[CA] Travis Credit Union $300 Checking Bonus

Extended to 4/30/25

Update 1/26/25: Bonus now $300.

Update 9/11/24: Bonus now $250.

Update 1/13/24: Bonus is now $350 (was $250).

Offer at a glance

  • Maximum bonus amount:
  • Availability: Everyone who lives, works, worships or attends school Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus counties; Military and civilian personnel of Travis Air Force Base; Immediate family members of current members.
  • Direct deposit required: Fine print says any electronic deposits
  • Additional requirements:
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $12,000 No longer offered.
  • Monthly fees: None
  • Early account termination fee: $20, six months
  • Household limit: None
  • Expiration date: None

The Offer

Direct link to offer

  • Travis Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
    • Use promo code FC25
    • Deposit at least $500 monthly for three months within 120 days of account opening into your Free Checking or Access Checking account through qualified direct deposit transactions.

 

The Fine Print

  • $350 offer applies to new and existing Travis Credit Union (TCU) members who open their first TCU checking account and meet the deposit requirements.
  • Only Free Checking and Access Checking accounts are eligible for this offer.
  • To qualify for the $350 reward, a new membership and/or a new TCU Free Checking or Access Checking account must be opened using the promo code.
  • The $350 reward will be payable into the checking account after 90 days if a total of $2,000 of external electronic deposits have been made within the 90-day period.
  • Person to person payments such as Zelle® and other cash apps are not eligible for this offer.
  • Only new money qualifies and no cash deposits (cash allowed for the initial deposits).
  • New money is defined as funds not currently on deposit with TCU. Offer only applies to ages 18 years and over.
  • Excludes Travis Credit Union employees.
  • Only one offer per member allowed.
  • Membership eligibility and other restrictions may apply. Membership requires a one-time non-refundable $5 fee plus a $5.00 minimum deposit.
  • Only the Free Checking or Access Checking account qualifies for this offer and requires a $50.00 minimum deposit.
  • The $350 reward is considered interest and will be reported on IRS form 1099-INT.
  • See disclosure for details at traviscu.org. This offer is subject to change or cancellation at any time. Insured by NCUA. Applicant must meet membership and account qualifications.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

$20 if closed within 6 months.

Our Verdict

Looks to be a relatively easy bonus, doesn’t seem to be any terms that state it has to be payroll specific. Hopefully it’s not Chexsystems sensitive. Referral program no longer offered.

Hat tip to reader calvin

Useful posts regarding bank bonuses:

View Comments (334)

  • 2/13/25 opened online
    2/25 - $500 Employer DD
    3/11 - $504 Employer DD
    3/25 - $504 Employer DD
    4/08 - $504 Employer DD
    5/01 - $300 Bonus Posted "Dividend FC25"

    • The timeline is virtually identical to mine. Glad they paid up!

  • There is a quarterly low balance fee of $9 if you don't have $100 in your savings accounts. I just saw this.

  • It appears the Fine Print and Offer verbiage is outdated for this promo, and doesn't reflect the new $300 offer. Can this be updated for readers?

  • I noticed they added some important fine print: "Qualifying direct deposits are payroll or other personal income such as paycheck, pension or government payments (e.g. Social Security) via the Automated Clearing House (“ACH”). Direct deposits processed as a Debit Card or Credit Card credit or via Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfer or external bank ACH transfer not from employer do not qualify."

  • Applied 1/27, Denied 1/29.
    "Thank you for applying for a Access Checking account. Unfortunately, your application was denied."

  • Applied today online, instantly approved.

    For anyone wondering, the field to enter the promo code is on the very last page at the bottom just above the "apply now" button.

  • Thank you for your interest in Travis Credit Union. After careful review, we are sorry to inform you that we cannot approve your application request for membership at this time.

    The reason(s) for decline are:
    Record or Information exists with ChexSystems

  • Do it for the bonus, but the golden era of $12,000 CC funding on multiple sub-accounts is over. THERE IS NO REFERRAL PROGRAM, so stop asking.

    • Yes, they are very strict on the location requirement. even immediate family of members lives right outside of the area got rejected.

      • I live within 30 min of a physical branch and am in qualifying county, and got rejected. I think they are chex sensitive and info needs to be updated to reflect that.

    • Can you not read where it says " Everyone who lives, works, worships or attends school Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus counties; Military and civilian personnel of Travis Air Force Base; Immediate family members of current members."