Offer at a glance
- Maximum bonus amount: $200
- Availability: All locations are in TN [Branch locator]
- Direct deposit required: Yes, no minimum mentioned
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None listed
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- Alcoa Tenn Federal Credit Union is offering a $200 checking bonus when you open a new checking account. Bonus is broken down as follows:
- Earn $150 for opening a new checking account with direct deposit, eStatements, and 10 Visa debit card transactions
- Earn an Additional $50 by setting up and paying 1 bill through ATFCU’s Bill Pay
The Fine Print
- Earn $150 for opening a new checking account with direct deposit, eStatements, and 10 Visa debit card transactions.
- Earn an Additional $50 by setting up and paying 1 bill through ATFCU’s Bill Pay.
- Offer valid for 60 days from the date of account opening.
- This offer is for new checking account holders only.
- No internal transfer of checking accounts.
- This promotion can end at any time without notice.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Share Draft/Checking Account has no monthly fees to worry about.
Early Account Termination Fee
There was no EATF in the fee schedule.
Our Verdict
Assuming it’s a soft pull then this is worth doing for a lot of people, but at this stage we don’t really know anything about this bank.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (3)
Can wells Fargo or Ally used as DD?
Extremely limited - only 3 counties in NE Tennessee.
I guess you can say you worship or work in one of those counties??
"I live, work, worship, or attend school in one of the following counties:
Blount
Monroe
Loundon"