Offer at a glance
- Maximum bonus amount: $100
- Availability: Nationwide
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: Yes (comments here suggest they might be Chex sensitive)
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: None
Contents
The Offer
- CIT Bank is offering a $100 bonus when you open a new checking account and complete the following requirements:
- Use promo code EC2025
- Deposit at least $2,500 or more within 30 days
The Fine Print
- See full terms here
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
This account has no monthly fees to worry about.
Our Verdict
Always nice to see an easy bonus like this. CIT Bank frequently has savings offers, it’s also nice that this works for existing eChecking account holders. We will add this to our best bank account bonuses.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (103)
Access Denied
You don't have permission to access "http://www.cit.com/cit-bank/echecking/ec2025" on this server.
The CIT website is currently unavailable due to system maintenance.
We're sorry for the inconvenience.
Y’all literally broke the bank
You don't have permission to access "http://www.cit.com/cit-bank/echecking/ec2025" on this server.
https://www.cit.com/ access denied
OR http://www.cit.com/cit-bank/echecking/ec2025 comes in but get blank page after hitting "get started"
Is this just CIT on Sat morning? same in chrome, edge, firefox (no vpn used)
Works for me just now.
I wouldn't worry about it. It shows the following for me.
"The CIT website is currently unavailable due to system maintenance. We're sorry for the inconvenience."
I was declined when I applied for the recent saving account promo.
When I apply and am approved for this checking account, will it increase the chance of approval for future saving account promo, if any again?
Or considering that I was denied for the saving account, will I likely be declined for this checking as well?
Applied with everything frozen, denied. No reason given. Oh well...
They do pull Chex if you are not an existing customer
Are you a current CIT customer? If not, you need to unfreeze your Chex before applying. You might also need to unfreeze your credit reports as many FIs do a soft pull on 1 or more of your credit reports.
Instant denial
P1 opened in 5 minutes, a year ago I had a saving account with them, P2 declined, had no relationship with them
Existing customer, took less than 5 minutes to open. Thank you!
Same experience.
Awesome find. Existing CIT customer that got the $300 savings bonus last month.
Seems like a decent checking account with the $30 in ATM fees reimbursed each month, especially as somebody with none of the big boy banks (Chase, Wells, etc.) at the moment.
auto-rejection, no explanation given (initially applied in incognito browser chex frozen, rep said they thought that was why and that i'd need to thaw chex- did so, and still auto-declined)
apparently auto-rejection (twice!) in 2025 was because of the account they closed in 2018 (which was never adequately explained to me but appears to be because i opened a couple accounts at other banks shortly after opening with them), i'm indefinitely blocked from ever opening anything with them, no appeal, no explanation. absolutely bizarre, i guess i'll continue to take my business elsewhere and at least i didn't waste a chex pull on them. stay away from cit, they're trash
Let me offer you this should it help. I believe all the bigger banks are like this today. If you make what they consider a large enough faux pas, their security wing may hold it against you for years. My little indiscretion with Citi Bank many years ago resulted in an initial notification not to apply for accounts with them for the next 10 years, followed by a second one saying forever. Yet they solicit me to open both bank and credit cards accounts incessantly to this day. Go figure.
What was your "little indiscretion with Citi Bank"?
looks like my chex wasn't pulled at least? might try again after citi next month if this offer is still around