Credit Card Reference Pages

Update 2/25/19: Just making sure newer users are aware of these reference pages. If there is a particular page you’d like updated let me know and I’ll do my best to update it sooner rather than later!

We post a lot of content about credit cards, often it’s for increased sign up bonuses or changes to the benefits/terms of a specific credit card. These posts quickly become irrelevant as the sign up bonus changes or the benefits/terms change. That being said, there are some posts that are timeless. It can be difficult to find these posts, so I’ve included all of them below to make it easier to find them.

If you’re new to this site, you might want to bookmark this page for a quick reference guide. I’d also recommend giving this list a read through even if you’re not new, I’d be surprised if you don’t learn something new that’s useful. If there is a page that you think should be including, or needs updating then please let me know in the comments and I’ll add it/revise it.

Other posts in this series:

After You Apply

Before You Apply

Behind The Scenes

Bonuses

Sign Up Bonuses

On Going Spend

Category Spending Bonuses

Card Issuer Specific

American Express

Bank of America

Barclaycard

Capital One

Chase

Citi

Discover

U.S Bank

Wells Fargo

Things You Should Know About Each Card Issuer

Credit Limits

Payment Network Specific

Pre-Qualified Offers

Secured Cards/Bad Credit

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31 Comments
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Lily
Lily (@guest_1674387)
August 17, 2023 23:41

 William Charles @chuck Do you know where the post is that allows me to search a retailor and see what categories the transaction posts under for different cards? I recall readers would contribute to it. I can’t see to find the post.

sg77
sg77 (@guest_1677788)
August 22, 2023 20:51

Knowledge Base – Payments Workshop. Or the direct link: https://www.doctorofcredit.com/payments-workshop

awardwallet has a similar page.

TL
TL (@guest_1620300)
May 18, 2023 14:54

General question: Does opening a lot of new bank accounts affect your ability to get approved for credit cards? For example, when you apply for a new credit card, might the card issuer check your ChexSystems or EWS reports and get scared off if you have too many recent bank account inquiries?

Gabriel
Gabriel (@guest_1691748)
September 12, 2023 13:56
  TL

They are separate information systems, but sometimes credit unions will pull your credit report before approving your application. Credit cards use exclusively your credit score as far as I know.

Not sure why this wasn’t answered yet, but here you go.

Baked
Baked (@guest_1601139)
April 18, 2023 22:56

 William Charles  Chuck does Citizens bank report biz cards to personal credit bureaus ?

Ryan
Ryan (@guest_1329012)
February 9, 2022 17:34

Deleted

T
T (@guest_1088017)
November 10, 2020 14:30

I applied and was approved for a Chase SWA RR Personal Visa on 9/15/20. It has a $2k spend requirement within 3 months to obtain a 65k points bonus. I called Chase today to confirm the date by which I must spend the $2k and was told 12/15/20. As the first statement was issued on 10/14/20, I then asked if a 12/15/20 purchase would then be billed on the 1/14/21 statement. The Chase rep said yes. I then asked when the 65k bonus would be issued, and the rep gave me a bunch of un-intelligible gobbledygook. Like she didn’t know, and was making up an answer too vague to commit Chase and/or SWA to anything! I’d like the bonus to be effective in 2021 because I also have a business card which can easily be bonus-ed in either 2020 or 2021. 2021 is preferable for both, making the companion pass good for 23/24 months. But if Chase and SWA combine to bonus the personal card in 2020, then I will also complete the business card spend this month and at least get the pass for 12/13 months. Can anyone help based on the tediousness of my dates (above) for the personal card?

CJ
CJ (@guest_985815)
May 24, 2020 13:17

It seems like chase no longer shows “United travel bank card” on its webpage.

justmeha
justmeha (@guest_885249)
January 22, 2020 21:05

please please update the Spreadsheet of Current & Recent Credit Card Signup Bonuses for Major Issuers
it is great, just a bit (lol) out of date

Arthur
Arthur (@guest_863464)
January 1, 2020 01:20

Cards that can be paid in cash at the store?

I have had a Citibank Sears card for years, always paying my monthly bill in cash at the local Sears or K-mart store…. As you are no doubt aware, many Sears / K-mart stores are now closing including all the ones in my local area….

Do you have a list of stores that issue Visa / MasterCard + store credit cards and allow holders to pay their monthly bills in cash at the store?  William Charles

Dan
Dan (@guest_738275)
March 22, 2019 12:03

would be helpful to add this page on this credit card reference index page: https://www.doctorofcredit.com/credit-cards/credit-card-reconsideration-line-telephone-numbers/

norma
norma (@guest_727878)
February 27, 2019 07:16

I would love to see all the “things you should know” pages updated (with a date at the top when they were last reviewed). It’s easy to stick in any number (even if wrong), google, and find the resource. For example, 25 Things to know about Citi, Chase, Capital One all pull up the article link.