Bask Bank $300 Checking Bonus ($200 Without Direct Deposit)

Extended to October 15, 2025

Offer at a glance

  • Maximum bonus amount: $300
  • Availability: Nationwide
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Yes, not sensitive
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None
  • Expiration date: August 29, 2025

The Offer

Direct link to offer

  • Bask Bank is offering a $300 bonus when you open a new interest checking account. Bonus is broken down as follows:
    • $25 each month (up to four $25 payments) when the following qualifying activities are met
      • complete one or more monthly qualifying automated deposits to your Bask Interest Checking Account totaling at least $3,000
      • complete 10 or more monthly purchases totaling a minimum of $500 using your Bask debit card during the Reward Period
    • $50 each month (up to four $50 payments) when the following qualifying activities are met:
      • Must enroll in Bask Bill Center
      • conduct at least two (2) electronic Bask Bill Center payments monthly from your Bask Interest Checking Account, totaling a minimum of $50 during the Reward Period

The Fine Print

  • $100 Cash Offer Rules – Terms and conditions apply. Qualifying participants will receive a $25 cash bonus paid to your Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of four $25 cash bonus payments (maximum of $100). Qualifying Activities: To qualify, monthly automated deposits must be posted to the account by the close of each statement period. Qualifying deposits include automated ACH transfers from the account owner’s employer, payroll, benefits provider or government agency via direct deposit or recurring transfers from an external bank. Check deposits, internal transfers and peer-to-peer (P2P) payments do not qualify. Multiple automated deposits may be made within the statement period to meet the required amount. Debit card purchases and recurring payments must post to the account by the close of the statement period to qualify. Debit card money transfers, ATM transactions and peer-to-peer (P2P) payments do not qualify.
  • $200 Bill Center Cash Offer Rules – Terms and conditions apply. Qualifying participants will receive a $50 cash bonus paid to your Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of four $50 cash bonus payments (maximum of $200). Qualifying Activities: Must enroll in Bask Bill Center. To qualify, electronic Bask Bill Center payments must be posted to the account by the close of each statement period. Bask Bill Center payments sent by paper check do not qualify. The payment delivery method and Deliver by Date will be designated in Bask Bill Center when you schedule a payment. Learn more about Bask Bill Center.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Unclear if there is any EATF.

Our Verdict

Basically the same as the $200 bonus previously offered but with another $100 bonus that can be done if you meet the direct deposit requirements and debit card transaction requirements. Not sure the $100 bonus is actually worth doing but that will depend on you. Will still be adding this to our list of the best bank account bonuses.

Hat tip to ShawntheShawn

Useful posts regarding bank bonuses:
    William Charles
  • On July 17, 2025, 11:00
Tags: nationwide bank bonusesno credit card fundingsoft pull

View Comments (310)

    • Are you referring to loading your PayPal balance with your Bask debit card or paying for fake PayPal subscriptions using your Bask debit card?

  • ugh. Interest and the first $50 posted today and I had one last debit transaction today. Concern is that I interpreted these as monthly requirements until end of month. But if the statement closes before month end that makes it tricky. sigh.

  • Guess I'll drop my DP, although "someone" already dropped a similar one:

    7/18 Previous Interest Checking account closed
    8/14 Email from Bask without churning restriction (although the "Learn More" buttons still linked to the site with the restriction)
    8/19 Opened new Interest Checking account
    8/20 2 x $25 Bill Pays to different CCs
    8/29 $50 Bonus posted as BILL CENTER REWARD

    I wasn't really expecting this pay out automatically, so it was a nice surprise. I was half tempted to do this DD bonus after seeing @guest_2115419's DP with Citi CC payments, but that $3k monthly DD for a $25 monthly bonus still isn't appealing.

    • P1 got the bonus with a very similar DP to yours. For P2, I tried to use her existing checking account for the bonus as the email said it was open to current checking account holders. However the bonus did not post for her. The terms do state that opening a new account is a requirement for the bonus and I suppose that trumps the language in the email. I don't think I'll bother reaching out to the bank to pursue further.

      • I don’t see any harm in trying to see if they’ll credit the bonus. Technically the least restrictive terms should apply, and it’s their fault for including misleading language in the email.

        • Actually I just checked and it doesn't look like P2 received the email, only P1. So I don't think we have any grounds to dispute.

  • I did the Bask Checking bonus last year and kept both my Checking & Savings accounts open. Then this promo came out (without the churning restrictions) and I closed my Checking account.

    However, before I could open a new Checking account, Bask added the restrictive churning terms. Despite this, I decided to be the DP that I wanted to see and opened a new Checking account on 8.13.25.

