View Your Pre-Approved & Pre-Qualified Credit Card Offers (Updated For 2020)

Most credit card issuers now allow you to view cards that you’ve been pre-approved for online. Here is a full list of issuers that do allow this, along with the relevant websites/contact information.

Being pre-qualified or pre-approved doesn’t necessarily mean you’ll be approved.

Just because you’ve been pre-approved/pre-qualified, doesn’t necessarily mean you’ll be approved, credit card issuers will do a hard pull on your credit report before they approve you and if your circumstances have changed you might be denied for a card they’ve pre-qualified you for. Click here to find out what these terms actually mean.

For those just wanting the links, here is the short list. Keep reading on for more information on all of the pre-qualifaction finders.

American Express

You can find out if you have “any special offers waiting for you” by going to https://www.americanexpress.com/ then clicking card offers and entering your full name, address and the last four digits of your social security number. You can view this page by:

  • Click “cards” in the top bar
  • Click “view all Personal and Charge cards”
  • Click “Check For Pre-Qualified Offers”

american express special offers

If you don’t see this promotion then it’s likely than you’re signed into your account. I’d recommend either signing out or using an incognito mode window.

It’s also possible to check for small business cards. You can use this link or follow these directions:

  • Click “cards” in the top bar
  • Click “View All Small Business Cards”
  • Scroll to bottom of the page and then enter your information where it says: “See if you qualify for a special offer”

Bank of America

You can view what offers you are pre qualified for with Bank of America by clicking here. You’ll need to enter your full name, address, birth-date and the last four digits of your social security number. You’ll also need to let them know what type of credit cards you’re interested in and if you’re already one of their online banking customers.

You can view this page from the homepage of the Bank of America website by:

  • Click “Bank” in the header, then click “Credit Cards”
  • Click “Prequalified credit card offers” in left sidebar at the bottom

bank of america

Barclaycard

Unfortunately Barclaycard have currently pulled their pre-approved checker.

To view your Barclaycard pre-qualified offers click here. You’ll have to provide your basic information (address, full name, social security number, how you rate your credit, what type of benefits you value most). If you see a screen that says “Congratulations” then you are pre-approved for those offers, if you see a screen that says “Recommended” then you have no current pre-approved offers from them.

barclaycard pre-approval success

Capital One

To view what offers you are pre-qualified for click here. You’ll need to provide your full name, zip code and the last four digits of your social security number. You also need to tell them your favorite credit card benefit and how you rate your credit level. To view this page from the Capital One homepage do the following:

  • Click “Credit Cards”
  • Click “See If You’re Pre-Qualified”

capital one

CardMatch by CreditCards.com

The CardMatch tool was developed by CreditCards.com in an effort to reduce the amount of websites you need to check for pre-qualified offers. They also sometimes run specials where the sign up bonuses are greater through their tool than elsewhere. You need to enter your full name and address, along with the last four digits of your social security number. Click here to check your offers with CardMatch. You can get to the CardMatch tool for the homepage of CreditCards.com by doing the following:

  • Click the card match tool on the front page

credit cards

 

Chase Pre-Qualified Offers

You can also check to see if you have any pre-qualified offers from chase by clicking here. You’ll need to provide your full name, address, zip code, city, state and last four digits of your social security number.

You can also access this page from the chase homepage. To do so follow these directions:

  • Click “Product And Services” in the header
  • Click “Credit Cards” in the drop down menu
  • Click “All Credit Cards” in the side menu
  • Click “Check for Pre-Qualified Offers”

the credit card section of the chase website, this is the third link in the left sidebar (screenshot below).

chase prequalified offersCitibank

Citi is not currently allowing you to check for pre-approved offers.

