclaycard:
- Arrival: 1
- Bank of America:
- Cash rewards: 1
- Citi:
- Business Aa: 1
- Discover: 1
- US Bank Cards: 1
- Wells Fargo:
- Propel (coded as cash advance in April, via e-mail)
Smaller Banks
1st Financial Federal Credit Union
Can fund up to $500 with a credit card.
1st Mariner Bank
Acquired by Howard Bank, unsure on Howard Bank credit card funding.
You can initially fund up to $2,500 with a credit card (American Express not allowed).
The following code as a purchase:
The following code as a cash advance:
Bank of America: 1Barclaycard:Arrival Plus: 1 (via email on March 2nd, 2016)
Chase:Rapid Rewards: 1
Citi:
1st United Credit Union
Can fund with a credit card up to an $2,000 maximum. The following code as a purchase:
3Rivers Federal Credit Union
Can fund up to $500 with a credit card (Visa or Mastercard). The following code as a purchase:
4Font Credit Union
Can fund up to $5,000 with a credit card. The following code as a purchase:
- Wells Fargo
- Business: 1,
7 17 Credit Union
Can fund up to $525 with a credit card.
A+ Federal Credit Union (A+FCU)
Can fund up to $5,000 with a credit card.
- Chase:
- Freedom Unlimited: 1,
Abington Bank
Can fund up to $1,000 with a credit card.
Achieva
Can fund up to $10,000 limit now $1,500 with a credit card. The following code as a purchase:
- Wells Fargo:
- Business: 1,
Addition Financial
Credit card funding might no longer be offered.
Can fund up to $3,000 with a Visa or Mastercard. The following code as a purchase:
Advantis Credit Union
Can fund up to $2,550 with a Visa, Mastercard or Discover. The following code as a purchase:
Adventure Credit Union
Can fund with a credit card up to $2,500. The following code as a purchase:
- Citi:
- Double cash:
Adventure Credit Union
Advia Credit Union
Can fund up to $505 with a credit card.
AFFCU
Can fund up to $1,500 with a credit card.
Affinity Federal Credit Union
Can now fund up to $1,000 with a credit card again. The following code as a purchase:
- Bank of America:
- Unlimited: 1,
- Barclays:
- Business Aviator: 1,
- Capital One:
- Chase:
- Citi:
- FNBO:
- Fordpass: 1,
- Wells Fargo: 1,
Credit card funding is no longer available.
Can fund up to $5,000 with a Visa, Mastercard or Discover. The following code as a purchase:
Agriculture Federal Credit Union
You can fund up to $1,500 $500 initially with a credit card. (across all accounts). Only Visa & Mastercard are accepted. The following don’t code as a cash advance:
- Barclaycard:
- Capital One:
- Venture: 1,
- Chase
- Citi (didn’t code as cash advance, but data point of it coding as CA in the comments)
- AA Business Platinum: 1,
- US Bank:
Code as a cash advance:
- Citi:
- AA: 1
Alabama Credit Union
You can fund up to $500 with a credit card.
Following post as a purchase:
- Barclaycard Gold: 1 (via e-mail, March 10th, 2016)
Allegacy Credit Union
Can fund up to $750 with a credit card. They accept Visa or Mastercard.
AllTru Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- Freedom: 1,
Altra Federal Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase:
Amalgamated Bank
Credit card funding is no longer offered.
You can fund with up to $500 with a credit card, Visa or Mastercard only. Opening a savings account will not let you fund another $500, unless it’s opened at a later date.
The following post as a purchase:
Bank of America: 1Barclaycard:Capital One: 1ChaseCitiHSBC:Platinum: 1 (via e-mail on 04/11/2017)
MetaBank Issued Visa GC: 1TD Ameritrade Client Rewards VISA: 1
The following does code as a cash advance:
Amerant Bank
Can fund up to $500 with a credit card. The following code as a purchase:
American Bank & Trust
Can fund up to $2,500 with a credit card. The following codes as a purchase:
- Chase: 1,
American Eagle Financial Credit Union
Can fund both savings and checking up to $2,500 each. Mastercard, Visa & American Express are accepted. The following code as a purchase:
America’s Christian Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
The following coded as a cash advance:
America’s Credit Union
Update 8/2/22 (via e-mail): Up to $1,500 with a credit or debit card.
Update: It looks like they no longer allow credit card funding. It looks like ACU allows credit card funding of up to $10,000. We’re unsure of what cards are accepted and what does and doesn’t code as a cash advance.
American Heritage Credit Union
Accepts all credit cards and you can fund up to $1,000, now you can fund only up to $500. We’re unsure what does and doesn’t code as a cash advance.
Andigo Credit Union
Can fund up to $1,000 with a credit card (per account) (Visa, Mastercard & Discover all accepted. American Express is no longer allowed, although it never actually worked). The following code as a purchase:
- Bank of America:
- Barclays:
- JetBlue Plus: 1,
- Chase:
- Citi:
- First National Bank of Omaha: 1,
- PayPal: 1,
The following coded as a cash advance:
Arapahoe Credit Union
Can fund up to $1,005 with a credit card. The following coded as a purchase:
- Bank of America:
- Travel Rewards: 1,
Ardent Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
Arizona Federal Credit Union
Can fund up to $200 with a credit card. The following code as a purchase:
Arizona Financial Credit Union
Can fund up to $200 with a credit card.
Arizona State Credit Union (now OneAZ Credit Union)
Arizona State Credit Union allows credit funding of up to $500 (previously $2,500). The following code as a purchase:
Armed Forces Bank
Can fund up to $100 with a credit card. The following code as a purchase:
Arundel Federal Savings Bank
You can fund up to $500 with a credit card. The following code as a purchase:
Aspire Credit Union
Can fund up to $150 with a credit card.
Associated Bank
You can fund up to $300 $1,200 $500 with a credit card, American Express cards are not accepted.
Counts as purchase:
- Bank of America;
- Barclay
- Capital One:
- Chase (seems like it might code as a cash advance now): 1 (cash advance)
- Citi: 1
- Discover: 1, 2,
- PNC: 1,
- Wells Fargo: 1,
Codes as cash advance:
Bankers Trust
Update 8/2/22 (via e-mail): $500 up to a debit card.
You can fund with a credit card up to $10,000. The following code as a purchase:
bankESB (East Hampton Savings Bank)
You can fund up to $1,000 with any Visa, MasterCard or Discover credit card.
The following count as a purchase:
- Bank of America:
- Amtrak: 1
- Chase:
- Citi:
The following code as a cash advance:
- Discover: 1
BankHometown
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Bank of America: 1,
Bank of Colorado
You can fund up to $1,000 with a credit card, this is basically the same bank as Pinnacle so data points from that bank and this one should work for each. Below is just what has worked for Bank of Colorado
Codes as a purchase:
Bank Independent
Can fund up to $500 with a credit card.
Bank of Maine
Acquired by Camden National Bank
Bank of Maine allows credit card funding, there is a limit of $500. We currently don’t have any data points on what is and isn’t considered a cash advance.
Bank of the West
Update: recent data points are showing Bank of the West coding as a cash advance, be warned. This DP says Citi Doublecash was purchase? This DP was purchase on BBVA card. Purchase on Citi DC. Purchase on Citi DC. Purchase on Alliant
Bank of the West allows credit card funding up to $500. Visa or Mastercard only. You can only fund up to a maximum of $500, even if you open checking & savings account.
The following code as a purchase:
Alliant:Cashback Visa Signature: 1,
Bank of America:Bank of The West:Business: 1,
Barclays:Arrival: 1,
Capital OneChase: 1 (didn’t work), 2 (didn’t work)Citi:City National Bank:Visa Infinite: 1,
Fidelity:U.S. BankWells Fargo:
Bank & Trust
You can fund up to $2,000 with a credit card. American Express it not accepted. The following code as a purchase:
Bankwell
Can fund with Visa, Mastercard, or Discover (1). The following code as a purchase:
BayCoast Bank
Can fund up to $550 with a credit card.
BB&T
You can fund a maximum of $300 with a credit or debit card when opening a new bank account. When you get to the final screen it will say that only debit cards are able to be loaded, but if you input a credit card it should still work. The following cards code as a purchase:
BBVA Compass
BBVA allows credit card funding, only Visa & MasterCard (Mastercard does not work) may be used. There is a limit of $500 that can be funded (previously was $5,00)
Codes as purchase:
- Alliant: 1, 2, 3,
- Avianca: 1
- Bank of America: 1, 2,
- Capital One:
Chase:Chase Sapphire Preferred: 1
- Citi:
- City National Bank
- Visa infinite: 1,
- NFCU:
- Flagship Rewards: 1,
- Synchrony:
- Cathay Pacific: 1
- U.S. Bank:
- USAA:
- U.S. Bank:
- Altitude Reserve: 1,
- Wells Fargo:
Codes as cash advance:
Beacon Credit Union
You can fund up to $500 with a Visa or Mastercard.
Bell Bank
Can fund up to $1,000 with a credit card (Visa or Mastercard). The following code as a purchase:
BethPage Credit Union
You can initially fund up to $100 with a credit card
Blaze Credit Union
Can fund up to $250 with a credit card.
BluPeak Credit Union
No longer offered.
- Bank of America: 1,
Can fund up to $1,500 with a credit card.
Blue Hills Bank
Blue Hills Bank has now merged with Rockland Trust.
You can initially fund your account with up to $10,000 down to $1,000 now using a credit card. The following don’t count as a cash advance:
Barclaycard:Chase:Citi:AA exec: 1
Blue Federal Credit Union
Credit card funding no longer available.
