Pillur $500 Business Checking Bonus

Note Pillur is an online division of MSUFCU, so hard/soft datapoints below are for MSUFCU.

Offer at a glance

  • Maximum bonus amount: $500
  • Availability: Nationwide with a $5 donation
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown, sensitive
  • Credit card funding: None
  • Monthly fees:
  • Early account termination fee:
  • Household limit:
  • Expiration date: 9/30/25

The Offer

Direct link to offer

  • Pillur is offering a $500 bonus when you open a new Pillur account and complete the following requirements:
    • Open with a minimum deposit of $10,000+ for a $500 bonus or $2,000+ for a $300 bonus
    • Maintain above balance for 90 consecutive days after the date of deposit
    • Make 5 qualifying transactions within 90 days

The Fine Print

  • Offer valid 3/10/25 – 9/30/25 for new Pillur accounts. Receive $500 bonus by opening a new Pillur account with a minimum deposit of $10,000 in new money and meeting the qualifying terms outlined below, or receive $300 bonus by opening a new Pillur account with a minimum deposit of $2,000 in new money and meeting the qualifying terms outlined below. For both offers, the minimum deposit listed above must remain on deposit in your Pillur account for 90 consecutive days after the date of deposit, and 5 qualifying transactions must be completed within these 90 days.
  • Qualifying transactions exclude tax payments, any unauthorized charges or transactions, cash advances, transfers between Pillur and/or MSU Federal Credit Union accounts, or fees of any kind. Bonus funds of either $500 or $300 will be deposited to your Pillur account within 30 days following the completion of the activities outlined above.
  • Offers not valid for funds already on deposit with Pillur or MSU Federal Credit Union.
  • Bonus may be taxable and reported on an IRS Form.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Small business checking has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.

Our Verdict

Not sure how easy/difficult it is to get approved unfortunately. We will add this to our best bank account bonus page.

Hat tip to ntn

Useful posts regarding bank bonuses:
    William Charles
  • On July 9, 2025, 11:00
Tags: direct deposit not requirednationwide bank bonusesno credit card fundingsoft pull

View Comments (180)

  • I haven't been able to login to e-banking for 2 weeks since approval and registration. I've made multiple calls to them and the problem persists.

  • 07/15/25 - Applied as Sole Prop
    08/15/25 - Hi Peek, Thank you for applying for an account with Pillur.
    Unfortunately, we are unable to open your new account at this time.

  • Yeah they sent me some weird DocuSign stuff awhile back and I haven't heard a peep since. I'm thinking about just telling them to cancel my application.

  • Has anyone on here opended the business savings account? I’m looking to do that instead of the checking.

  • I was finally able to login tonight. I was able to connect to Discover Savings with no trial deposits and immediately pull $10k in.
    I tried to pull $10,100, but got a popup that I exceeded my incoming transfer limit, so I tried $10k successfully.

    • @guest_2115945 Did they also send you the DocuSign request?

      • No docusign sent, just sent a secure link to upload my ID and selfie about a week ago. Haven't heard a peep since.

        • Maybe they're really disorganized or something. I'm kind of having second thoughts about this one, thinking I'll do the $300 for $2K if anything.

          • Yeah between people not getting debit cards to transfer issues, long approval times and ebanking not loading- it really isn't worth the time and effort for real

          • @guest_2115945

            So I reviewed everything, and I previously misspoke. Instead of DocuSign, it was actually something called a "Lightico collaboration room." It's pretty similar to DocuSign in how it functions.

            BTW, speak of the devil, they opened my account today and I was able to access online banking after resetting my password that was created during the application. Did you apply as a sole prop or an LLC? I opened through an LLC for this one.

          • 3.5 weeks later they finally approved my account. When logging in I get the error "We are experiencing a delay in loading accounts."

          • @guest_2115945 I'm able to login, so not a delay for all. If you used the same password from you're application, try resetting your password. I wasn't able to log in until I did that. Same username new password.

          • Shucks, you might have to call next week if it's still not working.

          • True and I only put in the effort to look at all those comments after I applied, lol.

  • The terms for the $300 bonus are different than what's listed on this post. As of this afternoon, Pillur's terms say "...receive $300 bonus by opening a new Pillur account with a minimum deposit of ***$2,000*** in new money and meeting the qualifying terms outlined below". This post says that the new money deposit should be $2,500+.

    I went back and looked at my screenshot of the terms when I opened the account, and it looks like back then (July 9, 2025) it was also $2,000+ for the $300 bonus.

  • I have set up online banking login but then the system has been have issues with loading the account page...I have called in and still not resolved. Also, not sure what are the 5 qualifying transactions...

  • I had to call in initially to establish online banking, and request the debit card to be sent.
    After that initial success, I've been unable to log in, same with the app.
    Had to call again to get the trial deposits from Discover Savings, set up a transfer but now Discover will not let me push to Pillur.
    So now I have to wait for online access to try to pull $10k from Discover.
    Difficult bank, so far

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