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Rotating 5% Cashback Categories For Q4 2014 + Tips/Tricks For Increasing Your Spend

September 16, 2014
3 Comments
by William Charles
Credit Cards

We’re getting closer to the start of quarter four of 2014, which means it’s now possible to activate your 5% cashback categories on cards that offer 5% rotating categories (Chase Freedom, Discover it & Citi Dividend)... Read More →

Charles Schwab $100 High Yield Checking Account Bonus (No Monthly Fees, No International ATM Withdrawal Fees + ATM Fee Reimbursements)

September 15, 2014
8 Comments
by William Charles
Bank Accounts • Checking Accounts • Current Bank Account Bonuses • Current checking account sign up bonuses

Update: There is now a better bonus with no $10,000 requirement. Offer at a glance Maximum bonus amount: $100 Availability: Nationwide  Direct deposit required: No Additional requirements: Must add $10,000 in funds Hard/soft pull: Hard... Read More →

How To Reallocate Your Credit Limits With American Express

September 15, 2014
87 Comments
by William Charles
Credit Cards

Previously we’ve shown you how to get a 3x credit limit increase with American Express (which is useful for increasing your total available credit, which in turn should decrease your credit utilization which in turn should improve... Read More →

Paper for GoBank

September 12, 2014
0 Comments
by Chuck
Manufactured Spending • Uncategorized

Contents1 Paper checks2 Why I care Paper checks We spoke about changes coming to GoBank, see GoBank Reappears. When I logged into my GoBank account a few days ago, I saw this: Apparently, GoBank is planning on adding an option of... Read More →

Safeway Offering $15 Off $25+ Coupon When You Purchase 2x Variable Load Gift Cards

September 12, 2014
0 Comments
by William Charles
Manufactured Spending

Contents1 The Offer2 The Fine Print3 Our Verdict4 Our Verdict The Offer Purchase any two variable load Visa or MasterCard gift cards and receive a coupon for $15 off your next purchase of $25 from Safeway The Fine Print Valid from... Read More →

myFICO Launches Three New Products

September 12, 2014
1 Comment
by William Charles
Credit Monitoring Sites • Credit Scores

myFICO (which is the official consumer facing company for FICO, which produces the most commonly used credit score, the FICO score) has launched three new products. myFICO uses the 2008 classic version from all three credit bureaus... Read More →

New Proposed Bill: Fair Credit Reporting Improvement Act of 2014

September 12, 2014
2 Comments
by William Charles
Credit Scores

Rep. Maxine Waters (D., Calif.) has proposed a new bill titled “Fair Credit Reporting Improvement Act of 2014” which would make a number of changes to the data that credit bureaus are able to keep on consumers. Below are a... Read More →

Plink Closes Down Effective Immediately

September 12, 2014
4 Comments
by William Charles
News

For those not familiar with Plink, basically it was an app based loyalty program that allowed you to earn Plink Points when you shopped at selected partner merchants. They launched with a bang of partners but relatively soon after a... Read More →

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