Can fund up to $6,010 (might be limited to $500 now, but somebody funded $1,000). You can only fund with a Discover, Visa or Mastercard (American Express not accepted) The following code as a purchase:
Chase:Citi
BMI Federal Credit Union
Can fund up to $250 with a Visa or Mastercard. The following code as a purchase:
- Unknown
The following codes as a cash advance:
- Chase:
- Ink Preferred: 1,
BMO Harris
BMO Harris no longer accepts credit card funding
BMO Harris allows credit card funding, with a limit of $1,000. You should be able to fund both checking & savings with $1,000 (money market also works). Update: Multiple reports indicate (1, 2) that BMO no longer allows credit card funding. The following don’t count as a cash advance:
American Express: BMO Harris no longer accepts American ExpressBank of America: 1,Barclaycard:BBVA Compass: 1 (via e-mail on February 22nd, 2016)Capital One:Chase cards (might now code as cash advance, see below):Citi:Commence By Sallie Mae: 1Consumers Credit Union: 1Fifth Third: Trio: 1FNBO:Travelite: 1
USAA:Limitless: 1
U.S. Bank: 1 (originally coded as cash advance and then reverted to purchase)Wells Fargo:
Count as cash advance:
Boulder Valley Credit Union
Allows you to fund up to $500 with a credit card. The following do not code as a cash advance:
- Chase Sapphire Preferred
Brilliant Bank
The following code as a purchase:
- Citi:
- Double cash: 1,
Broadway Bank
Can fund up to $500 with a credit card. The following code as a purchase:
- American Express:
- Blue Business Plus: 1,
- Bank of America
- Travel Rewards: 1,
- Chase:
- Citi:
- Double cash: 1,
The following code as a cash advance:
- Bilt: 1,
Busey Bank
Can fund up to $500 with a credit card. The following code as a purchase:
California Coast Credit Union
Can fund up to $5,100 with a credit card. The following code as a purchase:
- Chase:
- U.S. Bank:
- Altitude Go: 1,
Callaway Bank
Can fund up to $250 with a credit card. We don’t have any other info currently.
Cambridge Savings Bank
You can fund up to $1,000 with a credit card. Visa, Mastercard & Discover are accepted. The following codes as a purchase:
Camden National Bank
You can fund up to $500 with a Visa or Mastercard. The following codes as a purchase:
Capital Bank
Can fund up to $300 $50with a credit card. The following code as a purchase:
Capital One
The following comes through as a cash advance:
- Citi Double Cash: 1
CEFCU
Can fund up to $200 with a credit card. The following code as a purchase:
- Chase:
- Ink Unlimited: 1,
Centra Credit Union
Can fund up to $6,100 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Central Bank (OK & MO)
Can fund up to $1,000 with a credit card. Visa & Mastercard are accepted, no American Express or Discover. Looks like opening a savings account lets you fund another $1,000 as well. The following code as a purchase:
- Barclaycard:
- Capital One:
- Venture X: 1,
- Citi:
- Simplicity: 1
- Commerce Bank:
- Special Connections: 1
- HSBC:
- Platinum: 1 (via e-mail on 04/11/2017)
- Merrill: 1,
The following didn’t work:
- Chase: 1,
Central Bank (Iowa, Minnesota, and the Dakotas)
Can fund up to $500 with a credit card.
Central Minnesota Credit Union
Can fund up to $100 $5,000 with a credit card. The following code as a purchase:
Central Willamette Credit Union
Can fund with a credit card, unknown limit. The following code as a purchase:
- Chase
- Ink: 1,
Chartway Credit Union
You can fund a maximum of $210 ($100 savings, $100 checking, $10 to join). The following don’t count as a cash advance:
- Bank of America:
- Alaska Airlines: 1
- Chase cards:
- Citi:
- US Bank:
- Club Carlson: 1
- Wells Fargo
- Active cash: 1,
Charter One
See: Citizens Bank. They are the same bank with a different branding in IL, MI, and OH.
Christian Credit Union
Allows credit funding with a limit of $500 for checking accounts and $500 for their CD products, you must qualify for the membership requirements as well. The following code as a purchase:
Citadel Credit Union
You can fund up to $500 with a credit card. They accept Visa, Mastercard, Amex, or Discover.
The following code as a purchase:
Citizens Bank
Update: Might all be cash advances now.
Update: One reader was able to fund up to $2,000 with a credit card (probably $1,000 from savings & another $1,000 from checking). Citizens Bank allows credit card funding up to $1,000, only Visa & MasterCard are accepted. The following don’t count as a cash advance:
- Alliant: 1,
- Barclaycard:
- Bank of America:
- Capital One:
- Chase cards: 1, 2
- Citi (seems to be cash advance now: 1, 2):
- Terps: 1,
- Wells Fargo:
- Business Platinum: 1,
The following will count as a cash advance:
- Barclaycard:
- Arrival: 1 (posted as purchase: see above)
- Citi (recent DP of it not being CA):
- Discover it: 1
- USAA: 1
Clearview Federal Credit Union
You can fund up to $500 with a Visa or Mastercard. The following code as a purchase:
- Chase:
- Chase Sapphire Preferred: 1
Clinton Savings Bank
You can fund up to $1,000 with a credit card. Visa, Mastercard & Discover are all accepted. The following code as a purchase:
Collins Community Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Columbia Bank (NJ)
No longer allows credit card funding. Credit card funding is now $1,000. Cannot use American Express to fund.
You can fund up to $1,000 with a credit card. The following code as a purchase:
Columbia Credit Union
You can fund up to $2,500 reduced to $500 with a credit card (might have been reduced to only $500), the following code as a purchase:
Communication Federal Credit Union
You can fund each account with at least $500 using a Visa/Mastercard. The following code as a purchase:
CommunityAmerica Credit Union
Can fund at least $5,000 with a credit card, possibly more. The following codes as a purchase:
- Bank of America:
- Preferred Rewards: 1,
- Barclays:
- Arrival: 1,
- Capital One:
- Venture X: 1,
- Chase
- Commence Bank: 1
Community Choice Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- Ink: 1,
Community Financial Credit Union
Can’t fund with credit card. Can fund with a debit card or bank account up to $20,000.
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Can fund up to $1,500 with a credit card, the following code as a purchase:
Consumers Credit Union
You can fund up to $210 with a Visa, MasterCard or American Express card. The following did not code as a cash advance:
The following did code as a cash advance:
Cornerstone Bank
You can fund up to $10,000 with a credit card. The following code as a purchase:
- Chase:
- Ink: 1,
Country Bank For Savings
Can fund up to $2,000 with a credit card (Discover, Visa & Mastercard). The following codes as a purchase:
- Bank of America:
- Customized cash: 1,
- Chase:
- Citi:
Credit Human
Can fund up to $500 with a credit card. The following code as a purchase:
Credit Union One
You can fund up to $600 with a credit card. The following code as a purchase:
Credit Union SoCal
Can fund up to $1,010 with a credit card.
Credit Union of Texas
Can fund with a credit card up to an unknown amount.
The following code as a purchase:
- Chase
- Freedom Flex: 1 (via email on 8/10/23),
The following code as a cash advance:
- Citi
- American Airlines: 1,
Dearborn Savings Bank (DSB)
Can fund up to $500 with a credit card. The following codes as a purchase:
Delta Community Credit Union
Can fund up to $500 with a AMEX, Visa, MasterCard, and Discover. The following coded as a purchase:
- Discover: 1,
Desert Financial Credit Union
It’s possible to fund with a credit or debit card, up to a maximum of $600.
Destinations Credit Union
You can fund with a credit card – up to $1,000 with Paypal or $500 without (1).
The following do not count as a cash advance when funding via Paypal:
Digital Federal Credit Union
Can fund up to $250 with a credit card. The following code as a purchase:
- Bank of America:
- Capital One:
- Venture: 1,
- Chase:
- Citi:
- Discover it: 1,
- Fidelity: 1,
- PNC:
- Cash rewards: 1,
- Wells Fargo:
The following didn’t work:
Dupaco Credit Union
Can fund up to $600 with a credit card.
- Chase:
- Freedom: 1,
Earn Bank
Can fund up to $500 with a credit card. Visa, Discover, and Mastercard only
Eastern Bank
You can fund up to $2,000 with a credit card. Visa, Mastercard, Discover & American Express are all accepted. The following code as a purchase:
- Barclaycard:
- Lufthansa: 1
East Cambridge Savings Bank
No longer possible.
Can fund with Visa/Mastercard or Discover up to an unknown maximum.
ECCU
Can fund up to $5,000 $500 with a credit card. The following code as a purchase:
The following code as a cash advance:
Educational Systems Federal Credit Union
Can fund up to $100 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Excite Credit Union
Can fund up to $2,500 with a Visa or Mastercard. The following count as a purchase:
Elevations Credit Union
Allows you to fund up to $2,500 with a credit card (shows maximum of $1,000 but can fund up to $2,500, used to be $10,000). The following do not count as a cash advance:
- Barclays:
- Arrival+: 1,
- Chase
- Chase sapphire preferred (e-mail data point), 2
- Citi:
- Platinum Select: 1
Emprise Bank
Can fund up to $100 with a credit card. The following code as a purchase:
ENT Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
Equity Bank
Can fund up to $2,500 with a credit card. Visa/Mastercard & Discover, no American Express. The following code as a purchase;
Evansville Teachers Credit Union
You can fund with a credit card, up to $1,200. The following code as a purchase:
Fairwinds Credit Union
Can fund up to $500 with a credit card via PayPal. The following code as a purchase:
The following code as a cash advance:
Farmington Bank
Can fund up to $1,000 with a Visa, Mastercard or Discover. We don’t know what codes as a purchase or cash advance.
Fidelity Bank (PA)
You can fund up to $500 with a credit card (doesn’t matter how many accounts you open $500 is the limit). You can use Visa, Mastercard, American Express or Discover. The following code as a purchase:
- Citi:
- Double cash: 1
Firefly Credit Union
Can fund up to $1,000 with a credit card. The following coded as a purchase:
- Citi:
- Doublecash: 1,
First Advantage Bank
No longer accepting credit card payments according to this.
You can fund up to $15,000 with a credit card (looks like the limit might be $100,000 total). You can fund with Discover, Mastercard & Visa. The following codes as a purchase:
- Bank of America:
- Merrill+1: 1,
- Barclays:
- Wyndham: 1,
- Chase: 1,
- Citi:
- Discover: 1
- Merrill: 1,
- USAA:
- Limitless: 1,
The following coded as a cash advance:
First American Bank
You can fund up to $500 for each account (e.g $1,000 total between checking & savings). The following codes as a purchase:
First Bank (VA)
You can fund up to $1,000 with a credit card, we currently don’t know what does/doesn’t code as a cash advance.
FirstBank
Can fund up to $600 with a credit card, must go in branch or call in to use this funding option.
Things that post as a purchase:
The following coded as a cash advance:
- U.S. Bank:
- Club Carlson: 1
First Citizen’s Bank
You can fund your first citizen’s bank account up to a maximum of $1,000. The following don’t count as a cash advance:
First City Credit Union
Can fund up to $500 with a credit card.
First Commerce Credit Union
Can fund up to $2,000 with a credit card.
First Commonwealth Bank
Can fund up to $500 with a credit card (Visa & Mastercard).
First Entertainment Credit Union
Can fund up to $500 with a credit card.
First Federal Bank
You can fund up to $500 with a credit card. Only Visa & Mastercard are accepted. The following code as a purchase:
First Federal Bank of Kansas City
Can fund up to $1,000 with a Visa/Mastercard/Discover.
