Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $100
- Availability: Nationwide
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: Yes (comments here suggest they might be Chex sensitive)
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: None
Contents
The Offer
- CIT Bank is offering a $100 bonus when you open a new checking account and complete the following requirements:
- Use promo code EC2025
- Deposit at least $2,500 or more within 30 days
The Fine Print
- See full terms here
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
This account has no monthly fees to worry about.
Our Verdict
Always nice to see an easy bonus like this. CIT Bank frequently has savings offers, it’s also nice that this works for existing eChecking account holders. We will add this to our best bank account bonuses.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (317)
@2
This bonus looks alive and well. However I was unable to get approved. Tried applying multiple times with different browsers, incognito, on phone without wifi, and nothing worked. I did not get any Chex pulls.
Don't know why but forgot to sign up P2 for this offer earlier in the summer when I did mine. Saw the comments yesterday about it ending and was disappointed I forgot to do this for P2. Something clicked in my head this morning remembering that she actually received an email about this offer.
Found it this morning, back on June 29. Clicked the open account link from the email and it opened the application automatically with the promo code applied. It had the promo banner/terms to left throughout the entire application and the little bonus checklist at the end of the auto approved account opening.
Hopefully it still pays out but figured I'd try for an easy $100
Also I think the original link in this post is actually working again, maybe it had an internal end date and they refreshed it?
My DP:
Opened on 7/1
Added $100 on 7/2
Added $2500 on 7/3
Bonus on 9/3 $100
Data point:
Opened 7/3 (had a Platinumsavings recently and received bonus)
Deposit 7/7 pushed $2,500
Bonus posted 9/2 $100
this is expired... f$ck lols
no it isn't. l$ls
When i click the apply link it says "The eChecking Account Offer has ended and we are no longer accepting new enrollments for the cash bonus."
?? lols
Is this link broken?
works for me
The landing page is still there but if you actually try the "Get Started" button you get the message Mike sees above.
It's dead, @2
Yeah, I see that now, landing page works, but now a message when you try and apply
Will we still get the bonus if we withdrew out 2500 the day after
I did and got the bonus
Yes, there isn't a hold requirement on the funds
Data point:
Opened 06/16
Deposit 06/18 $2000
Deposit 06/20 $400
Deposit 06/23 $102
Five random numbered withdrawals at random intervals between 06/30 and 07/07
Bonus posted 08/18 $100
Deposited $2.5k, pulled it the next day, and left a balance to keep the account open. The account was closed by the bank, and the remaining balance was returned. No bonus.
"We’ll calculate your bonus 30 days after you open your eChecking account."
So you do have to hold the balance for 30 days? I thought your can withdraw right away
No, you don't. There have been DPs of people withdrawing the money almost immediately and still receiving the bonus. However, I left the money in my account past 30 days from opening to be safe.
denied for chex (though I had it frozen?)
2 in last 3 months
5 in last 6 months
8 in last 12 months
unfroze and auto-approved
soft chex hit, not a hard one