You can view all your pre-approved offers from citibank by clicking here. As always, you’ll need to enter your full name, address and last four digits of your social security number. You’ll also need to choose which credit card benefit is most important to you. To view this page from the citibank homepage follow these directions:

  • Click “Credit Cards” in the header
  • Click “See If You’re Pre-Qualified For An Offer”

citibank

Credit One

Credit One is a sub prime lender and as such most of their cards have high fees and interest rates. We’d suggest you look into a secured card instead of going with them, but they also have a pre-qualified card finder you can use by clicking here. You can reach this page from the homepage with the following directions:

  • Click “get pre-qualified” which is found in the right sidebar, second box down.

credit one

Discover

Finding out the offers you’ve been pre-approved for with Discover is simple, just click here and fill out: first name, last name, last four digits of your SSN and answer two simple questions.

You can also get to the above page by navigating to it from the discover homepage, to do so:

discover personalized offers

  • Click credit card home, which is the first link on the far left of the footer links (at the very bottom of the page)
  • Scroll to the middle of the page and click “See your personalized offer”
  • Fill out the information and view your personalized offers

USAA

Little bit different to the other card issuers here, as you need to be an existing member to qualify. If you are do the following:

  • Log into your account
  • Search for ‘offers’
  • Select ‘My Offers Page’
  • They’ll show pre selected offers here

You can find out more about USAA here.

usaa-preapproved

US Bank

Update: This has been removed for now.

US Bank recently re-added their pre-qualification checker, which you can view by clicking here. You’ll need to enter your full name, address and last four digits of your SSN. You’ll also need to tell them what you look for most in a credit card. You can find this page from the homepage with the following directions:

  • Click “Credit Cards & Prepaid Cards” which is the third link to the left in the header.
  • Click “Credit Cards” which is first link in the pop down menu
  • Click “Check for Recommended Offers” in the main body of the website

us bank

HSBC 

HSBC has recently readded the pre-qualified checker. Click here to see if you’re pre-qualified

Smaller Card Issuers

Here are the direct links for a number of smaller card issuers/store credit cards.

  • BB&T
  • Deserve.
  • Milestone gold (this is another woeful credit card, which we wouldn’t recommend)
  • BBVA. You must be an existing customer, log into BBVA app and select ‘Add new account’ option will appear to pre-qualify for a card.

We hope you found this post helpful, if you did why not let our readers know which credit cards you were pre-qualified for? And also let us know if you know of any other places people can check for pre-approved offers.

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Walter
Walter

For some reason HSBC limits the number of characters in your city name to 15, so you may have issues if you try to check your pre-qualification status and live in a city with more than 15 characters, like mine. I shortened it and got a response that they were unable to approve my pre-qualification request.

George
George

Amex biz prequal doesn’t seem to be up anymore. Dug around a few days ago, nothing; tried your link now, nothing.

Walter
Walter

Looks like CardMatch is now requiring you to provide an e-mail address.

John
John

Can confirm that it wanted me to provide an email address as well.

David
David

For CapitalOne note the link says: We only consider your eligibility for three credit cards–QuicksilverOne, Platinum and Secured Mastercard®.

Matthew
Matthew

Capital one prequalify page shows “We only consider your eligibility for three credit cards–QuicksilverOne, Platinum and Secured Mastercard®.”

sevillada
sevillada

is there an update for today 4/9/20?

Mark Capo
Mark Capo

State Farm Bank offers prequalification for its credit cards.

everythingbagel
everythingbagel

Thanks, here’s a link in case Doc wants to add it.
https://www.statefarm.com/finances/banking/credit-cards

Ted Meyer
Ted Meyer

The doctor should add a good site for prequalification: Experian CreditMatch (56 cards from 17 issuers).

Lyndon
Lyndon

The doctor has better things to do.

Nemus
Nemus

HSBC US cancelled its online credit cards prequalification. I knew it today (12/24/2019).

Rick Wells
Rick Wells

Nemus that prequalification is active. Look again the HSBC website.

ycx
ycx

Looks like it only works if you don’t already have an account. If you’re churning the $750 bonus you’re probably out of luck.

Cuccoy
Cuccoy

SunTrust Bank does not accept any online credit card application to citizens of Iran, Cuba, Syria, Sudan and Burma (and non-American citizens).