First Financial Bank (IL, IN, KY, OH)
Can fund up to $500 with a credit card. The following code as a purchase:
The following coded as cash advance:
- U.S. Bank:
- Business: 1,
First Flight Credit Union
Can fund up to $500 with a credit card.
First Home Bank
Can fund up to $1,500 with a credit card. The following code as a purchase:
- Capital One:
- Spark: 1,
First Horizon Bank
Can fund up to $50 with a credit card. First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change. The following code as a purchase:
- Citi:
- Double cash: 1,
First Internet Bank of Indiana
Can fund up to $500 with a credit card.
First Interstate Bank
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Chase
- Ink cash: 1,
First-Lockhart National Bank
You can fund up to $2,000 with a credit card. The following code as a purchase:
- Synchrony:
- Paypal business: 1,
First Mark Credit Union
Update: According to this comment this has been reduced to only $100. Possibly $0 now?
You used to be able to initially fund up to $10,000 using a credit card, only Visa & Mastercard are accepted. They place a two week hold on all transactions above $100. This is semi old information so we’re not sure if it’s still accurate: 1, 2 The following didn’t count as a cash advance:
- Chase: 1
The following count it as a cash advance:
- Citi: 1
First Merchants Bank
You can fund up to $1,000 with a credit card. You can use Visa or Mastercard. The following coded as a purchase:
First MidWest Bank
No longer allows credit card funding.
You can fund up to $2,500 with a credit card, no American Express cards. The following coded as a purchase:
First Merit Bank
First Merit has now merged with Huntington Bank.
You can fund with a credit card up to $10,000 (only Visa & Mastercard). At the moment we are unsure what does and doesn’t count as a cash advance, share your experiences in the comments. Doesn’t count as a cash advance:
Following code as cash advance:
First National Bank
Can fund up to $50 with a credit card. You can use all payment networks (including American Express).
First National Bank and Trust Company
Can fund up to $100 with a credit card. You can use all payment networks.
First Niagara
First Niagra allows credit card funding up to $1,000. They do not allow funding from American Express cards (1). They will also only give you one chance to fund the account. The following don’t count as a cash advance:
- Bank of America:
- Alaska Airlines: 1https://www.doctorofcredit.com/ct-ma-pa-ny-first-niagara-200-checking-bonus/#comment-229199
- Travel Rewards: 1
- Barlcay Arrival 1, 2
Chase Cards(looks like it originally posts as cash advance and then goes to purchase (1):Capital One Venture: 1, 2, 3(now looks to be cash advance, Capital One Spark business was on March 23rd, 2016)- Capital One Mastercard: 1
- US Bank: 1
The following do count as a cash advance:
Firstrust Bank
Can fund up to $1,000 with a credit card Can fund up to at least $1,000. The following code as a purchase:
First State Bank Of Illinois
Can fund up to $2,000 with a credit card. The following code as a purchase:
First State Community Bank
You can fund up to $2,000 with a credit card. Visa, Mastercard & Discover are accepted The following code as a purchase:
First Tennessee
You can fund up to $300 $50 with a credit card, the following do not count as a cash advance:
- Bank of America:
- Barclaycard:
- Capital One:
- Venture: 1
- Chase: 1
- Citi:
- U.S. Bank:
- Fidelity: 1
- Wells Fargo:
- Platinum: 1
Counted as a cash advance:
First United Bank
You can fund up to $200 with a credit card. They accept Visa, Mastercard & Discover (no American Express). The following codes as a purchase:
- Citi:
- AA: 1
Fitness Bank
Can fund up to $2,500 (reduced to $100) with a credit card.
Flagship Bank
Can fund up to $100 with a credit card. Visa & Mastercard accepted. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Florence Bank
Can fund up to $6,000 with a credit card. The following code as a purchase:
You can fund up to $500 with a credit card. The following code as a purchase:
Florida Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase:
- Citi:
- Advantage: 1,
F&M Bank (OH, IN)
Can fund up to $1,000 with a credit card (Visa or Mastercard).
The following code as a purchase:
- American Express: 1,
The following code as a cash advance:
Freedom Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- U.S. Bank
- Triple cash: 1,
Fremont Bank
You can fund up to $100 with a credit card. The following code as a purchase:
Frontwave Credit Union
Can fund up to $10,000 with a credit card. The following code as a purchase:
- Citi:
- Premier: 1,
FSB Bank
Can fund up to $500 with a credit card. Visa & Mastercard only. The following code as a purchase:
- Citi:
- Double cash: 1,
Fulton Bank
Can fund up to $500 $50 with a credit card or $1,000 with a debit card. The following code as a purchase:
Gate City Bank
Can fund up to $2,000 with a credit card, Visa, Discover & Mastercard accepted. The following code as a purchase:
Genisys Credit Union
Can fund up to $50 with a credit card. The following count as a purchase:
Gesa Credit Union
Allows credit card funding, no idea on limits. The following code as a purchase:
Greater Nevada Credit Union
Can fund up to $5,000 with a credit card. The following code as a purchase:
The following code as a cash advance:
- Fidelity: 1,
Great Southern Bank
Can fund money market up to $5,000. The following codes as a purchase:
- Barclays:
- Chase:
- Citi:
- Double cash: 1,
Great Western Bank
Funding reduced to $1,000 now.
Allows up to $3,500 in credit card funding. They allow Visa, Mastercard & American Express funding. The following code as a purchase:
- American Express:
- SPG Business: 1
- Business Gold Rewards: 1 (e-mail on 3/28/18)
- Citi:
- American Airlines: 1
Grow Financial Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
GTE Financial Credit
Limit is $5,000 for certificates and $500 for checking/savings.
Update: Apparently limited to $215 now? Now back to $5,000
Up to $5,000 can be funded with a credit card, this can also be done for certified deposits. The following don’t count as a cash advance:
The following code as a cash advance:
- U.S. Bank Altitude Reserve: 1,
Hanscom Federal Credit Union
Can fund up to $2,000 $100 with a credit card. The following code as a purchase:
HarborOne Bank
You can fund up to $1,000 with a credit card. The following code as a purchase:
Harborstone Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Bank of America:
- Cash Rewards: 1,
Hawthorn Bank
Can fund up to $2,000 with a credit card. Can fund with Visa, Mastercard & Discover. The following code as a purchase:
Heritage Bank
No longer allows credit or debit card funding.
You can fund up to $1,500 with a credit card. The following codes as a purchase:
Hiway Federal Credit Union
Can fund up to $5,000 $500 with a credit card. The following code as a purchase:
Honor Credit Union
According to this comment you need to pay a $15 fee and you can fund ‘any amount of money’ over the phone. They successfully funded $2,500 with a Chase Ink card.
Horizon Credit Union (WA, ID, MT)
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- IHG: 1,
The following code as a cash advance:
- Chase:
- Ink: 1,
Hudson Valley Federal
Can fund up to $10,000 with a credit card. The following code as a purchase:
IBERIABANK
Can fund up to $500 with a credit card. The following code as a purchase:
IBM Southeast FECU
You can fund up to $1,500 with a credit card.
- Barclaycard:
- Arrival+: 1
Ideal Credit Union
Update: New limit is only $500 (I think per account so should be $1,000 total but not 100% sure) You can fund up to $2,000 with a credit card (American Express, Discover Mastercard or Visa. Note $2,000 is the limit across all accounts).
Codes as a purchase:
Independent Bank
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
InRoads Credit Union
Can fund up to $500 with a credit card. Unsure what counts as a purchase currently.
Interior Federal Credit Union
Can fund up to $750 with a credit card. Visa or Mastercard only.
JSC Federal Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase:
- No data points
Justice Federal Credit Union
You can fund up to $1,000 $2,500 with a credit card. They accept Visa & Mastercard. The following code as a purchase:
KeyBank
You can do initial funding of up to $100 with KeyBank The following don’t count as a cash advance (note it might initially code as cash advance and then revert to a purchase):
- Bank of America:
- Barclaycard: 1
- Aviator: 1
- Chase
- Citi:
- Citizens CashBack Plus World Mastercard: 1
- U.S. Bank:
KeyPoint Credit Union
Can fund up to $3,000 $2,500 $12,500 $500with a credit card. The following code as a purchase:
- Bank of America: 1,
- Business Rewards: 1,
- Capital One:
- Chase:
- Citi:
- FNBO: 1,
- SoFi: 1,
- U.S. Bank:
- Altitude Reserve: 1,
- Wells Fargo
KS State Bank
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Citi Doublecash: 1
Lafayette Federal Credit Union
Can fund up to $2,000 when you join $750 now, $750 when opening a new account. The following code as a purchase:
- Citi:
- Double cash: 1,
Lakeland Bank
Can fund up to $1,000 with a credit card (Visa & Mastercard). The following code as a purchase:
Lake Michigan Credit Union (LMCU)
You can do initial funding of up to $15,000 with LMCU. Update: Funding is now limited to just $50. You can only fund with a Visa or MasterCard, no American Express. The following don’t count as a cash advance:
- Capital One:
- Venture: 1
- Bank of America: 1, 2, 3
- Barclay Arrival: 1
- Chase
- Citi: 1, 2, 3, 4, 5
- Double cash: 1,
Landmark Credit Union
Can fund up to $500 with a credit card per account (Visa, Mastercard or Discover). The following code as a purchase:
- Discover: 1,
Langley Federal Credit Union
Can fund up to $1,000 with a credit card.
LBS Financial Credit Union
Can fund up to $500 with a credit card (Visa or Mastercard only). The following count as a purchase:
- None
Liberty Bank
You can fund up to $500 with a credit card. The following code as a purchase:
Los Angeles Federal Credit Union
Can fund up to $500 with a credit card (limit is applied across both savings & checking accounts). The following code as a purchase:
- Chase
- Southwest Business: 1
Macatawa Bank
Can fund up to at least $1,500, maybe more. The following code as a purchase:
Mainstreet Credit Union
You can fund up to $505 with a credit card. The following code as a purchase:
The following code as a cash advance:
- Chase:
- Freedom: 1
Mazuma Credit Union
You can fund up to $500. The following code as a purchase:
- Alliant:
- Cash Visa Signature: 1,
- Capital One:
- Spark: 1,
- Chase:
- Sapphire Reserve: 1,
- Citi:
- Merrill Lynch: 1, 2,
Didn’t work/cash advance:
- Fidelity: 1,
Members Cooperative Credit Union
You can fund up to $250 with a credit card. Visa & Mastercard accepted. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1
Memory Bank
You can fund up to $1,000 with credit card. Visa, MC, Amex, or Discover. The following code as a purchase:
- Alliant: 1, 2,
- American Express:
- Bank of America:
- Barclaycard:
- Capital One:
- Chase:
- Citi:
- Discover: 1
- USAA:
- Limitless: 1,
- Wells Fargo:
Meriwest Credit Union
You can fund up to $500 with a credit card (plus the $5 membership fee). The following code as a purchase:
Metro Credit Union
Can fund up to $2,000 with a credit card. The following code as a purchase:
- Bank of America:
- Premium Rewards: 1,
Michigan Schools and Government Credit Union
You can fund up to $2,600 with a credit card. The following code as a purchase:
- Citi:
- Double cash: 1,
Mid-Hudson Valley Federal Credit Union
Can fund up to $100 (checking) or $105 (savings) the following coded as a purchase:
Midland States Bank
Credit card funding has been removed.
