[Expired] [MD only] First Financial Federal Credit Union $100 Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: MD only
  • Direct deposit required: Yes, $25+
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: October 31, 2020

The Offer

Direct link to offer

  • First Financial Federal Credit Union is offering a bonus of up to $100 when you open a new checking account (they also donate $50 to charity). Bonus is broken down as follows:
    • $50 when you become a member
    • $50 when you set up a checking account with direct deposit of $25 or more
    • You can also get an additional $50 for setting up a loan

The Fine Print

  • Existing members are ineligible for this offer.
  • $50 reward given for new Regular Member Accounts, including Teen accounts, opened between 10/1/20 – 10/31/20. Additional $50 reward given to members that join and open a primary checking account during October, and receive at least one ACH direct deposit to checking of $25 or more by 12/31/20.
  • Additional $50 reward given to members that join and receive an eligible loan during October. Membership eligibility required. $5 opening deposit required.
  • Promotion excludes Health Savings (HSA), Business, Trust, Representative Payee, Custodial, Kids Club, and other special accounts; and employees and volunteers.
  • Member must be in good standing on 1/15/21 in order to receive reward(s). Eligibility is determined by First Financial FCU. Maximum reward of $150 per member during the promotional period.
  • Not all electronic deposits are processed via ACH (i.e. payroll deduction). First Financial FCU does not control how deposits are processed
  • . Offer is for a limited time only and is subject to change without notice.
  • Terms and conditions apply. In accordance with applicable regulations, reward(s) are subject to reporting on IRS Form 1099-INT.
  • Charitable donations are made on behalf of First Financial and are not tax deductible by the member.
  • Consult your tax advisor with questions. Insured by NCUA.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Checking  account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule.

Our Verdict

Need to know if this is a hard or soft pull. This different to the First Financial Federal Credit Union in NJ.

Hat tip to reader Greg

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View Comments (1)

  • Thanks for the hat tip!

    We have used this credit union for several decades. They really do support the local community. Just a couple of FYIs:
    When my son recently opened a checking account it was a soft pull, but he had previously had a youth savings account so that might have impacted. All four of the charity options are good, Carroll County Food Sunday is a very well run local food bank. If you open the better rewards checking and dd $1000 per quarter you will earn 1.5% on balances up to $3000, which I know is not much but thought I'd mention it. Also the fee schedule is here: https://www.firstfinancial.org/assets/1577987960-FeeSchedule.pdf