[CO, In Branch] Bellco $100 Student Checking Bonus (13-24), No Requirements

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Nationwide with a $5 donation that they cover. Must be aged 13-24
  • Direct deposit required: No
  • Additional requirements: None
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration date: 9/30/25

The Offer

Direct link to offer

  • Bellco Credit Union is offering a $100 bonus when you open a student checking account. No requirements.

The Fine Print

  • LIMITED TIME OFFER. Valid only if you don’t have an active student checking account with Bellco.
  • To receive the $100 bonus, the student must (i) qualify for Bellco membership, as well as the checking account, (ii) open the student checking account on or before 9/30/2025, and (iii) be aged 13-24.
  • Students under the age of 18 must have an adult as joint owner on the account.
  • Not valid with any other offers.
  • Limit of one bonus per student
  • . There is no minimum balance required to obtain the bonus
  • . The bonus will be deposited into the new student checking account within 90 days of account opening, provided that the account is still open and active at that time.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

Unsure if there is any EATF or not

Our Verdict

Good bonus for the kids, not sure if it’ll still be a hard pull or not. Relatively rare we see any kids bonuses so will be added to our best checking bonus page. 

Hat tip to reader snailrock

Useful posts regarding bank bonuses:
    William Charles
  • On August 4, 2025, 11:00
Tags: direct deposit not requirednationwide bank bonuses

View Comments (12)

  • What is the impact of getting a hard pull on a bank account? The same as a credit card?

    We have a new branch opening up near us within the application window. The kids could get a bonus and me too (they seem to have a new branch bonus, too). But I’d rather get a credit card bonus if it will hit my credit report the same way.

  • I think I might value a hard pull at more than $100. I'm 24, so would be eligible, but not sure it's worth it compared to a SUB which would be at least 2x as much for normal spend

  • There is a new branch in Southern Colorado offering a $200 checking bonus through the end of August, but it is sadly in new branch only. Haven't made it in yet, but might do so soon.

  • This is a CO state bonus only. You have to open the student checking account in branch.

    • you sure about that? It does say to schedule an apt, but you can open accounts online, so IDK if you are required to go in branch, it sounds like so long as you open a checking account and are between the ages of 18-24 you are automatically enrolled in the promo.

      Only requirements are being elidable for Bellco membership and elidable to open checking account.
      Of Bello membership their website says "You can join online or stop in any of our branch locations. There’s a share deposit, which is your ownership share in Bellco."

      There are four simple ways to make the switch to Bellco:Organization Membership1: Live in select Colorado county
      2: Be related to somebody that is already a Bellco Member
      3: Work for an Employeer that has a relationship with Bellco
      4: For interested parties outside of Colorado, we’ve got you covered. By joining the Bellco Foundation, you become eligible for Bellco membership. The Bellco Foundation is a 501(c)3 non-profit organization and any contribution you make to the Foundation may be tax deductible. Consult a tax professional regarding the tax deductibility of your donation. Simply follow the instructions at BellcoFoundation.org to get started.

      • I looked at the website and could not find anywhere to open this student checking account online. They do offer a button to schedule an in-branch appointment to open an account. Just to make sure I called their phone number and a very friendly representative stated that the account must be opened in branch. She also stated that she thinks there is no hard pull for opening this account.

        • I called as well and was told I could make a request for a virtual appointment, though I could not find it on the website as the agent said. In person appointments for new members are showing as 60 minutes

      • Looks in branch only. You go to apply online and all the other checking accounts listed have an open now button. The student checking has a learn more which takes you back to the page to schedule an appointment.

      • Looks like student checking can only be opened online. All other checking accounts have an "Open Now" button but Student Checking only has a "Learn More" button that leads to branch appointments/branch hours

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