Can fund up to $1,500 with a credit card. The following code as a purchase:
MinnWest Bank
Can fund up to $500 with a credit card.
Mission Federal Credit Union
Can fund up to $750 with a credit card.
MIT Federal Credit Union
You can fund up to $500 (you can fund both savings checking account with $500 each). The following codes as a purchase:
- Chase:
- Ink Preferred: 1
Mountain America Credit Union
You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards). No idea on limits with either.
MountainOne Bank
You can fund up to $1,000 with a credit card. The following don’t count as a cash advance:
The following do count as a cash advance:
Montgomery County EFCU
You can fund up to $500 with a credit card. The following code as a purchase:
- Chase: 1
Morrill & Janes
You can fund up to $2,000 with a credit card. The following code as a purchase:
mph.bank
Can fund up to $495 with a credit card.
- Chase:
- Ink Plus: 1,
M&T Bank
Can fund up to $250 with a credit card. The following code as a direct deposit:
- Citi:
- Double cash: 1,
NASA Federal Credit Union
You can fund up to $500 with a credit card. The following code as a purchase:
Nassau Financial Federal Credit Union
You can fund up to $500 with a Visa or Mastercard credit card.
NorthPointe Bank
Apparently they no longer allow credit card funding.
The following code as a purchase:
Barclaycard:Chase:Citi
My NorthWest Savings Bank
You can fund up to $1,000 with a credit card as your initial deposit: 1 The following don’t count as a cash advance:
- American Express:
- Bank of America:
- Business cash rewards: 1,
- Barclaycard
- Chase:
- Citi:
- Double Cash: 1
The following coded as a cash advance:
MyUSA Credit Union
Can fund up to $500 with a credit card. Includes Discover, Mastercard & Visa. The following code as purchase:
Can fund up to $250 with a credit card (Visa, Mastercard or Discover). Following code as purchase:
Newtown Savings Bank (NSB)
Can fund up to $1,000 $25 with a credit card. The following code as a purchase:
- Chase:
- Southwest: 1
New England Federal Credit Union
Can fund up to $10,000 with a credit card.
Northeast Credit Union
Can fund up to $1,000 with a credit card per account (e.g checking + savings = $2,000). The following codes as a purchase:
North Shore Bank of Commerce
You can fund up to $5,000. Visa & Mastercard are accepted. The following code as a purchase:
Northwest Federal Credit Union
Can fund up to $520 with a credit card. Visa Mastercard and maybe Discover are accepted, American Express is definitely not accepted. The following code as a purchase:
NuVision Federal CU
You can fund up to $500 with a credit card, we don’t have any data points on what does/doesn’t code as cash advance.
NWSB Bank
Can fund up to $1,000 with a credit card.
Ocean Financial Bank
Can fund up to $500 with a credit card. The following codes as a purchase:
- Citi: 1,
OceanFirst Bank
You can fund up to $100 with a credit card (1, 2). The following code as a purchase, not a cash advance:
Old National Bank
You can fund up to $500 with a credit card. They accept American Express, Visa & Mastercard. The following code as a purchase:
OnPath Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase:
OnPoint Community Credit Union
Can fund up to $500 with a credit card
On Tap Credit Union
Can fund up to $500 with a credit card.
Option 1 Credit Union
You can fund at least $750, maybe more.
The following code as a purchase:
- Chase Sapphire: 1
Orange County’s Credit Union
You can fund this account with up to $500 with a Visa or Mastercard (previously $5,000). The following code as a purchase:
The following coded as a cash advance:
P1FCU
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Citi:
- Premier: 1,
Partner Colorado Credit Union
No longer possible.
$500 maximum per checking & savings account.
Chase:Hyatt: 1,
Pelican State Credit Union
Can fund up to $1,000 with a credit card.
Penn Community Bank
Can fund up to $500 with a credit card ($500 for checking & $500 for savings). They accept Discover & Mastercard. The following code as a purchase:
PenFed
You can fund up to $500 (now $100) (now back to $500) (now down to $50) with a credit card, the following code as a purchase:
- American Express:
- Bank of America: 1,
- Capital One:
- Spark cash: 1,
- Chase:
- Citi:
- Paypal Extra Mastercard: 1,
- USAA: 1,
- U.S. Bank
- Altitude Reserve: 1
- Wells Fargo: 1,
Pentucket Bank
Can fund up to $2,500 with a credit card.
PeoplesBank (Bankatpeoples)
It’s possible to fund with a credit or debit card, you can fund up to $500 for each application (e.g if you open checking & savings at the same time it’s a $500 max. But you could open them separately and fund $500 each time). This is despite the funding page saying the limit is $1,000.
People First Federal Credit Union
Can fund up to $250 with a credit card. The following code as a purchase:
Peoples Credit Union
You can fund up to $2,505 with a credit card. Mastercard & Visa are accepted.
Picatinny Credit Union
Can fund up to $500 with a credit card.
Pinnacle Bank
Update: They have limited credit card funding to $1,000
There is no limit mentioned on the funding page, we know you can fund at least $4,500 but it could possibly be a lot more. Update: somebody has reported that the maximum limit is $5,000, when you try to fund more it states: “initial deposit must be less than or equal to $5000”. You can only use Visa or Mastercard, no American Express or Discover. The following code as a purchase:
Pioneer Valley Credit Union
Can fund up to $1,000 with a credit card.
PlainsCapital Bank
Unknown amount can be funded.
Portland Federal Credit Union (PFCU)
Can fund up to $3,000 with a credit card. The following code as a purchase:
- Citi:
- Double cash: 1,
Premier America Credit Union
The amount you can fund depends on what product you open (checking and savings have a maximum of $500 each). Cannot be funded with an American Express card The following code as a purchase:
- Chase
- Sapphire Reserve: 1
Premier Bank – OH
Can fund up to $500 with a credit card.
Premier Members Credit Union
Can fund up to $1,500 with a credit card again.
Can fund up to $500 across all accounts with a Visa or Mastercard. The following codes as a purchase:
ProFed
Can fund up to $1,300 with a credit card. The following code as a purchase:
- Capital One:
- Savor: 1,
Provident Bank
No longer allowed? Or reduced to $30?
You can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:
- Bank of America:
- Capital One:
- Chase:
- Citi:
- Double cash: 1
The following code as a cash advance:
- Chase:
Provident Credit Union
You can fund up to $5,000 $1,000 with a credit card. Only Mastercard & Visa are accepted, no AmEx. Apparently all mastercard purchases will be treated as a cash advance: 1, 2 (update, this no longer seems to be the case as a Barclaycard Arrival code as purchase). The following don’t count as a cash advance:
PSECU
Can fund up to a $100 with a Visa or Mastercard. The following code as a purchase:
Purdue Federal Credit Union
Can fund up to $250 with a credit card.
Quorum Federal Credit Union
No longer allows credit card funding
You can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:
Bank of America:Merill+: 1
Barclaycard:Capital One:Spark Miles: 1, 2 (sent via -mail on 12/19/17)
ChaseCiti:
Radius Bank (Now LendingClub)
Update: Now allows $1,000 per account.
No longer allows any credit card funding
There is no pre set limit on how much you can fund with radius bank. You can also fund whenever you open a new account (e.g opening a savings & checking account will let you fund twice). It’s not possible to fund with an American Express card, only Visa or MasterCard. We know you can fund up to at least $17,000. Looks like this is now over and the maximum you can fund is $1,000. One DP says that funding doesn’t work at all any longer.
- Bank of America:
- Chase:
- Citi
- Barclaycard:
- Wyndham: 1
- Priceline card: 1
- U.S. Bank:
- Altitude Reserve: 1
Randolph-Brooks Federal Credit Union (RBFCU)
Up to $1,000 with a Visa or Mastercard. Unknown what codes as a purchase.
Redstone Federal Credit Union
You can fund up to $2,530 now $530 with a credit card. The following code as a purchase:
The following code as a cash advance:
Redwood Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- Freedom: 1,
Reliant Community Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
Regions Bank
Looks like the maximum is now $125 $1,000 instead of $100
It’s possible to fund up to $100 with a credit card. It’s also possible to open up a free savings account and also fund this with a credit card for another $100 (we don’t believe this will result in another chex system inquiry and no hard pull will be done). Only Visa is accepted. The following code as a purchase:
- Barclaycard:
- Capital One:
- Venture: 1
- Chase:
- British Airways: 1
- Freedom Unlimited: 1
- Hyatt: 1
- Ink cash: 1,
- Ink Plus: 1 (via e-mail on February 5th, 2016)
- Ink Preferred: 1 (coded as 3x), 2 (didn’t work), 3,
- Marriott: 1
- Sapphire Preferred: 1 (with CA set to $0 didn’t go through: 1), 2, 3 (didn’t go through due to cash advance limit set to $0)
- Sapphire Reserve: 1 2, 3, 4, 5,
- Southwest: 1, 2
- United: 1, 2,
- Citi:
- Commerce Bank:
- Special Connections: 1
- Elan:
- Fidelity: 1
- SunTrust:
- Platinum Elite: 1
- USAA:
- Wells Fargo:
Coded as a cash advance:
- Bank of America:
- Merrill: 1 (declined due to fraud alert)
- Barclays:
- Uber: 1 (in branch)
- Citi: 1 (didn’t actually code as a cash advance, just didn’t process with $0 cash advance limit set)
Republic Bank
Can fund up to $500 with either a Visa or Mastercard.