    On 8.14.25, 1 day after I opened my new account, I received an email from Bask with the subject "Get the checking account that gives you more — starting with up to $300 in promotions." without the restrictive churning terms. This made me feel really good about my chances.

    I just logged into my account and saw that the 1st $50 bonus for bill pay posted so churning is alive and well with Bask. 😀

    I might even try for the $100 part of the bonus while I'm at it. 😉

    • Eric. I opened my checking acct just now, from the promo page on this site. 1) no mention of promo after entering info, but it did say it when I started app. 2) the new checking acct is listed right on top of my closed checking acct. So is this normal? TIA ( I still have a savings acct with them with small amt).

    • I opened the account on August 16. Do I have until September 16 to do the first 2x bill pay? (I'm churning too) or am I SOL for the first month? I waited too long to transfer funds in :(

      • @guest_2101982

        It runs on calendar months, but you should be able to complete the terms in September, October, November, and December 2025.

    • Thanks for the DP!

      I will now open checking accounts for P1, P2, and P3 in that case.

      All three of us were in the exact same situation you were in and decided against opening new accounts because the restrictive terms were added before we were able to open new accounts.

        • @guest_2135769

          I did open new accounts for myself, P2, and P3 right after I read Eric's DP above, however none of us received the email that Eric mentioned after our new accounts were opened.

          I do not think that will be an issue, however, because based on how that email was written, per Eric's DP, it seems as though it was just a general email sent to random people on their mailing list because it mentioned "Get the checking account..." even though it was already opened in Eric's case. In other words, that email did not seem to be delivered as a result of Eric's opening of the account but rather just a coincidence, (just my opinion).

          Given these DPs, I think those who are trying to churn should be fine - we will know for sure though on 10/01. No going back now and doesn't hurt to try.

          • You and I saw the situation the exact same way. To be clear, when I wrote "[t]his made me feel really good about my chances", I was referring to the email mentioning "existing" customers being eligible and more importantly, the anti-churning language was not present in the email. I think that you'll be fine but we won't know for sure until almost a month from now.

          • @guest_2101395

            Makes sense, and I agree - I think all of those who are attempting to churn will turn out just fine, but like you said, we will know for sure on 10/01. I will be sure to post a DP on or around 10/01 to report my result.

  • Citi debit card payment worked as debits for the checking bonus.

    For DDs, I'm not sure what worked but I did get the $25 bonus. I did: 1700 from Novo, 1300 from Veridian, 1k from cash app, 600 from citizens, 600 from venmo.

  • Anyone got this month's $50 bonus after doing 2 bill pays totalling $50+? Still nothing here and today's the last business day of the month.
    I hope that they will post the bonus overnight and with today's date ....

    • What do you mean this month's?

      This month's will post 9/1 (or maybe 9/2 since Monday is a Holiday).

      If you did two Bill Pays in July you should have received the bonus on 8/1, and so on.

  • Can someone give me some advice please? I was out of loop for a while

    I never closed my checking from last/early this year's bill pay offer.

    In mid June, Bask sent me this offer for just the $100 offer

    1. Open a new Bask Interest Checking Account between July‌ 1,‌ 2025, and August‌ 29,‌ 2025. Account subject to approval.

    2. Complete one or more monthly qualifying automated deposits to your Bask Interest Checking Account, totaling at least $3,000 through‌ December‌ 31,‌ 2025.

    3. Complete 10 or more monthly purchases, totaling a minimum of $500, using your Bask debit card through‌ December‌ 31,‌ 2025.

    The link takes you to
    https://www.baskbank.com/sites/default/files/Documents/Disclosures/Bask%20Bank%20Interest%20Checking%20Bonus%20Offer.pdf

    which doesnt have anti churning language and also the end date is Oct 15 instead of Aug 29 as mentioned in the email

    So what should I do now? Should I close my account today and try to open a new one next week.
    I can set up DD for next mid month, and will try bill pay too. I guess the chances are slim but no harm in trying.

    There is no way I can so 10 or more purchases totaling $500, any suggestions there please? thanks

  • If you already have Bask Savings, you can login and quickly open checking without much effort. They'll also take a photo of you and your license or passport.

      • I was a current Bask Savings customer when I applied for a Bask Checking last month. I had my Chex frozen but I confirmed that Bask didn't even attempt to pull my Chex.

        • Good to know. I was thinking of opening a savings account to keep my login active for churning after closing this first checking account I opened a couple of months ago.

          • @guest_2129053,

            Yes, opening a Bask Savings is definitely a good strategy for avoiding future Chex pulls. However, you might want to wait to open a Savings until you are almost ready to close the Checking.

            The reason why I say that is in case a deal like this comes back for the Savings: #1915361.

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