Best Posts Last Week: CSR Rumored $795 Annual Fee, $10 Off Amazon & More

There is a rumor that the Chase Sapphire Reserve will have an increased annual fee of $795 and new benefits. American Express has increased bonus on the Morgan Stanley card to 150,000 points, Charles Schwab Platinum to 125,000 points and Schwab Investor to $300.

BMO Harris is offering a nationwide bank bonus of $400. USAA has a $250 checking & $200 savings bonus. SoFi is offering a $300 + $375 bonus. A lot of other state specific bonuses can be viewed below.

Discover is offering $10/$15 off Amazon when adding a Discover card to Amazon. Rakuten is offering a 7,500 Membership Rewards points sign up bonus. AT&T Wireless deals from both Chase & Citi are also back.

As always a lot of the good deals have already expired, make sure to either follow us on Twitter or get daily e-mail updates so you don’t miss any deals. If we missed any deals or you have an idea for a post, please let us know (will@doctorofcredit.com or chuck@doctorofcredit.com). 

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    William Charles
  • On May 12, 2025, 09:00

View Comments (4)

  • Dang, Chase must have some intel about Amex going big on Plat refresh. Amex Plat AF going up $200+ I’m guessing

  • When is the optimal timing to product change a CSP to CSR based on the AF timing? (not the increase to 795, but the AF timing of when the $95 should post)

    • Both annual fees prorate on the date of the change. You get a partial year charge on one and a partial year credit on the other.

    • What I’ve noticed in having done 3 product changes with Chase is that they issue a prorated refund of the AF immediately for the old card, and then charge the new AF in full in the 4th month thereafter on the 1st (e.g., when I PC’d on February 7, the new AF was charged on June 1.)
      Chase has a 45-day right to reject period where you can change your mind and decide to go back to the old card. They will not charge you the new AF during this time.

      When I’ve PC’d after anniversary year but before the AF posted, I did not receive a prorated refund (as expected.)

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