Following codes as a purchase:
Rivermark Community Credit
Can fund up o $3,505 with a credit card. The following code as a purchase:
Rockland Trust Bank
You can fund up to $2,000 with a credit card (Visa, Mastercard, American Express & Discover are accepted). The following code as a purchase:
- American Express:
- Barclaycard:
- Arrival Plus: 1,
- Chase:
- Citi:
Royal Credit Union
Can fund up to $1,000 with a Visa or Mastercard (limit of $1,000 per account). The following code as a purchase:
Sacramento Credit Union
You can fund up to $500 with a credit card. The following code as a purchase:
- Alliant: 1,
SAFE Credit Union
Can fund up to $250 with a credit card. The following code as a purchase:
San Diego Credit Union (SDCCU)
You can fund up to $50 with a credit card. The following code as a purchase:
- Chase:
- Sapphire Reserve: 1
Sandy Spring Bank
You can fund up to $250 $1,000 with a credit or debit card. Only Visa & Mastercard are accepted.
- Bank of America:
- Premium Rewards: 1,
- Chase:
- Citi:
San Mateo Credit Union
Can fund up to at least $3,000 $500 with a credit card. The following codes as a purchase:
Sauk Valley Bank
Can fund up to $1,000 with a credit card.
Seacoast Bank
You can fund up to $1,000 $100 with a credit card. The following don’t count as a cash advance:
- Bank of America:
- Chase:
- Citi:
- Premier: 1
The following do:
Security Plus
Can fund up to $2,000 with a credit card. The following count as a purchase:
Service Credit Union
Can fund up to $1,500 $250 with a credit card. The following code as a purchase:
- Bank of America:
- Cash rewards: 1,
- Capital One:
- Chase:
- Freedom Flex: 1 (coded as cash advance),
- Hyatt: 1,
- IHG: 1,
- Southwest business: 1,
- Citi:
- Fidelity: 1,
- Wells Fargo: 1
- Active cash: 1,
- U.S. Bank: 1
- Altitude connect: 1,
The following coded as a cash advance:
SF Fire Credit Union
Can fund up to $495 with a credit card. The following code as a purchase:
Signature Bank of Georgia
Apparently no longer allows credit card funding of any sort.
You can fund with Visa, Mastercard or Discover. Up to $5,000 $1,500 now. The following codes as a purchase:
Signature Federal Credit Union
You can fund $2,000 $500.
The following code as a purchase:
The following coded as a cash advance:
- Barclaycard:
- Wyndham: 1
SkyOne Federal Credit Union
Can fund up to $12,000 with a credit card (reduced to $500?). The following code as a purchase:
Sound Credit Union
Cannot fund with a credit card, can use paypal to fund up to $3,000. Possibly now only $600 via Google Pay.
South Shore Bank
Can fund up to $250 with a credit card. The following code as a purchase:
South State Bank
Can fund up to $1,000 $250 with a credit card. The following count as a purchase:
- American Express:
- Platinum: 1,
- Bank of America
- Unlimited: 1,
- Chase:
- Citi:
- Discover: 1,
- Navy Federal:
- American Express: 1,
S&T Bank
You can fund up to $5,000 $100 with a Visa or Mastercard. We don’t have any current data points on what does/doesn’t code as a cash advance.
Starion Bank
Can fund up to $500 witha credit card. The following code as a purchase:
- Citi:
- Premier: 1,
Star One Credit Union
No longer an option to fund with a credit card. You can fund with a credit card for $1,000 again
You can fund up to $1,000 with a credit card (Visa, American Express, Mastercard & Discover accepted). The maximum is $1,000 across both checking & savings. The following code as a purchase:
- American Express:
- Barclaycard:
- Arrival: 1
- Capital One:
- Chase: 1
- Citi:
- U.S. Bank
- Leverage: 1,
- Wells Fargo:
- Propel: 1,
Codes as a cash advance:
- Citi:
- ThankYou Premier: 1
State Bank Of India (California)
No longer possible
Can fund up to $1,000 with a Visa or Mastercard. The following code as a purchase:
Bank of America:Barclays:Chase:Citi:NFCU:Flagship Rewards: 1,
Wells Fargo:Business Platinum: 1,
State Department Federal Credit Union
Can fund with a debit, credit card (up to $500) or paypal (up to $10,000) Paypal no longer an option apparently.
State Employees Credit Union (SECU) Of Maryland
Credit card funding is no longer an option.
You can use a Visa, Mastercard or Discover to fund (no American Express) unsure on limit but at least $200. The following code as a purchase:
Chase:Freedom: 1 (via e-mail on July 31st, 2016)
Citi:Double cash: 1
St Mary’s Credit Union
You can fund with a credit card, up to a limit of $250. We don’t have any data points on what does/doesn’t code as a cash advance.
Stoneham Bank
Can fund up to $3,000 with a credit card.
St Paul Federal Credit Union
You can fund up to $1,000 for both checking & savings. Mastercard or Visa. Currently no datapoints on what codes as a purchase or cash advance.
Suffolk Federal Credit Union
You can fund $5-$1,000 with a credit card (Visa, Mastercard or Discover).
The following code as a purchase:
The following code as a cash advance:
- Bank of America:
- Cash rewards: 1
Sun East Federal Credit Union
You can fund up to $550 with a credit card. The following don’t count as a cash advance:
The following do count as a cash advance:
- Discover
Sunmark Credit Union
- Citi:
- Business: 1,
SunTrust
You can fund up to a maximum of $1,000 with a credit card (now $250). Chase is unusual as it looks like it’ll originally post the funding as a cash advance and then this will change to a purchase (1, 2, 3) Update: others are reporting it stays as a cash advance: 1. Obviously YMMV. SunTrust represenatives have also stated it will take up to 7 business days for the credit card funding to go through. The following don’t count as a cash advance:
- Barclaycard
- Priceline Visa: 1
- Citi: 1 (now codes as cash advance according to reader via e-mail), 2
- Fidelity: 1,
- NFCU: 1
The following do count as a cash advance:
SunWest Credit Union
Can fund up to $750 with a credit card.
TCF Bank
Update: Funding has now been reduced to $100
You can fund up to $1,000 with a credit card (max is $1,000 for checking & at least $1,000 for savings) Only Visa & Mastercard is accepted. The following post as a purchase:
TD Bank
Can be funded with a credit card up to $300 $1,00 in initial funding. The following count as a purchase:
- Bank of America:
Capital One Quicksilver: 1, 2(3, didn’t process with $0 cash advance limit). Warning, looks like this codes as a cash advance now.- Chase: (looks like it might revert to purchase after originally coding as cash advance (1, 2, 3, 4, 5, 6, 7)
- Sapphire Reserve: 1
Citi (now codes as cash advance?)- Fidelity:
- U.S. Bank
- Wells Fargo: 1
The following count as a cash advance:
- Bank of America:
- Capital One Spark business: 1 (update: on October 29th 2015 a reader let us know this is no longer the case)
- Chase (looks like it might revert to purchase after originally coding as cash advance (1, 2, 3, 4, 5, 6):
- Barclays
- Citi
- Gift Card:
- Visa from GCM: 1
TDECU
Can fund up to $2,500 per account with a credit card ($7,500 total across 3 accounts). The following code as a purchase:
Teachers Credit Union
Can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:
- Chase:
- CIP: 1,
The following code as a cash advance:
- Citi:
- Double cash: 1,
Teachers Federal Credit Union
Seems to allow funding with credit card of at least $5,000 or more. Visa or Mastercard, no Amex.
The following code as purchase:
- Alliant: 1,
- Bank of America: 1
- Capital One: 1,
- Venture X: 1,
- Chase: 1, 2, 3, 4
- Citi: 1,
- Fidelity: 1,
- Sofi: 1,
- Wells Fargo
- Active cash: 1,
Tech Credit Union
Can be funded with a credit card up to $125 (across all accounts), Visa, Mastercard, Amex or Discover. The following count as a purchase:
- Amex Everyday: 1
- Bank of America:
- Capital One: 1
- Business Spark: 1
- Citi
- Chase
- Barclay
- US Bank:
- Club Carlson: 1
Codes as a cash advance:
- Discover: 1
The State Bank Group
Can fund up to $5,000 with a Visa, Mastercard, American Express or Discover. The following code as a purchase:
Tompkins VIST Bank
You can fund up to $500 with a credit card. We don’t know what codes as a purchase or cash advance:
Tower Federal Credit Union (TFCU)
You can fund up to $500 with a credit card. The following code as a purchase:
Travis Credit Union
Can fund up to $12,000 with a credit card. The following code as a purchase:
TruChoice Federal Credit Union
Can fund up to $500 with a credit card.
Truist
Can fund up to $500 with a credit card. The following code as a purchase:
- None
The following code as a cash advance:
Truliant Federal Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase:
- Chase:
- Ink cash: 1,
TruMark Financial
You can fund up to $2,000 with a Visa, Mastercard, Discover or American Express. The following post as a purchase:
- Chase: 1 (currently pending)
- Sapphire Preferred: 1,
- Citi:
- Double cash: $100 for total recurring direct deposits of at least $500.
2) $50 for enrolling in eStatements.,
- Double cash: $100 for total recurring direct deposits of at least $500.
TruStone Financial
Can fund up to $2,000 with a credit card. Visa & Mastercard are accepted. The following code as a purchase:
TruWest Credit Union
Allows credit card funding up to $5,000. Only Visa & Mastercard accepted. The following code as a purchase:
UFB Direct
There is a $100 limit.
The following don’t count as a cash advance:
- Barclaycard
- Lufthansa: 1
Umpqua Bank
You can fund up to $2,000 with a Visa or Mastercard. The following code as a purchase:
The following code as a cash advance:
Unify Financial Credit Union
Can fund up to $100 $2,000 (possibly $4,000 via CD) with a Visa, Mastercard or Discover credit card (can fund mandatory savings share plus whichever checking account you pick). The following code as a purchase:
The following coded as a cash advance:
- American Express:
- Business gold: 1,
Union Bank & Trust
No credit card funding is available any longer.
This is now called Atlantic Union Bank.
You can fund up to $1,500 with a credit card (will say debit card but credit works). The following code as a purchase:
- American Express:
- Bank of America:
- Barclaycard:
- Chase
- Citi:
- NFCU:
- Flagship: 1,
Union Bank & Trust (NE & KS)
Can fund up to $500 with a Visa, Mastercard or Discover.
Union Square Credit Union
Can fund up to $2,500 (only $250 if using American Express). The following code as a purchase:
- Chase:
- World of Hyatt: 1,
United Community Bank (NC, TN, SC, GA)
Can fund up to $500 with a credit card. The following code as a purchase:
University of Wisconsin Credit Union
Can fund up to $500 with a credit card.
