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Kenneth Westervelt

Key Bank (CO) has recently offered $300 to open a checking account & deposit $1000 within 60 days of opening. Current terms are that one cannot have opened another account in the past year.

M
M

Should Huntington Bank be added to the state specific list of churnable accounts?

knuds1b
knuds1b

It appears Capital One bank account bonuses are also not churnable if you’ve gotten one in the last few years. The fine print reads “ineligible if prior account opened after 1/1/2019” on their latest offer.

Jesperson
Jesperson

I think that First Tennessee and SunTrust no longer exist, at least in NC. They were bought by other banks. I used to have a accounts at both.

Gadget - Bank Bonus Geek

Correct. First Horizon and Truist. William Charles Chuck BB&T needs to be changed as well.

L
L

William Charles Great post! I’ve kept one M&T account open for years and received the bonus on new accounts. Maybe change the language to:

Now you can’t receive the bonus if you’ve RECEIVED A BONUS in the past 12 months.

Matthew J Cottrill

Any idea if monifi is churnable?

Wayne
Wayne

Matthew J Cottrill I received the bonus twice.

Matthew J Cottrill

@Wayne how long did you wait before redoing?

Edit: and thanks for data point!

Wayne
Wayne

Matthew J Cottrill I was over a year. We had moved, so new address might have helped?

REJECTION
REJECTION

Comerica Bank is churnable too. They don’t have terms against churning. Or, not yet.

SU
SU

is US BANK still 12 months?

Gadget - Bank Bonus Geek

U.S. Bank is 24-months since the last account or bonus. Been that way for about a year. William Charles Chuck

real love
real love

William Charles could we also add fintechs and brokerages to the list? As you know, a lot of the easy sign-up bonuses are from fintechs and Swagbucks, etc. and I’ve been following a lot of fintech posts on here over the last two years or so.. and it seems more than half of them are churnable.. it would be great to also add those to the list too if possible

arch
arch

PNC now requires 24 months from last bonus on personal checking, still 12 months on biz

Gadget - Bank Bonus Geek

Currently, the PNC offer is expired… 🙁