[AR, MO, In Branch] First Community Bank $100 Checking Bonus

Offer at a glance

• Maximum bonus amount: $100
• Availability: In branch only, all branches are in AR or MO [Branch locations]
• Direct deposit required: Yes, no minimum specified
• Additional requirements: 15 debit card transactions
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: One
• Expiration date: None listed

The Offer

Direct link to offer

• First Community Bank in Arkansas & Missouri is offering a bonuses of up to $100 for open a checking account:
  • Receive a direct deposit within 90 days of account opening & get $50
  • Make 15 debit card purchases that post to your account within 90 days of account opening & get $50
• They also have another $140 in bonuses for opening loans & $10 for opening a savings account

The Fine Print

• After meeting reward requirement, reward will be paid by the second business day of the following month.
• Sign up for direct deposit of your paycheck, pension check, government check or any other recurring check and receive a $50 reward after a direct deposit is credited to your account. The direct deposit must be received within 90 days of account opening.*
• Available to debit card qualified customers only. $50 will be credited to your account after your 15th debit card purchase provided the purchases are posted within the first 90 days of account opening. ATM transactions and cash balance transfers are not eligible.
• Community Choice Checking applies to personal, interest bearing checking, is intended for personal, family or household purposes and cannot be used for business/commercial purposes.
• Funds to open this account must be new money from another financial institution and may not be transferred from another First Community Bank relationship to qualify.
• One set of offers per account per household
• . Limited time offer.
• Balance requirement & monthly maintenance fee are waived in the Community Choice Checking offer. Other fees may apply.
• For tax reporting purposes, a 1099 form may be issued at year-end to all accounts that receive rewards.

Avoiding Fees

Monthly Fees

This account has no monthly fees involved from what I can see.

Early Account Termination Fee

I wasn’t able to find a fee schedule online so I’m unsure if there is any early account termination fee.

Our Verdict

Fairly small bonus, especially as it requires in branch opening. Might be worth it for people that have already done all the much bigger/easier bonuses available in that area and live near a branch. As always if anybody goes for it then please share your experiences in the comments below.

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