United Bank
You can fund with a credit or debit card up to a limit of $500. The following code as a purchase:
- Chase
- Sapphire Reserve: 1
United Federal Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Citi:
- Double cash: 1,
United Heritage Credit Union
Can fund up to $5,000 with a credit card. No longer possible. Can fund up to $2,500 with a credit card.
- Chase:
- Ink Unlimited: 1,
United States Senate Federal Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Citi
- Double cash: 1,
The following code as a cash advance:
Unitus Community Credit Union
Can fund up to $750 with a credit card. The following code as a purchase:
- Chase:
- Chase Freedom Unlimited: 1
University Credit Union
Can fund up to $5,000 with a credit card. The following code as a purchase:
University Federal Credit Union
Can fund up to $1,000 with a credit card. The following codes as a purchase:
- Chase: 1,
University of Kentucky Federal Credit Union
Can fund up to $5,000 with a credit card.
Upgrade
Can fund up to $500 with a debit card. Won’t work for credit cards.
USAA
You can fund up to $100 with a credit card.
The following coded as a purchase:
- Citi:
- Double cash: 1,
The following coded as a cash advance:
US Alliance Financial
Can fund up to a maximum of $100 with a credit card (somebody funded $25,000 over the phone). You can’t fund with an American Express or Visa card.
USE Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- IHG Premier: 1,
USF Federal Credit Union
Can fund up to $1,015 with a credit card.
Utah First Credit Union
You can fund up to $500 with a credit card. Unknown what codes as a purchase.
UW Credit Union
You can fund up to $500 with a credit card. The following code as a purchase:
U$X Federal Credit Union
- No data points
Valley First Credit Union
Can fund up to $1,030 with a credit card.
Valley Strong Credit Union
Can fund up to $150 with a credit card.
VantageWest Credit Union
Allows up to $2,000 in credit card funding. The following code as a purchase:
Varo Money
You can fund up to $100 with a credit card. The following code as a purchase:
- Fidelity: 1,
Verity Credit Union
This account can be funded up to $1,000 with a credit card. The following coded as a purchase:
- Capital One:
- Spark business: 1,
- Chase:
- Citi:
- Wells Fargo:
- Business Platinum: 1 (07/07/18 via e-mail)
The following coded as a cash advance:
- Citi
- American Airlines: 1,
Virginia Credit Union
Can fund up to $500 with a credit card. The following code as a direct deposit:
- Chase:
- Ink Preferred: 1,
VirtualBank
No longer allows credit card funding
You can fund with a Visa or Mastercard up to an unknown amount, at least $2,000. Currently no data points on what codes as a purchase/cash advance.
Visions Federal Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase;
Washington Trust
Can fund up to $2,500 with a credit card, possibly more. Unknown what codes as a purchase.
Wauna Federal Credit Union
The following count as a cash advance:
WECU
Can fund up to $5,000 with a credit card. The following code as a purchase:
The following coded as a cash advance:
- Bank of America:
- Premium: 1,
Weokie Federal Credit Union in Oklahoma
Can fund up to $3,000 with a credit card.
Wesbanco
Can fund up to $500 with a credit card. The following code as a purchase:
- Citi:
- Double cash: 1,
Wescom Credit Union
Can fund up to $1,300 with a credit card. The following code as a direct deposit:
Westfield Bank
You can fund up to $500 with a Discover, Mastercard & Visa. American Express is not allowed. The following code as a purchase:
Westerra Credit Union
Can fund up to $2,000 with a credit card. The following code as a purchase:
Wings Financial Credit Union
Can fund up to $5,000 checking & $10,000 savings with a credit card. Visa & Mastercard accepted. The following coded as a purchase:
- Bank of America:
- Barclays:
- American Airlines Business: 1,
- Capital One:
- Venture X: 1,
- Chase:
- Citi:
- Wells Fargo: 1,
The following code as a cash advance:
- U.S. Bank:
- Connect: 1,
Zeal Credit Union
Can fund up to $1,000 with a credit card. No data points on what codes as a purchase.
Banks That Don’t Allow Credit Card Funding
-
1st Constitution Bank
-
1st Source Bank
-
ableBank
-
Achieva Credit Union
-
ACNB Bank
-
All America Bank
-
Alliant Credit Union
-
Ally Bank
-
Amegy Bank
-
American Pride Bank
-
Ameris Bank
-
Andrews Federal Credit Union
-
APGFCU
-
Apple Bank
-
AnchorBank
-
Arsenal Credit Union
-
Arvest Bank
-
Astoria Bank
-
Avidia Bank
-
Axos Bank
-
Ballston Spa National Bank (BSNB)
-
BancorpSouth
-
Bank Direct
-
Bank Mutual
-
Bank of Canton
-
Bank of Elk River
-
Bank of Galesville
-
Bank of Hope
-
BankPurely (1)
-
BECU
-
Bellco Credit Union
-
Berkshire Bank
-
BMT (Bryn Mawr Trust)
-
Bridge Credit Union
-
Bridgeview Bank Group
-
Brightpeak Financial
-
Campus USA Credit Union
-
Cap Ed Credit Union
-
Carver Federal Savings Bank
-
CCFBank
-
Central Illinois Bank
-
Century Bank
-
Charles Schwab Checking
-
Cheese
-
Chesapeake Bank
-
Chief Financial Credit Union
-
CIBC US
-
Cincinnati Federal
-
CIT Bank
-
C&N Bank
-
CNote
-
Columbia Bank (WA, OR, ID)
-
Commerce Bank (MO, KS, IL, OK & CO)
-
ConnectOne (at least for CDs)
-
ConnexUs Credit Union
-
Credit Union 1
-
CrossPoint Federal Credit Union
-
Customers Bank (1)
-
Dedham Savings Bank
-
DimeDirect
-
Dollar Bank
-
Dollar Savings Bank
-
Dundee Bank
-
EBSB Direct
-
EECU
-
Elements Financial (1)
-
ESL Federal Credit Union
-
ESSA Bank & Trust
-
Eureka Savings Bank
-
Farm Bureau Bank
-
Farmers & Merchants Bank
-
Farmers & Merchants State Bank
-
Fidelity Bank (Online, MA)
-
Fidelity Bank (Brokerage)
-
Financial Resources Credit Union
-
FirstBank [TN, GA, AL]
-
First Bank and Trust
-
First Bank Financial Centre (FBFC)
-
First Fidelity Bank
-
FCB South County Bank
-
Fifth Third (5/3rd)
-
Figure Pay
-
First Bank (CA, IL & MO)
-
First Federal Credit Union
-
First Federal of Washington
-
First National Bank (IA)
-
First National Bank [UT]
-
First National Bank [NE]
-
First National Bank of Long Island
-
First Republic Bank
-
First Tech Federal Credit Union
-
First Trade Union Bank (FTUB)
-
Five Star Bank (only been tested in branch)
-
Flagstar Bank
-
Flushing Bank
-
FNBO
-
Focus Federal Credit Union
-
Four Points Federal Credit Union
-
Freedom Federal Credit Union
-
Frontier Bank
-
Gateway First Bank
-
Gateway Metro Federal Credit Union
-
Georgia Banking Company (GBC)
-
Global Credit Union
-
Go2Bank
-
Guilford Savings Bank
-
Heartland Credit Union
-
Heritage Credit Union
-
Home Savings Bank
-
HomeStreet Bank
-
HomeTrust Bank
-
HSBC (1)
-
Huntington Bank
-
ICBC USA
-
IC Federal Credit Union
-
Incredible Bank
-
Industrial Bank (1)
-
INOVA Federal Credit Union
-
Integrity Bank
-
Investor Bank
-
Iowa State Bank (1)
-
Johnson Bank
-
Kearny Bank
-
Kemba Financial Credit Union
-
Kentucky Bank
-
Kinecta
-
LegacyTexas
-
Level One Bank
-
Liberty Savings Bank
-
Lili Bank
-
Live Oak Bank
-
Marcus Bank
-
Marine Bank
-
MB Financial Bank
-
Mango Bank
-
Middlesex Federal
-
MidFirst Bank
-
MidWestOne Bank
-
Midwest Regional Bank
-
Monifi
-
MSUFCU
-
Mutual Security Credit Union
-
My Banking Direct
-
My eBanc
-
MVB Bank
-
NASB
-
Nationwide Bank
-
NBC Oklahoma
-
NBT Bank
-
Nearside
-
Nevada State Bank
-
New Buffalo Savings Bank
-
Newton Federal Bank
-
Northfield Bank
-
North Shore Bank (MA)
-
NorthShore Credit Union
-
NRLFCU
-
Nutmeng State Financial Credit Union
-
NYCB Family Of Banks
-
Old Hickory Credit Union
-
Old Missouri Bank
-
Old Second Bank
-
One American Bank
-
Orion Federal Credit Union
-
Pacific Service Credit Union
-
Parkside Credit Union
-
Patelco Credit Union
-
Pathways Financial Credit Union
-
People Driven Credit Union
-
PeoplesBank
-
Peoples United Bank
-
Pinnacle Financial Partners
-
Polam Federal Credit Union
-
Popular Bank
-
Popular Direct
-
PurePoint Financial
-
Quontic Bank
-
Republic Bank (IL only)
-
Republic Bank (NY) only
-
Salal Credit Union
-
Salem Five Bank
-
Scient Federal Credit Union
-
Scott Credit Union
-
Security Service Federal Credit Union
-
SENB Bank
-
Simple Bank (BBVA)
-
Solvay Bank
-
Sound Community Bank
-
Southside Bank
-
Space Coast Credit Union
-
St. Mary’s Bank
-
Sunflower Bank
-
TAB Bank
-
Talmer Bank & Trust
-
TBK Bank
-
Texas Capital Bank
-
Texas Trust Credit Union
-
Texell Credit Union
-
Thrivent Federal Credit Union
-
TIAA Direct
-
Town Bank
-
Town and Country Bank
-
Traditional Bank
-
Trustco Bank
-
UFirst Credit Union
-
UMB Bank
-
Union Bank
-
Union Plus Prepaid
-
Union Savings Bank
-
United Roosevelt Savings Bank
-
Unity Bank
-
Univest
-
Wealthfront
-
Webster Bank
-
Western State Bank
-
Whitney Bank
-
Winden
-
Wintrust Bank
-
Woori America Bank
-
WyHy FCU
-
Valley National Bank
-
VyStar Credit Union
Banks That We Aren’t Sure About
-
121 Financial Credit Union
-
1st Advantage Federal Credit Union
-
1st Colonial Community Bank
-
1st Security Bank
-
AAA
-
AAC Credit Union
-
Acorns
-
Adirondack Bank
-
Advance Financial Federal Credit Union (AFFCU
-
Advantage Bank
-
Advantage Credit Union
-
Aero Federal Credit Union
-
Affiliated Bank
-
Air Academy Federal Credit Union
-
Albert Neobank
-
Allegiance Credit Union
-
Allegius Credit Union
-
Allied First Bank
-
Aloha Pacific Federal Credit Union
-
Amboy Direct
-
American Bank Center
-
American Bank & Trust
-
American Commerce Bank
-
America First Credit Union
-
American Bank
-
American Enterprise Bank
-
American Investors Bank & Mortgage (AIBM)
-
American Trust & Savings Bank
-
American United Federal Credit Union
-
AmeriCU Credit Union
-
American Heritage Credit Union
-
American Savings Bank (ASB) Hawaii
-
Ameriprise Financial
-
ANB Bank
-
ANECA Credit Union
-
Anoka Hennepin Credit Union
-
Apple Federal Credit Union
-
Arizona Central Credit Union
-
Arkansas Federal Credit Union
-
Arrha Credit Union
-
Ascend Federal Credit Union
-
Ascent Credit Union
-
Ashland Credit Union
-
Aspiration
-
Associated Credit Union
-
Associated Credit Union of Texas (ACUTX)
-
Austin Bank
-
Bank7
-
BankFinancial
-
Bank Midwest
-
Bank of Blue Valley
-
Bank of Elk River
-
Bank Five Nine
-
BankNewport
-
Bank Novo
-
Bank of Greene County
-
Bank Of Lee’s Summit
-
Bank of Montgomery (BOM)
-
BankPlus
-
Bank of Hawaii
-
Bank of Ruston
-
Bank Of Sun Prairie
-
Bank of Tennessee
-
Bank of The Blue Grass
-
BankOrion
-
Bank OZK
-
Banner Bank
-
Banterra
-
Barclays
-
Bar Harbor Bank & Trust
-
Baselane
-
Baton Rouge Telco Federal Credit Union
-
Beartooth Bank
-
Belco Community Bank
-
Belmont Savings Bank
-
Beneficial Bank
-
Berkshire Bank
-
Better Banks
-
Beverly Hill Bank
-
BHCU
-
BiddefordSavings
-
Blackhawk Bank & Trust
-
Blue Foundry Bank
-
BMI Federal Credit Union
-
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
-
Bravera Bank
-
Brentwood Bank
-
BrightStar Credit Union
-
Brio Direct Bank
-
Broadview Federal Credit Union
-
Bryon Bank
-
Byline Bank
-
Buckeye State Bank
-
Bull’s Eye Credit Union
-
California Bank & Trust
-
California Credit Union
-
Cape Cod 5
-
Capital City Bank
-
Capital Credit Union
-
CBT Bank
-
CenterBank
-
Center Parc
-
Charter Oak
-
CinFed Credit Union
-
City Mark Federal Credit Union
-
Clifton Savings Bank (CSBK)
-
CNB Bank & Trust
-
Coastal Credit Union
-
Comerica Bank
-
Commerce Bank (MA)
-
Commonwealth Central Credit Union
-
CommonWealth Credit Union
-
Community Alliance Credit Union
-
Community Bank & Trust
-
Community State Bank
-
Community West Credit Union
-
Compass Federal Credit Union
-
ConnectOne Bank
-
Connex Credit Union
-
Consumers Credit Union (MI)
-
Cooperative Bank of Cape Cod
-
Coors Credit Union
-
Crane Credit Union
-
Credit Union of Ohio
-
Credit Union One
-
Credit Union of the Rockies
-
Credit Union West
-
Crystal Lake Bank
-
Cambridge Trust Company
-
Capitol Bank
-
Capital One 360
-
Cedar Rapids Bank & Trust
-
Centier
-
Central Pacific Bank
-
Cincinnatus Savings & Loan
-
The Citizens Bank
-
Citizens First Bank
-
City National Bank (Bankatcity)
-
Cobalt Credit Union
-
CODE Credit Union
-
Community Credit Union Florida
-
Community Resource Credit Union
-
Compass Credit Union
-
Consolidated Community Credit Union
-
Control Card
-
Cornerstone Financial Credit Union
-
Country Bank
-
Credit Union of America
-
Credit Union of Southern California
-
Cyprus Credit Union
-
CSE Federal Credit Union
-
Current
-
Darien Rowayton Bank
-
Denmark State Bank
-
Devon Bank
-
Diamond Valley Federal Credit Union
-
Denver Community Credit Union
-
Dort Federal Credit Union
-
DuGood Federal Credit Union
-
DuPage Credit Union
-
Eagle Federal Credit Union
-
East Boston Savings Bank
-
Eastern Savings Bank
-
East Idaho Credit Union
-
Eastman Credit Union
-
East Wisconsin Savings Bank
-
Educators Credit Union (ECU)
-
Edwards Federal Credit Union
-
Elite Community Credit Union
-
Elko Federal Credit Union
-
Empire State Bank
-
Energy Federal Credit Union
-
Essex Bank
-
EverBank
-
Exchange Bank
-
Expedition Credit Union
-
Extraco Banks
-
Family Trust Federal Credit Union
-
Farmers Insurance Federal Credit Union
-
FAST Credit Union
-
FCB Banks
-
FCNB Bank
-
FEDCOM Credit Union
-
Fidelity Bank (Bank With Fidelity)
-
Fierce Finance
-
Financial Builders
-
Financial Partners Credit Union
-
Financial Plus Credit Union
-
Finex Credit Union
-
First Bank of Manhattan
-
First Bank & Trust Company Illinois
-
First Basin Credit Union Checking
-
First Citrus Bank
-
First Community Credit Union
-
First Entertainment Credit Union
-
First Federal Bank (FL)
-
First Financial Federal Credit Union
-
First Florida Credit Union
-
First General Credit Union
-
First Green Bank
-
First Community Bank (AR/MO)
-
First Federal Bank of Wisconsin
-
First Financial Bank (AR/MS)
-
First Financial Bank (TX)
-
First Financial Federal Credit Union (MD only)
-
First Financial Northwest Bank
-
First Hawaiian Bank
-
First Internet Bank
-
First Jersey Credit Union
-
FirstLight Federal Credit Union
-
First National 1870
-
First National Bank in Staunton
-
First National Bank of Waterloo
-
First Nebraska Educators Credit Union
-
First Northern Credit Union
-
First Savings Bank of Hegewisch
-
First Service Bank
-
First Service Credit Union
-
First Southern Bank
-
First South Financial
-
First United Credit Union
-
First US Community Credit Union
-
Fitzsimmons Credit Union
-
Florida Community Bank
-
Florida West Coast Credit Union
-
FNCB (maybe up to $499 including Amex)
-
F&M Bank
-
F&M Bank (VA Only)
-
Focus Bank
-
Forcht Bank
-
Fort Bragg Federal Credit Union
-
Fort Financial Credit Union
-
Fort Worth Community Credit Union
-
Freedom First Credit Union
-
Fremont Bank
-
Gain Federal Credit Union
-
Garden Savings Federal Credit Union
-
Georgia’s Own Credit Union
-
Giftsforbanking
-
GNO Federal Credit Union
-
GO Federal Credit Union
-
GOLD Credit Union
-
Greater Iowa Credit Unio
-
Great River Federal Credit Union
-
Green State Credit Union
-
Grove City Area Federal Credit Union
-
Guardian Credit Union
-
Gulf Coast Bank & Trust Company
-
Gulf Coast Federal Credit Union
-
Hanmi Bank
-
Harford Bank
-
HawaiiUSA Federal Credit Union
-
Heartland Bank
-
Hercules First Federal Credit Union
-
Heritage Bank NW
-
Heritage Bank of St. Tammany
-
HeritageWest Credit Union
-
Hibernia Bank
-
Highmark Federal Credit Union
-
Holyoke Credit Union
-
Home National Bank
-
Home Federal Savings Bank
-
Home State Bank
-
Hometown Community Banks
-
Hopewell Federal Credit Union
-
Horizon Bank
-
Horizon Federal Credit Union
-
Houston Metropolitan Federal Credit Union
-
Hudson River Community Credit Union (HRCCU)
-
Idaho Central Credit Union (ICCU)
-
Independent Financial
-
Illinois National Bank
-
Illinois State Credit Union
-
Inspire Federal Credit Union
-
Interra Credit Union
-
InTouch Credit Union
-
Jovia Financial Credit Union
-
KaiPerm
-
Kalsee Credit Union
-
Katahdin Trust Company
-
Keesler Federal Credit Union
-
Kinderhook Bank
-
Kitsap Credit Union
-
La Capitol Federal Credit Union
-
LA Financial Credit Union
-
Lake Ridge Bank
-
Lake Shore Savings
-
Land of Lincoln Credit Union
-
Las Colinas Federal Credit Union
-
Laurel Road
-
Ledyard Bank
-
Legacy Bank (KS)
-
LGE Community Credit Union
-
Liberty Bank For Savings
-
Liberty First Credit Union
-
Linn Area Credit Union
-
LM Federal Credit Union
-
Lone Star National Bank
-
Long Game
-
LorMet Community Federal Credit Union
-
Lyons National Bank
-
Magnolia Federal Credit Union
-
MainSource Bank
-
Main Street Bank [of Virginia]
-
Marathon Bank
-
MarketUSA Federal Credit Union
-
Marquette Bank
-
Mars Bank
-
MAX Credit Union
-
Mcfarland State Bank
-
MECU Credit Union
-
Melrose Bank
-
Member One Federal Credit Union
-
Members Choice Credit Union
-
Members Source Credit Union
-
Memphis City ECU (MCECU)
-
Mercer Savings Bank
-
Mercury
-
Meridian Bank
-
Meridian Trust Federal Credit Union
-
Meritrust Credit Union
-
Metro Credit Union (NE)
-
Metro Credit Union (MA)
-
M&F Bank
-
MIDFLORIDA CU
-
Mid Minnesota Federal Credit Union
-
Mid Penn Bank
-
Middlesex Bank
-
MidUSA Credit Union
-
Midwest Bank
-
Mint Valley Federal Credit Union
-
Mobiloil Credit Union
-
MoneyLion
-
Monona Bank
-
Monson Savings
-
Montgomery County Employees Federal Credit Union (MC EFCU)
-
Monroe Bank & Trust (MBT)
-
Muncipal Credit Union
-
Mutual Bank
-
MySavingsDirect
-
M1 Finance
-
Neighbors Credit Union
-
Neighborhood Credit Union
-
Nexus
-
North Brookfield Savings Bank
-
North Community Bank
-
NorthOne Bank
-
Northern Paper Milles (NPM)
-
Northern Skies FCU
-
North Shore Community Bank
-
North Star Credit Union
-
North State Bank
-
Northwest Bank
-
Northwest Bank (PA)
-
Northwest Bank of Rockford
-
Notre Dame Federal Credit Union
-
Numerica Credit Union
-
NVE Bank
-
Oklahoma’s Credit Union
-
Oakland University Credit Union
-
OMNI Community Credit Union
-
One Finance
-
One Nevada Credit Union
-
OneWest Bank
-
Origin Bank
-
Oritani Bank
-
Orlando Credit Union
-
OUR Credit Union
-
Oxygen
-
Palisades Credit Union
-
Paradise Valley Federal Credit Union
-
Parke Bank
-
Pathfinder Bank
-
Penn East Federal Credit Union
-
People’s Bank
-
Peoples Bank (LA)
-
Peoples Bank (WA)
-
Peoples Bank (ibankpeoples IL, IN)
-
Philadelphia Federal Credit Union
-
Pikes Peak Credit Union
-
Point Breeze Credit Union
-
Polish American Credit Union
-
Polish National Credit Union
-
Ponce Bank
-
Porte Bank
-
Public Service Credit Union
-
Power Financial Credit Union
-
Preferred Credit Union
-
Prestige Community Credit Union
-
Primis Bank
-
PriorityONE Credit Union of Florida
-
Progressive Bank
-
Progessions Credit Union
-
Proviso Community Bank
-
PSE Credit Union
-
Public Employees Credit Union (PECU)
-
Public Service Credit Union
-
Public Service Credit Union (IN)
-
Pulaski Bank
-
Putnam Bank
-
PyraMax Bank
-
Quad City Bank & Trust
-
Randolf Savings Bank
-
Reading Cooperative Bank
-
Real People’s Bank
-
Red Canoe Credit Union
-
Red Rocks Credit Union
-
Reliabank
-
Reliance Bank
-
Reliant Bank
-
Resource One Credit Union
-
Ridgewood Savings Bank
-
River Valley Credit Union
-
Riverview Bank
-
Rollstone Bank & Trust
-
Route 31 Credit Union
-
RPT Federal Credit Union
-
Rosedale Federal Savings & Loan Association
-
Royal Bank America
-
Saratoga National Bank
-
Savings Bank of Danbury
-
Sawyer Savings Bank
-
SB1 Federal Credit Union
-
SECNY Federal Credit Union
-
Security Bank of Crawford
-
Selco Community Credit Union
-
Select Bank & Trust
-
Service 1st Federal Credit Union
-
-
Simmons Bank
-
Simsbury Bank
-
SIS Bank
-
SLFCU
-
Space Age Federal Credit Union
-
SPCO Credit Union
-
SouthEast Bank
-
Southeastern Credit Union
-
South East National Bank
-
Southern Bank
-
SouthStar Bank
-
Southland Credit Union
-
Southwest 66 Credit Union
-
Spartan Federal Credit Union
-
Spiral
-
Spire Credit Union
-
Spokane City Credit Union
-
Stanford Federal Credit Union
-
St. Anne’s Credit Union
-
Star Bank
-
Stark Federal Credit Union
-
State Bank of Bement
-
State Bank Of Cross Plains
-
State Security Bank
-
STCU (Spokane Teachers Credit Union)
-
Sterling National Bank
-
Streator Onized Credit Union (SOCU)
-
Sturdy Savings Bank
-
Suburban Bank & Trust (SBT)
-
Suffolk Credit Union
-
Summit Federal Credit Union
-
Summit Credit Union
-
Suncoast Credit Union
-
Sun Commnity Federal Credit Union
-
Sun National Bank
-
Superior Credit Union
-
Synovus Bank
-
Sweet Home Federal Credit Union
-
Taunton Federal Credit Union
-
TEG Federal Credit Union
-
Telco Community Credit Union
-
Telhio Credit Union
-
The Bank Of Denver
-
The Bank of Princeton
-
The Columbia Bank
-
The Cooperative Bank
-
The County Federal Credit Union
-
The First State Bank
-
Thomaston Savings Bank
-
TLC Community Credit Union
-
TobyHanna FCU
-
Toro Credit Union
-
Torrington Savings Bank
-
Trademark Federal Credit Union
-
Transcend Credit Union
-
TrueCore Federal Credit Union
-
Truity Credit Union
-
TTCU (Formerly Tulsa Teachers Credit Union)
-
Tulsa Federal Credit Union
-
Ulster Savings Bank
-
UniBank
-
Union Community Bank
-
United Community Bank (UCB)
-
United Financial Credit Union
-
Unity One Credit Union
-
U of I Community Credit Union
-
USC Credit Union
-
US Community Credit Union
-
US #1364 Federal Credit Union
-
Utah First Credit Union
-
Wakefield Co-operative Bank
-
Walden Savings Bank
-
Wallet by Boss Money
-
Washington Savings Bank
-
Water And Power Community Credit Union (WPCU)
-
WaterStone Bank
-
Watertown Savings Bank
-
Waukesha State Bank
-
We Florida Financial
-
Wellesley Bank
-
Westbury Bank
-
Western Vista Credit Union
-
Westfield Bank, FSB
-
WestTown Bank & Trust
-
Widget Financial
-
Wilson Bank & Trust
-
Wysh
-
Valley Bank
-
ValleyStar Credit Union
-
Vectra Bank
-
Vibrant Credit Union
-
Vinton County
-
Xceed Financial Credit Union
-
Yolo Federal Credit Union
A few months ago I pointed out more and more institutions were banning initial cc funding. I was labeled a “trouble maker” by one of the creators of this page and a couple of his fan boys. Fast forward 2 months and the plague is still spreading with initial funding via cc being deleted from more institutions every day.
When will people understand that posting said sensitive, useful info to total strangers on this site is kissing the feature good bye? When?
Why not set the example and STFU?
Maybe William Charles should just shut down the site completely as we wouldn’t want to take the chance that some FI will actually see a random comment and then ruin it for you.
This information has been posted for more than 10 years. If you don’t like it, find your own FIs that allow credit card funding and don’t share it with anybody else.
US Bank cards to fund USB account: another successful dp. My Business Triple Cash funded Smartly Checking as a purchase. The mixed dps are likely due to people not understanding the process. US Bank will authorize against your cash advance limit, but it will settle as a purchase. I was not assessed fee, my cash limit was temporarily reduced but returned to max when tx posted, the tx type is Purchase, my cash advance balance 0.00, and I have rewards earned on tx.
Relatedly, US Bank has an info article detailing how they consider moving funds from USB credit card to USB account as an internal transfer and how you can initiate in mobile and online banking.
07/21/24 – Opened US Bank Biz Checking, tried to fund with AMEX Blue Business but failed. Received an email with a form to fill out to have a representative call to do the funding over the phone. Rep called and tried with the AMEX again but did not work, did WF Active cash instead and coded as purchase. From DPs it seems like only the charge cards work for AMEX (Gold, Green, Plat)
Does anyone know if its possible to open multiple us bank biz accounts to do the credit card funding? Thinking about doing a second one either under the same business or as a sole prop with my ssn so i can churn another credit card bonus lol
Non-charge cards from Amex can work, but you have to make sure the funding amount is less than your Cash Advance limit:
https://www.doctorofcredit.com/u-s-bank-450-100-checking-bonus/#comment-1879146
It is possible to open multiple business accounts with US Bank to do the CC funding multiple times. But like any other bank account application, you may be approved or declined even as an existing account holder.
Data Point: As of July 2024, Gesa Credit Union no longer accepts credit card funding for any accounts (checking, savings, CD).
Should be added to list of banks that do not accept CC funding.
And this will spread to other institutions that allow cc funding as long as people don’t learn to keep their mouth shut and not boast such sensitive information to a bunch of strangers on this site.
BankBonusGeek mentioned that GTE hard pulls Equifax.
I’m assuming that they do that when you join, not every time you open a new CD?
[Datapoint] Opened US Bank Checking July 18, 2024 online. Barclays Arrival+ posted $250 (max) deposit as a normal purchase.
Confirmed today Bank of Blue Valley funding options limited to ACH transfer, depositing cash in a branch or mailing a check. No CC/debit.
Morrill & Janes Bank should be deleted, or noted that they were bought out by Bank of Blue Valley.
And this will spread to other institutions that allow cc funding as long as people don’t learn to keep their mouth shut and not boast such sensitive information to a bunch of strangers on this site.
Thank you for your concern
American Eagle Financial Credit Union
Applied with CA address, selected worship/taking course in Hartford CT but wasn’t asked for any sort of verification yet. I couldn’t fund my account using the AMEX Hilton Honors CC, kept getting failed to authorize transaction and then I was blocked from using CC funding after multiple failed attempts (5 or 6?). Ended up using google pay (add chase ink unlimited) to fund the account (2.5k). This is coding as a purchase
Are you able to fund additional accounts with a cc (or google pay) after the initial account?
Just got a letter saying that they couldn’t verify me so my application was denied. Initial funding page lets me fund my checking and savings account.
Just being clear, you were able to fund the initial checking/savings accounts, but was denied on additional applications?
TN
Are you actually “worship/taking course in Hartford CT”? Did you have a backup plan in case they asked for proof?
I enrolled in an online course in their footprint area through MOOC. After I finished my application, they had me upload my drivers license for additional verification and then a day later I got the message saying that they can’t verify me . So my application got denied.
I do not see any active checking promotions. The previous ones expired. Are you just opening an account for CC funding?
Yup, just for CC funding.
I would tread carefully. If you get flagged for identity verification at this particular branch, you will not be able to log in, and the only solution they can offer you is to visit in person. I live in footprint and can confirm that CC funding, though possible, is significantly harder than before.
Opened Smartly Checking account with US Bank. I was able to fund $250 with Wyndham Earner Business. It coded as a purchase and earned rewards on it.
Any national or New York banks that allow funding a personal or biz account with an Amex CC for at least $500 to $1,000? I know they’re rare, but I lost track of the ones that existed as of a few months ago. Thanks.
From everything I’ve heard, USBank Biz Checking (and other corresponding ones) can do 3k each including amex.
Would you like a coffee and a bagle with that? maybe a hug too?
DO YOUR OWN HOMEWORK!